Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHB	SCHWAB STRATEGIC TR	181,359	$20.5M	13.5%	$61.72	—	US BRD MKT ETF	808524102
VGT	VANGUARD WORLD FDS	25,033	$11.47M	7.5%	$114.48	—	INF TECH ETF	92204A702
VOO	VANGUARD INDEX FDS	24,876	$10.86M	7.1%	$266.06	—	S&P 500 ETF SHS	922908363
EFA	ISHARES TR	104,404	$8.215M	5.4%	$71.62	—	MSCI EAFE ETF	464287465
IHI	ISHARES TR	122,397	$8.06M	5.3%	$114.02	—	U.S. MED DVC ETF	464288810
VTV	VANGUARD INDEX FDS	53,917	$7.932M	5.2%	$126.82	—	VALUE ETF	922908744
AGG	ISHARES TR	56,052	$6.394M	4.2%	$117.71	—	CORE US AGGBD ET	464287226
SCHX	SCHWAB STRATEGIC TR	46,799	$5.327M	3.5%	$60.50	—	US LRG CAP ETF	808524201
SPY	SPDR S&P 500 ETF TR	9,486	$4.506M	3.0%	$270.52	—	TR UNIT	78462F103
—	ISHARES TR	178,958	$4.499M	3.0%	$25.39	—	IBONDS DEC22 ETF	46434VBA7
SCHG	SCHWAB STRATEGIC TR	25,137	$4.116M	2.7%	$56.20	—	US LCAP GR ETF	808524300
SCHM	SCHWAB STRATEGIC TR	44,544	$3.583M	2.4%	$51.25	—	US MID-CAP ETF	808524508
—	ISHARES TR	127,206	$3.265M	2.1%	$25.96	—	IBONDS DEC23 ETF	46434VAX8
IJR	ISHARES TR	25,900	$2.966M	1.9%	$85.59	—	CORE S&P SCP ETF	464287804
VDC	VANGUARD WORLD FDS	14,137	$2.826M	1.9%	$135.67	—	CONSUM STP ETF	92204A207
VTI	VANGUARD INDEX FDS	11,572	$2.794M	1.8%	$128.89	—	TOTAL STK MKT	922908769
IAU	ISHARES GOLD TR	74,182	$2.582M	1.7%	$33.81	—	ISHARES NEW	464285204
TIP	ISHARES TR	17,718	$2.289M	1.5%	$114.55	—	TIPS BD ETF	464287176
SCHH	SCHWAB STRATEGIC TR	39,902	$2.102M	1.4%	$43.79	—	US REIT ETF	808524847
VCR	VANGUARD WORLD FDS	5,788	$1.972M	1.3%	$190.11	—	CONSUM DIS ETF	92204A108
STIP	ISHARES TR	18,059	$1.912M	1.3%	$99.70	—	0-5 YR TIPS ETF	46429B747
VIG	VANGUARD SPECIALIZED FUNDS	10,283	$1.766M	1.2%	$132.68	—	DIV APP ETF	921908844
—	ISHARES TR	63,214	$1.639M	1.1%	$26.21	—	IBONDS DEC24 ETF	46434VBG4
VIS	VANGUARD WORLD FDS	7,737	$1.57M	1.0%	$117.12	—	INDUSTRIAL ETF	92204A603
HDV	ISHARES TR	13,696	$1.383M	0.9%	$76.66	—	CORE HIGH DV ETF	46429B663
VB	VANGUARD INDEX FDS	5,914	$1.337M	0.9%	$126.06	—	SMALL CP ETF	922908751
QQQ	INVESCO QQQ TR	3,057	$1.216M	0.8%	$357.88	—	UNIT SER 1	46090E103
VCSH	VANGUARD SCOTTSDALE FDS	12,655	$1.028M	0.7%	$82.07	—	SHRT TRM CORP BD	92206C409
XLY	SELECT SECTOR SPDR TR	4,884	$999K	0.7%	$73.64	—	SBI CONS DISCR	81369Y407
IJH	ISHARES TR	3,328	$942K	0.6%	$170.09	—	CORE S&P MCP ETF	464287507
VPU	VANGUARD WORLD FDS	5,958	$932K	0.6%	$139.28	—	UTILITIES ETF	92204A876
XLI	SELECT SECTOR SPDR TR	8,696	$920K	0.6%	$48.88	—	SBI INT-INDS	81369Y704
SCHF	SCHWAB STRATEGIC TR	23,540	$915K	0.6%	$31.90	—	INTL EQTY ETF	808524805
XLK	SELECT SECTOR SPDR TR	5,157	$897K	0.6%	$42.65	—	TECHNOLOGY	81369Y803
JNK	SPDR SER TR	8,166	$887K	0.6%	$105.66	—	BLOOMBERG HIGH Y	78468R622
SDOG	ALPS ETF TR	16,225	$870K	0.6%	$32.85	—	SECTR DIV DOGS	00162Q858
