Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
DFAU	DIMENSIONAL ETF TRUST	589,523	$26.98M	23.7%	$40.56	—	US CORE EQT MKT	25434V104
PULS	PGIM ETF TR	329,202	$16.4M	14.4%	$49.57	—	PGIM ULTRA SH BD	69344A107
TOTL	SSGA ACTIVE ETF TR	273,342	$11.09M	9.7%	$39.41	—	SPDR TR TACTIC	78467V848
VXUS	VANGUARD STAR FDS	118,202	$8.683M	7.6%	$58.93	—	VG TL INTL STK F	921909768
SCHP	SCHWAB STRATEGIC TR	191,606	$5.164M	4.5%	$25.83	—	US TIPS ETF	808524870
DFAC	DIMENSIONAL ETF TRUST	126,329	$4.873M	4.3%	$34.59	—	US CORE EQUITY 2	25434V708
USFR	WISDOMTREE TR	87,496	$4.398M	3.9%	$50.32	—	FLOATNG RAT TREA	97717Y527
PDBC	INVESCO ACTVELY MNGD ETC FD	253,188	$3.4M	3.0%	$12.99	—	OPTIMUM YIELD	46090F100
IAUM	ISHARES GOLD TR	76,528	$2.946M	2.6%	$31.17	—	SHARES REPRESENT	46436F103
DFAS	DIMENSIONAL ETF TRUST	37,229	$2.549M	2.2%	$65.08	—	US SMALL CAP ETF	25434V500
UYLD	ANGEL OAK FUNDS TRUST	48,700	$2.491M	2.2%	$51.07	—	OAK ULTRASHORT	03463K752
AVGV	AMERICAN CENTY ETF TR	28,684	$2.018M	1.8%	$60.95	—	AVANTIS ALL EQT	025072216
DFAE	DIMENSIONAL ETF TRUST	55,691	$1.756M	1.5%	$25.37	—	EMGR CRE EQT MNG	25434V302
JAAA	JANUS DETROIT STR TR	32,995	$1.675M	1.5%	$50.71	—	HENDRSON AAA CL	47103U845
AAPL	APPLE INC	6,296	$1.603M	1.4%	$234.51	-3.8%	COM	037833100
AVUS	AMERICAN CENTY ETF TR	14,260	$1.55M	1.4%	$96.93	—	US EQT ETF	025072885
DFUV	DIMENSIONAL ETF TRUST	26,642	$1.191M	1.0%	$40.92	—	US MKTWIDE VALUE	25434V724
REZ	ISHARES TR	13,909	$1.182M	1.0%	$81.10	—	RESIDENTIAL MULT	464288562
DFAX	DIMENSIONAL ETF TRUST	35,704	$1.12M	1.0%	$24.86	—	WORLD EX US CORE	25434V880
GLD	SPDR GOLD TR	2,468	$877K	0.8%	$242.13	—	GOLD SHS	78463V107
GDE	WISDOMTREE TR	14,860	$853K	0.7%	$38.60	—	EFFICIENT GLD PL	97717Y568
MMSD	NEW YORK LIFE INVTS ACTIVE E	33,000	$842K	0.7%	$25.52	—	NYLI MACKAY MUNI	64953X100
QQQ	INVESCO QQQ TR	1,244	$747K	0.7%	$511.23	—	UNIT SER 1	46090E103
VUG	VANGUARD INDEX FDS	1,455	$698K	0.6%	$410.51	—	GROWTH ETF	922908736
VDC	VANGUARD WORLD FD	3,046	$651K	0.6%	$211.37	—	CONSUM STP ETF	92204A207
SCHH	SCHWAB STRATEGIC TR	29,935	$646K	0.6%	$21.06	—	US REIT ETF	808524847
HEFA	ISHARES TR	16,113	$638K	0.6%	$34.83	—	HDG MSCI EAFE	46434V803
AVUV	AMERICAN CENTY ETF TR	6,030	$600K	0.5%	$96.53	—	US SML CP VALU	025072877
AVDV	AMERICAN CENTY ETF TR	4,667	$416K	0.4%	$65.08	—	INTL SMCP VLU	025072802
VTI	VANGUARD INDEX FDS	1,244	$408K	0.4%	$289.83	—	TOTAL STK MKT	922908769
JMST	J P MORGAN EXCHANGE TRADED F	7,711	$394K	0.3%	$50.71	—	ULTRA SHT MUNCPL	46641Q654
TSLA	TESLA INC	870	$387K	0.3%	$321.74	+7.8%	COM	88160R101
EFA	ISHARES TR	4,111	$384K	0.3%	$75.61	—	MSCI EAFE ETF	464287465
VT	VANGUARD INTL EQUITY INDEX F	2,630	$362K	0.3%	$117.48	—	TT WRLD ST ETF	922042742
MSFT	MICROSOFT CORP	688	$356K	0.3%	$432.38	+17.7%	COM	594918104
GLOF	ISHARES TR	6,571	$339K	0.3%	$43.37	—	GLOBAL EQUITY	46434V316
SPY	SPDR S&P 500 ETF TR	493	$328K	0.3%	$595.18	—	TR UNIT	78462F103
VO	VANGUARD INDEX FDS	992	$291K	0.3%	$264.12	—	MID CAP ETF	922908629
NVDA	NVIDIA CORPORATION	1,530	$285K	0.3%	$125.82	+38.5%	COM	67066G104
VYMI	VANGUARD WHITEHALL FDS	3,290	$279K	0.2%	$70.24	—	INTL HIGH ETF	921946794
OUNZ	VANECK MERK GOLD ETF	7,373	$274K	0.2%	$25.30	—	GOLD SHS	921078101
EWJV	ISHARES TR	6,794	$265K	0.2%	$31.28	—	MSCI JP VALUE	46435U374
SHYM	BLACKROCK ETF TRUST II	11,200	$250K	0.2%	$22.34	—	SHORT DURATION H	092528108
CGMU	CAPITAL GRP FIXED INCM ETF T	9,109	$249K	0.2%	$26.92	—	MUNICIPAL INCOME	14020Y201
DISV	DIMENSIONAL ETF TRUST	6,935	$248K	0.2%	$29.12	—	INTL SMALL CAP V	25434V781
INDA	ISHARES TR	4,250	$221K	0.2%	$52.61	—	MSCI INDIA ETF	46429B598
VOO	VANGUARD INDEX FDS	350	$214K	0.2%	$612.38	—	S&P 500 ETF SHS	922908363
VWO	VANGUARD INTL EQUITY INDEX F	3,877	$210K	0.2%	$54.18	—	FTSE EMR MKT ETF	922042858
—	SABA CAPITAL INCOME & OPRNT	10,000	$77,700	0.1%	$7.76	—	SHS NEW	78518H202