Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
MS	MORGAN STANLEY	1,212	$253K	0.2%	$209.04	—	COM NEW	617446448
SPYG	SPDR SERIES TRUST	2,027	$241K	0.2%	$118.99	—	ST STR P500GRW	78464A409
EWY	ISHARES INC	1,083	$219K	0.1%	$201.89	—	MSCI STH KOR ETF	464286772
JNJ	JOHNSON & JOHNSON	805	$204K	0.1%	$253.97	—	COM	478160104
ITA	ISHARES TR	826	$200K	0.1%	$242.29	—	US AER DEF ETF	464288760

Increased Positions (32)

MGK VANGUARD WORLD FD 8.7%

Value $13.38M (+22.8%) Shares 152,150 (+413.3%) Est. Cost $151.20 Unrealized —

VEA VANGUARD TAX-MANAGED FDS 12.0%

Value $18.51M (+13.8%) Shares 259,789 (+2.4%) Est. Cost $62.67 Unrealized —

MGV VANGUARD WORLD FD 8.8%

Value $13.56M (+16.8%) Shares 82,962 (+3.6%) Est. Cost $141.93 Unrealized —

VBK VANGUARD INDEX FDS 3.3%

Value $5.046M (+22.6%) Shares 13,799 (+1.3%) Est. Cost $302.94 Unrealized —

VOT VANGUARD INDEX FDS 2.6%

Value $4.05M (+22.1%) Shares 13,223 (+2.6%) Est. Cost $279.82 Unrealized —

IWF ISHARES TR 3.0%

Value $4.585M (+17.7%) Shares 36,929 (+304.3%) Est. Cost $210.54 Unrealized —

VWO VANGUARD INTL EQUITY INDEX F 4.1%

Value $6.373M (+11.8%) Shares 106,767 (+1.3%) Est. Cost $53.83 Unrealized —

BNDX VANGUARD CHARLOTTE FDS 3.3%

Value $5.139M (+14.6%) Shares 106,114 (+13.7%) Est. Cost $48.33 Unrealized —

IEMG ISHARES INC 2.1%

Value $3.184M (+24.7%) Shares 38,431 (+5.0%) Est. Cost $68.06 Unrealized —

VBR VANGUARD INDEX FDS 2.8%

Value $4.294M (+13.8%) Shares 17,673 (+1.7%) Est. Cost $212.32 Unrealized —

VUG VANGUARD INDEX FDS 1.5%

Value $2.279M (+25.5%) Shares 26,455 (+536.2%) Est. Cost $149.27 Unrealized —

IDEV ISHARES TR 3.5%

Value $5.339M (+9.1%) Shares 59,987 (+2.4%) Est. Cost $82.63 Unrealized —

BCI ABRDN ETFS 4.2%

Value $6.47M (-6.4%) Shares 289,606 (+1.8%) Est. Cost $19.58 Unrealized —

VTV VANGUARD INDEX FDS 1.7%

Value $2.632M (+18.5%) Shares 12,077 (+6.7%) Est. Cost $192.67 Unrealized —

VOE VANGUARD INDEX FDS 2.9%

Value $4.431M (+9.1%) Shares 22,426 (+1.7%) Est. Cost $177.71 Unrealized —

IWO ISHARES TR 1.0%

Value $1.531M (+29.0%) Shares 3,886 (+2.7%) Est. Cost $324.58 Unrealized —

IWN ISHARES TR 0.9%

Value $1.356M (+32.7%) Shares 6,131 (+13.7%) Est. Cost $187.23 Unrealized —

IAGG ISHARES TR 2.6%

