Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
IEF	ISHARES TR	562,022 (+3.7%)	$50.19M (-2.1%)	8.3%	$89.31	$103.17	-13.4%	7-10 YR TRSY BD	464287440
VTEB	VANGUARD MUN BD FDS	40,307 (+57.3%)	$1.909M (+47.3%)	0.3%	$47.36	$49.51	-4.3%	TAX EXEMPT BD	922907746
LQD	ISHARES TR	119,670 (+1.7%)	$12.23M (-4.8%)	2.0%	$102.18	$116.90	-12.6%	IBOXX INV CP ETF	464287242
VO	VANGUARD INDEX FDS	285,791 (+1.7%)	$22.41M (-1.0%)	3.7%	$78.42	$68.44	+14.6%	MRNGSTR MID CAP	922908629
USHY	ISHARES TR	197,247 (+6.4%)	$7.046M (+2.7%)	1.2%	$35.72	$37.13	-3.8%	BROAD USD HIGH	46435U853
VCSH	VANGUARD SCOTTSDALE FDS	206,638 (+3.1%)	$15.96M (+0.8%)	2.6%	$77.25	$80.11	-3.6%	SHRT TRM CORP BD	92206C409
BND	VANGUARD BD INDEX FDS	845,628 (+4.8%)	$59.32M (+0.2%)	9.8%	$70.15	$79.74	-12.0%	TOTAL BND MRKT	921937835
AGG	ISHARES TR	539,155 (+4.6%)	$50.97M (-0.1%)	8.4%	$94.54	$107.13	-11.8%	CORE US AGGBD ET	464287226
SCHZ	SCHWAB STRATEGIC TR	60,806 (+1.4%)	$1.344M (-3.1%)	0.2%	$22.10	$24.46	-9.7%	US AGGREGATE B	808524839
VCIT	VANGUARD SCOTTSDALE FDS	15,681 (+2.2%)	$1.228M (-3.2%)	0.2%	$78.31	$80.94	-3.3%	INT-TERM CORP	92206C870
SCHR	SCHWAB STRATEGIC TR	23,609 (+2.3%)	$560K (-1.7%)	0.1%	$23.70	$25.63	-7.5%	INT-TRM U.S TRES	808524854
SCHO	SCHWAB STRATEGIC TR	45,693 (+1.6%)	$1.09M (+0.4%)	0.2%	$23.86	$24.65	-3.2%	SHT TM US TRES	808524862

Exited Positions (1)

TLT ISHARES TR 0.0%

Value $208K Shares 2,411 Share Price $86.42 * Est. Cost/Share $85.87 Unrealized @ Report Date -9.4%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
TLT	ISHARES TR	2,411	$208K	0.0%	$86.42 *	$85.87	-9.4%	—	464287432

Decreased Positions (11)

MUB ISHARES TR 0.2%

Value $1.243M (-30.5%) Shares 12,290 (-26.1%) Share Price $101.10 Est. Cost/Share $107.70 Unrealized @ Report Date -6.1%

IVV ISHARES TR 11.6%

Value $70.21M (+0.7%) Shares 91,682 (-1.5%) Share Price $765.85 Est. Cost/Share $305.78 Unrealized @ Report Date +150.5%

GOVT ISHARES TR 0.7%

Value $3.985M (-6.6%) Shares 182,200 (-2.7%) Share Price $21.87 Est. Cost/Share $22.74 Unrealized @ Report Date -3.8%

IEI ISHARES TR 0.3%

Value $1.756M (-9.4%) Shares 15,476 (-6.2%) Share Price $113.44 Est. Cost/Share $129.13 Unrealized @ Report Date -12.1%

SCHA SCHWAB STRATEGIC TR 0.2%

Value $972K (-10.7%) Shares 29,787 (-1.1%) Share Price $32.63 Est. Cost/Share $22.94 Unrealized @ Report Date +42.2%

SCHE SCHWAB STRATEGIC TR 0.1%

Value $330K (-7.5%) Shares 9,064 (-7.9%) Share Price $36.45 Est. Cost/Share $23.11 Unrealized @ Report Date +57.7%

SCHF SCHWAB STRATEGIC TR 0.2%

Value $941K (-2.5%) Shares 34,269 (-1.7%) Share Price $27.47 Est. Cost/Share $17.74 Unrealized @ Report Date +54.9%

