Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
—	Invesco Qqq Tr Unit Ser 1	37,177	$22.32M	17.1%	$212.99	—	—	46090e103
—	SPDR S&P 500 ETF Tr	30,904	$20.59M	15.8%	$323.79	—	—	78462f103
IJH	iShares Core S&P Mid-Cap	121,035	$7.899M	6.1%	$89.80	—	—	464287507
—	SPDR Dow Jones Industrial Avrg	16,425	$7.617M	5.8%	$285.93	—	—	78467x109
AAPL	Apple Inc	27,147	$6.912M	5.3%	$99.69	+126.3%	—	037833100
—	Alphabet Inc Cap Stock Cl C	17,175	$4.183M	3.2%	$159.08	—	—	02079k107
IJR	iShares Core S & P Small Cap	32,694	$3.885M	3.0%	$83.99	—	—	464287804
BRK/B	Berkshire Hathaway Inc Cl B	7,163	$3.601M	2.8%	$248.27	+95.1%	—	084670702
MSFT	Microsoft Corp	6,509	$3.371M	2.6%	$208.63	+143.8%	—	594918104
IYJ	iShares US Industries ETF	22,010	$3.211M	2.5%	$132.38	—	—	464287754
—	Select Sector SPDR Cons Discre	10,921	$2.617M	2.0%	$126.31	—	—	81369y407
JNJ	Johnson & Johnson	10,790	$2.001M	1.5%	$129.18	+31.2%	—	478160104
AMZN	Amazon.com Inc	8,275	$1.817M	1.4%	$131.06	+72.7%	—	023135106
—	Cisco Systems Inc	26,312	$1.8M	1.4%	$48.55	—	—	17275r102
—	Select Sector SPDR Consumer St	22,800	$1.787M	1.4%	$64.50	—	—	81369y308
—	NVIDIA Corp	9,530	$1.778M	1.4%	$131.85	—	—	67066g104
—	BROADCOM INC COM	5,150	$1.699M	1.3%	$203.75	—	—	11135f101
—	Select Sector SPDR Healthcare	11,585	$1.612M	1.2%	$106.17	—	—	81369y209
—	Select Sector SPDR Industrials	9,440	$1.456M	1.1%	$84.46	—	—	81369y704
—	Select Sector SPDR Tr Communic	9,804	$1.16M	0.9%	$70.68	—	—	81369y852
—	JPMorgan Chase & Co	3,575	$1.128M	0.9%	$170.54	—	—	46625h100
IYF	iShares US Financials ETF	8,845	$1.12M	0.9%	$100.85	—	—	464287788
QCOM	Qualcomm Inc	6,110	$1.016M	0.8%	$86.59	+81.5%	—	747525103
PG	Procter And Gamble Co	6,250	$960K	0.7%	$127.26	+21.7%	—	742718109
—	Costco Wholesale Corp	1,008	$933K	0.7%	$449.00	—	—	22160k105
IVE	iShares S&P 500 Val ETF	4,435	$916K	0.7%	$174.91	—	—	464287408
—	AbbVie Inc	3,685	$853K	0.7%	$107.82	—	—	00287y109
—	SPDR Asia Pacific ETF	5,865	$815K	0.6%	$106.72	—	—	78463x301
FDIS	Fidelity MSCI Consm Dis	7,685	$791K	0.6%	$73.66	—	—	316092204
HD	Home Depot Inc	1,920	$778K	0.6%	$294.40	+32.2%	—	437076102
PEP	PepsiCo Inc	5,516	$775K	0.6%	$128.63	+9.2%	—	713448108
—	Exxon Mobil Corp	6,677	$753K	0.6%	$69.65	—	—	30231g102
HON	Honeywell Intl Inc	3,500	$737K	0.6%	$194.60	+6.4%	—	438516106
—	Merck & Co Inc	8,400	$705K	0.5%	$75.12	—	—	58933y105
IBM	Intl Business Machines	2,457	$693K	0.5%	$108.10	+140.1%	—	459200101