Value $4.051M (+7.7%) Shares 80,060 (+6.5%) Est. Cost $50.05 Unrealized —

IWS ISHARES TR 0.9%

Value $1.429M (+23.9%) Shares 8,683 (+9.7%) Est. Cost $143.75 Unrealized —

IYR ISHARES TR 1.5%

Value $2.376M (+10.1%) Shares 23,241 (+1.8%) Est. Cost $94.04 Unrealized —

SCHH SCHWAB STRATEGIC TR 0.9%

Value $1.37M (+17.1%) Shares 57,859 (+6.3%) Est. Cost $21.09 Unrealized —

VTI VANGUARD INDEX FDS 0.4%

Value $616K (+42.3%) Shares 1,663 (+23.3%) Est. Cost $341.80 Unrealized —

IEFA ISHARES TR 0.4%

Value $664K (+29.1%) Shares 6,880 (+21.0%) Est. Cost $90.70 Unrealized —

SPHY SPDR SERIES TRUST 1.6%

Value $2.447M (+3.4%) Shares 104,380 (+2.9%) Est. Cost $23.66 Unrealized —

HYG ISHARES TR 1.6%

Value $2.439M (+2.6%) Shares 30,496 (+2.1%) Est. Cost $80.57 Unrealized —

VGIT VANGUARD SCOTTSDALE FDS 0.4%

Value $554K (+11.9%) Shares 9,401 (+13.0%) Est. Cost $59.77 Unrealized —

BCD ABRDN ETFS 0.7%

Value $1.109M (+5.0%) Shares 32,482 (+10.0%) Est. Cost $31.73 Unrealized —

IWR ISHARES TR 0.2%

Value $332K (+17.1%) Shares 3,005 (+3.2%) Est. Cost $96.71 Unrealized —

VGSH VANGUARD SCOTTSDALE FDS 0.5%

Value $776K (+5.8%) Shares 13,328 (+6.5%) Est. Cost $58.68 Unrealized —

USHY ISHARES TR 0.7%

Value $1.074M (+4.0%) Shares 29,017 (+3.5%) Est. Cost $37.38 Unrealized —

DFCF DIMENSIONAL ETF TRUST 0.3%

Value $500K (+3.9%) Shares 11,841 (+4.0%) Est. Cost $42.53 Unrealized —

SCHP SCHWAB STRATEGIC TR 0.6%

Value $916K (+1.6%) Shares 34,557 (+2.0%) Est. Cost $26.49 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
MGK	VANGUARD WORLD FD	152,150 (+413.3%)	$13.38M (+22.8%)	8.7%	$151.20	—	MEGA GRWTH IND	921910816
VEA	VANGUARD TAX-MANAGED FDS	259,789 (+2.4%)	$18.51M (+13.8%)	12.0%	$62.67	—	VAN FTSE DEV MKT	921943858
MGV	VANGUARD WORLD FD	82,962 (+3.6%)	$13.56M (+16.8%)	8.8%	$141.93	—	MEGA CAP VAL ETF	921910840
VBK	VANGUARD INDEX FDS	13,799 (+1.3%)	$5.046M (+22.6%)	3.3%	$302.94	—	SML CP GRW ETF	922908595
VOT	VANGUARD INDEX FDS	13,223 (+2.6%)	$4.05M (+22.1%)	2.6%	$279.82	—	MCAP GR IDXVIP	922908538
IWF	ISHARES TR	36,929 (+304.3%)	$4.585M (+17.7%)	3.0%	$210.54	—	RUS 1000 GRW ETF	464287614
VWO	VANGUARD INTL EQUITY INDEX F	106,767 (+1.3%)	$6.373M (+11.8%)	4.1%	$53.83	—	FTSE EMR MKT ETF	922042858
BNDX	VANGUARD CHARLOTTE FDS	106,114 (+13.7%)	$5.139M (+14.6%)	3.3%	$48.33	—	TOTAL INT BD ETF	92203J407
