Kearns & Associates LLC Long-Term Concentrated

Location: Palos Verdes Estates, CA

CIK: 0001908695 · Show all filings

Period: Q1 2026 (← Previous) (Next →)

Filing Date: Apr 20, 2026

Total Value: $186M (100.0% shares, 0.0% debt)

Holdings (40)

VTI VANGUARD INDEX FDS 30.0%

Value $55.7M Shares 173,616 Est. Cost $247.05 Unrealized —

VOO VANGUARD INDEX FDS 29.2%

Value $54.2M Shares 90,698 Est. Cost $436.57 Unrealized —

VEA VANGUARD TAX-MANAGED FDS 11.2%

Value $20.83M Shares 325,021 Est. Cost $50.35 Unrealized —

VB VANGUARD INDEX FDS 5.5%

Value $10.23M Shares 39,066 Est. Cost $224.36 Unrealized —

VWO VANGUARD INTL EQUITY INDEX F 3.4%

Value $6.237M Shares 115,386 Est. Cost $49.02 Unrealized —

SPY STATE STR SPDR S&P 500 ETF T 3.3%

Value $6.074M Shares 9,340 Est. Cost $475.00 Unrealized —

AAPL APPLE INC 2.8%

Value $5.264M Shares 20,743 Est. Cost $144.53 Unrealized +81.8%

RPRX ROYALTY PHARMA PLC 1.5%

Value $2.794M Shares 58,240 Est. Cost $30.40 Unrealized +39.1%

SCHF SCHWAB STRATEGIC TR 1.2%

Value $2.234M Shares 90,280 Est. Cost $27.26 Unrealized —

VUG VANGUARD INDEX FDS 1.0%

Value $1.864M Shares 4,267 Est. Cost $397.57 Unrealized —

MSFT MICROSOFT CORP 0.9%

Value $1.594M Shares 4,305 Est. Cost $234.05 Unrealized +85.7%

GOOGL ALPHABET INC 0.7%

Value $1.38M Shares 4,800 Est. Cost $94.32 Unrealized +242.8%

GOOG ALPHABET INC 0.7%

Value $1.377M Shares 4,800 Est. Cost $94.73 Unrealized +241.7%

PJUL INNOVATOR ETFS TRUST 0.6%

Value $1.184M Shares 25,755 Est. Cost $40.07 Unrealized —

IGM ISHARES TR 0.5%

Value $975K Shares 8,226 Est. Cost $144.96 Unrealized —

AMZN AMAZON COM INC 0.5%

Value $971K Shares 4,660 Est. Cost $98.78 Unrealized +129.6%

V VISA INC 0.5%

Value $967K Shares 3,200 Est. Cost $196.98 Unrealized +67.1%

BAC BANK AMERICA CORP 0.5%

Value $951K Shares 19,500 Est. Cost $31.71 Unrealized +69.2%

SCHE SCHWAB STRATEGIC TR 0.5%

Value $862K Shares 26,148 Est. Cost $29.36 Unrealized —

AXP AMERICAN EXPRESS CO 0.5%

Value $847K Shares 2,800 Est. Cost $142.37 Unrealized +150.2%

GS GOLDMAN SACHS GROUP INC 0.5%

Value $846K Shares 1,000 Est. Cost $321.54 Unrealized +190.0%

SCHW SCHWAB CHARLES CORP 0.5%

Value $846K Shares 9,000 Est. Cost $74.21 Unrealized +34.9%

FBND FIDELITY MERRIMACK STR TR 0.4%

Value $832K Shares 18,235 Est. Cost $45.82 Unrealized —

OXY OCCIDENTAL PETE CORP 0.4%

Value $739K Shares 11,368 Est. Cost $63.23 Unrealized -28.1%

IJR ISHARES TR 0.4%

Value $722K Shares 5,808 Est. Cost $114.50 Unrealized —

JPM JPMORGAN CHASE & CO 0.3%

Value $579K Shares 1,967 Est. Cost $117.65 Unrealized +164.7%

JCI JOHNSON CONTROLS INTERNATION 0.3%

Value $488K Shares 3,725 Est. Cost $57.70 Unrealized +118.5%

TMO THERMO FISHER SCIENTIFIC INC 0.3%

Value $465K Shares 946 Est. Cost $524.96 Unrealized +9.5%

VNQ VANGUARD INDEX FDS 0.2%

Value $462K Shares 5,212 Est. Cost $111.66 Unrealized —

WFC WELLS FARGO & CO 0.2%

Value $418K Shares 5,250 Est. Cost $40.83 Unrealized +120.5%

COF CAPITAL ONE FINL CORP 0.2%

Value $396K Shares 2,170 Est. Cost $93.09 Unrealized +139.8%

IVV ISHARES TR 0.2%

Value $395K Shares 604 Est. Cost $477.69 Unrealized —

MRSH MARSH & MCLENNAN COS INC 0.2%

Value $372K Shares 2,145 Est. Cost $155.95 Unrealized +16.3%

EQIX EQUINIX INC 0.2%

Value $331K Shares 338 Est. Cost $578.99 Unrealized +32.0%

GLD SPDR GOLD TR 0.2%

Value $295K Shares 685 Est. Cost $304.83 Unrealized —

