Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
TIP	iShares TIPS Bond ETF	20,258	$2.236M	16.0%	—	—	—	464287176
VMBS	Vanguard Mortgage-Backed Secur	36,637	$1.72M	12.3%	—	—	—	92206C771
GOVT	iShares U.S. Treasury Bond ETF	15,891	$364K	2.6%	—	—	—	46429B267
AAPL	Apple Inc	1,195	$303K	2.2%	—	—	—	037833100
IVV	iShares Core S&P 500 ETF	448	$293K	2.1%	—	—	—	464287200
SPY	State Street SPDR S&P 500 ETF	277	$180K	1.3%	—	—	—	78462F103
DFAE	Dimensional Emerging Core Equi	4,976	$168K	1.2%	—	—	—	25434V302
MSFT	Microsoft Corp	349	$129K	0.9%	—	—	—	594918104
DIA	State Street SPDR Dow Jones In	277	$128K	0.9%	—	—	—	78467X109
WMT	Walmart Inc	1,002	$125K	0.9%	—	—	—	931142103
JPM	JPMorgan Chase & Co	418	$123K	0.9%	—	—	—	46625H100
JNJ	Johnson & Johnson	503	$123K	0.9%	—	—	—	478160104
VOOG	Vanguard S&P 500 Growth ETF	234	$95,399	0.7%	—	—	—	921932505
CAT	Caterpillar Inc	125	$88,558	0.6%	—	—	—	149123101
PM	Philip Morris International In	475	$78,536	0.6%	—	—	—	718172109
VTV	Vanguard Value ETF	326	$63,961	0.5%	—	—	—	922908744
XOM	Exxon Mobil Corp	339	$57,515	0.4%	—	—	—	30231G102
BRK/B	Berkshire Hathaway Inc	119	$57,025	0.4%	—	—	—	084670702
PSX	Phillips 66	312	$56,840	0.4%	—	—	—	718546104
PEP	PepsiCo Inc	358	$55,594	0.4%	—	—	—	713448108
KO	Coca-Cola Co/The	717	$54,528	0.4%	—	—	—	191216100
VZ	Verizon Communications Inc	1,084	$54,417	0.4%	—	—	—	92343V104
CSCO	Cisco Systems Inc	670	$51,985	0.4%	—	—	—	17275R102
CVX	Chevron Corp	243	$50,277	0.4%	—	—	—	166764100
STX	Seagate Technology Holdings PL	122	$47,795	0.3%	—	—	—	G7997R103
MCD	McDonald's Corp	151	$46,929	0.3%	—	—	—	580135101
CL	Colgate-Palmolive Co	548	$46,706	0.3%	—	—	—	194162103
WM	Waste Management Inc	200	$45,958	0.3%	—	—	—	94106L109
PG	Procter & Gamble Co/The	314	$45,354	0.3%	—	—	—	742718109
JPST	JPMorgan Ultra-Short Income ET	862	$43,626	0.3%	—	—	—	46641Q837
BLK	Blackrock Inc	45	$43,277	0.3%	—	—	—	09290D101
RTX	RTX Corp	214	$41,281	0.3%	—	—	—	75513E101
GOOGL	Alphabet Inc	142	$40,833	0.3%	—	—	—	02079K305
TJX	TJX Cos Inc/The	249	$39,765	0.3%	—	—	—	872540109
MO	Altria Group Inc	600	$39,594	0.3%	—	—	—	02209S103
VLUE	iShares MSCI USA Value Factor	253	$35,974	0.3%	—	—	—	46432F388
FNDF	Schwab Fundamental Internation	732	$35,817	0.3%	—	—	—	808524755