IEMG	ISHARES INC	38,431 (+5.0%)	$3.184M (+24.7%)	2.1%	$68.06	—	CORE MSCI EMKT	46434G103
VBR	VANGUARD INDEX FDS	17,673 (+1.7%)	$4.294M (+13.8%)	2.8%	$212.32	—	SM CP VAL ETF	922908611
VUG	VANGUARD INDEX FDS	26,455 (+536.2%)	$2.279M (+25.5%)	1.5%	$149.27	—	GROWTH ETF	922908736
IDEV	ISHARES TR	59,987 (+2.4%)	$5.339M (+9.1%)	3.5%	$82.63	—	CORE MSCI INTL	46435G326
BCI	ABRDN ETFS	289,606 (+1.8%)	$6.47M (-6.4%)	4.2%	$19.58	—	BBRG ALL COMD K1	003261104
VTV	VANGUARD INDEX FDS	12,077 (+6.7%)	$2.632M (+18.5%)	1.7%	$192.67	—	VALUE ETF	922908744
VOE	VANGUARD INDEX FDS	22,426 (+1.7%)	$4.431M (+9.1%)	2.9%	$177.71	—	MCAP VL IDXVIP	922908512
IWO	ISHARES TR	3,886 (+2.7%)	$1.531M (+29.0%)	1.0%	$324.58	—	RUS 2000 GRW ETF	464287648
IWN	ISHARES TR	6,131 (+13.7%)	$1.356M (+32.7%)	0.9%	$187.23	—	RUS 2000 VAL ETF	464287630
IAGG	ISHARES TR	80,060 (+6.5%)	$4.051M (+7.7%)	2.6%	$50.05	—	CORE INTL AGGR	46435G672
IWS	ISHARES TR	8,683 (+9.7%)	$1.429M (+23.9%)	0.9%	$143.75	—	RUS MDCP VAL ETF	464287473
IYR	ISHARES TR	23,241 (+1.8%)	$2.376M (+10.1%)	1.5%	$94.04	—	U.S. REAL ES ETF	464287739
SCHH	SCHWAB STRATEGIC TR	57,859 (+6.3%)	$1.37M (+17.1%)	0.9%	$21.09	—	US REIT ETF	808524847
VTI	VANGUARD INDEX FDS	1,663 (+23.3%)	$616K (+42.3%)	0.4%	$341.80	—	TOTAL STK MKT	922908769
IEFA	ISHARES TR	6,880 (+21.0%)	$664K (+29.1%)	0.4%	$90.70	—	CORE MSCI EAFE	46432F842
SPHY	SPDR SERIES TRUST	104,380 (+2.9%)	$2.447M (+3.4%)	1.6%	$23.66	—	ST PORT HIGH ETF	78468R606
HYG	ISHARES TR	30,496 (+2.1%)	$2.439M (+2.6%)	1.6%	$80.57	—	IBOXX HI YD ETF	464288513
VGIT	VANGUARD SCOTTSDALE FDS	9,401 (+13.0%)	$554K (+11.9%)	0.4%	$59.77	—	INTER TERM TREAS	92206C706
BCD	ABRDN ETFS	32,482 (+10.0%)	$1.109M (+5.0%)	0.7%	$31.73	—	BBRG ALL COMMDY	003261203
IWR	ISHARES TR	3,005 (+3.2%)	$332K (+17.1%)	0.2%	$96.71	—	RUS MID CAP ETF	464287499
VGSH	VANGUARD SCOTTSDALE FDS	13,328 (+6.5%)	$776K (+5.8%)	0.5%	$58.68	—	SHORT TERM TREAS	92206C102
USHY	ISHARES TR	29,017 (+3.5%)	$1.074M (+4.0%)	0.7%	$37.38	—	BROAD USD HIGH	46435U853
DFCF	DIMENSIONAL ETF TRUST	11,841 (+4.0%)	$500K (+3.9%)	0.3%	$42.53	—	CORE FIXE IN ETF	25434V872
SCHP	SCHWAB STRATEGIC TR	34,557 (+2.0%)	$916K (+1.6%)	0.6%	$26.49	—	US TIPS ETF	808524870

Decreased Positions (4)

