Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHB	SCHWAB US BROAD MKT ETF	2,655,499	$175M	30.7%	$52.21	—	COM	808524102
IWV	RUSSELL 3000 iSHARES	661,636	$107M	18.8%	$97.10	—	COM	464287689
IJJ	ISHARES S&P MID VALUE	303,565	$49.19M	8.6%	$107.95	—	COM	464287705
—	IPATH PURE BETA ETN	1,047,110	$31.39M	5.5%	$26.70	—	COM	06740P114
VNQ	VANGUARD REIT ETF	361,742	$29.46M	5.2%	$85.17	—	COM	922908553
VTI	VANGUARD TOTAL STOCK MKT IDX	202,009	$28.37M	5.0%	$104.73	—	COM	922908769
SPHQ	INVESCO S&P 500 HIGH QUALITY	839,673	$25.2M	4.4%	$30.01	—	COM	46137V241
TDTF	FLEXSHARES IBOXX 5YR TARGET DUR TIPS ETF	1,008,512	$24.9M	4.4%	$24.94	—	COM	33939L605
IGSB	BARCLAYS 1-3 YR CREDIT BOND	238,284	$24.71M	4.3%	$105.16	—	COM	464288646
—	PIMCO ENHANCED SHORT MAT	149,202	$15.15M	2.7%	$101.36	—	COM	72201r833
SLYV	SPDR S&P 500 SM CAP VALUE ETF	102,271	$6.83M	1.2%	$95.07	—	COM	78464A300
JPST	JPM ULTRA-SHORT INCOME ETF	125,212	$6.273M	1.1%	$50.10	—	COM	46641Q837
SCHF	SCHWAB INT'L EQUITY ETF	184,081	$6.083M	1.1%	$29.84	—	COM	808524805
SCHE	SCHWAB EMG MKT EQUITY ETF	146,373	$3.789M	0.7%	$21.81	—	COM	808524706
SCHA	SCHWAB US SMALL-CAP ETF	44,098	$3.244M	0.6%	$27.39	—	COM	808524607
IJH	ISHARES CORE S&P ETF MIDCAP	16,268	$3.168M	0.6%	$151.97	—	COM	464287507
SCHX	SCHWAB US LG CAP ETF	39,866	$2.59M	0.5%	$48.26	—	COM	808524201
EFA	ISHARES MSCI EAFE	36,521	$2.445M	0.4%	$60.02	—	COM	464287465
AGG	ISHARES TR LEHMAN BD FD	20,567	$2.186M	0.4%	$107.54	—	COM	464287226
IVW	S&P 500 BARRA GROWTH ISHARES	12,697	$2.064M	0.4%	$114.82	—	COM	464287309
IWB	RUSSELL 1000 iSHARES	11,965	$1.818M	0.3%	$111.33	—	COM	464287622
BND	VANGUARD TOTAL BOND MKT	21,240	$1.682M	0.3%	$82.07	—	COM	921937835
SPY	SPDR TRUST UNIT SR	6,141	$1.666M	0.3%	$231.42	—	COM	78462F103
SCHC	SCHWAB INT'L SMALL-CAP ETF	40,978	$1.478M	0.3%	$31.04	—	COM	808524888
SPTM	SPDR PORT TOTAL STOCK MKT ETF	43,097	$1.464M	0.3%	$33.20	—	COM	78464A805
IVV	S&P 500 iSHARES	5,141	$1.403M	0.2%	$204.60	—	COM	464287200
—	INVESCO FTSE RAFI EMG MKT	63,013	$1.302M	0.2%	$21.36	—	COM	73936T763
IJS	ISHARES S&P SM VALUE	7,458	$1.217M	0.2%	$157.31	—	COM	464287879
IWM	RUSSELL 2000 iSHARES	7,208	$1.18M	0.2%	$123.44	—	COM	464287655
VBR	VANGUARD SMALL CAP VAL ETF	7,129	$968K	0.2%	$129.34	—	COM	922908611
SCHH	SCHWAB US REIT ETF	22,626	$945K	0.2%	$39.79	—	COM	808524847
CORP	PIMCO INVEST GRADE CORP BD ETF	8,993	$902K	0.2%	$102.27	—	COM	72201R817