NEE	NextEra Energy Inc	369	$34,273	0.2%	—	—	—	65339F101
MMM	3M Co	233	$33,839	0.2%	—	—	—	88579Y101
FDX	FedEx Corp	95	$33,837	0.2%	—	—	—	31428X106
CMS	CMS Energy Corp	420	$32,584	0.2%	—	—	—	125896100
AFL	Aflac Inc	294	$32,255	0.2%	—	—	—	001055102
CB	Chubb Ltd	97	$31,615	0.2%	—	—	—	H1467J104
ABBV	AbbVie Inc	145	$31,536	0.2%	—	—	—	00287Y109
EMR	Emerson Electric Co	240	$31,445	0.2%	—	—	—	291011104
VUG	Vanguard Growth ETF	70	$30,575	0.2%	—	—	—	922908736
VRIG	Invesco Variable Rate Investme	1,217	$30,468	0.2%	—	—	—	46090A879
AVDE	Avantis International Equity E	354	$30,033	0.2%	—	—	—	025072703
MRK	Merck & Co Inc	241	$28,990	0.2%	—	—	—	58933Y105
EFG	iShares MSCI EAFE Growth ETF	254	$28,288	0.2%	—	—	—	464288885
SPHQ	Invesco Exchange-Traded Fund T	375	$28,196	0.2%	—	—	—	46137V241
ITW	Illinois Tool Works Inc	107	$27,851	0.2%	—	—	—	452308109
HON	Honeywell International Inc	123	$27,802	0.2%	—	—	—	438516106
VIG	Vanguard Dividend Appreciation	129	$27,743	0.2%	—	—	—	921908844
LIN	Linde PLC	53	$26,275	0.2%	—	—	—	G54950103
IEFA	iShares Core MSCI EAFE ETF	284	$25,710	0.2%	—	—	—	46432F842
TOTL	State Street DoubleLine Total	643	$25,546	0.2%	—	—	—	78467V848
VTI	Vanguard Total Stock Market ET	79	$25,344	0.2%	—	—	—	922908769
VYM	Vanguard High Dividend Yield E	171	$25,325	0.2%	—	—	—	921946406
ORCL	Oracle Corp	169	$24,862	0.2%	—	—	—	68389X105
LOW	Lowe's Cos Inc	105	$24,809	0.2%	—	—	—	548661107
WMB	Williams Cos Inc/The	324	$23,581	0.2%	—	—	—	969457100
NVS	Novartis AG	153	$23,371	0.2%	—	—	—	66987V109
HD	Home Depot Inc/The	71	$23,351	0.2%	—	—	—	437076102
PSA	Public Storage	84	$22,754	0.2%	—	—	—	74460D109
CMI	Cummins Inc	42	$22,597	0.2%	—	—	—	231021106
IBM	IBM	91	$22,057	0.2%	—	—	—	459200101
TFC	Truist Financial Corp	444	$20,411	0.1%	—	—	—	89832Q109
ICSH	iShares Ultra Short Duration B	401	$20,299	0.1%	—	—	—	46434V878
ADP	Automatic Data Processing Inc	99	$20,115	0.1%	—	—	—	053015103
PAYX	Paychex Inc	210	$19,345	0.1%	—	—	—	704326107
COST	Costco Wholesale Corp	19	$18,932	0.1%	—	—	—	22160K105
MPC	Marathon Petroleum Corp	77	$18,802	0.1%	—	—	—	56585A102
DTE	DTE Energy Co	125	$18,277	0.1%	—	—	—	233331107
APD	Air Products and Chemicals Inc	60	$17,429	0.1%	—	—	—	009158106
AVUV	Avantis U.S. Small Cap Value E	156	$17,233	0.1%	—	—	—	025072877