SHY ISHARES TR 1.1%

Value $1.632M (-5.8%) Shares 19,874 (-5.2%) Est. Cost $82.82 Unrealized —

IWP ISHARES TR 1.2%

Value $1.846M (+5.3%) Shares 12,607 (-7.8%) Est. Cost $135.94 Unrealized —

VCSH VANGUARD SCOTTSDALE FDS 0.4%

Value $551K (-2.4%) Shares 6,966 (-2.1%) Est. Cost $79.73 Unrealized —

BND VANGUARD BD INDEX FDS 0.2%

Value $376K (-1.3%) Shares 5,123 (-1.0%) Est. Cost $74.07 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SHY	ISHARES TR	19,874 (-5.2%)	$1.632M (-5.8%)	1.1%	$82.82	—	1 3 YR TREAS BD	464287457
IWP	ISHARES TR	12,607 (-7.8%)	$1.846M (+5.3%)	1.2%	$135.94	—	RUS MD CP GR ETF	464287481
VCSH	VANGUARD SCOTTSDALE FDS	6,966 (-2.1%)	$551K (-2.4%)	0.4%	$79.73	—	SHRT TRM CORP BD	92206C409
BND	VANGUARD BD INDEX FDS	5,123 (-1.0%)	$376K (-1.3%)	0.2%	$74.07	—	TOTAL BND MRKT	921937835

Unchanged Positions (27)

