Walker Financial Services, Inc. Long-Term Concentrated

Location: Bowling Green, KY

CIK: 0001965479 · Show all filings

Period: Q4 2025 (← Previous) (Next →)

Filing Date: Jan 28, 2026

Total Value: $276M (100.0% shares, 0.0% debt)

Holdings (41)

TFLO ISHARES TR 12.3%

Value $33.87M Shares 671,314 Est. Cost $50.57 Unrealized —

SPSB SPDR SERIES TRUST 10.4%

Value $28.7M Shares 950,467 Est. Cost $29.63 Unrealized —

SCHD SCHWAB STRATEGIC TR 10.3%

Value $28.46M Shares 1,037,577 Est. Cost $40.26 Unrealized —

FLOT ISHARES TR 10.1%

Value $27.86M Shares 547,826 Est. Cost $51.04 Unrealized —

STIP ISHARES TR 7.0%

Value $19.24M Shares 187,932 Est. Cost $99.63 Unrealized —

SCHB SCHWAB STRATEGIC TR 5.9%

Value $16.29M Shares 621,182 Est. Cost $25.87 Unrealized —

SPIB SPDR SERIES TRUST 5.3%

Value $14.69M Shares 434,353 Est. Cost $33.26 Unrealized —

AGG ISHARES TR 4.5%

Value $12.43M Shares 124,458 Est. Cost $98.15 Unrealized —

QQQM INVESCO EXCH TRADED FD TR II 4.3%

Value $12M Shares 47,435 Est. Cost $248.97 Unrealized —

RSP INVESCO EXCHANGE TRADED FD T 4.3%

Value $11.95M Shares 62,368 Est. Cost $190.32 Unrealized —

SCHR SCHWAB STRATEGIC TR 4.0%

Value $11.11M Shares 443,050 Est. Cost $25.12 Unrealized —

FBND FIDELITY MERRIMACK STR TR 2.6%

Value $7.2M Shares 156,385 Est. Cost $46.29 Unrealized —

TBUX T ROWE PRICE ETF INC 2.2%

Value $6.102M Shares 122,408 Est. Cost $49.77 Unrealized —

VXUS VANGUARD STAR FDS 1.9%

Value $5.23M Shares 69,326 Est. Cost $59.62 Unrealized —

SHV ISHARES TR 1.5%

Value $4.086M Shares 37,090 Est. Cost $110.40 Unrealized —

VUSB VANGUARD BD INDEX FDS 1.5%

Value $4.043M Shares 81,122 Est. Cost $49.88 Unrealized —

VEA VANGUARD TAX-MANAGED FDS 1.4%

Value $3.977M Shares 63,657 Est. Cost $60.76 Unrealized —

VGIT VANGUARD SCOTTSDALE FDS 1.4%

Value $3.911M Shares 65,261 Est. Cost $58.74 Unrealized —

IEMG ISHARES INC 1.4%

Value $3.896M Shares 57,956 Est. Cost $66.35 Unrealized —

SPTS SPDR SERIES TRUST 1.2%

Value $3.29M Shares 112,352 Est. Cost $29.29 Unrealized —

MSFT MICROSOFT CORP 1.0%

Value $2.725M Shares 5,634 Est. Cost $293.23 Unrealized +70.7%

BRK/B BERKSHIRE HATHAWAY INC DEL 0.8%

Value $2.254M Shares 4,484 Est. Cost $341.69 Unrealized +45.6%

AAPL APPLE INC 0.7%

Value $1.823M Shares 6,706 Est. Cost $189.59 Unrealized +41.5%

QQQ INVESCO QQQ TR 0.6%

Value $1.677M Shares 2,729 Est. Cost $376.36 Unrealized —

KO COCA COLA CO 0.5%

Value $1.474M Shares 21,079 Est. Cost $57.06 Unrealized +21.6%

FSTA FIDELITY COVINGTON TRUST 0.5%

Value $1.255M Shares 25,513 Est. Cost $44.42 Unrealized —

SCHX SCHWAB STRATEGIC TR 0.3%

Value $958K Shares 35,592 Est. Cost $33.49 Unrealized —

WMT WALMART INC 0.3%

Value $871K Shares 7,815 Est. Cost $52.78 Unrealized +103.1%

JPM JPMORGAN CHASE & CO. 0.2%

Value $541K Shares 1,679 Est. Cost $205.23 Unrealized +50.8%

SYY SYSCO CORP 0.2%

Value $462K Shares 6,275 Est. Cost $71.83 Unrealized +5.1%

VRSK VERISK ANALYTICS INC 0.2%

Value $453K Shares 2,025 Est. Cost $237.23 Unrealized -5.0%

CVX CHEVRON CORP NEW 0.2%

Value $427K Shares 2,800 Est. Cost $150.47 Unrealized +0.6%

SPY SPDR S&P 500 ETF TR 0.1%

Value $394K Shares 577 Est. Cost $492.46 Unrealized —

VTI VANGUARD INDEX FDS 0.1%

Value $352K Shares 1,050 Est. Cost $274.75 Unrealized —

VOO VANGUARD INDEX FDS 0.1%

Value $343K Shares 547 Est. Cost $486.01 Unrealized —

IVV ISHARES TR 0.1%

Value $336K Shares 490 Est. Cost $530.91 Unrealized —

SCHZ SCHWAB STRATEGIC TR 0.1%

