Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHX	SCHWAB STRATEGIC TR	911,027	$55.8M	20.6%	$59.84	—	US LRG CAP ETF	808524201
VCSH	VANGUARD SCOTTSDALE FDS	631,898	$49.98M	18.4%	$79.48	—	SHRT TRM CORP BD	92206C409
SCHZ	SCHWAB STRATEGIC TR	480,484	$26.08M	9.6%	$51.98	—	US AGGREGATE B	808524839
VWOB	VANGUARD WHITEHALL FDS	200,105	$14.09M	5.2%	$70.40	—	EMERG MKT BD ETF	921946885
AGG	ISHARES TR	112,731	$13.01M	4.8%	$107.90	—	CORE US AGGBD ET	464287226
BNDX	VANGUARD CHARLOTTE FDS	184,106	$10.36M	3.8%	$54.47	—	INTL BD IDX ETF	92203J407
VSS	VANGUARD INTL EQUITY INDEX F	119,841	$9.378M	3.5%	$97.20	—	FTSE SMCAP ETF	922042718
SCHA	SCHWAB STRATEGIC TR	169,463	$8.731M	3.2%	$64.64	—	US SML CAP ETF	808524607
SCHE	SCHWAB STRATEGIC TR	408,510	$8.452M	3.1%	$23.16	—	EMRG MKTEQ ETF	808524706
SCHP	SCHWAB STRATEGIC TR	139,116	$8.001M	2.9%	$55.17	—	US TIPS ETF	808524870
SCHF	SCHWAB STRATEGIC TR	292,785	$7.566M	2.8%	$29.41	—	INTL EQTY ETF	808524805
SCHH	SCHWAB STRATEGIC TR	195,149	$6.389M	2.4%	$40.32	—	US REIT ETF	808524847
VV	VANGUARD INDEX FDS	47,624	$5.64M	2.1%	$117.43	—	LARGE CAP ETF	922908637
IVV	ISHARES TR	16,511	$4.266M	1.6%	$224.97	—	CORE S&P500 ETF	464287200
RWX	SPDR INDEX SHS FDS	155,081	$4.152M	1.5%	$36.98	—	DJ INTL RL ETF	78463X863
TIP	ISHARES TR	34,299	$4.045M	1.5%	$112.72	—	TIPS BD ETF	464287176
VB	VANGUARD INDEX FDS	29,935	$3.456M	1.3%	$129.28	—	SMALL CP ETF	922908751
VWO	VANGUARD INTL EQUITY INDEX F	82,425	$2.765M	1.0%	$36.74	—	FTSE EMR MKT ETF	922042858
IJR	ISHARES TR	45,429	$2.549M	0.9%	$106.58	—	CORE S&P SCP ETF	464287804
IEMG	ISHARES INC	61,818	$2.502M	0.9%	$42.76	—	CORE MSCI EMKT	46434G103
IYR	ISHARES TR	34,677	$2.412M	0.9%	$76.86	—	U.S. REAL ES ETF	464287739
IUSB	ISHARES TR	40,279	$2.115M	0.8%	$49.55	—	CORE TOTAL USD	46434V613
IEFA	ISHARES TR	41,615	$2.076M	0.8%	$54.21	—	CORE MSCI EAFE	46432F842
VEA	VANGUARD TAX-MANAGED INTL FD	60,083	$2.003M	0.7%	$36.69	—	FTSE DEV MKT ETF	921943858
SPY	SPDR S&P 500 ETF TR	7,031	$1.812M	0.7%	$226.99	—	TR UNIT	78462F103
SCHC	SCHWAB STRATEGIC TR	71,741	$1.75M	0.6%	$27.97	—	INTL SCEQT ETF	808524888
IGSB	ISHARES TR	29,613	$1.551M	0.6%	$69.00	—	SH TR CRPORT ETF	464288646
CHD	CHURCH & DWIGHT INC	17,420	$1.118M	0.4%	$70.22	-5.7%	COM	171340102
AAPL	APPLE INC	3,267	$831K	0.3%	$27.37	+159.7%	COM	037833100
SNAP	SNAP INC	62,236	$740K	0.3%	$13.37	+14.8%	CL A	83304A106
—	SPLUNK INC	5,779	$729K	0.3%	$51.12	—	COM	848637104
IWP	ISHARES TR	5,472	$665K	0.2%	$142.64	—	RUS MD CP GR ETF	464287481
IFGL	ISHARES TR	30,296	$655K	0.2%	$25.24	—	INTL DEV RE ETF	464288489
IWR	ISHARES TR	14,931	$645K	0.2%	$55.85	—	RUS MID CAP ETF	464287499
VNQ	VANGUARD INDEX FDS	8,322	$581K	0.2%	$83.31	—	REAL ESTATE ETF	922908553
DLB	DOLBY LABORATORIES INC	9,250	$501K	0.2%	$44.44	+35.1%	COM CL A	25659T107
BKLN	INVESCO EXCHANGE-TRADED FD T	19,532	$400K	0.1%	$22.88	—	SR LN ETF	46138G508
VTI	VANGUARD INDEX FDS	3,085	$398K	0.1%	$115.72	—	TOTAL STK MKT	922908769
IWF	ISHARES TR	2,248	$339K	0.1%	$157.17	—	RUS 1000 GRW ETF	464287614
GOOGL	ALPHABET INC	258	$300K	0.1%	$40.49	+66.1%	CAP STK CL A	02079K305
EGHT	8X8 INC NEW	18,788	$260K	0.1%	$14.50	+25.7%	COM	282914100
MDY	SPDR S&P MIDCAP 400 ETF TR	962	$253K	0.1%	$303.46	—	UTSER1 S&PDCRP	78467Y107
SCHB	SCHWAB STRATEGIC TR	3,974	$240K	0.1%	$55.16	—	US BRD MKT ETF	808524102
EMB	ISHARES TR	2,478	$240K	0.1%	$109.90	—	JPMORGAN USD EMG	464288281
BND	VANGUARD BD INDEX FDS	2,795	$239K	0.1%	$80.53	—	TOTAL BND MRKT	921937835
AMZN	AMAZON COM INC	120	$234K	0.1%	$88.51	+9.4%	COM	023135106
GOOG	ALPHABET INC	195	$227K	0.1%	$44.03	+52.9%	CAP STK CL C	02079K107
KO	COCA COLA CO	4,747	$210K	0.1%	$38.39	+17.2%	COM	191216100
CSCO	CISCO SYS INC	5,330	$210K	0.1%	$37.00	-0.9%	COM	17275R102
CAT	CATERPILLAR INC DEL	1,810	$210K	0.1%	$111.50	+1.7%	COM	149123101
VEU	VANGUARD INTL EQUITY INDEX F	4,927	$202K	0.1%	$44.59	—	ALLWRLD EX US	922042775