Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VUG	VANGUARD INDEX FDS	126,264 (+494.6%)	$10.88M (+17.3%)	7.6%	$134.49	—	GROWTH ETF	922908736
JPST	J P MORGAN EXCHANGE TRADED F	138,685 (+9.2%)	$7.013M (+9.2%)	4.9%	$50.62	—	ULTRA SHRT ETF	46641Q837
IJR	ISHARES TR	22,741 (+1.5%)	$3.373M (+21.1%)	2.3%	$105.21	—	CORE S&P SCP ETF	464287804
DFAU	DIMENSIONAL ETF TRUST	43,894 (+10.4%)	$2.269M (+26.5%)	1.6%	$40.38	—	US CORE EQT MKT	25434V104
VXUS	VANGUARD STAR FDS	33,861 (+3.2%)	$2.895M (+14.4%)	2.0%	$64.06	—	VG TL INTL STK F	921909768
DFAI	DIMENSIONAL ETF TRUST	48,153 (+5.1%)	$1.986M (+11.3%)	1.4%	$34.55	—	INTL CORE EQT MK	25434V203
MUB	ISHARES TR	3,598 (+60.1%)	$387K (+62.3%)	0.3%	$106.36	—	NATIONAL MUN ETF	464288414
SCHD	SCHWAB STRATEGIC TR	100,733 (+1.2%)	$3.194M (+4.6%)	2.2%	$27.98	—	US DIVIDEND EQ	808524797
DFAE	DIMENSIONAL ETF TRUST	15,919 (+4.2%)	$640K (+23.7%)	0.4%	$30.72	—	EMGR CRE EQT MNG	25434V302
FBND	FIDELITY MERRIMACK STR TR	51,464 (+3.9%)	$2.341M (+3.6%)	1.6%	$45.68	—	TOTAL BD ETF	316188309
BSV	VANGUARD BD INDEX FDS	35,639 (+2.1%)	$2.777M (+1.4%)	1.9%	$78.30	—	SHORT TRM BOND	921937827
AGG	ISHARES TR	3,811 (+3.7%)	$377K (+3.4%)	0.3%	$98.96	—	CORE US AGGBD ET	464287226

Exited Positions (1)

CMCSA COMCAST CORP NEW 0.1%

Value $206K Shares 7,191 Est. Cost $28.53 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
CMCSA	COMCAST CORP NEW	7,191	$206K	0.1%	$28.53	—	—	20030N101

Decreased Positions (5)

USMV ISHARES TR 2.7%

Value $3.929M (+2.1%) Shares 40,734 (-1.8%) Est. Cost $93.66 Unrealized —

XOM EXXON MOBIL CORP 0.2%

Value $216K (-23.1%) Shares 1,583 (-4.6%) Est. Cost $138.74 Unrealized —

IGSB ISHARES TR 0.9%

Value $1.329M (-4.5%) Shares 25,364 (-4.3%) Est. Cost $52.39 Unrealized —

GLW CORNING INC 0.2%

Value $345K (-11.8%) Shares 1,350 (-53.0%) Est. Cost $85.98 Unrealized —

SPLV INVESCO EXCH TRADED FD TR II 0.2%

Value $260K (-4.5%) Shares 3,468 (-6.7%) Est. Cost $74.72 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
USMV	ISHARES TR	40,734 (-1.8%)	$3.929M (+2.1%)	2.7%	$93.66	—	MSCI USA MIN ETF	46429B697
XOM	EXXON MOBIL CORP	1,583 (-4.6%)	$216K (-23.1%)	0.2%	$138.74	—	COM	30231G102
IGSB	ISHARES TR	25,364 (-4.3%)	$1.329M (-4.5%)	0.9%	$52.39	—	ISHS 1-5YR INVS	464288646
GLW	CORNING INC	1,350 (-53.0%)	$345K (-11.8%)	0.2%	$85.98	—	COM	219350105
SPLV	INVESCO EXCH TRADED FD TR II	3,468 (-6.7%)	$260K (-4.5%)	0.2%	$74.72	—	S&P500 LOW VOL	46138E354

Unchanged Positions (26)

