Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
SCHF	SCHWAB STRATEGIC TR	1,851,681	$52.09M	14.9%	$28.13 *	$16.12	-12.8%	INTL EQTY ETF	808524805
ILCV	ISHARES TR	782,014	$44.16M	12.6%	$56.47	$60.58	-6.8%	MRNGSTR LG-CP VL	464288109
SCHH	SCHWAB STRATEGIC TR	1,979,722	$37M	10.5%	$18.69	$22.85	-18.2%	US REIT ETF	808524847
SCHP	SCHWAB STRATEGIC TR	595,836	$30.86M	8.8%	$51.80 *	$29.59	-12.5%	US TIPS ETF	808524870
VWO	VANGUARD INTL EQUITY INDEX F	657,980	$24.01M	6.8%	$36.49	$42.39	-13.9%	FTSE EMR MKT ETF	922042858
SCHX	SCHWAB STRATEGIC TR	543,730	$23.03M	6.6%	$42.35 *	$14.54	-2.9%	US LRG CAP ETF	808524201
AGG	ISHARES TR	209,567	$20.19M	5.8%	$96.34	$110.28	-12.6%	CORE US AGGBD ET	464287226
VCSH	VANGUARD SCOTTSDALE FDS	259,908	$19.31M	5.5%	$74.28	$82.64	-10.1%	SHRT TRM CORP BD	92206C409
SCHD	SCHWAB STRATEGIC TR	227,681	$15.13M	4.3%	$66.43 *	$24.29	-8.9%	US DIVIDEND EQ	808524797
IMCV	ISHARES TR	211,786	$11.85M	3.4%	$55.94	$60.20	-7.1%	MRGSTR MD CP VAL	464288406
ISCV	ISHARES TR	181,626	$8.633M	2.5%	$47.53	$55.19	-13.9%	MRNING SM CP ETF	464288703
IMCG	ISHARES TR	160,804	$8.101M	2.3%	$50.38	$61.57	-18.2%	MRGSTR MD CP GRW	464288307
IMCB	ISHARES TR	148,582	$8.006M	2.3%	$53.88	$61.15	-11.9%	MRGSTR MD CP ETF	464288208
SCHA	SCHWAB STRATEGIC TR	180,053	$6.806M	1.9%	$37.80 *	$20.80	-9.1%	US SML CAP ETF	808524607
VCIT	VANGUARD SCOTTSDALE FDS	79,711	$6.033M	1.7%	$75.69	$95.47	-20.7%	INT-TERM CORP	92206C870
ISCG	ISHARES TR	141,443	$4.902M	1.4%	$34.66	$48.07	-27.9%	MRGSTR SM CP GR	464288604
XLE	SELECT SECTOR SPDR TR	51,657	$3.72M	1.1%	$72.01 *	$25.19	+43.0%	ENERGY	81369Y506
COST	COSTCO WHSL CORP NEW	2,649	$1.251M	0.4%	$472.25 *	$492.64	-8.2%	COM	22160K105
NEE	NEXTERA ENERGY INC	15,866	$1.244M	0.4%	$78.41 *	$71.95	-0.6%	COM	65339F101
AAPL	APPLE INC	8,845	$1.222M	0.3%	$138.16	$154.73	-12.2%	COM	037833100
MRK	MERCK & CO INC	13,642	$1.175M	0.3%	$86.13 *	$76.88	+1.6%	COM	58933Y105
ALL	ALLSTATE CORP	9,309	$1.159M	0.3%	$124.50 *	$117.41	-1.8%	COM	020002101
PAYX	PAYCHEX INC	10,213	$1.146M	0.3%	$112.21 *	$111.85	-9.0%	COM	704326107
ABBV	ABBVIE INC	8,162	$1.095M	0.3%	$134.16 *	$129.50	-8.1%	COM	00287Y109
AVGO	BROADCOM INC	2,438	$1.082M	0.3%	$443.81 *	$52.09	-19.2%	COM	11135F101
JNJ	JOHNSON & JOHNSON	6,314	$1.031M	0.3%	$163.29 *	$155.82	-4.9%	COM	478160104
ACN	ACCENTURE PLC IRELAND	3,823	$984K	0.3%	$257.39 *	$290.39	-15.7%	SHS CLASS A	G1151C101
APD	AIR PRODS & CHEMS INC	4,203	$978K	0.3%	$232.69 *	$225.26	-4.9%	COM	009158106
PG	PROCTER AND GAMBLE CO	7,402	$935K	0.3%	$126.32 *	$135.71	-14.4%	COM	742718109
MSFT	MICROSOFT CORP	3,910	$911K	0.3%	$232.99 *	$268.56	-15.5%	COM	594918104
HD	HOME DEPOT INC	3,289	$908K	0.3%	$276.07 *	$280.99	-9.6%	COM	437076102
NOC	NORTHROP GRUMMAN CORP	1,890	$889K	0.3%	$470.37 *	$427.60	+4.3%	COM	666807102
SO	SOUTHERN CO	13,011	$885K	0.3%	$68.02 *	$66.06	-8.7%	COM	842587107
XOM	EXXON MOBIL CORP	9,749	$851K	0.2%	$87.29 *	$77.99	+0.2%	COM	30231G102
MDT	MEDTRONIC PLC	10,527	$850K	0.2%	$80.74 *	$88.25	-17.2%	SHS	G5960L103
UNP	UNION PAC CORP	4,304	$839K	0.2%	$194.93 *	$213.25	-15.4%	COM	907818108
CVX	CHEVRON CORP NEW	5,789	$832K	0.2%	$143.72 *	$134.31	-6.4%	COM	166764100
VLO	VALERO ENERGY CORP	7,216	$771K	0.2%	$106.85 *	$96.08	+0.7%	COM	91913Y100
TXN	TEXAS INSTRS INC	4,836	$749K	0.2%	$154.88 *	$152.74	-8.2%	COM	882508104
CMI	CUMMINS INC	3,681	$749K	0.2%	$203.48 *	$190.31	-1.1%	COM	231021106
LMT	LOCKHEED MARTIN CORP	1,922	$742K	0.2%	$386.06 *	$384.52	-8.0%	COM	539830109
AFL	AFLAC INC	12,394	$697K	0.2%	$56.24 *	$55.39	-5.6%	COM	001055102
RTX	RAYTHEON TECHNOLOGIES CORP	8,120	$665K	0.2%	$81.90 *	$86.77	-12.3%	COM	75513E101
JPM	JPMORGAN CHASE & CO	5,938	$621K	0.2%	$104.58 *	$115.92	-17.0%	COM	46625H100
TROW	PRICE T ROWE GROUP INC	5,645	$593K	0.2%	$105.05 *	$111.20	-18.8%	COM	74144T108
—	BLACKROCK INC	978	$538K	0.2%	$550.10	$664.12	—	COM	09247X101
PFE	PFIZER INC	7,951	$348K	0.1%	$43.77 *	$42.17	-13.5%	COM	717081103
VPU	VANGUARD WORLD FDS	1,323	$188K	0.1%	$142.10	$141.27	+0.7%	UTILITIES ETF	92204A876