Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHD	SCHWAB STRATEGIC TR	465,834	$36.75M	7.9%	$69.92	—	US DIVIDEND EQ	808524797
SCHP	SCHWAB STRATEGIC TR	571,485	$34.7M	7.5%	$60.71	—	US TIPS ETF	808524870
SPHY	SPDR SER TR	1,292,290	$32.44M	7.0%	$25.33	—	PORTFLI HIGH YLD	78468R606
VV	VANGUARD INDEX FDS	107,895	$22.5M	4.9%	$176.55	—	LARGE CAP ETF	922908637
SCHG	SCHWAB STRATEGIC TR	248,692	$18.61M	4.0%	$89.24	—	US LCAP GR ETF	808524300
VLU	SPDR SER TR	119,468	$18.52M	4.0%	$135.87	—	SPDR S&P1500VL	78464A128
VEA	VANGUARD TAX-MANAGED INTL FD	345,772	$16.61M	3.6%	$49.19	—	FTSE DEV MKT ETF	921943858
JVAL	J P MORGAN EXCHANGE-TRADED F	447,891	$16.56M	3.6%	$31.82	—	US VALUE FACTR	46641Q753
VO	VANGUARD INDEX FDS	65,018	$15.46M	3.3%	$236.88	—	MID CAP ETF	922908629
FLBL	FRANKLIN TEMPLETON ETF TR	621,724	$15.34M	3.3%	$24.67	—	LIBERTY SR LN	35473P595
SIVR	ABRDN SILVER ETF TRUST	633,616	$15.11M	3.3%	$23.34	—	PHYSCL SILVR SHS	003264108
IAU	ISHARES GOLD TR	396,355	$14.6M	3.2%	$33.66	—	ISHARES NEW	464285204
VT	VANGUARD INTL EQUITY INDEX F	140,746	$14.26M	3.1%	$97.15	—	TT WRLD ST ETF	922042742
LQDI	ISHARES U S ETF TR	461,945	$13.41M	2.9%	$29.93	—	INFLATION HEDG	46431W580
—	BARCLAYS BANK PLC	542,833	$12.84M	2.8%	$37.96	—	ETN LKD 48	06746P555
SPDW	SPDR INDEX SHS FDS	372,922	$12.78M	2.8%	$32.81	—	PORTFOLIO DEVLPD	78463X889
ICSH	ISHARES TR	219,705	$11.02M	2.4%	$50.21	—	BLACKROCK ULTRA	46434V878
ONEY	SPDR SER TR	103,678	$10.52M	2.3%	$92.61	—	RUSSELL YIELD	78468R770
DNL	WISDOMTREE TR	259,384	$10.3M	2.2%	$39.72	—	GLB US QTLY DIV	97717W844
FNDE	SCHWAB STRATEGIC TR	354,067	$10.25M	2.2%	$31.39	—	SCHWB FDT EMK LG	808524730
FNDX	SCHWAB STRATEGIC TR	169,084	$9.891M	2.1%	$51.87	—	SCHWAB FDT US LG	808524771
FNDF	SCHWAB STRATEGIC TR	299,857	$9.667M	2.1%	$31.91	—	SCHWB FDT INT LG	808524755
TLTD	FLEXSHARES TR	141,432	$9.624M	2.1%	$71.78	—	M STAR DEV MKT	33939L803
SCHC	SCHWAB STRATEGIC TR	231,857	$8.804M	1.9%	$33.60	—	INTL SCEQT ETF	808524888
VWOB	VANGUARD WHITEHALL FDS	121,999	$8.523M	1.8%	$76.39	—	EMERG MKT BD ETF	921946885
SCHM	SCHWAB STRATEGIC TR	91,958	$6.976M	1.5%	$64.83	—	US MID-CAP ETF	808524508
VSS	VANGUARD INTL EQUITY INDEX F	53,116	$6.581M	1.4%	$121.97	—	FTSE SMCAP ETF	922042718
PAVE	GLOBAL X FDS	224,855	$6.359M	1.4%	$25.59	—	US INFR DEV ETF	37954Y673
QQQ	INVESCO QQQ TR	15,637	$5.669M	1.2%	$249.54	—	UNIT SER 1	46090E103
JPSE	J P MORGAN EXCHANGE-TRADED F	118,270	$5.181M	1.1%	$43.81	—	DIVERSFD EQT ETF	46641Q845
VBR	VANGUARD INDEX FDS	27,649	$4.865M	1.0%	$173.96	—	SM CP VAL ETF	922908611
JPME	J P MORGAN EXCHANGE-TRADED F	51,868	$4.853M	1.0%	$93.56	—	DIVERSFED RTRN	46641Q886
CEMB	ISHARES INC	95,976	$4.453M	1.0%	$46.40	—	JP MRG EM CRP BD	464286251
VOT	VANGUARD INDEX FDS	19,904	$4.435M	1.0%	$235.33	—	MCAP GR IDXVIP	922908538
FLTR	VANECK ETF TRUST	123,664	$3.104M	0.7%	$25.21	—	INVESTMENT GRD	92189F486
ICVT	ISHARES TR	29,775	$2.481M	0.5%	$94.97	—	CONV BD ETF	46435G102
XCEM	COLUMBIA ETF TR II	68,950	$2.109M	0.5%	$30.59	—	EM CORE EX ETF	19762B202
DFAS	DIMENSIONAL ETF TRUST	36,839	$2.065M	0.4%	$56.05	—	US SMALL CAP ETF	25434V500
CWB	SPDR SER TR	25,862	$1.99M	0.4%	$85.35	—	BLOOMBERG CONV	78464A359
FYLD	CAMBRIA ETF TR	49,795	$1.368M	0.3%	$27.47	—	CAMBRIA FGN SHR	132061300
VB	VANGUARD INDEX FDS	4,465	$949K	0.2%	$172.33	—	SMALL CP ETF	922908751
—	GLOBAL X FDS	28,170	$845K	0.2%	$34.37	—	FOUNDER RUN CO	37954Y681