Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IVV	ISHARES TR	25,327	$18.97M	17.3%	—	—	Exchange Traded Fund	464287200
VT	VANGUARD INTL EQUITY INDEX FDS	56,920	$8.934M	8.2%	—	—	International Equity ETF	922042742
FESM	FIDELITY COVINGTON TRUST	154,613	$7.466M	6.8%	—	—	Exchange Traded Fund	31609A206
MOAT	VANECK ETF TRUST	71,601	$7.444M	6.8%	—	—	Exchange Traded Fund	92189F643
XMHQ	INVESCO EXCHANGE TRADED FD TR	57,403	$6.48M	5.9%	—	—	Exchange Traded Fund	46137V472
IJH	ISHARES TR	81,399	$6.277M	5.7%	—	—	Exchange Traded Fund	464287507
XLRE	SELECT SECTOR SPDR TR	127,341	$5.607M	5.1%	—	—	Exchange Traded Fund	81369Y860
VGLT	VANGUARD SCOTTSDALE FDS	100,335	$5.536M	5.1%	—	—	Fixed Income ETF	92206C847
EVMO	MORGAN STANLEY ETF TRUST	109,512	$5.475M	5.0%	—	—	Fixed Income ETF	61774R767
XLP	SELECT SECTOR SPDR TR	60,862	$5.056M	4.6%	—	—	Exchange Traded Fund	81369Y308
GPIX	GOLDMAN SACHS ETF TR	64,984	$3.611M	3.3%	—	—	Exchange Traded Fund	38149W622
GLDM	WORLD GOLD TR	35,184	$2.794M	2.6%	—	—	Exchange Traded Fund	98149E303
AAPL	APPLE INC	6,725	$1.946M	1.8%	—	—	Common Stock	037833100
MSFT	MICROSOFT CORP	4,557	$1.7M	1.6%	—	—	Common Stock	594918104
IGSB	ISHARES TR	25,678	$1.346M	1.2%	—	—	Fixed Income ETF	464288646
GOOG	ALPHABET INC	3,732	$1.319M	1.2%	—	—	Common Stock	02079K107
VYMI	VANGUARD WHITEHALL FDS	11,975	$1.176M	1.1%	—	—	International Equity ETF	921946794
XOM	EXXON MOBIL CORP	8,590	$1.174M	1.1%	—	—	Common Stock	30231G102
VYM	VANGUARD WHITEHALL FDS	6,576	$1.039M	0.9%	—	—	Exchange Traded Fund	921946406
JPM	JPMORGAN CHASE & CO	3,105	$1.016M	0.9%	—	—	Common Stock	46625H100
GOOGL	ALPHABET INC	2,702	$966K	0.9%	—	—	Common Stock	02079K305
AMZN	AMAZON COM INC	3,995	$952K	0.9%	—	—	Common Stock	023135106
VOO	VANGUARD INDEX FDS	1,308	$898K	0.8%	—	—	Exchange Traded Fund	922908363
KO	COCA COLA CO	10,398	$845K	0.8%	—	—	Common Stock	191216100
CLX	CLOROX CO DEL	7,680	$733K	0.7%	—	—	Common Stock	189054109
V	VISA INC	2,033	$698K	0.6%	—	—	Common Stock	92826C839
ABBV	ABBVIE INC	2,211	$556K	0.5%	—	—	Common Stock	00287Y109
CVX	CHEVRON CORPORATION	3,269	$542K	0.5%	—	—	Common Stock	166764100
WMT	WALMART INC	4,750	$538K	0.5%	—	—	Common Stock	931142103
META	META PLATFORMS INC	866	$488K	0.4%	—	—	Common Stock	30303M102
PWR	QUANTA SVCS INC	632	$455K	0.4%	—	—	Common Stock	74762E102
BRK/B	BERKSHIRE HATHAWAY INC DEL	898	$449K	0.4%	—	—	Common Stock	084670702
AMAT	APPLIED MATLS INC	601	$435K	0.4%	—	—	Common Stock	038222105
MA	MASTERCARD INCORPORATED	794	$408K	0.4%	—	—	Common Stock	57636Q104
VEA	VANGUARD TAX-MANAGED FDS	5,587	$398K	0.4%	—	—	Exchange Traded Fund	921943858
BRO	BROWN & BROWN INC	6,101	$391K	0.4%	—	—	Common Stock	115236101
KNSL	KINSALE CAP GROUP INC	1,070	$353K	0.3%	—	—	Common Stock	49714P108
MCD	MCDONALDS CORP	1,191	$322K	0.3%	—	—	Common Stock	580135101
MDY	STATE STR SPDR S&P MIDCAP 400	450	$317K	0.3%	—	—	Exchange Traded Fund	78467Y107
UNH	UNITEDHEALTH GROUP INC	758	$315K	0.3%	—	—	Common Stock	91324P102
CVS	CVS HEALTH CORP	3,000	$310K	0.3%	—	—	Common Stock	126650100
CL	COLGATE PALMOLIVE CO	3,300	$303K	0.3%	—	—	Common Stock	194162103
EW	EDWARDS LIFESCIENCES CORP	3,315	$300K	0.3%	—	—	Common Stock	28176E108
ABT	ABBOTT LABORATORIES	3,279	$298K	0.3%	—	—	Common Stock	002824100
HD	HOME DEPOT INC	832	$293K	0.3%	—	—	Common Stock	437076102
PM	PHILIP MORRIS INTL INC	1,607	$291K	0.3%	—	—	Common Stock	718172109
HON	HONEYWELL INTL INC	1,275	$285K	0.3%	—	—	Common Stock	438516106
ORCL	ORACLE CORP	1,900	$278K	0.3%	—	—	Common Stock	68389X105
TT	TRANE TECHNOLOGIES PLC	541	$266K	0.2%	—	—	Int'l Common Stock	G8994E103
HAL	HALLIBURTON CO	7,456	$253K	0.2%	—	—	Common Stock	406216101
UNP	UNION PAC CORP	900	$245K	0.2%	—	—	Common Stock	907818108
AMGN	AMGEN INC	609	$221K	0.2%	—	—	Common Stock	031162100
YETI	YETI HLDGS INC	4,218	$209K	0.2%	—	—	Common Stock	98585X104
LHX	L3HARRIS TECHNOLOGIES INC	712	$207K	0.2%	—	—	Common Stock	502431109
NVDA	NVIDIA CORPORATION	1,000	$200K	0.2%	—	—	Common Stock	67066G104
IPAR	INTERPARFUMS INC	1,788	$200K	0.2%	—	—	Common Stock	458334109