Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VIG	VANGUARD SPECIALIZED FUNDS	1,575	$373K	0.1%	$236.71	—	DIV APP ETF	921908844
TSLA	TESLA INC	755	$318K	0.1%	$420.60	—	COM	88160R101
EXPD	EXPEDITORS INTL WASH INC	1,650	$269K	0.1%	$162.98	—	COM	302130109
DUK	DUKE ENERGY CORP NEW	2,076	$263K	0.1%	$126.60	—	COM NEW	26441C204
GOOG	ALPHABET INC	609	$215K	0.1%	$353.63	—	CAP STK CL C	02079K107

Increased Positions (12)

SCHB SCHWAB STRATEGIC TR 8.3%

Value $26.9M (+36.6%) Shares 928,968 (+18.4%) Est. Cost $26.22 Unrealized —

QQQM INVESCO EXCH TRADED FD TR II 6.5%

Value $21.17M (+47.0%) Shares 69,882 (+15.3%) Est. Cost $254.00 Unrealized —

RSP INVESCO EXCHANGE TRADED FD T 6.2%

Value $19.91M (+32.0%) Shares 93,563 (+19.0%) Est. Cost $194.19 Unrealized —

FLOT ISHARES TR 11.6%

Value $37.4M (+12.9%) Shares 732,529 (+12.6%) Est. Cost $51.03 Unrealized —

TFLO ISHARES TR 13.3%

Value $43.14M (+9.7%) Shares 851,969 (+9.7%) Est. Cost $50.59 Unrealized —

STIP ISHARES TR 7.6%

Value $24.71M (+11.1%) Shares 241,916 (+12.5%) Est. Cost $100.33 Unrealized —

IEMG ISHARES INC 2.1%

Value $6.874M (+37.9%) Shares 82,973 (+16.1%) Est. Cost $69.19 Unrealized —

SCHR SCHWAB STRATEGIC TR 4.6%

Value $14.73M (+11.9%) Shares 597,458 (+13.1%) Est. Cost $25.04 Unrealized —

VEA VANGUARD TAX-MANAGED FDS 2.0%

Value $6.627M (+30.5%) Shares 93,008 (+17.4%) Est. Cost $62.87 Unrealized —

SPIB SPDR SERIES TRUST 5.2%

Value $16.73M (+6.8%) Shares 500,108 (+7.1%) Est. Cost $33.29 Unrealized —

SPSB SPDR SERIES TRUST 9.1%

Value $29.28M (+2.6%) Shares 975,719 (+2.8%) Est. Cost $29.64 Unrealized —

WMT WALMART INC 0.5%

Value $1.655M (+70.0%) Shares 14,609 (+86.6%) Est. Cost $80.84 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHB	SCHWAB STRATEGIC TR	928,968 (+18.4%)	$26.9M (+36.6%)	8.3%	$26.22	—	US BRD MKT ETF	808524102
QQQM	INVESCO EXCH TRADED FD TR II	69,882 (+15.3%)	$21.17M (+47.0%)	6.5%	$254.00	—	NASDAQ 100 ETF	46138G649
RSP	INVESCO EXCHANGE TRADED FD T	93,563 (+19.0%)	$19.91M (+32.0%)	6.2%	$194.19	—	S&P500 EQL WGT	46137V357
FLOT	ISHARES TR	732,529 (+12.6%)	$37.4M (+12.9%)	11.6%	$51.03	—	FLTG RATE NT ETF	46429B655
TFLO	ISHARES TR	851,969 (+9.7%)	$43.14M (+9.7%)	13.3%	$50.59	—	TRS FLT RT BD	46434V860
STIP	ISHARES TR	241,916 (+12.5%)	$24.71M (+11.1%)	7.6%	$100.33	—	0-5 YR TIPS ETF	46429B747
IEMG	ISHARES INC	82,973 (+16.1%)	$6.874M (+37.9%)	2.1%	$69.19	—	CORE MSCI EMKT	46434G103
SCHR	SCHWAB STRATEGIC TR	597,458 (+13.1%)	$14.73M (+11.9%)	4.6%	$25.04	—	INT-TRM U.S TRES	808524854
VEA	VANGUARD TAX-MANAGED FDS	93,008 (+17.4%)	$6.627M (+30.5%)	2.0%	$62.87	—	VAN FTSE DEV MKT	921943858
SPIB	SPDR SERIES TRUST	500,108 (+7.1%)	$16.73M (+6.8%)	5.2%	$33.29	—	ST INTER BD ETF	78464A375
SPSB	SPDR SERIES TRUST	975,719 (+2.8%)	$29.28M (+2.6%)	9.1%	$29.64	—	ST SHOR CORP ETF	78464A474
WMT	WALMART INC	14,609 (+86.6%)	$1.655M (+70.0%)	0.5%	$80.84	—	COM	931142103

Exited Positions (3)

