Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
BND	Vanguard Total Bond Market	369,467	$29.08M	11.5%	$80.85	—	ETF	921937835
BNDX	Vanguard Total International Bond	506,238	$27.61M	10.9%	$54.36	—	ETF	92203J407
VTI	Vanguard Total Stock Market	156,136	$23.37M	9.3%	$118.45	—	ETF	922908769
VBR	Vanguard Small-Cap Value	144,806	$20.18M	8.0%	$122.65	—	ETF	922908611
EFV	iShares MSCI EAFE Value	293,213	$15.22M	6.0%	$48.57	—	ETF	464288877
MTUM	iShares Edge MSCI USA Momentum Fctr	123,769	$14.73M	5.8%	$88.11	—	ETF	46432F396
VTV	Vanguard Value	127,028	$14.06M	5.6%	$94.95	—	ETF	922908744
VSS	Vanguard FTSE All-World ex-US Sm-Cp	115,000	$12.9M	5.1%	$101.11	—	ETF	922042718
VEA	Vanguard FTSE Developed Markets	296,157	$12.81M	5.1%	$38.14	—	ETF	921943858
VOE	Vanguard Mid-Cap Value	89,957	$10.17M	4.0%	$101.36	—	ETF	922908512
BSV	Vanguard Short-Term Bond	111,731	$8.718M	3.5%	$79.40	—	ETF	921937827
MUB	iShares National Muni Bond	58,977	$6.366M	2.5%	$108.95	—	ETF	464288414
VWO	Vanguard FTSE Emerging Markets	142,394	$5.838M	2.3%	$37.90	—	ETF	922042858
—	SPDR Blmbg Barclays High Yield Bd	148,816	$5.365M	2.1%	$36.52	—	ETF	78464A417
PFF	iShares US Preferred Stock	111,924	$4.156M	1.6%	$37.81	—	ETF	464288687
VCSH	Vanguard Short-Term Corporate Bond	52,600	$4.111M	1.6%	$79.38	—	ETF	92206C409
QUAL	iShares Edge MSCI USA Quality Factor	36,065	$3.259M	1.3%	$70.80	—	ETF	46432F339
USMV	iShares Edge MSCI Min Vol USA	55,783	$3.182M	1.3%	$46.50	—	ETF	46429B697
VNQ	Vanguard REIT	36,723	$2.963M	1.2%	$81.28	—	ETF	922908553
SHM	SPDR Nuveen Blmbg Barclays ST MunBd	61,198	$2.919M	1.2%	$47.94	—	ETF	78468R739
VTIP	Vanguard Short-Term Infl-Prot Secs	55,271	$2.673M	1.1%	$49.12	—	ETF	922020805
EMB	iShares JPMorgan USD Emerg Markets Bond	23,980	$2.585M	1.0%	$111.79	—	ETF	464288281
SJNK	SPDR Blmbg BarclaysST HY Bd	90,487	$2.497M	1.0%	$27.72	—	ETF	78468R408
VMBS	Vanguard Mortgage-Backed Secs	48,629	$2.48M	1.0%	$52.30	—	ETF	92206C771
EFAV	iShares Edge MSCI Min Vol EAFE	28,687	$2.089M	0.8%	$64.22	—	ETF	46429B689
—	iShares MSCI Frontier 100	60,497	$1.721M	0.7%	$27.95	—	ETF	464286145
VNQI	Vanguard Global ex-US Real Estate	28,238	$1.586M	0.6%	$52.68	—	ETF	922042676
SUB	iShares Short-Term National Muni Bond	14,443	$1.513M	0.6%	$105.02	—	ETF	464288158
EEMV	iShares Edge MSCI Min Vol Emerging Mkts	15,844	$940K	0.4%	$54.62	—	ETF	464286533
VV	Vanguard Large-Cap	6,292	$840K	0.3%	$133.50	—	ETF	922908637
GWX	SPDR S&P International Small Cap	20,327	$698K	0.3%	$29.58	—	ETF	78463X871
SPY	SPDR S&P 500	2,209	$642K	0.3%	$282.16	—	ETF	78462F103
XLE	Select Sector Spdr Trust Shs Ben Int Energy	8,352	$633K	0.3%	$75.79	—	ETF	81369Y506
XLK	Technology Select Sector SPDR	8,313	$626K	0.2%	$75.30	—	ETF	81369Y803
SHV	iShares Short Treasury Bond	4,955	$547K	0.2%	$110.30	—	ETF	464288679
VGK	Vanguard FTSE Europe	8,122	$457K	0.2%	$56.27	—	ETF	922042874
IGSB	Ishares Tr Sh Tr Crport	7,776	$403K	0.2%	$51.83	—	ETF	464288646
VB	Vanguard Small-Cap	2,327	$378K	0.1%	$162.44	—	ETF	922908751
XLU	Select Sector Spdr Trust The Utilities Select Sector Spdr Trust	6,212	$327K	0.1%	$52.64	—	ETF	81369Y886
AGG	iShares Core US Aggregate Bond	3,066	$323K	0.1%	$105.35	—	ETF	464287226
XLY	Select Sector Spdr Fund Shs Ben Consumer Discretionary	2,670	$313K	0.1%	$117.23	—	ETF	81369Y407
SHY	iShares 1-3 Year Treasury Bond	3,662	$304K	0.1%	$83.27	—	ETF	464287457
BIV	Vanguard Intermediate-Term Bond	2,960	$238K	0.1%	$80.41	—	ETF	921937819
EWX	SPDR S&P Emerging Markets Small Cap	4,997	$224K	0.1%	$52.47	—	ETF	78463X756
HYG	iShares iBoxx $ High Yield Corporate Bd	2,537	$219K	0.1%	$86.32	—	ETF	464288513