Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
—	SPDR S&P 500 ETF Tr	41,639	$17.87M	15.4%	$321.86	—	UIU	78462f103
—	Invesco Qqq Tr Unit Ser 1	42,300	$15.14M	13.1%	$212.99	—	UIU	46090e103
IJH	iShares Core S&P Mid-Cap	27,702	$7.288M	6.3%	$205.81	—	UIU	464287507
—	SPDR Dow Jones Industrial Avrg	17,293	$5.85M	5.0%	$285.09	—	UIU	78467x109
IJR	iShares Core S & P Small Cap	44,434	$4.852M	4.2%	$83.84	—	UIU	464287804
AAPL	Apple Inc	29,316	$4.148M	3.6%	$94.44	+52.4%	COM	037833100
—	BNY Mellon Mid Cap Multi Strat	140,944	$3.281M	2.8%	$23.28	—	MTF	05569m608
—	Select Sector SPDR Cons Discre	17,123	$3.073M	2.7%	$125.87	—	UIU	81369y407
IYJ	iShares US Industries ETF	24,816	$2.659M	2.3%	$132.38	—	UIU	464287754
—	Select Sector SPDR Healthcare	20,815	$2.65M	2.3%	$102.15	—	UIU	81369y209
MSFT	Microsoft Corp	8,718	$2.458M	2.1%	$183.83	+52.7%	COM	594918104
—	Alphabet Inc Cap Stock Cl C	820	$2.186M	1.9%	$1361.90	—	COM	02079k107
—	Cohen Steers Pfd Secs Inc Fdfd	138,755	$2.001M	1.7%	$14.29	—	MTF	19248x307
—	Crown Castle Intl Corp	10,627	$1.842M	1.6%	$143.27	—	RET	22822v101
JNJ	Johnson & Johnson	11,217	$1.812M	1.6%	$129.18	+16.3%	COM	478160104
—	Cisco Systems Inc	33,271	$1.811M	1.6%	$48.57	—	COM	17275r102
BRK/B	Berkshire Hathaway Inc Cl B	6,394	$1.745M	1.5%	$217.17	+29.3%	COM	084670702
AMZN	Amazon.com Inc	499	$1.639M	1.4%	$129.49	+33.2%	COM	023135106
—	Select Sector SPDR Consumer St	22,120	$1.523M	1.3%	$63.09	—	UIU	81369y308
—	BNY Mellon Small Cap Multi Str	63,455	$1.517M	1.3%	$23.91	—	MTF	05569m889
O	Realty Income Corp	21,861	$1.418M	1.2%	$54.80	-1.8%	RET	756109104
—	Accenture PLC Ireland Class A	4,200	$1.344M	1.2%	$320.00	—	COM	g1151c101
—	Adobe Inc	1,800	$1.036M	0.9%	$575.56	—	COM	00724f101
—	Magellan Midstream Partners LP	21,566	$983K	0.8%	$62.86	—	ML	559080106
—	Constellation Brands Inc Cl A	4,650	$980K	0.8%	$189.78	—	COM	21036p108
QCOM	Qualcomm Inc	7,510	$969K	0.8%	$75.95	+69.6%	COM	747525103
PEP	PepsiCo Inc	6,108	$919K	0.8%	$128.63	+4.9%	COM	713448108
PG	Procter And Gamble Co	6,250	$874K	0.8%	$127.26	0.0%	COM	742718109
—	SPDR Asia Pacific ETF	6,765	$839K	0.7%	$103.81	—	UIU	78463x301
—	BNY Mellon Emerg Mkts Inv	61,002	$833K	0.7%	$13.66	—	MTF	05569m848
HON	Honeywell Intl Inc	3,835	$814K	0.7%	$194.60	0.0%	COM	438516106
—	Select Sector SPDR Tr Communic	9,824	$787K	0.7%	$55.88	—	UIU	81369y852
SLASX	Selected American Inc Cl S	17,833	$785K	0.7%	$37.23	—	MTF	816221105
PFE	Pfizer Inc	17,200	$740K	0.6%	$35.67	0.0%	COM	717081103
NSRGY	Nestle SA Sp ADR	6,000	$721K	0.6%	$120.17	—	ADR	641069406
