Walker Financial Services, Inc. Long-Term Concentrated

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
TFLO	ISHARES TR	671,314 (+22.9%)	$33,875 (+22.6%)	12.3%	$50.57	—	TRS FLT RT BD	46434V860
FLOT	ISHARES TR	547,826 (+24.7%)	$27,862 (+24.1%)	10.1%	$51.04	—	FLTG RATE NT ETF	46429B655
SCHB	SCHWAB STRATEGIC TR	621,182 (+45.3%)	$16,294 (+48.2%)	5.9%	$25.87	—	US BRD MKT ETF	808524102
RSP	INVESCO EXCHANGE TRADED FD T	62,368 (+50.5%)	$11,947 (+51.9%)	4.3%	$190.32	—	S&P500 EQL WGT	46137V357
QQQM	INVESCO EXCH TRADED FD TR II	47,435 (+46.9%)	$11,997 (+50.3%)	4.3%	$248.97	—	NASDAQ 100 ETF	46138G649
STIP	ISHARES TR	187,932 (+18.5%)	$19,242 (+17.4%)	7.0%	$99.63	—	0-5 YR TIPS ETF	46429B747
SCHR	SCHWAB STRATEGIC TR	443,050 (+25.2%)	$11,112 (+24.9%)	4.0%	$25.12	—	INT-TRM U.S TRES	808524854
VEA	VANGUARD TAX-MANAGED FDS	63,657 (+49.3%)	$3,977 (+55.7%)	1.4%	$60.76	—	VAN FTSE DEV MKT	921943858
IEMG	ISHARES INC	57,956 (+49.1%)	$3,896 (+52.0%)	1.4%	$66.35	—	CORE MSCI EMKT	46434G103
TBUX	T ROWE PRICE ETF INC	122,408 (+16.2%)	$6,102 (+16.2%)	2.2%	$49.77	—	ULTRA SHRT TRM	87283Q701
SPIB	SPDR SERIES TRUST	434,353 (+5.5%)	$14,686 (+5.2%)	5.3%	$33.26	—	STATE STREET SPD	78464A375
SHV	ISHARES TR	37,090 (+16.1%)	$4,086 (+15.8%)	1.5%	$110.40	—	TRUST ISHARE 0-1	464288679
VUSB	VANGUARD BD INDEX FDS	81,122 (+16.2%)	$4,043 (+15.8%)	1.5%	$49.88	—	VANGUARD ULTRA	92203C303
SPTS	SPDR SERIES TRUST	112,352 (+15.5%)	$3,290 (+15.4%)	1.2%	$29.29	—	STATE STREET SPD	78468R101
CVX	CHEVRON CORP NEW	2,800 (+88.8%)	$427 (+85.3%)	0.2%	$150.47	+0.6%	COM	166764100
XOM	EXXON MOBIL CORP	1,939 (+1.7%)	$233 (+8.6%)	0.1%	$104.70	+10.3%	COM	30231G102

Exited Positions (2)

HD HOME DEPOT INC 0.1%

Value ($000) $233 Shares 574 Est. Cost $352.64 Unrealized +3.4%

KR KROGER CO 0.1%

Value ($000) $210 Shares 3,118 Est. Cost $57.34 Unrealized +13.7%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
HD	HOME DEPOT INC	574	$233	0.1%	$352.64	+3.4%	—	437076102
KR	KROGER CO	3,118	$210	0.1%	$57.34	+13.7%	—	501044101

Decreased Positions (19)

SCHD SCHWAB STRATEGIC TR 10.3%

Value ($000) $28,461 (-12.0%) Shares 1,037,577 (-12.4%) Est. Cost $40.26 Unrealized —

AGG ISHARES TR 4.5%

Value ($000) $12,431 (-21.2%) Shares 124,458 (-20.9%) Est. Cost $98.15 Unrealized —

FBND FIDELITY MERRIMACK STR TR 2.6%

Value ($000) $7,200 (-26.9%) Shares 156,385 (-26.5%) Est. Cost $46.29 Unrealized —

VXUS VANGUARD STAR FDS 1.9%

Value ($000) $5,230 (-25.2%) Shares 69,326 (-27.2%) Est. Cost $59.62 Unrealized —

VGIT VANGUARD SCOTTSDALE FDS 1.4%

Value ($000) $3,911 (-21.8%) Shares 65,261 (-21.6%) Est. Cost $58.74 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 0.8%

Value ($000) $2,254 (-30.9%) Shares 4,484 (-30.9%) Est. Cost $341.69 Unrealized +45.6%

MSFT MICROSOFT CORP 1.0%

Value ($000) $2,725 (-24.7%) Shares 5,634 (-19.4%) Est. Cost $293.23 Unrealized +70.7%

SPSB SPDR SERIES TRUST 10.4%

Value ($000) $28,704 (-2.5%) Shares 950,467 (-2.2%) Est. Cost $29.63 Unrealized —

QQQ INVESCO QQQ TR 0.6%

Value ($000) $1,677 (-29.5%) Shares 2,729 (-31.1%) Est. Cost $376.36 Unrealized —

FSTA FIDELITY COVINGTON TRUST 0.5%

Value ($000) $1,255 (-31.0%) Shares 25,513 (-30.1%) Est. Cost $44.42 Unrealized —

KO COCA COLA CO 0.5%

Value ($000) $1,474 (-24.4%) Shares 21,079 (-28.3%) Est. Cost $57.06 Unrealized +21.6%

SCHZ SCHWAB STRATEGIC TR 0.1%

Value ($000) $308 (-15.4%) Shares 13,193 (-15.1%) Est. Cost $36.63 Unrealized —

WMT WALMART INC 0.3%

Value ($000) $871 (+5.4%) Shares 7,815 (-2.5%) Est. Cost $52.78 Unrealized +103.1%