VRSK VERISK ANALYTICS INC 0.1%

Value $385K Shares 2,031 Est. Cost $237.23 Unrealized —

KR KROGER CO 0.1%

Value $227K Shares 3,138 Est. Cost $64.60 Unrealized —

NVDA NVIDIA CORPORATION 0.1%

Value $219K Shares 1,257 Est. Cost $125.82 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VRSK	VERISK ANALYTICS INC	2,031	$385K	0.1%	$237.23	—	—	92345Y106
KR	KROGER CO	3,138	$227K	0.1%	$64.60	—	—	501044101
NVDA	NVIDIA CORPORATION	1,257	$219K	0.1%	$125.82	—	—	67066G104

Decreased Positions (23)

AGG ISHARES TR 2.3%

Value $7.468M (-18.3%) Shares 75,444 (-18.0%) Est. Cost $98.15 Unrealized —

FBND FIDELITY MERRIMACK STR TR 1.3%

Value $4.187M (-20.8%) Shares 92,048 (-20.6%) Est. Cost $46.29 Unrealized —

SCHD SCHWAB STRATEGIC TR 8.3%

Value $26.73M (-2.2%) Shares 842,806 (-5.4%) Est. Cost $40.26 Unrealized —

VXUS VANGUARD STAR FDS 1.0%

Value $3.193M (-15.7%) Shares 37,346 (-24.0%) Est. Cost $59.62 Unrealized —

VGIT VANGUARD SCOTTSDALE FDS 0.7%

Value $2.373M (-17.7%) Shares 40,236 (-16.9%) Est. Cost $58.74 Unrealized —

TBUX T ROWE PRICE EXCHANGE-TRADED 1.8%

Value $5.805M (-6.3%) Shares 116,637 (-6.4%) Est. Cost $49.77 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 0.4%

