Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IEMG	ISHARES INC	4,911,436	$248M	17.1%	$51.25	—	CORE MSCI EMKT	46434G103
BAR	GRANITESHARES GOLD TR	11,566,506	$236M	16.2%	$21.74	—	SHS BEN INT	38748G101
KCCA	KRANESHARES TR	4,416,825	$133M	9.2%	$22.12	—	CALIFORNIA CARB	500767553
SPY	SPDR S&P 500 ETF TR	248,822	$118M	8.1%	$377.25	—	TR UNIT	78462F103
GOVT	ISHARES TR	4,990,913	$115M	7.9%	$24.47	—	US TREAS BD ETF	46429B267
VGIT	VANGUARD SCOTTSDALE FDS	1,861,022	$110M	7.6%	$59.28	—	INTER TERM TREAS	92206C706
VGLT	VANGUARD SCOTTSDALE FDS	1,720,900	$106M	7.3%	$63.28	—	LONG TERM TREAS	92206C847
VOTE	TCW TRANSFORM ETF TRUST	1,206,696	$67.12M	4.6%	$50.35	—	TRANSFRM 500 ETF	29287L106
IWB	ISHARES TR	145,992	$38.29M	2.6%	$235.05	—	RUS 1000 ETF	464287622
HEFA	ISHARES TR	1,208,159	$38.07M	2.6%	$31.31	—	HDG MSCI EAFE	46434V803
TLT	ISHARES TR	333,731	$33M	2.3%	$100.88	—	20 YR TR BD ETF	464287432
VEA	VANGUARD TAX-MANAGED FDS	672,101	$32.19M	2.2%	$41.44	—	VAN FTSE DEV MKT	921943858
IEFA	ISHARES TR	445,608	$31.35M	2.2%	$69.80	—	CORE MSCI EAFE	46432F842
VWO	VANGUARD INTL EQUITY INDEX F	615,312	$25.29M	1.7%	$46.04	—	FTSE EMR MKT ETF	922042858
PWRD	TCW TRANSFORM ETF TRUST	379,877	$21.56M	1.5%	$43.85	—	TRANSFORM SYSTEM	29287L205
HYD	VANECK ETF TRUST	280,262	$14.47M	1.0%	$51.74	—	HIGH YLD MUNIETF	92189H409
VIG	VANGUARD SPECIALIZED FUNDS	69,822	$11.9M	0.8%	$146.79	—	DIV APP ETF	921908844
SPHQ	INVESCO EXCHANGE TRADED FD T	170,250	$9.207M	0.6%	$44.00	—	S&P500 QUALITY	46137V241
BIL	SPDR SER TR	77,361	$7.07M	0.5%	$91.82	—	BLOOMBERG 1-3 MO	78468R663
BND	VANGUARD BD INDEX FDS	92,592	$6.81M	0.5%	$72.69	—	TOTAL BND MRKT	921937835
IWV	ISHARES TR	24,422	$6.685M	0.5%	$273.74	—	RUSSELL 3000 ETF	464287689
SUB	ISHARES TR	61,687	$6.504M	0.4%	$106.35	—	SHRT NAT MUN ETF	464288158
DBEF	DBX ETF TR	105,516	$3.902M	0.3%	$33.28	—	XTRACK MSCI EAFE	233051200
NU	NU HLDGS LTD	458,992	$3.823M	0.3%	$4.35	+86.0%	ORD SHS CL A	G6683N103
VTI	VANGUARD INDEX FDS	13,001	$3.084M	0.2%	$215.64	—	TOTAL STK MKT	922908769
IAU	ISHARES GOLD TR	78,803	$3.076M	0.2%	$35.71	—	ISHARES NEW	464285204
IWF	ISHARES TR	8,308	$2.519M	0.2%	$244.33	—	RUS 1000 GRW ETF	464287614
HYMB	SPDR SER TR	85,943	$2.174M	0.1%	$26.26	—	NUVEEN BLOOMBERG	78464A284
IWN	ISHARES TR	13,505	$2.098M	0.1%	$136.15	—	RUS 2000 VAL ETF	464287630
MDY	SPDR S&P MIDCAP 400 ETF TR	3,810	$1.933M	0.1%	$413.39	—	UTSER1 S&PDCRP	78467Y107
VUG	VANGUARD INDEX FDS	6,000	$1.865M	0.1%	$310.88	—	GROWTH ETF	922908736
VXF	VANGUARD INDEX FDS	9,300	$1.529M	0.1%	$164.42	—	EXTEND MKT ETF	922908652
ESGU	ISHARES TR	14,484	$1.52M	0.1%	$81.23	—	ESG AWR MSCI USA	46435G425
AGG	ISHARES TR	14,677	$1.457M	0.1%	$108.50	—	CORE US AGGBD ET	464287226
IWD	ISHARES TR	8,669	$1.433M	0.1%	$152.26	—	RUS 1000 VAL ETF	464287598
SHY	ISHARES TR	15,649	$1.284M	0.1%	$82.04	—	1 3 YR TREAS BD	464287457
IWR	ISHARES TR	15,421	$1.199M	0.1%	$70.32	—	RUS MID CAP ETF	464287499
QUAL	ISHARES TR	6,230	$917K	0.1%	$89.55	—	MSCI USA QLT FCT	46432F339
ACWX	ISHARES TR	16,000	$817K	0.1%	$51.04	—	MSCI ACWI EX US	464288240
ESGD	ISHARES TR	10,769	$813K	0.1%	$60.00	—	ESG AW MSCI EAFE	46435G516
SPMD	SPDR SER TR	16,081	$783K	0.1%	$40.40	—	PORTFOLIO S&P400	78464A847
IJH	ISHARES TR	1,630	$452K	0.0%	$263.19	—	CORE S&P MCP ETF	464287507
ESGE	ISHARES INC	12,767	$409K	0.0%	$27.77	—	ESG AWR MSCI EM	46434G863
MUB	ISHARES TR	3,035	$329K	0.0%	$107.18	—	NATIONAL MUN ETF	464288414
ICF	ISHARES TR	4,140	$243K	0.0%	$65.35	—	COHEN STEER REIT	464287564
IJR	ISHARES TR	1,861	$201K	0.0%	$96.70	—	CORE S&P SCP ETF	464287804