VTV	VANGUARD IDX FDS VALUE	8,438	$876K	0.2%	$81.12	—	COM	922908744
AOM	ISHARES MODERATION ALLOCATION	21,458	$805K	0.1%	$37.52	—	COM	464289875
IWN	RUSSELL 2000 VALUE iSHARES	3,117	$411K	0.1%	$94.88	—	COM	464287630
IWS	RUSSELL MIDCAP VALUE iSHARES	4,589	$406K	0.1%	$61.76	—	COM	464287473
SCHM	SCHWAB US MID-CAP ETF	5,911	$324K	0.1%	$45.04	—	COM	808524508
SPIB	SPDR PORT INTER TERM CORP BD ETF	8,949	$297K	0.1%	$33.53	—	COM	78464A375
SCHG	SCHWAB US LARGE CAP GROWTH ETF	3,700	$280K	0.0%	$51.50	—	COM	808524300
DLS	WISDOM TREE INTL SM CAP DIV FD	3,173	$228K	0.0%	$76.16	—	COM	97717W760
VEA	VANGUARD FTSE DEV MARKETS	4,661	$199K	0.0%	$42.69	—	COM	921943858
—	POWERSHARES F INV CORP BD	7,500	$185K	0.0%	$24.82	—	COM	73937B761
SCHO	SCHWAB SHORT-TERM US BOND	3,304	$164K	0.0%	$50.38	—	COM	808524862
SCHV	SCHWAB US LG CAP VALUE ETF	2,725	$144K	0.0%	$43.68	—	COM	808524409
SPDW	SPDR PORT DEV WORLD ETF	4,449	$135K	0.0%	$31.36	—	COM	78463X889
—	BARCLAYS CPTL SHRT CORP BD ETF	3,778	$113K	0.0%	$30.00	—	COM	78464a474
EEM	ISHARES MSCI EMERGING MKTS	2,325	$100K	0.0%	$43.04	—	COM	464287234
ITOT	ISHARES S&P 1500 INDEX	1,117	$69,000	0.0%	$68.79	—	COM	464287150
—	BARCLAYS BANK IPATH ETN BLOOMBERG COM	2,610	$63,000	0.0%	$24.15	—	COM	06738c778
SPEM	SPDR PORT EMG MKTS ETF	1,658	$58,000	0.0%	$38.66	—	COM	78463X509
VIG	VANGUARD DIV APPRECIATION	395	$40,000	0.0%	$89.54	—	COM	921908844
USMV	ISHARES MSCI USA MINIMUM VOLATILITY	656	$34,000	0.0%	$36.39	—	COM	46429B697
IUSB	ISHARES CORE TOTAL US BD MKT ETF	650	$32,000	0.0%	$49.94	—	COM	46434V613
IYY	ISHARES TR DJ TOTAL MARKET	170	$23,000	0.0%	$79.40	—	COM	464287846
SHV	ISHARES BARCLAYS SHORT TREASURY BOND	206	$22,000	0.0%	$109.37	—	COM	464288679
VSS	VANGUARD FTSE ALLWORLD SM CAP	114	$13,000	0.0%	$116.13	—	COM	922042718
SPLV	INVESCO S&P 500 LOW VOLATILITY	277	$13,000	0.0%	$46.93	—	COM	46138E354
SCHD	SCHWAB US DIVIDEND EQUITY ETF	233	$11,000	0.0%	$34.13	—	COM	808524797
IOO	ISHARES S&P GLBL INDX	177	$8,000	0.0%	$55.76	—	COM	464287572
VGSH	VANGUARD SHORT TERM GOV BOND	51	$3,000	0.0%	$58.82	—	COM	92206C102
IYF	ISHARES TR DJ US FINL	21	$2,000	0.0%	$52.15	—	COM	464287788
GURU	GLOBAL X ETF GURU INDEX	61	$1,000	0.0%	$26.31	—	COM	37950E341
—	MARKET VECTORS ETF ISRAEL	24	$1,000	0.0%	$31.50	—	COM	57061R676
VGK	VANGUARD EUROPEAN ETF	6	$1,000	0.0%	$53.58	—	COM	922042874
VUG	VANGUARD IDX FDS GROWTH	6	$1,000	0.0%	$112.02	—	COM	922908736