CIBR	First Trust NASDAQ Cybersecuri	265	$16,610	0.1%	—	—	—	33734X846
SHY	iShares 1-3 Year Treasury Bond	196	$16,184	0.1%	—	—	—	464287457
OKE	ONEOK Inc	176	$15,909	0.1%	—	—	—	682680103
SLYG	State Street SPDR S&P 600 Smal	164	$15,846	0.1%	—	—	—	78464A201
ABT	Abbott Laboratories	154	$15,811	0.1%	—	—	—	002824100
ACN	Accenture PLC	79	$15,665	0.1%	—	—	—	G1151C101
GIS	General Mills Inc	411	$15,297	0.1%	—	—	—	370334104
DUK	Duke Energy Corp	116	$15,189	0.1%	—	—	—	26441C204
CMCSA	Comcast Corp	509	$14,613	0.1%	—	—	—	20030N101
DHR	Danaher Corp	77	$14,599	0.1%	—	—	—	235851102
KMB	Kimberly-Clark Corp	150	$14,471	0.1%	—	—	—	494368103
BX	Blackstone Inc	125	$14,374	0.1%	—	—	—	09260D107
VO	Vanguard Mid-Cap ETF	48	$13,785	0.1%	—	—	—	922908629
STWD	Starwood Property Trust Inc	766	$13,190	0.1%	—	—	—	85571B105
CLX	Clorox Co/The	125	$12,954	0.1%	—	—	—	189054109
LMT	Lockheed Martin Corp	21	$12,692	0.1%	—	—	—	539830109
ENB	Enbridge Inc	216	$11,694	0.1%	—	—	—	29250N105
UNH	UnitedHealth Group Inc	41	$11,094	0.1%	—	—	—	91324P102
DLR	Digital Realty Trust Inc	61	$10,993	0.1%	—	—	—	253868103
UPS	United Parcel Service Inc	100	$9,838	0.1%	—	—	—	911312106
—	Neuberger Energy Infrastructur	885	$9,301	0.1%	—	—	—	64129H104
COWZ	Pacer US Cash Cows 100 ETF	145	$9,071	0.1%	—	—	—	69374H881
OEF	iShares S&P 100 ETF	28	$8,906	0.1%	—	—	—	464287101
HYLS	First Trust Tactical High Yiel	218	$8,844	0.1%	—	—	—	33738D408
IMCG	iShares Morningstar Mid-Cap Gr	105	$8,271	0.1%	—	—	—	464288307
DEO	Diageo PLC	100	$7,445	0.1%	—	—	—	25243Q205
GUNR	FlexShares Morningstar Global	133	$7,336	0.1%	—	—	—	33939L407
PDBC	Invesco Optimum Yield Diversif	404	$6,997	0.0%	—	—	—	46090F100
WTMF	WisdomTree Managed Futures Str	172	$6,826	0.0%	—	—	—	97717W125
MNA	NYLI Merger Arbitrage ETF	182	$6,616	0.0%	—	—	—	45409B800
PBP	Invesco S&P 500 BuyWrite ETF	272	$5,981	0.0%	—	—	—	46137V399
AMLP	Alerian MLP ETF	76	$4,001	0.0%	—	—	—	00162Q452
SOLV	Solventum Corp	59	$3,853	0.0%	—	—	—	83444M101
VEA	Vanguard FTSE Developed Market	27	$1,730	0.0%	—	—	—	921943858
VOE	Vanguard Mid-Cap Value ETF	3	$553	0.0%	—	—	—	922908512
VOT	Vanguard Mid-Cap Growth ETF	2	$515	0.0%	—	—	—	922908538
BIL	State Street SPDR Bloomberg 1-	1	$92	0.0%	—	—	—	78468R663