Value $308K Shares 13,193 Est. Cost $36.63 Unrealized —

NVDA NVIDIA CORPORATION 0.1%

Value $255K Shares 1,367 Est. Cost $125.82 Unrealized +47.9%

VB VANGUARD INDEX FDS 0.1%

Value $254K Shares 983 Est. Cost $228.78 Unrealized —

AVGO BROADCOM INC 0.1%

Value $235K Shares 678 Est. Cost $357.00 Unrealized 0.0%

XOM EXXON MOBIL CORP 0.1%

Value $233K Shares 1,939 Est. Cost $104.70 Unrealized +10.3%

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
TFLO	ISHARES TR	671,314	$33.87M	12.3%	$50.57	—	TRS FLT RT BD	46434V860
SPSB	SPDR SERIES TRUST	950,467	$28.7M	10.4%	$29.63	—	STATE STREET SPD	78464A474
SCHD	SCHWAB STRATEGIC TR	1,037,577	$28.46M	10.3%	$40.26	—	US DIVIDEND EQ	808524797
FLOT	ISHARES TR	547,826	$27.86M	10.1%	$51.04	—	FLTG RATE NT ETF	46429B655
STIP	ISHARES TR	187,932	$19.24M	7.0%	$99.63	—	0-5 YR TIPS ETF	46429B747
SCHB	SCHWAB STRATEGIC TR	621,182	$16.29M	5.9%	$25.87	—	US BRD MKT ETF	808524102
SPIB	SPDR SERIES TRUST	434,353	$14.69M	5.3%	$33.26	—	STATE STREET SPD	78464A375
AGG	ISHARES TR	124,458	$12.43M	4.5%	$98.15	—	CORE US AGGBD ET	464287226
QQQM	INVESCO EXCH TRADED FD TR II	47,435	$12M	4.3%	$248.97	—	NASDAQ 100 ETF	46138G649
RSP	INVESCO EXCHANGE TRADED FD T	62,368	$11.95M	4.3%	$190.32	—	S&P500 EQL WGT	46137V357
SCHR	SCHWAB STRATEGIC TR	443,050	$11.11M	4.0%	$25.12	—	INT-TRM U.S TRES	808524854
FBND	FIDELITY MERRIMACK STR TR	156,385	$7.2M	2.6%	$46.29	—	TOTAL BD ETF	316188309
TBUX	T ROWE PRICE ETF INC	122,408	$6.102M	2.2%	$49.77	—	ULTRA SHRT TRM	87283Q701
VXUS	VANGUARD STAR FDS	69,326	$5.23M	1.9%	$59.62	—	VG TL INTL STK F	921909768
SHV	ISHARES TR	37,090	$4.086M	1.5%	$110.40	—	TRUST ISHARE 0-1	464288679
VUSB	VANGUARD BD INDEX FDS	81,122	$4.043M	1.5%	$49.88	—	VANGUARD ULTRA	92203C303
VEA	VANGUARD TAX-MANAGED FDS	63,657	$3.977M	1.4%	$60.76	—	VAN FTSE DEV MKT	921943858
VGIT	VANGUARD SCOTTSDALE FDS	65,261	$3.911M	1.4%	$58.74	—	INTER TERM TREAS	92206C706
IEMG	ISHARES INC	57,956	$3.896M	1.4%	$66.35	—	CORE MSCI EMKT	46434G103
SPTS	SPDR SERIES TRUST	112,352	$3.29M	1.2%	$29.29	—	STATE STREET SPD	78468R101
MSFT	MICROSOFT CORP	5,634	$2.725M	1.0%	$293.23	+70.7%	COM	594918104
BRK/B	BERKSHIRE HATHAWAY INC DEL	4,484	$2.254M	0.8%	$341.69	+45.6%	CL B NEW	084670702
AAPL	APPLE INC	6,706	$1.823M	0.7%	$189.59	+41.5%	COM	037833100
QQQ	INVESCO QQQ TR	2,729	$1.677M	0.6%	$376.36	—	UNIT SER 1	46090E103
KO	COCA COLA CO	21,079	$1.474M	0.5%	$57.06	+21.6%	COM	191216100
FSTA	FIDELITY COVINGTON TRUST	25,513	$1.255M	0.5%	$44.42	—	CONSMR STAPLES	316092303
SCHX	SCHWAB STRATEGIC TR	35,592	$958K	0.3%	$33.49	—	US LRG CAP ETF	808524201
WMT	WALMART INC	7,815	$871K	0.3%	$52.78	+103.1%	COM	931142103
JPM	JPMORGAN CHASE & CO.	1,679	$541K	0.2%	$205.23	+50.8%	COM	46625H100
SYY	SYSCO CORP	6,275	$462K	0.2%	$71.83	+5.1%	COM	871829107
VRSK	VERISK ANALYTICS INC	2,025	$453K	0.2%	$237.23	-5.0%	COM	92345Y106
CVX	CHEVRON CORP NEW	2,800	$427K	0.2%	$150.47	+0.6%	COM	166764100
SPY	SPDR S&P 500 ETF TR	577	$394K	0.1%	$492.46	—	TR UNIT	78462F103
VTI	VANGUARD INDEX FDS	1,050	$352K	0.1%	$274.75	—	TOTAL STK MKT	922908769
VOO	VANGUARD INDEX FDS	547	$343K	0.1%	$486.01	—	S&P 500 ETF SHS	922908363
IVV	ISHARES TR	490	$336K	0.1%	$530.91	—	CORE S&P500 ETF	464287200
SCHZ	SCHWAB STRATEGIC TR	13,193	$308K	0.1%	$36.63	—	US AGGREGATE B	808524839
NVDA	NVIDIA CORPORATION	1,367	$255K	0.1%	$125.82	+47.9%	COM	67066G104
VB	VANGUARD INDEX FDS	983	$254K	0.1%	$228.78	—	SMALL CP ETF	922908751
AVGO	BROADCOM INC	678	$235K	0.1%	$357.00	0.0%	COM	11135F101
XOM	EXXON MOBIL CORP	1,939	$233K	0.1%	$104.70	+10.3%	COM	30231G102