O	Realty Income Corp	11,025	$670K	0.5%	$54.80	+3.9%	—	756109104
AXP	American Express Co	2,000	$664K	0.5%	$158.27	+100.0%	—	025816109
ABT	Abbott Laboratories	4,827	$647K	0.5%	$113.48	+15.1%	—	002824100
—	Adobe Inc	1,800	$635K	0.5%	$575.56	—	—	00724f101
ITA	iShares US Aer&Def ETF	3,015	$631K	0.5%	$109.78	—	—	464288760
WMT	Wal-Mart Stores Inc	6,060	$625K	0.5%	$52.52	+89.0%	—	931142103
RY	Royal Bank of Canada Montreal	4,180	$616K	0.5%	$88.86	+55.1%	—	780087102
AMGN	Amgen Inc	2,100	$593K	0.5%	$200.25	+43.1%	—	031162100
VO	Vanguard Mid Cap ETF	1,950	$573K	0.4%	$177.95	—	—	922908629
—	Trane Technologies PLC	1,330	$561K	0.4%	$172.50	—	—	g8994e103
NSRGY	Nestle SA Sp ADR	6,000	$551K	0.4%	$120.17	—	—	641069406
APD	Air Prods & Chems Inc	2,010	$548K	0.4%	$246.97	+15.6%	—	009158106
CSX	CSX Corp	14,895	$529K	0.4%	$27.90	+21.6%	—	126408103
—	Constellation Energy Corp	1,595	$525K	0.4%	$273.97	—	—	21037t109
FTEC	Fidelity MSCI Info Tech I	2,325	$517K	0.4%	$103.98	—	—	316092808
—	Valero Energy Corp	3,000	$511K	0.4%	$70.67	—	—	91913y100
—	Accenture PLC Ireland Class A	2,011	$496K	0.4%	$320.00	—	—	g1151c101
EFA	iShares MSCI EAFE ETF	4,915	$459K	0.4%	$77.84	—	—	464287465
—	M & T Bank Corp	2,230	$441K	0.3%	$132.65	—	—	55261f104
—	ASML Holding NV NY Registry	435	$421K	0.3%	$698.13	—	—	n07059210
EPD	Enterprise Products Partners L	13,015	$407K	0.3%	$25.03	—	—	293792107
DTEGY	Deutsche Telekom AG Sp ADR	11,615	$397K	0.3%	$24.83	—	—	251566105
DKS	Dicks Sporting Goods Inc	1,785	$397K	0.3%	$115.70	+86.3%	—	253393102
—	Vertiv Holdings LLC Cl A	2,580	$389K	0.3%	$128.29	—	—	92537n108
—	SPDR S&P Metals Mining	4,065	$379K	0.3%	$55.26	—	—	78464a755
—	Select Sector SPDR Financial	6,955	$375K	0.3%	$37.30	—	—	81369y605
FXAIX	Fidelity Tr 500 Index Ins Prem	1,598	$372K	0.3%	$130.19	—	—	315911750
—	Spinnaker Etf Series Select St	7,235	$340K	0.3%	$33.59	—	—	84858t772
—	Select Sector SPDR Utilities	3,720	$324K	0.2%	$78.76	—	—	81369y886
BK	Bank New York Mellon Corp	2,657	$290K	0.2%	$75.52	+34.2%	—	064058100
—	Dell Technologies Inc Cl C	1,815	$257K	0.2%	$122.87	—	—	24703l202
—	iShares Core MSCI Emerg Mkt	3,775	$249K	0.2%	$54.04	—	—	46434g103
ACWI	iShares MSCI ACWI ETF	1,665	$230K	0.2%	$128.53	—	—	464288257
—	Select Sector SPDR Energy	2,535	$226K	0.2%	$93.49	—	—	81369y506
EWG	iShares MSCI Germany ETF	5,055	$210K	0.2%	$42.33	—	—	464286806