Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHB	SCHWAB STRATEGIC TR	350,963	$14.74M	11.8%	$57.56	—	US BRD MKT ETF	808524102
VOO	VANGUARD INDEX FDS	25,177	$8.266M	6.6%	$269.65	—	S&P 500 ETF SHS	922908363
VGT	VANGUARD WORLD FDS	25,987	$7.988M	6.4%	$126.35	—	INF TECH ETF	92204A702
VTV	VANGUARD INDEX FDS	53,898	$6.655M	5.3%	$127.24	—	VALUE ETF	922908744
EFA	ISHARES TR	92,822	$5.199M	4.2%	$71.68	—	MSCI EAFE ETF	464287465
—	ISHARES TR	203,976	$5.106M	4.1%	$25.35	—	IBONDS DEC22 ETF	46434VBA7
—	ISHARES TR	165,009	$4.117M	3.3%	$25.76	—	IBONDS DEC23 ETF	46434VAX8
SCHX	SCHWAB STRATEGIC TR	91,634	$3.881M	3.1%	$57.16	—	US LRG CAP ETF	808524201
IHI	ISHARES TR	81,074	$3.825M	3.1%	$112.82	—	U.S. MED DVC ETF	464288810
SPY	SPDR S&P 500 ETF TR	9,376	$3.349M	2.7%	$270.52	—	TR UNIT	78462F103
VDC	VANGUARD WORLD FDS	18,069	$3.104M	2.5%	$146.86	—	CONSUM STP ETF	92204A207
SCHM	SCHWAB STRATEGIC TR	45,091	$2.729M	2.2%	$51.97	—	US MID-CAP ETF	808524508
SCHG	SCHWAB STRATEGIC TR	48,431	$2.703M	2.2%	$65.41	—	US LCAP GR ETF	808524300
VHT	VANGUARD WORLD FDS	11,238	$2.514M	2.0%	$235.16	—	HEALTH CAR ETF	92204A504
IAU	ISHARES GOLD TR	78,656	$2.48M	2.0%	$33.87	—	ISHARES NEW	464285204
IJR	ISHARES TR	27,215	$2.373M	1.9%	$86.22	—	CORE S&P SCP ETF	464287804
AGG	ISHARES TR	24,106	$2.322M	1.9%	$117.71	—	CORE US AGGBD ET	464287226
STIP	ISHARES TR	23,558	$2.264M	1.8%	$100.11	—	0-5 YR TIPS ETF	46429B747
FLTR	VANECK ETF TRUST	85,669	$2.128M	1.7%	$24.68	—	IG FLOATING RATE	92189F486
VTI	VANGUARD INDEX FDS	11,640	$2.089M	1.7%	$128.89	—	TOTAL STK MKT	922908769
SCHH	SCHWAB STRATEGIC TR	87,172	$1.629M	1.3%	$33.44	—	US REIT ETF	808524847
VCR	VANGUARD WORLD FDS	6,912	$1.625M	1.3%	$201.71	—	CONSUM DIS ETF	92204A108
TIP	ISHARES TR	15,479	$1.624M	1.3%	$114.55	—	TIPS BD ETF	464287176
VCSH	VANGUARD SCOTTSDALE FDS	19,729	$1.466M	1.2%	$79.84	—	SHRT TRM CORP BD	92206C409
—	ISHARES TR	54,066	$1.317M	1.1%	$26.14	—	IBONDS DEC24 ETF	46434VBG4
VIG	VANGUARD SPECIALIZED FUNDS	9,664	$1.306M	1.0%	$132.77	—	DIV APP ETF	921908844
HDV	ISHARES TR	13,696	$1.25M	1.0%	$76.66	—	CORE HIGH DV ETF	46429B663
VIS	VANGUARD WORLD FDS	7,570	$1.193M	1.0%	$117.80	—	INDUSTRIAL ETF	92204A603
IJH	ISHARES TR	5,362	$1.176M	0.9%	$191.12	—	CORE S&P MCP ETF	464287507
FTSM	FIRST TR EXCHANGE-TRADED FD	19,031	$1.129M	0.9%	$59.77	—	FIRST TR ENH NEW	33739Q408
SCHD	SCHWAB STRATEGIC TR	16,730	$1.111M	0.9%	$57.86	—	US DIVIDEND EQ	808524797
VXUS	VANGUARD STAR FDS	24,101	$1.103M	0.9%	$51.61	—	VG TL INTL STK F	921909768
SHYG	ISHARES TR	27,436	$1.096M	0.9%	$41.53	—	0-5YR HI YL CP	46434V407
VPU	VANGUARD WORLD FDS	7,593	$1.08M	0.9%	$142.12	—	UTILITIES ETF	92204A876
VB	VANGUARD INDEX FDS	5,648	$965K	0.8%	$127.31	—	SMALL CP ETF	922908751
XLY	SELECT SECTOR SPDR TR	6,553	$934K	0.7%	$90.26	—	SBI CONS DISCR	81369Y407
XLK	SELECT SECTOR SPDR TR	6,832	$812K	0.6%	$69.41	—	TECHNOLOGY	81369Y803