Value $1.16M (-22.7%) Shares 2,319 (-26.0%) Est. Cost $341.69 Unrealized —

FSTA FIDELITY COVINGTON TRUST 0.2%

Value $701K (-25.4%) Shares 13,343 (-25.7%) Est. Cost $44.42 Unrealized —

SHV ISHARES TR 1.2%

Value $3.922M (-5.7%) Shares 35,541 (-5.6%) Est. Cost $110.40 Unrealized —

MSFT MICROSOFT CORP 0.4%

Value $1.452M (-13.5%) Shares 3,892 (-14.2%) Est. Cost $293.23 Unrealized —

KO COCA COLA CO 0.3%

Value $926K (-19.4%) Shares 11,396 (-24.6%) Est. Cost $57.06 Unrealized —

VUSB VANGUARD BD INDEX FDS 1.2%

Value $3.871M (-5.4%) Shares 77,753 (-5.4%) Est. Cost $49.88 Unrealized —

SPTS SPDR SERIES TRUST 1.0%

Value $3.126M (-6.4%) Shares 107,751 (-5.8%) Est. Cost $29.29 Unrealized —

IVV ISHARES TR 0.1%

Value $211K (-34.2%) Shares 282 (-42.6%) Est. Cost $530.91 Unrealized —

SCHX SCHWAB STRATEGIC TR 0.3%

Value $1.003M (+10.0%) Shares 34,082 (-4.2%) Est. Cost $33.49 Unrealized —

XOM EXXON MOBIL CORP 0.1%

Value $252K (-23.8%) Shares 1,845 (-5.5%) Est. Cost $104.70 Unrealized —

CVX CHEVRON CORPORATION 0.1%

Value $238K (-23.6%) Shares 1,436 (-4.6%) Est. Cost $150.47 Unrealized —

AAPL APPLE INC 0.5%

Value $1.501M (-4.5%) Shares 5,186 (-16.2%) Est. Cost $189.59 Unrealized —

QQQ INVESCO QQQ TR 0.3%

Value $1.102M (-6.0%) Shares 1,496 (-26.3%) Est. Cost $376.36 Unrealized —

SPY STATE STR SPDR S&P 500 ETF T 0.1%

Value $419K (+12.1%) Shares 561 (-2.4%) Est. Cost $492.46 Unrealized —

JPM JPMORGAN CHASE & CO 0.2%

Value $544K (+7.0%) Shares 1,660 (-3.9%) Est. Cost $208.18 Unrealized —

SCHZ SCHWAB STRATEGIC TR 0.1%

Value $295K (-4.2%) Shares 12,773 (-3.8%) Est. Cost $36.63 Unrealized —

HD HOME DEPOT INC 0.1%

Value $207K (-4.8%) Shares 586 (-11.3%) Est. Cost $376.98 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
AGG	ISHARES TR	75,444 (-18.0%)	$7.468M (-18.3%)	2.3%	$98.15	—	CORE US AGGBD ET	464287226
FBND	FIDELITY MERRIMACK STR TR	92,048 (-20.6%)	$4.187M (-20.8%)	1.3%	$46.29	—	TOTAL BD ETF	316188309
SCHD	SCHWAB STRATEGIC TR	842,806 (-5.4%)	$26.73M (-2.2%)	8.3%	$40.26	—	US DIVIDEND EQ	808524797
VXUS	VANGUARD STAR FDS	37,346 (-24.0%)	$3.193M (-15.7%)	1.0%	$59.62	—	VG TL INTL STK F	921909768
VGIT	VANGUARD SCOTTSDALE FDS	40,236 (-16.9%)	$2.373M (-17.7%)	0.7%	$58.74	—	INTER TERM TREAS	92206C706
TBUX	T ROWE PRICE EXCHANGE-TRADED	116,637 (-6.4%)	$5.805M (-6.3%)	1.8%	$49.77	—	ULTRA SHRT TRM	87283Q701
BRK/B	BERKSHIRE HATHAWAY INC DEL	2,319 (-26.0%)	$1.16M (-22.7%)	0.4%	$341.69	—	CL B NEW	084670702
FSTA	FIDELITY COVINGTON TRUST	13,343 (-25.7%)	$701K (-25.4%)	0.2%	$44.42	—	CONSMR STAPLES	316092303
SHV	ISHARES TR	35,541 (-5.6%)	$3.922M (-5.7%)	1.2%	$110.40	—	TRUST ISHARE 0-1	464288679
MSFT	MICROSOFT CORP	3,892 (-14.2%)	$1.452M (-13.5%)	0.4%	$293.23	—	COM	594918104
KO	COCA COLA CO	11,396 (-24.6%)	$926K (-19.4%)	0.3%	$57.06	—	COM	191216100
VUSB	VANGUARD BD INDEX FDS	77,753 (-5.4%)	$3.871M (-5.4%)	1.2%	$49.88	—	VANGUARD ULTRA	92203C303
SPTS	SPDR SERIES TRUST	107,751 (-5.8%)	$3.126M (-6.4%)	1.0%	$29.29	—	ST SHO TREAS ETF	78468R101
IVV	ISHARES TR	282 (-42.6%)	$211K (-34.2%)	0.1%	$530.91	—	CORE S&P500 ETF	464287200
SCHX	SCHWAB STRATEGIC TR	34,082 (-4.2%)	$1.003M (+10.0%)	0.3%	$33.49	—	US LRG CAP ETF	808524201
XOM	EXXON MOBIL CORP	1,845 (-5.5%)	$252K (-23.8%)	0.1%	$104.70	—	COM	30231G102
CVX	CHEVRON CORPORATION	1,436 (-4.6%)	$238K (-23.6%)	0.1%	$150.47	—	COM	166764100
AAPL	APPLE INC	5,186 (-16.2%)	$1.501M (-4.5%)	0.5%	$189.59	—	COM	037833100
QQQ	INVESCO QQQ TR	1,496 (-26.3%)	$1.102M (-6.0%)	0.3%	$376.36	—	UNIT SER 1	46090E103
SPY	STATE STR SPDR S&P 500 ETF T	561 (-2.4%)	$419K (+12.1%)	0.1%	$492.46	—	TR UNIT	78462F103
JPM	JPMORGAN CHASE & CO	1,660 (-3.9%)	$544K (+7.0%)	0.2%	$208.18	—	COM	46625H100
SCHZ	SCHWAB STRATEGIC TR	12,773 (-3.8%)	$295K (-4.2%)	0.1%	$36.63	—	US AGGREGATE B	808524839
HD	HOME DEPOT INC	586 (-11.3%)	$207K (-4.8%)	0.1%	$376.98	—	COM	437076102

Unchanged Positions (5)

ELV ELEVANCE HEALTH INC FORMERLY 0.2%

Value $504K Shares 1,302 Est. Cost $351.54 Unrealized —

SYY SYSCO CORP 0.1%

Value $469K Shares 5,616 Est. Cost $71.83 Unrealized —

VOO VANGUARD INDEX FDS 0.1%

Value $400K Shares 581 Est. Cost $492.36 Unrealized —

VTI VANGUARD INDEX FDS 0.1%

Value $389K Shares 1,051 Est. Cost $274.75 Unrealized —

VB VANGUARD INDEX FDS 0.1%

Value $300K Shares 989 Est. Cost $228.78 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
ELV	ELEVANCE HEALTH INC FORMERLY	1,302	$504K	0.2%	$351.54	—	COM	036752103
SYY	SYSCO CORP	5,616	$469K	0.1%	$71.83	—	COM	871829107
VOO	VANGUARD INDEX FDS	581	$400K	0.1%	$492.36	—	S&P 500 ETF SHS	922908363
VTI	VANGUARD INDEX FDS	1,051	$389K	0.1%	$274.75	—	TOTAL STK MKT	922908769
VB	VANGUARD INDEX FDS	989	$300K	0.1%	$228.78	—	SMALL CP ETF	922908751