SCHE	SCHWAB STRATEGIC TR	28,316	$839K	0.6%	$24.51	—	EMRG MKTEQ ETF	808524706
FTSM	FIRST TR EXCHANGE-TRADED FD	13,722	$821K	0.5%	$59.92	—	FIRST TR ENH NEW	33739Q408
ITOT	ISHARES TR	7,347	$786K	0.5%	$63.15	—	CORE S&P TTL STK	464287150
—	ISHARES TR	29,001	$766K	0.5%	$26.77	—	IBONDS DEC25 ETF	46434VBD1
AAPL	APPLE INC	4,152	$737K	0.5%	$105.79	+46.2%	COM	037833100
IVV	ISHARES TR	1,505	$718K	0.5%	$370.44	—	CORE S&P500 ETF	464287200
CORP	PIMCO ETF TR	6,076	$686K	0.5%	$111.62	—	INV GRD CRP BD	72201R817
WELL	WELLTOWER INC	7,868	$675K	0.4%	$44.80	+67.5%	COM	95040Q104
IEFA	ISHARES TR	8,315	$621K	0.4%	$65.25	—	CORE MSCI EAFE	46432F842
CEF	SPROTT PHYSICAL GOLD & SILVE	32,898	$584K	0.4%	$12.54	—	TR UNIT	85208R101
VNQ	VANGUARD INDEX FDS	4,847	$562K	0.4%	$70.40	—	REAL ESTATE ETF	922908553
FXG	FIRST TR EXCHANGE TRADED FD	8,235	$510K	0.3%	$44.64	—	CONSUMR STAPLE	33734X119
VO	VANGUARD INDEX FDS	1,827	$465K	0.3%	$153.51	—	MID CAP ETF	922908629
SCHD	SCHWAB STRATEGIC TR	5,687	$460K	0.3%	$34.11	—	US DIVIDEND EQ	808524797
SGOL	ABERDEEN STD GOLD ETF TR	25,310	$444K	0.3%	$27.22	—	PHYSCL GOLD SHS	00326A104
EFV	ISHARES TR	8,009	$404K	0.3%	$37.32	—	EAFE VALUE ETF	464288877
XHB	SPDR SER TR	4,713	$404K	0.3%	$43.88	—	S&P HOMEBUILD	78464A888
IDU	ISHARES TR	4,544	$402K	0.3%	$107.44	—	U.S. UTILITS ETF	464287697
IWR	ISHARES TR	4,826	$401K	0.3%	$78.21	—	RUS MID CAP ETF	464287499
SCHA	SCHWAB STRATEGIC TR	3,863	$396K	0.3%	$69.24	—	US SML CAP ETF	808524607
GLD	SPDR GOLD TR	2,278	$389K	0.3%	$126.73	—	GOLD SHS	78463V107
IWM	ISHARES TR	1,650	$367K	0.2%	$113.07	—	RUSSELL 2000 ETF	464287655
SPHY	SPDR SER TR	13,226	$351K	0.2%	$42.06	—	PORTFLI HIGH YLD	78468R606
BCE	BCE INC	6,617	$344K	0.2%	$22.29	+70.6%	COM NEW	05534B760
IWB	ISHARES TR	1,295	$342K	0.2%	$133.31	—	RUS 1000 ETF	464287622
LQD	ISHARES TR	2,289	$303K	0.2%	$132.37	—	IBOXX INV CP ETF	464287242
IYW	ISHARES TR	2,631	$302K	0.2%	$88.51	—	U.S. TECH ETF	464287721
XNTK	SPDR SER TR	1,772	$294K	0.2%	$62.27	—	NYSE TECH ETF	78464A102
VUG	VANGUARD INDEX FDS	901	$289K	0.2%	$227.71	—	GROWTH ETF	922908736
XLRE	SELECT SECTOR SPDR TR	5,368	$278K	0.2%	$30.91	—	RL EST SEL SEC	81369Y860
KXI	ISHARES TR	4,193	$271K	0.2%	$67.04	—	GLB CNSM STP ETF	464288737
CWB	SPDR SER TR	3,245	$269K	0.2%	$46.74	—	BLOOMBERG CONV	78464A359
FLTR	VANECK ETF TRUST	9,931	$251K	0.2%	$24.64	—	INVESTMENT GRD	92189F486
SHYG	ISHARES TR	5,500	$249K	0.2%	$45.52	—	0-5YR HI YL CP	46434V407
AMZN	AMAZON COM INC	73	$243K	0.2%	$167.13	+2.4%	COM	023135106
JNJ	JOHNSON & JOHNSON	1,374	$235K	0.2%	$128.15	+13.2%	COM	478160104
—	ISHARES TR	8,051	$210K	0.1%	$26.21	—	IBONDS DEC2022	46435G755
SPYG	SPDR SER TR	2,834	$205K	0.1%	$72.34	—	PRTFLO S&P500 GW	78464A409