Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
AVES	AMERICAN CENTY ETF TR	12,500	$820K	0.6%	$65.60	—	EMERGING MKT VAL	025072372
OIH	VANECK ETF TRUST	1,648	$613K	0.5%	$372.03	—	OIL SERVICES ETF	92189H607
LEMB	ISHARES INC	13,588	$577K	0.5%	$42.43	—	JP MORGAN EM ETF	464286517
VTEC	VANGUARD CALIF TAX FREE FDS	3,989	$401K	0.3%	$100.59	—	TAX EXEMPT BD FD	922021605
STIP	ISHARES TR	2,381	$243K	0.2%	$102.16	—	0-5 YR TIPS ETF	46429B747

Increased Positions (13)

DSCO DOUBLELINE ETF TRUST 0.7%

Value $953K (+88.7%) Shares 38,241 (+88.0%) Est. Cost $24.88 Unrealized —

DFAE DIMENSIONAL ETF TRUST 1.8%

Value $2.302M (+23.7%) Shares 57,241 (+4.2%) Est. Cost $25.97 Unrealized —

REZ ISHARES TR 1.3%

Value $1.595M (+32.2%) Shares 16,842 (+16.2%) Est. Cost $83.06 Unrealized —

QQQ INVESCO QQQ TR 0.7%

Value $936K (+30.4%) Shares 1,271 (+2.2%) Est. Cost $516.01 Unrealized —

MMSD NEW YORK LIFE INVTS ACTIVE E 1.0%

Value $1.229M (+19.1%) Shares 48,503 (+18.7%) Est. Cost $25.46 Unrealized —

TOTL SSGA ACTIVE ETF TR 8.8%

Value $11.22M (+1.5%) Shares 284,278 (+2.2%) Est. Cost $39.41 Unrealized —

CGMU CAPITAL GRP FIXED INCM ETF T 0.4%

Value $543K (+37.9%) Shares 19,759 (+36.3%) Est. Cost $27.19 Unrealized —

VUG VANGUARD INDEX FDS 0.6%

Value $755K (+18.4%) Shares 8,766 (+500.4%) Est. Cost $140.16 Unrealized —

SCHP SCHWAB STRATEGIC TR 4.2%

Value $5.402M (+1.2%) Shares 203,863 (+1.6%) Est. Cost $25.87 Unrealized —

IBIT ISHARES BITCOIN TRUST ETF 0.3%

Value $429K (-9.9%) Shares 12,873 (+4.0%) Est. Cost $38.22 Unrealized —

VOO VANGUARD INDEX FDS 0.2%

Value $255K (+22.2%) Shares 372 (+6.3%) Est. Cost $616.78 Unrealized —

GDE WISDOMTREE TR 0.6%

Value $720K (+5.5%) Shares 11,782 (+8.6%) Est. Cost $40.38 Unrealized —

VO VANGUARD INDEX FDS 0.3%

Value $324K (+12.6%) Shares 4,026 (+301.4%) Est. Cost $126.30 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
DSCO	DOUBLELINE ETF TRUST	38,241 (+88.0%)	$953K (+88.7%)	0.7%	$24.88	—	SECUR CR ETF	25861R881
DFAE	DIMENSIONAL ETF TRUST	57,241 (+4.2%)	$2.302M (+23.7%)	1.8%	$25.97	—	EMGR CRE EQT MNG	25434V302
REZ	ISHARES TR	16,842 (+16.2%)	$1.595M (+32.2%)	1.3%	$83.06	—	RESIDENTIAL MULT	464288562
QQQ	INVESCO QQQ TR	1,271 (+2.2%)	$936K (+30.4%)	0.7%	$516.01	—	UNIT SER 1	46090E103
MMSD	NEW YORK LIFE INVTS ACTIVE E	48,503 (+18.7%)	$1.229M (+19.1%)	1.0%	$25.46	—	MACKAY MUNI SHRT	64953X100
TOTL	SSGA ACTIVE ETF TR	284,278 (+2.2%)	$11.22M (+1.5%)	8.8%	$39.41	—	ST STR TOTAL ETF	78467V848
CGMU	CAPITAL GRP FIXED INCM ETF T	19,759 (+36.3%)	$543K (+37.9%)	0.4%	$27.19	—	MUN INM ETF	14020Y201
VUG	VANGUARD INDEX FDS	8,766 (+500.4%)	$755K (+18.4%)	0.6%	$140.16	—	GROWTH ETF	922908736
SCHP	SCHWAB STRATEGIC TR	203,863 (+1.6%)	$5.402M (+1.2%)	4.2%	$25.87	—	US TIPS ETF	808524870
IBIT	ISHARES BITCOIN TRUST ETF	12,873 (+4.0%)	$429K (-9.9%)	0.3%	$38.22	—	SHS BEN INT	46438F101
VOO	VANGUARD INDEX FDS	372 (+6.3%)	$255K (+22.2%)	0.2%	$616.78	—	S&P 500 ETF SHS	922908363
GDE	WISDOMTREE TR	11,782 (+8.6%)	$720K (+5.5%)	0.6%	$40.38	—	EFFICIENT GLD PL	97717Y568
VO	VANGUARD INDEX FDS	4,026 (+301.4%)	$324K (+12.6%)	0.3%	$126.30	—	MID CAP ETF	922908629