DVY ISHARES TR 0.1%

Value $336K (-4.3%) Shares 2,207 (-1.6%) Share Price $152.07 Est. Cost/Share $65.11 Unrealized @ Report Date +133.6%

SCHX SCHWAB STRATEGIC TR 0.2%

Value $1.139M (+0.9%) Shares 37,972 (-1.0%) Share Price $30.00 Est. Cost/Share $19.75 Unrealized @ Report Date +51.9%

NVDA NVIDIA CORPORATION 0.1%

Value $305K (+1.9%) Shares 1,336 (-10.7%) Share Price $228.41 Est. Cost/Share $105.07 Unrealized @ Report Date +117.4%

SCHB SCHWAB STRATEGIC TR 0.1%

Value $789K (-0.1%) Shares 26,916 (-1.3%) Share Price $29.31 Est. Cost/Share $19.62 Unrealized @ Report Date +49.4%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
MUB	ISHARES TR	12,290 (-26.1%)	$1.243M (-30.5%)	0.2%	$101.10	$107.70	-6.1%	NATIONAL MUN ETF	464288414
IVV	ISHARES TR	91,682 (-1.5%)	$70.21M (+0.7%)	11.6%	$765.85	$305.78	+150.5%	CORE S&P500 ETF	464287200
GOVT	ISHARES TR	182,200 (-2.7%)	$3.985M (-6.6%)	0.7%	$21.87	$22.74	-3.8%	US TREAS BD ETF	46429B267
IEI	ISHARES TR	15,476 (-6.2%)	$1.756M (-9.4%)	0.3%	$113.44	$129.13	-12.1%	3 7 YR TREAS BD	464288661
SCHA	SCHWAB STRATEGIC TR	29,787 (-1.1%)	$972K (-10.7%)	0.2%	$32.63	$22.94	+42.2%	US SML CAP ETF	808524607
SCHE	SCHWAB STRATEGIC TR	9,064 (-7.9%)	$330K (-7.5%)	0.1%	$36.45	$23.11	+57.7%	EMRG MKTEQ ETF	808524706
SCHF	SCHWAB STRATEGIC TR	34,269 (-1.7%)	$941K (-2.5%)	0.2%	$27.47	$17.74	+54.9%	INTL EQTY ETF	808524805
DVY	ISHARES TR	2,207 (-1.6%)	$336K (-4.3%)	0.1%	$152.07	$65.11	+133.6%	SELECT DIVID ETF	464287168
SCHX	SCHWAB STRATEGIC TR	37,972 (-1.0%)	$1.139M (+0.9%)	0.2%	$30.00	$19.75	+51.9%	US LRG CAP ETF	808524201
NVDA	NVIDIA CORPORATION	1,336 (-10.7%)	$305K (+1.9%)	0.1%	$228.41	$105.07	+117.4%	COM	67066G104
SCHB	SCHWAB STRATEGIC TR	26,916 (-1.3%)	$789K (-0.1%)	0.1%	$29.31	$19.62	+49.4%	US BRD MKT ETF	808524102

Unchanged Positions (16)

IJH ISHARES TR 4.5%

Value $27.15M Shares 377,307 Share Price $71.95 Est. Cost/Share $52.99 Unrealized @ Report Date +35.8%

IJR ISHARES TR 3.7%

Value $22.62M Shares 166,290 Share Price $136.04 Est. Cost/Share $71.51 Unrealized @ Report Date +90.2%

VOO VANGUARD INDEX FDS 11.1%

Value $67.19M Shares 95,872 Share Price $700.86 Est. Cost/Share $242.45 Unrealized @ Report Date +189.1%

VB VANGUARD INDEX FDS 3.6%

Value $21.88M Shares 76,903 Share Price $284.49 Est. Cost/Share $174.20 Unrealized @ Report Date +63.3%

HYG ISHARES TR 3.1%

Value $18.7M Shares 242,175 Share Price $77.21 Est. Cost/Share $89.54 Unrealized @ Report Date -13.8%

VYM VANGUARD WHITEHALL FDS 7.6%

Value $45.79M Shares 295,014 Share Price $155.20 Est. Cost/Share $83.26 Unrealized @ Report Date +86.4%