VOO VANGUARD INDEX FDS 23.6%

Value $33.86M Shares 49,298 Est. Cost $517.98 Unrealized —

PRF INVESCO EXCHANGE TRADED FD T 6.6%

Value $9.464M Shares 175,165 Est. Cost $40.60 Unrealized —

GOOGL ALPHABET INC 4.1%

Value $5.861M Shares 16,400 Est. Cost $180.70 Unrealized —

DFAC DIMENSIONAL ETF TRUST 6.8%

Value $9.689M Shares 218,412 Est. Cost $33.07 Unrealized —

GOOG ALPHABET INC 4.1%

Value $5.881M Shares 16,645 Est. Cost $182.46 Unrealized —

VTI VANGUARD INDEX FDS 3.5%

Value $4.984M Shares 13,468 Est. Cost $275.82 Unrealized —

DFUV DIMENSIONAL ETF TRUST 2.4%

Value $3.42M Shares 62,171 Est. Cost $41.21 Unrealized —

IVV ISHARES TR 1.0%

Value $1.456M Shares 1,944 Est. Cost $570.86 Unrealized —

VTV VANGUARD INDEX FDS 0.9%

Value $1.352M Shares 6,203 Est. Cost $172.91 Unrealized —

IWD ISHARES TR 0.8%

Value $1.099M Shares 4,535 Est. Cost $188.16 Unrealized —

IWM ISHARES TR 0.5%

Value $745K Shares 2,480 Est. Cost $199.49 Unrealized —

VBR VANGUARD INDEX FDS 0.5%

Value $731K Shares 3,009 Est. Cost $186.29 Unrealized —

SPSB SPDR SERIES TRUST 10.6%

Value $15.26M Shares 508,464 Est. Cost $30.10 Unrealized —

IBM INTERNATIONAL BUSINESS MACHS 0.3%

Value $458K Shares 1,627 Est. Cost $259.55 Unrealized —

BK BANK OF NY MELLON CORP 0.2%

Value $273K Shares 1,886 Est. Cost $110.50 Unrealized —

AAPL APPLE INC 0.3%

Value $382K Shares 1,321 Est. Cost $239.11 Unrealized —

EFA ISHARES TR 0.4%

Value $578K Shares 5,560 Est. Cost $81.73 Unrealized —

VNQ VANGUARD INDEX FDS 0.3%

Value $440K Shares 4,566 Est. Cost $90.59 Unrealized —

DCOR DIMENSIONAL ETF TRUST 0.2%

Value $298K Shares 3,639 Est. Cost $63.08 Unrealized —

DFAT DIMENSIONAL ETF TRUST 0.2%

Value $302K Shares 4,320 Est. Cost $51.49 Unrealized —

VIG VANGUARD SPECIALIZED FUNDS 0.2%

Value $350K Shares 1,481 Est. Cost $193.99 Unrealized —

VWO VANGUARD INTL EQUITY INDEX F 0.2%

Value $295K Shares 4,936 Est. Cost $45.26 Unrealized —

SCHF SCHWAB STRATEGIC TR 0.2%

Value $250K Shares 9,010 Est. Cost $20.03 Unrealized —

MSFT MICROSOFT CORP 0.4%

Value $621K Shares 1,665 Est. Cost $405.08 Unrealized —

BND VANGUARD BD INDEX FDS 0.2%

Value $295K Shares 4,020 Est. Cost $73.46 Unrealized —

VCSH VANGUARD SCOTTSDALE FDS 0.4%

Value $544K Shares 6,889 Est. Cost $78.94 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VOO	VANGUARD INDEX FDS	49,298	$33.86M	23.6%	$517.98	—	S&P 500 ETF SHS	922908363
PRF	INVESCO EXCHANGE TRADED FD T	175,165	$9.464M	6.6%	$40.60	—	RAFI US 1000 ETF	46137V613
GOOGL	ALPHABET INC	16,400	$5.861M	4.1%	$180.70	—	CAP STK CL A	02079K305
DFAC	DIMENSIONAL ETF TRUST	218,412	$9.689M	6.8%	$33.07	—	US COR EQU 2 ETF	25434V708
GOOG	ALPHABET INC	16,645	$5.881M	4.1%	$182.46	—	CAP STK CL C	02079K107
VTI	VANGUARD INDEX FDS	13,468	$4.984M	3.5%	$275.82	—	TOTAL STK MKT	922908769
DFUV	DIMENSIONAL ETF TRUST	62,171	$3.42M	2.4%	$41.21	—	US MKTWIDE VALUE	25434V724
IVV	ISHARES TR	1,944	$1.456M	1.0%	$570.86	—	CORE S&P500 ETF	464287200
VTV	VANGUARD INDEX FDS	6,203	$1.352M	0.9%	$172.91	—	VALUE ETF	922908744
IWD	ISHARES TR	4,535	$1.099M	0.8%	$188.16	—	RUS 1000 VAL ETF	464287598
IWM	ISHARES TR	2,480	$745K	0.5%	$199.49	—	RUSSELL 2000 ETF	464287655
VBR	VANGUARD INDEX FDS	3,009	$731K	0.5%	$186.29	—	SM CP VAL ETF	922908611
SPSB	SPDR SERIES TRUST	508,464	$15.26M	10.6%	$30.10	—	ST SHOR CORP ETF	78464A474
IBM	INTERNATIONAL BUSINESS MACHS	1,627	$458K	0.3%	$259.55	—	COM	459200101
BK	BANK OF NY MELLON CORP	1,886	$273K	0.2%	$110.50	—	COM	064058100
AAPL	APPLE INC	1,321	$382K	0.3%	$239.11	—	COM	037833100
EFA	ISHARES TR	5,560	$578K	0.4%	$81.73	—	MSCI EAFE ETF	464287465
VNQ	VANGUARD INDEX FDS	4,566	$440K	0.3%	$90.59	—	REAL ESTATE ETF	922908553
DCOR	DIMENSIONAL ETF TRUST	3,639	$298K	0.2%	$63.08	—	US COR EQU 1 ETF	25434V625
DFAT	DIMENSIONAL ETF TRUST	4,320	$302K	0.2%	$51.49	—	US TARGETED VLU	25434V609
VIG	VANGUARD SPECIALIZED FUNDS	1,481	$350K	0.2%	$193.99	—	DIV APP ETF	921908844
VWO	VANGUARD INTL EQUITY INDEX F	4,936	$295K	0.2%	$45.26	—	FTSE EMR MKT ETF	922042858
SCHF	SCHWAB STRATEGIC TR	9,010	$250K	0.2%	$20.03	—	INTL EQTY ETF	808524805
MSFT	MICROSOFT CORP	1,665	$621K	0.4%	$405.08	—	COM	594918104
BND	VANGUARD BD INDEX FDS	4,020	$295K	0.2%	$73.46	—	TOTAL BND MRKT	921937835
VCSH	VANGUARD SCOTTSDALE FDS	6,889	$544K	0.4%	$78.94	—	SHRT TRM CORP BD	92206C409