Exited Positions (3)

COST COSTCO WHOLESALE CORPORATION 0.2%

Value $213K Shares 214 Est. Cost $963.77 Unrealized —

PLTR PALANTIR TECHNOLOGIES INC 0.2%

Value $207K Shares 1,415 Est. Cost $154.17 Unrealized —

NFLX NETFLIX INC. 0.2%

Value $203K Shares 2,110 Est. Cost $83.84 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
COST	COSTCO WHOLESALE CORPORATION	214	$213K	0.2%	$963.77	—	—	22160K105
PLTR	PALANTIR TECHNOLOGIES INC	1,415	$207K	0.2%	$154.17	—	—	69608A108
NFLX	NETFLIX INC.	2,110	$203K	0.2%	$83.84	—	—	64110L106

Decreased Positions (13)

DFAU DIMENSIONAL ETF TRUST 24.2%

Value $30.81M (+10.5%) Shares 596,038 (-3.5%) Est. Cost $40.77 Unrealized —

UYLD ANGEL OAK FUNDS TRUST 1.2%

Value $1.551M (-34.9%) Shares 30,401 (-34.8%) Est. Cost $51.07 Unrealized —

GLD SPDR GOLD TR 0.5%

Value $687K (-27.8%) Shares 1,865 (-15.6%) Est. Cost $242.13 Unrealized —

USFR WISDOMTREE TR 3.0%

Value $3.848M (-6.0%) Shares 76,432 (-6.0%) Est. Cost $50.32 Unrealized —

AMD ADVANCED MICRO DEVICES INC 0.4%

Value $453K (+116.2%) Shares 780 (-24.3%) Est. Cost $221.70 Unrealized —

GLOF ISHARES TR 0.2%

Value $236K (-31.4%) Shares 4,009 (-39.2%) Est. Cost $43.37 Unrealized —

SHYM BLACKROCK ETF TRUST II 0.2%

Value $251K (-29.5%) Shares 11,200 (-30.9%) Est. Cost $22.28 Unrealized —

DFAX DIMENSIONAL ETF TRUST 0.9%

Value $1.136M (+7.3%) Shares 30,838 (-1.1%) Est. Cost $24.86 Unrealized —

TSLA TESLA INC 0.8%

Value $1.046M (-5.8%) Shares 2,486 (-16.7%) Est. Cost $395.58 Unrealized —

AVUV AMERICAN CENTY ETF TR 0.6%

Value $712K (+7.0%) Shares 5,709 (-5.2%) Est. Cost $96.53 Unrealized —

JAAA JANUS DETROIT STR TR 1.3%

Value $1.662M (-2.1%) Shares 32,912 (-2.3%) Est. Cost $50.68 Unrealized —

SPY STATE STR SPDR S&P 500 ETF T 0.3%

Value $323K (+6.9%) Shares 432 (-6.9%) Est. Cost $595.18 Unrealized —

VWO VANGUARD INTL EQUITY INDEX F 0.2%

Value $230K (+7.6%) Shares 3,850 (-2.6%) Est. Cost $54.17 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
DFAU	DIMENSIONAL ETF TRUST	596,038 (-3.5%)	$30.81M (+10.5%)	24.2%	$40.77	—	US CORE EQT MKT	25434V104
UYLD	ANGEL OAK FUNDS TRUST	30,401 (-34.8%)	$1.551M (-34.9%)	1.2%	$51.07	—	OAK ULTRASHORT	03463K752
GLD	SPDR GOLD TR	1,865 (-15.6%)	$687K (-27.8%)	0.5%	$242.13	—	GOLD SHS	78463V107
USFR	WISDOMTREE TR	76,432 (-6.0%)	$3.848M (-6.0%)	3.0%	$50.32	—	FLOATNG RAT TREA	97717Y527
AMD	ADVANCED MICRO DEVICES INC	780 (-24.3%)	$453K (+116.2%)	0.4%	$221.70	—	COM	007903107
GLOF	ISHARES TR	4,009 (-39.2%)	$236K (-31.4%)	0.2%	$43.37	—	GLOBAL EQUITY	46434V316
SHYM	BLACKROCK ETF TRUST II	11,200 (-30.9%)	$251K (-29.5%)	0.2%	$22.28	—	SHOR DURA HI ETF	092528108
DFAX	DIMENSIONAL ETF TRUST	30,838 (-1.1%)	$1.136M (+7.3%)	0.9%	$24.86	—	WORLD EX US CORE	25434V880
TSLA	TESLA INC	2,486 (-16.7%)	$1.046M (-5.8%)	0.8%	$395.58	—	COM	88160R101
AVUV	AMERICAN CENTY ETF TR	5,709 (-5.2%)	$712K (+7.0%)	0.6%	$96.53	—	US SML CP VALU	025072877
JAAA	JANUS DETROIT STR TR	32,912 (-2.3%)	$1.662M (-2.1%)	1.3%	$50.68	—	HENDRSON AAA CL	47103U845
SPY	STATE STR SPDR S&P 500 ETF T	432 (-6.9%)	$323K (+6.9%)	0.3%	$595.18	—	TR UNIT	78462F103
VWO	VANGUARD INTL EQUITY INDEX F	3,850 (-2.6%)	$230K (+7.6%)	0.2%	$54.17	—	FTSE EMR MKT ETF	922042858

Unchanged Positions (26)

