Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHB	SCHWAB U.S. BROAD MARKET ETF	2,983,190	$143M	14.1%	$44.85	—	ETF	808524102
VTI	VANGUARD TOTAL STOCK MARKET ETF	568,441	$116M	11.5%	$191.63	—	ETF	922908769
SCHF	SCHWAB INTERNATIONAL EQUITY ETF	2,608,880	$90.79M	9.0%	$32.21	—	ETF	808524805
VEA	VANGUARD FTSE DEVELOPED MARKETS ETF	1,633,589	$73.79M	7.3%	$42.03	—	ETF	921943858
VYM	VANGUARD HIGH DIVIDEND YIELD INDEX ETF	624,659	$65.9M	6.5%	$108.17	—	ETF	921946406
VNQ	VANGUARD REAL ESTATE ETF	724,696	$60.18M	6.0%	$82.51	—	ETF	922908553
AGG	ISHARES CORE U.S. AGGREGATE BOND ETF	536,794	$53.49M	5.3%	$97.03	—	ETF	464287226
VCIT	VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF	627,247	$50.32M	5.0%	$77.51	—	ETF	92206C870
USHY	ISHARES BROAD USD HIGH YIELD CORPORATE BOND ETF	1,327,142	$47.18M	4.7%	$34.53	—	ETF	46435U853
TIP	ISHARES TIPS BOND ETF	375,055	$41.35M	4.1%	$106.44	—	ETF	464287176
SCHE	SCHWAB EMERGING MARKETS EQUITY ETF	1,503,719	$36.87M	3.6%	$23.67	—	ETF	808524706
IJR	ISHARES CORE S&P SMALL CAP ETF	342,441	$33.11M	3.3%	$94.67	—	ETF	464287804
VWO	VANGUARD FTSE EMERGING MARKETS ETF	707,922	$28.6M	2.8%	$39.01	—	ETF	922042858
EMB	ISHARES JP MORGAN USD EMERGING MARKETS BOND ETF	252,406	$21.78M	2.2%	$84.59	—	ETF	464288281
PFF	ISHARES PREFERRED & INCOME SECURITIES ETF	482,000	$15.05M	1.5%	$30.53	—	ETF	464288687
—	INVESCO BULLETSHARES 2023 CORPORATE BOND ETF	528,111	$11.13M	1.1%	$21.02	—	ETF	46138J866
VYMI	VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF	176,514	$10.94M	1.1%	$59.57	—	ETF	921946794
HYG	ISHARES IBOXX $ HIGH YIELD CORPORATE BOND ETF	94,417	$7.133M	0.7%	$73.67	—	ETF	464288513
—	INVESCO BULLETSHARES 2024 CORPORATE BOND ETF	308,351	$6.349M	0.6%	$20.49	—	ETF	46138J841
BND	VANGUARD TOTAL BOND MARKET ETF	83,986	$6.201M	0.6%	$71.89	—	ETF	921937835
—	INVESCO BULLETSHARES 2025 CORPORATE BOND ETF	250,455	$5.079M	0.5%	$20.15	—	ETF	46138J825
IWV	ISHARES RUSSELL 3000 ETF	21,090	$4.965M	0.5%	$220.67	—	ETF	464287689
IWF	ISHARES RUSSELL 1000 GROWTH ETF	18,931	$4.625M	0.5%	$214.24	—	ETF	464287614
SPY	SPDR S&P 500 ETF TRUST	10,933	$4.476M	0.4%	$382.43	—	ETF	78462F103
IWD	ISHARES RUSSELL 1000 VALUE ETF	28,933	$4.405M	0.4%	$151.64	—	ETF	464287598
IGIB	ISHARES 5-10 YEAR INVESTMENT GRADE CORPORATE BOND ETF	81,921	$4.201M	0.4%	$49.55	—	ETF	464288638
SCHP	SCHWAB US TIPS ETF	77,032	$4.13M	0.4%	$51.79	—	ETF	808524870
BRK/B	BERKSHIRE HATHAWAY INC DEL CL B NEW	12,935	$3.994M	0.4%	$296.98	+3.8%	Stock	084670702