Decreased Positions (28)

VCIT Vanguard Intermediate-Term Cor 1.2%

Value $171K (-90.9%) Shares 2,070 (-90.9%) Est. Cost — Unrealized —

VCSH Vanguard Short-Term Corporate 5.8%

Value $813K (-60.0%) Shares 10,281 (-59.9%) Est. Cost — Unrealized —

BSV Vanguard Short-Term Bond ETF 5.2%

Value $728K (-57.9%) Shares 9,343 (-57.6%) Est. Cost — Unrealized —

QQQ Invesco QQQ Trust Series 1 1.3%

Value $180K (-79.1%) Shares 244 (-83.6%) Est. Cost — Unrealized —

JPLD JPMorgan Limited Duration Bond 6.6%

Value $930K (-37.3%) Shares 17,813 (-37.3%) Est. Cost — Unrealized —

IGSB iShares 1-5 Year Investment Gr 4.5%

Value $628K (-42.6%) Shares 11,991 (-42.4%) Est. Cost — Unrealized —

SPYG State Street SPDR Portfolio S& 3.2%

Value $452K (-47.0%) Shares 3,801 (-56.4%) Est. Cost — Unrealized —

SCHF Schwab International Equity ET 4.1%

Value $574K (-35.3%) Shares 20,713 (-42.2%) Est. Cost — Unrealized —

FPEI First Trust Institutional Pref 1.9%

Value $271K (-52.0%) Shares 14,033 (-52.7%) Est. Cost — Unrealized —

IWR iShares Russell Mid-Cap ETF 1.1%

Value $148K (-64.4%) Shares 1,340 (-68.7%) Est. Cost — Unrealized —

SPTS State Street SPDR Portfolio Sh 3.5%

Value $496K (-27.7%) Shares 17,096 (-27.3%) Est. Cost — Unrealized —

VFLO VictoryShares Free Cash Flow E 2.2%

Value $306K (-33.9%) Shares 6,697 (-42.9%) Est. Cost — Unrealized —

EFV iShares MSCI EAFE Value ETF 1.2%

Value $161K (-40.2%) Shares 2,107 (-42.0%) Est. Cost — Unrealized —

GFLW VictoryShares Free Cash Flow G 2.3%

Value $318K (-24.8%) Shares 9,282 (-42.3%) Est. Cost — Unrealized —

IVE iShares S&P 500 Value ETF 3.1%

Value $432K (-15.6%) Shares 1,902 (-21.5%) Est. Cost — Unrealized —

EMXC iShares MSCI Emerging Markets 1.1%

Value $159K (-32.7%) Shares 1,559 (-48.2%) Est. Cost — Unrealized —

PPA Invesco Aerospace & Defense ET 0.6%

Value $80,376 (-42.7%) Shares 455 (-46.2%) Est. Cost — Unrealized —

SPYM State Street SPDR Portfolio S& 4.6%

Value $644K (+10.0%) Shares 7,326 (-4.2%) Est. Cost — Unrealized —

VB Vanguard Morningstar Small-Cap 0.6%

Value $78,205 (-39.3%) Shares 258 (-47.6%) Est. Cost — Unrealized —

DFIS Dimensional International Smal 0.5%

Value $66,627 (-41.7%) Shares 1,902 (-44.0%) Est. Cost — Unrealized —

XLF State Street Financial Select 0.8%

Value $107K (-29.8%) Shares 1,993 (-35.4%) Est. Cost — Unrealized —

QUAL iShares MSCI USA Quality Facto 1.2%

Value $163K (-18.4%) Shares 745 (-28.6%) Est. Cost — Unrealized —

GEME Pacific NoS Global EM Equity A 0.5%

Value $63,220 (-28.2%) Shares 1,452 (-42.6%) Est. Cost — Unrealized —

JTEK JPMorgan US Tech Leaders ETF 0.8%

Value $118K (-12.1%) Shares 1,054 (-37.3%) Est. Cost — Unrealized —

EPI WisdomTree India Earnings Fund 0.2%

Value $28,834 (-34.3%) Shares 674 (-37.3%) Est. Cost — Unrealized —

SPSM State Street SPDR Portfolio S& 0.2%

Value $30,161 (+8.9%) Shares 523 (-8.7%) Est. Cost — Unrealized —

VWO Vanguard FTSE Emerging Markets 0.2%

Value $33,964 (-4.6%) Shares 569 (-13.7%) Est. Cost — Unrealized —