IVW ISHARES TR 1.6%

Value $2.427M Shares 17,650 Est. Cost $123.26 Unrealized —

IWD ISHARES TR 2.0%

Value $3.068M Shares 12,654 Est. Cost $210.34 Unrealized —

PHO INVESCO EXCHANGE TRADED FD T 3.5%

Value $5.346M Shares 77,391 Est. Cost $70.41 Unrealized —

IJH ISHARES TR 0.8%

Value $1.256M Shares 16,290 Est. Cost $66.00 Unrealized —

IJT ISHARES TR 0.5%

Value $781K Shares 4,374 Est. Cost $141.16 Unrealized —

IJS ISHARES TR 0.6%

Value $926K Shares 6,778 Est. Cost $113.72 Unrealized —

IVE ISHARES TR 1.0%

Value $1.613M Shares 7,102 Est. Cost $212.07 Unrealized —

IWM ISHARES TR 0.4%

Value $555K Shares 1,846 Est. Cost $246.16 Unrealized —

VEU VANGUARD INTL EQUITY INDEX F 0.6%

Value $926K Shares 11,061 Est. Cost $73.56 Unrealized —

AVGO BROADCOM INC 0.2%

Value $374K Shares 990 Est. Cost $357.00 Unrealized —

QQQ INVESCO QQQ TR 0.2%

Value $277K Shares 376 Est. Cost $614.31 Unrealized —

DSI ISHARES TR 0.3%

Value $394K Shares 2,766 Est. Cost $128.84 Unrealized —

DFAE DIMENSIONAL ETF TRUST 0.2%

Value $362K Shares 8,997 Est. Cost $32.57 Unrealized —

SUSA ISHARES TR 0.2%

Value $377K Shares 2,442 Est. Cost $139.34 Unrealized —

IVV ISHARES TR 0.3%

Value $385K Shares 514 Est. Cost $684.28 Unrealized —

VTWO VANGUARD SCOTTSDALE FDS 0.2%

Value $248K Shares 2,039 Est. Cost $99.52 Unrealized —

DFUS DIMENSIONAL ETF TRUST 0.2%

Value $306K Shares 3,740 Est. Cost $74.10 Unrealized —

AAPL APPLE INC 0.2%

Value $311K Shares 1,076 Est. Cost $268.34 Unrealized —

DJP BARCLAYS BANK PLC 0.2%

Value $315K Shares 7,199 Est. Cost $37.61 Unrealized —

RWR SPDR SERIES TRUST 0.2%

Value $297K Shares 2,627 Est. Cost $98.23 Unrealized —

BRK/A BERKSHIRE HATHAWAY INC DEL 0.5%

Value $749K Shares 1 Est. Cost $746423.56 Unrealized —

JPM JPMORGAN CHASE & CO 0.2%

Value $292K Shares 893 Est. Cost $309.53 Unrealized —

TIP ISHARES TR 1.7%

Value $2.602M Shares 23,780 Est. Cost $109.91 Unrealized —

DFAI DIMENSIONAL ETF TRUST 0.2%

Value $233K Shares 5,648 Est. Cost $38.11 Unrealized —

VTEB VANGUARD MUN BD FDS 0.3%

Value $433K Shares 8,559 Est. Cost $50.29 Unrealized —

GNLX GENELUX CORPORATION 0.0%

Value $30,100 Shares 10,000 Est. Cost $5.40 Unrealized —

VTIP VANGUARD MALVERN FDS 0.3%

Value $500K Shares 9,955 Est. Cost $49.75 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IVW	ISHARES TR	17,650	$2.427M	1.6%	$123.26	—	S&P 500 GRWT ETF	464287309
IWD	ISHARES TR	12,654	$3.068M	2.0%	$210.34	—	RUS 1000 VAL ETF	464287598
PHO	INVESCO EXCHANGE TRADED FD T	77,391	$5.346M	3.5%	$70.41	—	WATER RES ETF	46137V142
IJH	ISHARES TR	16,290	$1.256M	0.8%	$66.00	—	CORE S&P MCP ETF	464287507
IJT	ISHARES TR	4,374	$781K	0.5%	$141.16	—	S&P SML 600 GWT	464287887
IJS	ISHARES TR	6,778	$926K	0.6%	$113.72	—	SP SMCP600VL ETF	464287879
IVE	ISHARES TR	7,102	$1.613M	1.0%	$212.07	—	S&P 500 VAL ETF	464287408
IWM	ISHARES TR	1,846	$555K	0.4%	$246.16	—	RUSSELL 2000 ETF	464287655
VEU	VANGUARD INTL EQUITY INDEX F	11,061	$926K	0.6%	$73.56	—	ALLWRLD EX US	922042775
AVGO	BROADCOM INC	990	$374K	0.2%	$357.00	—	COM	11135F101
QQQ	INVESCO QQQ TR	376	$277K	0.2%	$614.31	—	UNIT SER 1	46090E103
DSI	ISHARES TR	2,766	$394K	0.3%	$128.84	—	ESG MSCI KLD ETF	464288570
DFAE	DIMENSIONAL ETF TRUST	8,997	$362K	0.2%	$32.57	—	EMGR CRE EQT MNG	25434V302
SUSA	ISHARES TR	2,442	$377K	0.2%	$139.34	—	ESG OPTIMIZED	464288802
IVV	ISHARES TR	514	$385K	0.3%	$684.28	—	CORE S&P500 ETF	464287200
VTWO	VANGUARD SCOTTSDALE FDS	2,039	$248K	0.2%	$99.52	—	VNG RUS2000IDX	92206C664
DFUS	DIMENSIONAL ETF TRUST	3,740	$306K	0.2%	$74.10	—	US EQUI MARK ETF	25434V401
AAPL	APPLE INC	1,076	$311K	0.2%	$268.34	—	COM	037833100
DJP	BARCLAYS BANK PLC	7,199	$315K	0.2%	$37.61	—	DJUBS CMDT ETN36	06738C778
RWR	SPDR SERIES TRUST	2,627	$297K	0.2%	$98.23	—	ST STR DOW REIT	78464A607
BRK/A	BERKSHIRE HATHAWAY INC DEL	1	$749K	0.5%	$746423.56	—	CL A	084670108
JPM	JPMORGAN CHASE & CO	893	$292K	0.2%	$309.53	—	COM	46625H100
TIP	ISHARES TR	23,780	$2.602M	1.7%	$109.91	—	TIPS BD ETF	464287176
DFAI	DIMENSIONAL ETF TRUST	5,648	$233K	0.2%	$38.11	—	INTL CORE EQT MK	25434V203
VTEB	VANGUARD MUN BD FDS	8,559	$433K	0.3%	$50.29	—	TAX EXEMPT BD	922907746
GNLX	GENELUX CORPORATION	10,000	$30,100	0.0%	$5.40	—	COM	36870H103
VTIP	VANGUARD MALVERN FDS	9,955	$500K	0.3%	$49.75	—	STRM INFPROIDX	922020805