JPM JPMORGAN CHASE & CO. 0.2%

Value ($000) $541 (-3.3%) Shares 1,679 (-5.4%) Est. Cost $205.23 Unrealized +50.8%

SCHX SCHWAB STRATEGIC TR 0.3%

Value ($000) $958 (+1.0%) Shares 35,592 (-1.1%) Est. Cost $33.49 Unrealized —

IVV ISHARES TR 0.1%

Value ($000) $336 (-1.3%) Shares 490 (-3.7%) Est. Cost $530.91 Unrealized —

VOO VANGUARD INDEX FDS 0.1%

Value ($000) $343 (-0.9%) Shares 547 (-3.2%) Est. Cost $486.01 Unrealized —

SPY SPDR S&P 500 ETF TR 0.1%

Value ($000) $394 (-0.3%) Shares 577 (-2.7%) Est. Cost $492.46 Unrealized —

VB VANGUARD INDEX FDS 0.1%

Value ($000) $254 (-0.1%) Shares 983 (-1.5%) Est. Cost $228.78 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
SCHD	SCHWAB STRATEGIC TR	1,037,577 (-12.4%)	$28,461 (-12.0%)	10.3%	$40.26	—	US DIVIDEND EQ	808524797
AGG	ISHARES TR	124,458 (-20.9%)	$12,431 (-21.2%)	4.5%	$98.15	—	CORE US AGGBD ET	464287226
FBND	FIDELITY MERRIMACK STR TR	156,385 (-26.5%)	$7,200 (-26.9%)	2.6%	$46.29	—	TOTAL BD ETF	316188309
VXUS	VANGUARD STAR FDS	69,326 (-27.2%)	$5,230 (-25.2%)	1.9%	$59.62	—	VG TL INTL STK F	921909768
VGIT	VANGUARD SCOTTSDALE FDS	65,261 (-21.6%)	$3,911 (-21.8%)	1.4%	$58.74	—	INTER TERM TREAS	92206C706
BRK/B	BERKSHIRE HATHAWAY INC DEL	4,484 (-30.9%)	$2,254 (-30.9%)	0.8%	$341.69	+45.6%	CL B NEW	084670702
MSFT	MICROSOFT CORP	5,634 (-19.4%)	$2,725 (-24.7%)	1.0%	$293.23	+70.7%	COM	594918104
SPSB	SPDR SERIES TRUST	950,467 (-2.2%)	$28,704 (-2.5%)	10.4%	$29.63	—	STATE STREET SPD	78464A474
QQQ	INVESCO QQQ TR	2,729 (-31.1%)	$1,677 (-29.5%)	0.6%	$376.36	—	UNIT SER 1	46090E103
FSTA	FIDELITY COVINGTON TRUST	25,513 (-30.1%)	$1,255 (-31.0%)	0.5%	$44.42	—	CONSMR STAPLES	316092303
KO	COCA COLA CO	21,079 (-28.3%)	$1,474 (-24.4%)	0.5%	$57.06	+21.6%	COM	191216100
SCHZ	SCHWAB STRATEGIC TR	13,193 (-15.1%)	$308 (-15.4%)	0.1%	$36.63	—	US AGGREGATE B	808524839
WMT	WALMART INC	7,815 (-2.5%)	$871 (+5.4%)	0.3%	$52.78	+103.1%	COM	931142103
JPM	JPMORGAN CHASE & CO.	1,679 (-5.4%)	$541 (-3.3%)	0.2%	$205.23	+50.8%	COM	46625H100
SCHX	SCHWAB STRATEGIC TR	35,592 (-1.1%)	$958 (+1.0%)	0.3%	$33.49	—	US LRG CAP ETF	808524201
IVV	ISHARES TR	490 (-3.7%)	$336 (-1.3%)	0.1%	$530.91	—	CORE S&P500 ETF	464287200
VOO	VANGUARD INDEX FDS	547 (-3.2%)	$343 (-0.9%)	0.1%	$486.01	—	S&P 500 ETF SHS	922908363
SPY	SPDR S&P 500 ETF TR	577 (-2.7%)	$394 (-0.3%)	0.1%	$492.46	—	TR UNIT	78462F103
VB	VANGUARD INDEX FDS	983 (-1.5%)	$254 (-0.1%)	0.1%	$228.78	—	SMALL CP ETF	922908751

Unchanged Positions (5)

AAPL APPLE INC 0.7%

Value ($000) $1,823 Shares 6,706 Est. Cost $189.59 Unrealized +41.5%

VRSK VERISK ANALYTICS INC 0.2%

Value ($000) $453 Shares 2,025 Est. Cost $237.23 Unrealized -5.0%

SYY SYSCO CORP 0.2%

Value ($000) $462 Shares 6,275 Est. Cost $71.83 Unrealized +5.1%

VTI VANGUARD INDEX FDS 0.1%

Value ($000) $352 Shares 1,050 Est. Cost $274.75 Unrealized —

NVDA NVIDIA CORPORATION 0.1%

Value ($000) $255 Shares 1,367 Est. Cost $125.82 Unrealized +47.9%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
AAPL	APPLE INC	6,706	$1,823	0.7%	$189.59	+41.5%	COM	037833100
VRSK	VERISK ANALYTICS INC	2,025	$453	0.2%	$237.23	-5.0%	COM	92345Y106
SYY	SYSCO CORP	6,275	$462	0.2%	$71.83	+5.1%	COM	871829107
VTI	VANGUARD INDEX FDS	1,050	$352	0.1%	$274.75	—	TOTAL STK MKT	922908769
NVDA	NVIDIA CORPORATION	1,367	$255	0.1%	$125.82	+47.9%	COM	67066G104