SPMD State Street SPDR Portfolio S& 0.5%

Value $66,344 (+1.5%) Shares 982 (-11.1%) Est. Cost — Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VCIT	Vanguard Intermediate-Term Cor	2,070 (-90.9%)	$171K (-90.9%)	1.2%	—	—	INT-TERM CORP	92206C870
VCSH	Vanguard Short-Term Corporate	10,281 (-59.9%)	$813K (-60.0%)	5.8%	—	—	SHRT TRM CORP BD	92206C409
BSV	Vanguard Short-Term Bond ETF	9,343 (-57.6%)	$728K (-57.9%)	5.2%	—	—	SHORT TRM BOND	921937827
QQQ	Invesco QQQ Trust Series 1	244 (-83.6%)	$180K (-79.1%)	1.3%	—	—	UNIT SER 1	46090E103
JPLD	JPMorgan Limited Duration Bond	17,813 (-37.3%)	$930K (-37.3%)	6.6%	—	—	JPMORGAM LTD DUR	46654Q773
IGSB	iShares 1-5 Year Investment Gr	11,991 (-42.4%)	$628K (-42.6%)	4.5%	—	—	ISHS 1-5YR INVS	464288646
SPYG	State Street SPDR Portfolio S&	3,801 (-56.4%)	$452K (-47.0%)	3.2%	—	—	ST STR P500GRW	78464A409
SCHF	Schwab International Equity ET	20,713 (-42.2%)	$574K (-35.3%)	4.1%	—	—	INTL EQTY ETF	808524805
FPEI	First Trust Institutional Pref	14,033 (-52.7%)	$271K (-52.0%)	1.9%	—	—	INSTL PFD SECS	33739P855
IWR	iShares Russell Mid-Cap ETF	1,340 (-68.7%)	$148K (-64.4%)	1.1%	—	—	RUS MID CAP ETF	464287499
SPTS	State Street SPDR Portfolio Sh	17,096 (-27.3%)	$496K (-27.7%)	3.5%	—	—	ST SHO TREAS ETF	78468R101
VFLO	VictoryShares Free Cash Flow E	6,697 (-42.9%)	$306K (-33.9%)	2.2%	—	—	SHS FR CA FL ETF	92647X830
EFV	iShares MSCI EAFE Value ETF	2,107 (-42.0%)	$161K (-40.2%)	1.2%	—	—	EAFE VALUE ETF	464288877
GFLW	VictoryShares Free Cash Flow G	9,282 (-42.3%)	$318K (-24.8%)	2.3%	—	—	VICT FR GROW ETF	92647X764
IVE	iShares S&P 500 Value ETF	1,902 (-21.5%)	$432K (-15.6%)	3.1%	—	—	S&P 500 VAL ETF	464287408
EMXC	iShares MSCI Emerging Markets	1,559 (-48.2%)	$159K (-32.7%)	1.1%	—	—	MSCI EMRG CHN	46434G764
PPA	Invesco Aerospace & Defense ET	455 (-46.2%)	$80,376 (-42.7%)	0.6%	—	—	AEROSPACE DEFN	46137V100
SPYM	State Street SPDR Portfolio S&	7,326 (-4.2%)	$644K (+10.0%)	4.6%	—	—	ST STR P500ETF	78464A854
VB	Vanguard Morningstar Small-Cap	258 (-47.6%)	$78,205 (-39.3%)	0.6%	—	—	SMALL CP ETF	922908751
DFIS	Dimensional International Smal	1,902 (-44.0%)	$66,627 (-41.7%)	0.5%	—	—	INTL SMALL CAP E	25434V773
XLF	State Street Financial Select	1,993 (-35.4%)	$107K (-29.8%)	0.8%	—	—	ST STR FINL ETF	81369Y605
QUAL	iShares MSCI USA Quality Facto	745 (-28.6%)	$163K (-18.4%)	1.2%	—	—	MSCI USA QLT FCT	46432F339
GEME	Pacific NoS Global EM Equity A	1,452 (-42.6%)	$63,220 (-28.2%)	0.5%	—	—	PAC NO GL EM ETF	900934506
JTEK	JPMorgan US Tech Leaders ETF	1,054 (-37.3%)	$118K (-12.1%)	0.8%	—	—	U S TEC LEA ETF	46654Q732
EPI	WisdomTree India Earnings Fund	674 (-37.3%)	$28,834 (-34.3%)	0.2%	—	—	INDIA ERNGS FD	97717W422
SPSM	State Street SPDR Portfolio S&	523 (-8.7%)	$30,161 (+8.9%)	0.2%	—	—	ST STR SP600 SML	78468R853
VWO	Vanguard FTSE Emerging Markets	569 (-13.7%)	$33,964 (-4.6%)	0.2%	—	—	FTSE EMR MKT ETF	922042858
SPMD	State Street SPDR Portfolio S&	982 (-11.1%)	$66,344 (+1.5%)	0.5%	—	—	ST STR P400MID	78464A847