XLI	SELECT SECTOR SPDR TR	8,698	$721K	0.6%	$48.88	—	SBI INT-INDS	81369Y704
SDOG	ALPS ETF TR	15,556	$703K	0.6%	$32.85	—	SECTR DIV DOGS	00162Q858
CORP	PIMCO ETF TR	7,585	$692K	0.6%	$108.46	—	INV GRD CRP BD	72201R817
SCHF	SCHWAB STRATEGIC TR	23,363	$657K	0.5%	$32.00	—	INTL EQTY ETF	808524805
FQAL	FIDELITY COVINGTON TRUST	15,550	$646K	0.5%	$44.24	—	QLTY FCTOR ETF	316092790
ITOT	ISHARES TR	7,347	$584K	0.5%	$63.15	—	CORE S&P TTL STK	464287150
AAPL	APPLE INC	4,179	$578K	0.5%	$105.79	+45.8%	COM	037833100
SCHE	SCHWAB STRATEGIC TR	25,782	$578K	0.5%	$24.48	—	EMRG MKTEQ ETF	808524706
BSV	VANGUARD BD INDEX FDS	7,508	$562K	0.4%	$76.73	—	SHORT TRM BOND	921937827
QQQ	INVESCO QQQ TR	2,050	$548K	0.4%	$357.88	—	UNIT SER 1	46090E103
WELL	WELLTOWER INC	7,763	$499K	0.4%	$44.80	+60.4%	COM	95040Q104
CEF	SPROTT PHYSICAL GOLD & SILVE	31,864	$496K	0.4%	$12.54	—	TR UNIT	85208R101
VUG	VANGUARD INDEX FDS	2,255	$483K	0.4%	$224.77	—	GROWTH ETF	922908736
FXG	FIRST TR EXCHANGE TRADED FD	8,452	$481K	0.4%	$44.96	—	CONSUMR STAPLE	33734X119
VONE	VANGUARD SCOTTSDALE FDS	2,755	$450K	0.4%	$171.10	—	VNG RUS1000IDX	92206C730
—	ISHARES TR	18,499	$446K	0.4%	$26.75	—	IBONDS DEC25 ETF	46434VBD1
VNQ	VANGUARD INDEX FDS	5,497	$441K	0.4%	$72.61	—	REAL ESTATE ETF	922908553
IVV	ISHARES TR	1,198	$430K	0.3%	$371.64	—	CORE S&P500 ETF	464287200
IEFA	ISHARES TR	8,112	$427K	0.3%	$65.44	—	CORE MSCI EAFE	46432F842
SGOL	ABRDN GOLD ETF TRUST	25,170	$401K	0.3%	$27.05	—	PHYSCL GOLD SHS	00326A104
HEFA	ISHARES TR	12,890	$385K	0.3%	$31.81	—	HDG MSCI EAFE	46434V803
IDU	ISHARES TR	4,544	$369K	0.3%	$107.44	—	U.S. UTILITS ETF	464287697
VO	VANGUARD INDEX FDS	1,956	$368K	0.3%	$158.35	—	MID CAP ETF	922908629
SCHA	SCHWAB STRATEGIC TR	9,586	$362K	0.3%	$54.60	—	US SML CAP ETF	808524607
IQLT	ISHARES TR	12,689	$353K	0.3%	$30.89	—	MSCI INTL QUALTY	46434V456
GLD	SPDR GOLD TR	2,021	$313K	0.3%	$126.73	—	GOLD SHS	78463V107
EFV	ISHARES TR	8,061	$311K	0.2%	$37.32	—	EAFE VALUE ETF	464288877
—	ISHARES TR	11,522	$291K	0.2%	$25.46	—	IBONDS DEC2023	46435G318
JNK	SPDR SER TR	3,290	$289K	0.2%	$105.66	—	BLOOMBERG HIGH Y	78468R622
IWM	ISHARES TR	1,724	$284K	0.2%	$116.24	—	RUSSELL 2000 ETF	464287655
BCE	BCE INC	6,372	$267K	0.2%	$22.29	+68.9%	COM NEW	05534B760
IWB	ISHARES TR	1,295	$256K	0.2%	$133.31	—	RUS 1000 ETF	464287622
XHB	SPDR SER TR	4,568	$250K	0.2%	$43.88	—	S&P HOMEBUILD	78464A888
—	ISHARES TR	9,547	$247K	0.2%	$26.16	—	IBONDS DEC2022	46435G755
SPHY	SPDR SER TR	10,843	$237K	0.2%	$41.83	—	PORTFLI HIGH YLD	78468R606
SPDW	SPDR INDEX SHS FDS	8,939	$231K	0.2%	$28.61	—	PORTFOLIO DEVLPD	78463X889
JNJ	JOHNSON & JOHNSON	1,394	$228K	0.2%	$128.15	+19.3%	COM	478160104
KXI	ISHARES TR	4,193	$225K	0.2%	$67.04	—	GLB CNSM STP ETF	464288737
PEP	PEPSICO INC	1,332	$218K	0.2%	$154.42	0.0%	COM	713448108
CWB	SPDR SER TR	3,245	$205K	0.2%	$46.74	—	BBG CONV SEC ETF	78464A359