Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHX	SCHWAB U.S. LARGE-CAP ETF	453,237	$11.62M	10.7%	$25.89	—	ETF	808524201
SCHR	SCHWAB INTERMEDIATE-TERM US TREASURY ETF	294,210	$7.329M	6.7%	$25.13	—	ETF	808524854
VTV	VANGUARD VALUE ETF	37,113	$7.282M	6.7%	$196.20	—	ETF	922908744
SCHD	SCHWAB US DIVIDEND EQUITY ETF	236,418	$7.253M	6.7%	$30.44	—	ETF	808524797
MSFT	MICROSOFT CORP COM	15,108	$5.593M	5.1%	$508.71	-14.6%	Stock	594918104
DYNF	ISHARES U.S. EQUITY FACTOR ROTATION ACTIVE ETF	89,285	$5.195M	4.8%	$59.26	—	ETF	09290C103
FNDX	SCHWAB FUNDAMENTAL U.S. LARGE COMPANY ETF	181,278	$5.049M	4.6%	$26.30	—	ETF	808524771
BDYN	ISHARES DYNAMIC EQUITY ACTIVE ETF	172,608	$4.196M	3.9%	$24.31	—	ETF	09290C723
VCIT	VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF	38,105	$3.153M	2.9%	$84.07	—	ETF	92206C870
SPIB	STATE STREET SPDR PORTFOLIO INTERMEDIATE TERM CORPORATE BOND ETF	91,565	$3.071M	2.8%	$33.89	—	ETF	78464A375
AAPL	APPLE INC COM	11,833	$3.003M	2.8%	$225.58	+16.5%	Stock	037833100
VUSB	VANGUARD ULTRA-SHORT BOND ETF	59,334	$2.954M	2.7%	$50.00	—	ETF	92203C303
IDOG	ALPS INTERNATIONAL SECTOR DIVIDEND DOGS ETF	59,510	$2.479M	2.3%	$35.60	—	ETF	00162Q718
AVDE	AVANTIS INTERNATIONAL EQUITY ETF	28,448	$2.414M	2.2%	$78.90	—	ETF	025072703
XLI	STATE STREET INDUSTRIAL SELECT SECTOR SPDR ETF	14,883	$2.407M	2.2%	$161.73	—	ETF	81369Y704
IDEQ	LAZARD INTERNATIONAL DYNAMIC EQUITY ETF	73,561	$2.336M	2.1%	$28.35	—	ETF	52110K400
SCHG	SCHWAB U.S. LARGE-CAP GROWTH ETF	77,124	$2.247M	2.1%	$31.52	—	ETF	808524300
FDEM	FIDELITY EMERGING MARKETS MULTIFACTOR ETF	64,361	$2.033M	1.9%	$30.73	—	ETF	316092543
SCHE	SCHWAB EMERGING MARKETS EQUITY ETF	60,176	$1.983M	1.8%	$33.26	—	ETF	808524706
SMH	VANECK SEMICONDUCTOR ETF	4,846	$1.858M	1.7%	$383.40	—	ETF	92189F676
MBB	ISHARES MBS ETF	19,340	$1.836M	1.7%	$95.15	—	ETF	464288588
XLY	STATE STREET CONSUMER DISCRETIONARY SELECT SECTOR SPDR ETF	16,509	$1.799M	1.7%	$108.98	—	ETF	81369Y407
IEMG	ISHARES CORE MSCI EMERGING MARKETS ETF	22,320	$1.557M	1.4%	$69.75	—	ETF	46434G103
EWY	ISHARES MSCI SOUTH KOREA ETF	12,248	$1.507M	1.4%	$123.01	—	ETF	464286772
DXJ	WISDOMTREE JAPAN HEDGED EQUITY FUND	8,595	$1.363M	1.3%	$158.58	—	ETF	97717W851
MRK	MERCK & CO INC COM	10,637	$1.28M	1.2%	$81.01	+41.1%	Stock	58933Y105