MS MORGAN STANLEY 0.1%

Value $247K Shares 1,500 Est. Cost $120.96 Unrealized +48.5%

QCOM QUALCOMM INC 0.1%

Value $245K Shares 1,905 Est. Cost $108.85 Unrealized +41.4%

SYK STRYKER CORPORATION 0.1%

Value $237K Shares 720 Est. Cost $219.76 Unrealized +65.9%

BKR BAKER HUGHES COMPANY 0.1%

Value $229K Shares 3,750 Est. Cost $56.08 Unrealized 0.0%

IWV ISHARES TR 0.1%

Value $204K Shares 549 Est. Cost $378.94 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VTI	VANGUARD INDEX FDS	173,616	$55.7M	30.0%	$247.05	—	TOTAL STK MKT	922908769
VOO	VANGUARD INDEX FDS	90,698	$54.2M	29.2%	$436.57	—	S&P 500 ETF SHS	922908363
VEA	VANGUARD TAX-MANAGED FDS	325,021	$20.83M	11.2%	$50.35	—	VAN FTSE DEV MKT	921943858
VB	VANGUARD INDEX FDS	39,066	$10.23M	5.5%	$224.36	—	SMALL CP ETF	922908751
VWO	VANGUARD INTL EQUITY INDEX F	115,386	$6.237M	3.4%	$49.02	—	FTSE EMR MKT ETF	922042858
SPY	STATE STR SPDR S&P 500 ETF T	9,340	$6.074M	3.3%	$475.00	—	TR UNIT	78462F103
AAPL	APPLE INC	20,743	$5.264M	2.8%	$144.53	+81.8%	COM	037833100
RPRX	ROYALTY PHARMA PLC	58,240	$2.794M	1.5%	$30.40	+39.1%	SHS CLASS A	G7709Q104
SCHF	SCHWAB STRATEGIC TR	90,280	$2.234M	1.2%	$27.26	—	INTL EQTY ETF	808524805
VUG	VANGUARD INDEX FDS	4,267	$1.864M	1.0%	$397.57	—	GROWTH ETF	922908736
MSFT	MICROSOFT CORP	4,305	$1.594M	0.9%	$234.05	+85.7%	COM	594918104
GOOGL	ALPHABET INC	4,800	$1.38M	0.7%	$94.32	+242.8%	CAP STK CL A	02079K305
GOOG	ALPHABET INC	4,800	$1.377M	0.7%	$94.73	+241.7%	CAP STK CL C	02079K107
PJUL	INNOVATOR ETFS TRUST	25,755	$1.184M	0.6%	$40.07	—	US EQTY PWR BUF	45782C813
IGM	ISHARES TR	8,226	$975K	0.5%	$144.96	—	EXPND TEC SC ETF	464287549
AMZN	AMAZON COM INC	4,660	$971K	0.5%	$98.78	+129.6%	COM	023135106
V	VISA INC	3,200	$967K	0.5%	$196.98	+67.1%	COM CL A	92826C839
BAC	BANK AMERICA CORP	19,500	$951K	0.5%	$31.71	+69.2%	COM	060505104
SCHE	SCHWAB STRATEGIC TR	26,148	$862K	0.5%	$29.36	—	EMRG MKTEQ ETF	808524706
AXP	AMERICAN EXPRESS CO	2,800	$847K	0.5%	$142.37	+150.2%	COM	025816109
GS	GOLDMAN SACHS GROUP INC	1,000	$846K	0.5%	$321.54	+190.0%	COM	38141G104
SCHW	SCHWAB CHARLES CORP	9,000	$846K	0.5%	$74.21	+34.9%	COM	808513105
FBND	FIDELITY MERRIMACK STR TR	18,235	$832K	0.4%	$45.82	—	TOTAL BD ETF	316188309
OXY	OCCIDENTAL PETE CORP	11,368	$739K	0.4%	$63.23	-28.1%	COM	674599105
IJR	ISHARES TR	5,808	$722K	0.4%	$114.50	—	CORE S&P SCP ETF	464287804
JPM	JPMORGAN CHASE & CO	1,967	$579K	0.3%	$117.65	+164.7%	COM	46625H100
JCI	JOHNSON CONTROLS INTERNATION	3,725	$488K	0.3%	$57.70	+118.5%	SHS	G51502105
TMO	THERMO FISHER SCIENTIFIC INC	946	$465K	0.3%	$524.96	+9.5%	COM	883556102
VNQ	VANGUARD INDEX FDS	5,212	$462K	0.2%	$111.66	—	REAL ESTATE ETF	922908553
WFC	WELLS FARGO & CO	5,250	$418K	0.2%	$40.83	+120.5%	COM	949746101
COF	CAPITAL ONE FINL CORP	2,170	$396K	0.2%	$93.09	+139.8%	COM	14040H105
IVV	ISHARES TR	604	$395K	0.2%	$477.69	—	CORE S&P500 ETF	464287200
MRSH	MARSH & MCLENNAN COS INC	2,145	$372K	0.2%	$155.95	+16.3%	COM	571748102
EQIX	EQUINIX INC	338	$331K	0.2%	$578.99	+32.0%	COM	29444U700
GLD	SPDR GOLD TR	685	$295K	0.2%	$304.83	—	GOLD SHS	78463V107
MS	MORGAN STANLEY	1,500	$247K	0.1%	$120.96	+48.5%	COM NEW	617446448
QCOM	QUALCOMM INC	1,905	$245K	0.1%	$108.85	+41.4%	COM	747525103
SYK	STRYKER CORPORATION	720	$237K	0.1%	$219.76	+65.9%	COM	863667101
BKR	BAKER HUGHES COMPANY	3,750	$229K	0.1%	$56.08	0.0%	CL A	05722G100
IWV	ISHARES TR	549	$204K	0.1%	$378.94	—	RUSSELL 3000 ETF	464287689