VEA VANGUARD TAX-MANAGED FDS 4.7%

Value $28.51M Shares 403,733 Share Price $70.61 Est. Cost/Share $42.03 Unrealized @ Report Date +68.0%

IEMG ISHARES INC 2.8%

Value $16.73M Shares 206,181 Share Price $81.16 Est. Cost/Share $60.79 Unrealized @ Report Date +33.5%

IEFA ISHARES TR 4.9%

Value $29.6M Shares 305,503 Share Price $96.88 Est. Cost/Share $61.41 Unrealized @ Report Date +57.8%

AAPL APPLE INC 0.1%

Value $852K Shares 2,559 Share Price $332.97 Est. Cost/Share $207.43 Unrealized @ Report Date +60.5%

SCHM SCHWAB STRATEGIC TR 0.1%

Value $616K Shares 18,103 Share Price $34.02 Est. Cost/Share $26.25 Unrealized @ Report Date +29.6%

VWO VANGUARD INTL EQUITY INDEX F 2.5%

Value $15.1M Shares 254,540 Share Price $59.31 Est. Cost/Share $43.94 Unrealized @ Report Date +35.0%

VUG VANGUARD INDEX FDS 0.1%

Value $592K Shares 6,573 Share Price $90.11 Est. Cost/Share $76.01 Unrealized @ Report Date +18.6%

IWF ISHARES TR 0.1%

Value $776K Shares 6,196 Share Price $125.26 Est. Cost/Share $104.17 Unrealized @ Report Date +20.2%

SHY ISHARES TR 0.1%

Value $435K Shares 5,356 Share Price $81.20 Est. Cost/Share $84.51 Unrealized @ Report Date -3.9%

EFA ISHARES TR 0.3%

Value $1.961M Shares 18,872 Share Price $103.89 Est. Cost/Share $68.91 Unrealized @ Report Date +50.8%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
IJH	ISHARES TR	377,307	$27.15M	4.5%	$71.95	$52.99	+35.8%	CORE S&P MCP ETF	464287507
IJR	ISHARES TR	166,290	$22.62M	3.7%	$136.04	$71.51	+90.2%	CORE S&P SCP ETF	464287804
VOO	VANGUARD INDEX FDS	95,872	$67.19M	11.1%	$700.86	$242.45	+189.1%	S&P 500 ETF SHS	922908363
VB	VANGUARD INDEX FDS	76,903	$21.88M	3.6%	$284.49	$174.20	+63.3%	MRNGSTR SML CAP	922908751
HYG	ISHARES TR	242,175	$18.7M	3.1%	$77.21	$89.54	-13.8%	IBOXX HI YD ETF	464288513
VYM	VANGUARD WHITEHALL FDS	295,014	$45.79M	7.6%	$155.20	$83.26	+86.4%	HIGH DIV YLD	921946406
VEA	VANGUARD TAX-MANAGED FDS	403,733	$28.51M	4.7%	$70.61	$42.03	+68.0%	VAN FTSE DEV MKT	921943858
IEMG	ISHARES INC	206,181	$16.73M	2.8%	$81.16	$60.79	+33.5%	CORE MSCI EMKT	46434G103
IEFA	ISHARES TR	305,503	$29.6M	4.9%	$96.88	$61.41	+57.8%	CORE MSCI EAFE	46432F842
AAPL	APPLE INC	2,559	$852K	0.1%	$332.97	$207.43	+60.5%	COM	037833100
SCHM	SCHWAB STRATEGIC TR	18,103	$616K	0.1%	$34.02	$26.25	+29.6%	US MID-CAP ETF	808524508
VWO	VANGUARD INTL EQUITY INDEX F	254,540	$15.1M	2.5%	$59.31	$43.94	+35.0%	FTSE EMR MKT ETF	922042858
VUG	VANGUARD INDEX FDS	6,573	$592K	0.1%	$90.11	$76.01	+18.6%	MRNGSTR GRWT ETF	922908736
IWF	ISHARES TR	6,196	$776K	0.1%	$125.26	$104.17	+20.2%	RUS 1000 GRW ETF	464287614
SHY	ISHARES TR	5,356	$435K	0.1%	$81.20	$84.51	-3.9%	1 3 YR TREAS BD	464287457
EFA	ISHARES TR	18,872	$1.961M	0.3%	$103.89	$68.91	+50.8%	MSCI EAFE ETF	464287465