IYF	iShares US Financials ETF	8,670	$716K	0.6%	$101.14	—	UIU	464287788
INTC	Intel Corp	12,500	$666K	0.6%	$49.81	0.0%	COM	458140100
ABT	Abbott Laboratories	5,500	$650K	0.6%	$113.48	0.0%	COM	002824100
FXAIX	Fidelity Tr 500 Index Ins Prem	4,316	$647K	0.6%	$130.19	—	MTF	315911750
—	Select Sector SPDR Industrials	6,580	$644K	0.6%	$81.53	—	UIU	81369y704
—	Merck & Co Inc	8,400	$631K	0.5%	$75.12	—	COM	58933y105
HD	Home Depot Inc	1,900	$624K	0.5%	$294.54	0.0%	COM	437076102
—	AbbVie Inc	5,500	$593K	0.5%	$107.82	—	COM	00287y109
UPS	United Parcel Service Inc Cl B	3,000	$546K	0.5%	$162.74	0.0%	COM	911312106
IBM	Intl Business Machines	3,897	$541K	0.5%	$104.45	+7.3%	COM	459200101
APD	Air Prods & Chems Inc	2,000	$512K	0.4%	$246.97	0.0%	COM	009158106
—	JPMorgan Chase & Co	2,925	$479K	0.4%	$163.76	—	COM	46625h100
—	Nextera Energy Inc	6,075	$477K	0.4%	$114.44	—	COM	65339f101
VO	Vanguard Mid Cap ETF	1,950	$462K	0.4%	$177.95	—	UIU	922908629
—	Costco Wholesale Corp	1,000	$449K	0.4%	$449.00	—	COM	22160k105
AMGN	Amgen Inc	2,100	$447K	0.4%	$200.25	0.0%	COM	031162100
CSX	CSX Corp	14,895	$443K	0.4%	$27.90	+8.0%	COM	126408103
—	Visa Inc Cl A	1,975	$440K	0.4%	$222.78	—	COM	92826c839
—	SPDR S&P Div ETF	3,655	$430K	0.4%	$107.59	—	UIU	78464a763
—	Edgewood Growth Inst	6,712	$420K	0.4%	$40.47	—	MTF	0075w0759
—	M & T Bank Corp	2,730	$408K	0.4%	$132.65	—	COM	55261f104
GIS	General Mills Inc	6,600	$395K	0.3%	$50.97	0.0%	COM	370334104
—	BROADCOM INC COM	800	$388K	0.3%	$485.00	—	COM	11135f101
—	Goldman Sachs Group Inc	1,000	$378K	0.3%	$378.00	—	COM	38141g104
—	American Beacon Small Cap Valu	12,677	$365K	0.3%	$23.35	—	MTF	02368a620
DIS	Disney Walt Co Disney	2,100	$355K	0.3%	$174.14	0.0%	COM	254687106
WFC	Wells Fargo & Co	7,500	$348K	0.3%	$41.59	0.0%	COM	949746101
—	Trane Technologies PLC	2,000	$345K	0.3%	$172.50	—	COM	g8994e103
RY	Royal Bank of Canada Montreal	3,370	$335K	0.3%	$80.55	+26.5%	COM	780087102
AXP	American Express Co	2,000	$335K	0.3%	$158.27	0.0%	COM	025816109
—	Capital One Financial Corp	2,000	$324K	0.3%	$162.00	—	COM	14040h105
—	Exxon Mobil Corp	5,400	$318K	0.3%	$58.89	—	COM	30231g102
CVS	CVS Health Corp	3,355	$285K	0.2%	$52.38	+38.5%	COM	126650100
WMT	Wal-Mart Stores Inc	2,000	$279K	0.2%	$45.47	0.0%	COM	931142103
FTEC	Fidelity MSCI Info Tech I	2,083	$247K	0.2%	$66.62	—	UIU	316092808
MDLZ	Mondelez Intl Inc Cl A	4,000	$233K	0.2%	$55.43	0.0%	COM	609207105
—	Valero Energy Corp	3,000	$212K	0.2%	$70.67	—	COM	91913y100
—	NVIDIA Corp	1,000	$207K	0.2%	$207.00	—	COM	67066g104