VXUS VANGUARD STAR FDS 8.3%

Value $10.56M Shares 123,490 Est. Cost $59.59 Unrealized —

DFAC DIMENSIONAL ETF TRUST 4.0%

Value $5.073M Shares 114,363 Est. Cost $34.59 Unrealized —

IAUM ISHARES GOLD TRUST MICRO 2.4%

Value $3.081M Shares 77,013 Est. Cost $31.17 Unrealized —

DFAS DIMENSIONAL ETF TRUST 2.4%

Value $3.013M Shares 36,592 Est. Cost $65.08 Unrealized —

PDBC INVESCO ACTVELY MNGD ETC FD 3.4%

Value $4.278M Shares 269,421 Est. Cost $13.19 Unrealized —

AAPL APPLE INC 1.5%

Value $1.965M Shares 6,791 Est. Cost $236.59 Unrealized —

AVUS AMERICAN CENTY ETF TR 1.3%

Value $1.598M Shares 12,474 Est. Cost $96.93 Unrealized —

AVGV AMERICAN CENTY ETF TR 1.8%

Value $2.288M Shares 26,914 Est. Cost $61.50 Unrealized —

DFUV DIMENSIONAL ETF TRUST 1.1%

Value $1.456M Shares 26,461 Est. Cost $40.92 Unrealized —

PULS PGIM ETF TR 11.1%

Value $14.11M Shares 284,707 Est. Cost $49.57 Unrealized —

HEFA ISHARES TR 0.6%

Value $742K Shares 15,804 Est. Cost $34.95 Unrealized —

NVDA NVIDIA CORPORATION 0.4%

Value $505K Shares 2,525 Est. Cost $149.49 Unrealized —

VTI VANGUARD INDEX FDS 0.4%

Value $466K Shares 1,259 Est. Cost $289.83 Unrealized —

XAR SPDR SERIES TRUST 0.4%

Value $474K Shares 1,670 Est. Cost $253.98 Unrealized —

OUNZ VANECK MERK GOLD ETF 0.2%

Value $285K Shares 7,373 Est. Cost $25.30 Unrealized —

VT VANGUARD INTL EQUITY INDEX F 0.3%

Value $401K Shares 2,558 Est. Cost $117.48 Unrealized —

POWR ISHARES INC 0.4%

Value $540K Shares 19,309 Est. Cost $26.23 Unrealized —

SCHH SCHWAB STRATEGIC TR 0.3%

Value $363K Shares 15,343 Est. Cost $21.06 Unrealized —

EFA ISHARES TR 0.3%

Value $427K Shares 4,111 Est. Cost $75.61 Unrealized —

EWJV ISHARES TR 0.6%

Value $791K Shares 17,993 Est. Cost $38.37 Unrealized —

AVDV AMERICAN CENTY ETF TR 0.5%

Value $634K Shares 6,152 Est. Cost $73.48 Unrealized —

VYMI VANGUARD WHITEHALL FDS 0.3%

Value $323K Shares 3,290 Est. Cost $70.24 Unrealized —

VDC VANGUARD WORLD FD 0.5%

Value $695K Shares 3,081 Est. Cost $211.37 Unrealized —

DISV DIMENSIONAL ETF TRUST 0.2%

Value $278K Shares 6,935 Est. Cost $29.12 Unrealized —

JMST J P MORGAN EXCHANGE TRADED F 0.3%