BNDX	VANGUARD TOTAL INTERNATIONAL BOND ETF	23,256	$1.117M	1.0%	$49.24	—	ETF	92203J407
IUSB	ISHARES CORE TOTAL USD BOND MARKET ETF	21,054	$972K	0.9%	$46.71	—	ETF	46434V613
IGIB	ISHARES 5-10 YEAR INVESTMENT GRADE CORPORATE BOND ETF	17,487	$931K	0.9%	$54.09	—	ETF	464288638
SHEL	SHELL PLC SPON ADS	10,000	$930K	0.9%	$71.53	—	ADR	780259305
IWF	ISHARES RUSSELL 1000 GROWTH ETF	1,850	$789K	0.7%	$468.41	—	ETF	464287614
SCHM	SCHWAB U.S. MID-CAP ETF	25,160	$779K	0.7%	$29.64	—	ETF	808524508
SCHF	SCHWAB INTERNATIONAL EQUITY ETF	30,917	$765K	0.7%	$23.28	—	ETF	808524805
NVS	NOVARTIS AG SPONSORED ADR	5,000	$764K	0.7%	$128.24	—	ADR	66987V109
BRK/A	BERKSHIRE HATHAWAY INC DEL CL A	1	$718K	0.7%	$726917.40	+1.9%	Stock	084670108
BRK/B	BERKSHIRE HATHAWAY INC DEL CL B NEW	1,450	$695K	0.6%	$484.36	+1.9%	Stock	084670702
SCHZ	SCHWAB US AGGREGATE BOND ETF	28,557	$663K	0.6%	$23.42	—	ETF	808524839
AMGN	AMGEN INC COM	1,800	$633K	0.6%	$286.59	+22.0%	Stock	031162100
SPAB	STATE STREET SPDR PORTFOLIO AGGREGATE BOND ETF	23,556	$604K	0.6%	$25.85	—	ETF	78464A649
IVV	ISHARES CORE S&P 500 ETF	762	$498K	0.5%	$669.30	—	ETF	464287200
VUG	VANGUARD GROWTH ETF	1,108	$484K	0.4%	$479.61	—	ETF	922908736
SCHV	SCHWAB U.S. LARGE-CAP VALUE ETF	15,162	$462K	0.4%	$29.11	—	ETF	808524409
BINC	ISHARES FLEXIBLE INCOME ACTIVE ETF	8,782	$456K	0.4%	$52.57	—	ETF	092528603
EFV	ISHARES MSCI EAFE VALUE ETF	6,115	$455K	0.4%	$74.35	—	ETF	464288877
ABT	ABBOTT LABORATORIES COM	4,017	$413K	0.4%	$130.61	-11.6%	Stock	002824100
XTEN	BONDBLOXX BLOOMBERG TEN YEAR TARGET DURATION US TREASURY ETF	8,110	$372K	0.3%	$45.86	—	ETF	09789C812
QUAL	ISHARES MSCI USA QUALITY FACTOR ETF	1,867	$358K	0.3%	$191.81	—	ETF	46432F339
NFLX	NETFLIX INC. COM	3,630	$349K	0.3%	$109.14	-23.2%	Stock	64110L106
VFMO	VANGUARD U.S. MOMENTUM FACTOR ETF	1,459	$288K	0.3%	$191.60	—	ETF	921935508
ABBV	ABBVIE INC COM	1,321	$287K	0.3%	$201.95	+10.2%	Stock	00287Y109
TD	TORONTO DOMINION BK ONT COM NEW	3,050	$285K	0.3%	$75.06	+26.9%	Stock	891160509
EWJ	ISHARES MSCI JAPAN ETF	3,342	$282K	0.3%	$84.44	—	ETF	46434G822
CVX	CHEVRON CORPORATION COM	1,279	$265K	0.2%	$171.87	0.0%	Stock	166764100
CSCO	CISCO SYS INC COM	3,300	$256K	0.2%	$67.38	+15.6%	Stock	17275R102
UL	UNILEVER PLC SPON ADR NEW	4,483	$255K	0.2%	$65.40	—	ADR	904767803