Unchanged Positions (13)

— Nuveen Preferred & Income Oppo 24.8%

Value $3.467M Shares 440,000 Est. Cost — Unrealized —

VOO Vanguard S&P 500 ETF 1.7%

Value $243K Shares 354 Est. Cost — Unrealized —

CGIB Capital Group International Bo 1.2%

Value $162K Shares 6,339 Est. Cost — Unrealized —

MBB iShares MBS ETF 2.3%

Value $323K Shares 3,415 Est. Cost — Unrealized —

BINC iShares Flexible Income Active 0.9%

Value $127K Shares 2,435 Est. Cost — Unrealized —

GTEK The Goldman Sachs Future Tech 0.0%

Value $2,767 Shares 44 Est. Cost — Unrealized —

BND Vanguard Total Bond Market ETF 2.1%

Value $291K Shares 3,966 Est. Cost — Unrealized —

AGG iShares Core U.S. Aggregate Bo 1.8%

Value $255K Shares 2,581 Est. Cost — Unrealized —

BNDX Vanguard Total International B 0.3%

Value $46,009 Shares 950 Est. Cost — Unrealized —

QLTA iShares Aaa - A Rated Corporat 1.1%

Value $157K Shares 3,301 Est. Cost — Unrealized —

JCPB JPMorgan Core Plus Bond ETF 0.3%

Value $37,270 Shares 794 Est. Cost — Unrealized —

VFH Vanguard Financials ETF 0.0%

Value $1,184 Shares 9 Est. Cost — Unrealized —

FNDC Schwab Fundamental Internation 0.0%

Value $2,040 Shares 42 Est. Cost — Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
—	Nuveen Preferred & Income Oppo	440,000	$3.467M	24.8%	—	—	COM	67073B106
VOO	Vanguard S&P 500 ETF	354	$243K	1.7%	—	—	S&P 500 ETF SHS	922908363
CGIB	Capital Group International Bo	6,339	$162K	1.2%	—	—	INTERNATIONAL BD	14020Y706
MBB	iShares MBS ETF	3,415	$323K	2.3%	—	—	MBS ETF	464288588
BINC	iShares Flexible Income Active	2,435	$127K	0.9%	—	—	ISHA FLEX IN ETF	092528603
GTEK	The Goldman Sachs Future Tech	44	$2,767	0.0%	—	—	FUTURE TECH LEAD	38149W812
BND	Vanguard Total Bond Market ETF	3,966	$291K	2.1%	—	—	TOTAL BND MRKT	921937835
AGG	iShares Core U.S. Aggregate Bo	2,581	$255K	1.8%	—	—	CORE US AGGBD ET	464287226
BNDX	Vanguard Total International B	950	$46,009	0.3%	—	—	TOTAL INT BD ETF	92203J407
QLTA	iShares Aaa - A Rated Corporat	3,301	$157K	1.1%	—	—	A RATE CP BD ETF	46429B291
JCPB	JPMorgan Core Plus Bond ETF	794	$37,270	0.3%	—	—	CORE PLUS BD ETF	46641Q670
VFH	Vanguard Financials ETF	9	$1,184	0.0%	—	—	FINANCIALS ETF	92204A405
FNDC	Schwab Fundamental Internation	42	$2,040	0.0%	—	—	FUNDAMENTAL INTL	808524748