Value $401K Shares 7,863 Est. Cost $50.71 Unrealized —

MSFT MICROSOFT CORP 0.3%

Value $331K Shares 888 Est. Cost $432.89 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VXUS	VANGUARD STAR FDS	123,490	$10.56M	8.3%	$59.59	—	VG TL INTL STK F	921909768
DFAC	DIMENSIONAL ETF TRUST	114,363	$5.073M	4.0%	$34.59	—	US COR EQU 2 ETF	25434V708
IAUM	ISHARES GOLD TRUST MICRO	77,013	$3.081M	2.4%	$31.17	—	SHS REPSTG UN TR	46436F103
DFAS	DIMENSIONAL ETF TRUST	36,592	$3.013M	2.4%	$65.08	—	US SMALL CAP ETF	25434V500
PDBC	INVESCO ACTVELY MNGD ETC FD	269,421	$4.278M	3.4%	$13.19	—	OPTIMUM YIELD	46090F100
AAPL	APPLE INC	6,791	$1.965M	1.5%	$236.59	—	COM	037833100
AVUS	AMERICAN CENTY ETF TR	12,474	$1.598M	1.3%	$96.93	—	US EQT ETF	025072885
AVGV	AMERICAN CENTY ETF TR	26,914	$2.288M	1.8%	$61.50	—	AVANTIS ALL EQT	025072216
DFUV	DIMENSIONAL ETF TRUST	26,461	$1.456M	1.1%	$40.92	—	US MKTWIDE VALUE	25434V724
PULS	PGIM ETF TR	284,707	$14.11M	11.1%	$49.57	—	PGIM ULTRA SH BD	69344A107
HEFA	ISHARES TR	15,804	$742K	0.6%	$34.95	—	HDG MSCI EAFE	46434V803
NVDA	NVIDIA CORPORATION	2,525	$505K	0.4%	$149.49	—	COM	67066G104
VTI	VANGUARD INDEX FDS	1,259	$466K	0.4%	$289.83	—	TOTAL STK MKT	922908769
XAR	SPDR SERIES TRUST	1,670	$474K	0.4%	$253.98	—	ST STR SP AERO	78464A631
OUNZ	VANECK MERK GOLD ETF	7,373	$285K	0.2%	$25.30	—	GOLD SHS	921078101
VT	VANGUARD INTL EQUITY INDEX F	2,558	$401K	0.3%	$117.48	—	TT WRLD ST ETF	922042742
POWR	ISHARES INC	19,309	$540K	0.4%	$26.23	—	US PWR INFRA ETF	464286343
SCHH	SCHWAB STRATEGIC TR	15,343	$363K	0.3%	$21.06	—	US REIT ETF	808524847
EFA	ISHARES TR	4,111	$427K	0.3%	$75.61	—	MSCI EAFE ETF	464287465
EWJV	ISHARES TR	17,993	$791K	0.6%	$38.37	—	MSCI JP VALUE	46435U374
AVDV	AMERICAN CENTY ETF TR	6,152	$634K	0.5%	$73.48	—	INTL SMCP VLU	025072802
VYMI	VANGUARD WHITEHALL FDS	3,290	$323K	0.3%	$70.24	—	INTL HIGH ETF	921946794
VDC	VANGUARD WORLD FD	3,081	$695K	0.5%	$211.37	—	CONSUM STP ETF	92204A207
DISV	DIMENSIONAL ETF TRUST	6,935	$278K	0.2%	$29.12	—	INTL SMALL CAP V	25434V781
JMST	J P MORGAN EXCHANGE TRADED F	7,863	$401K	0.3%	$50.71	—	ULTRA SHT MUNCPL	46641Q654
MSFT	MICROSOFT CORP	888	$331K	0.3%	$432.89	—	COM	594918104