RWR	SPDR DOW JONES REIT ETF	42,004	$3.729M	0.4%	$87.15	—	ETF	78464A607
BSCQ	INVESCO BULLETSHARES 2026 CORPORATE BOND ETF	169,809	$3.254M	0.3%	$18.99	—	ETF	46138J791
—	INVESCO BULLETSHARES 2023 HIGH YIELD CORPORATE BOND ETF	126,412	$2.978M	0.3%	$23.31	—	ETF	46138J858
IJH	ISHARES CORE S&P MID-CAP ETF	11,738	$2.936M	0.3%	$241.87	—	ETF	464287507
VSS	VANGUARD FTSE ALL-WORLD EX-US SMALL-CAP ETF	25,064	$2.738M	0.3%	$102.81	—	ETF	922042718
VWOB	VANGUARD EMERGING MARKETS GOVERNMENT BOND ETF	41,447	$2.583M	0.3%	$60.98	—	ETF	921946885
AAPL	APPLE INC COM	15,167	$2.501M	0.2%	$140.81	+3.3%	Stock	037833100
VOO	VANGUARD S&P 500 ETF	6,237	$2.345M	0.2%	$351.33	—	ETF	922908363
BSJO	INVESCO BULLETSHARES 2024 HIGH YIELD CORPORATE BOND ETF	104,447	$2.345M	0.2%	$22.12	—	ETF	46138J833
IWM	ISHARES RUSSELL 2000 ETF	12,566	$2.242M	0.2%	$174.35	—	ETF	464287655
VB	VANGUARD SMALL-CAP ETF	11,791	$2.235M	0.2%	$183.53	—	ETF	922908751
IYR	ISHARES U.S. REAL ESTATE ETF	24,548	$2.084M	0.2%	$84.19	—	ETF	464287739
EFA	ISHARES MSCI EAFE ETF	28,905	$2.067M	0.2%	$65.64	—	ETF	464287465
BSJP	INVESCO BULLETSHARES 2025 HIGH YIELD CORPORATE BOND ETF	88,715	$1.994M	0.2%	$22.18	—	ETF	46138J817
VBR	VANGUARD SMALL CAP VALUE ETF	12,376	$1.965M	0.2%	$158.79	—	ETF	922908611
VGK	VANGUARD FTSE EUROPE ETF	23,267	$1.418M	0.1%	$55.44	—	ETF	922042874
VPL	VANGUARD FTSE PACIFIC ETF	20,676	$1.402M	0.1%	$64.35	—	ETF	922042866
VBK	VANGUARD SMALL-CAP GROWTH ETF	5,845	$1.265M	0.1%	$200.51	—	ETF	922908595
SCZ	ISHARES MSCI EAFE SMALL-CAP ETF	20,639	$1.228M	0.1%	$56.48	—	ETF	464288273
SDY	SPDR S&P DIVIDEND ETF	9,854	$1.219M	0.1%	$125.03	—	ETF	78464A763
GLD	SPDR GOLD SHARES	5,875	$1.076M	0.1%	$169.64	—	ETF	78463V107
EEMS	ISHARES MSCI EMERGING MARKETS SMALL CAP ETF	18,715	$943K	0.1%	$48.28	—	ETF	464286475
IWP	ISHARES RUSSELL MID-CAP GROWTH ETF	8,211	$748K	0.1%	$83.59	—	ETF	464287481
VIOO	VANGUARD S&P SMALL-CAP 600 ETF	8,098	$719K	0.1%	$134.65	—	ETF	921932828
IWS	ISHARES RUSSELL MID-CAP VALUE ETF	6,677	$709K	0.1%	$105.34	—	ETF	464287473
VEU	VANGUARD FTSE ALL-WORLD EX-US INDEX FUND	12,970	$694K	0.1%	$50.14	—	ETF	922042775
RWX	SPDR DOW JONES INTERNATIONAL REAL ESTATE ETF	26,028	$684K	0.1%	$26.77	—	ETF	78463X863
XLK	TECHNOLOGY SELECT SECTOR SPDR FUND	3,942	$595K	0.1%	$124.42	—	ETF	81369Y803
MSFT	MICROSOFT CORP COM	1,835	$529K	0.1%	$234.63	+6.3%	Stock	594918104
PG	PROCTER AND GAMBLE CO COM	3,546	$527K	0.1%	$129.79	+2.6%	Stock	742718109
EEM	ISHARES MSCI EMERGING MARKETS ETF	11,542	$455K	0.0%	$37.90	—	ETF	464287234
EWJ	ISHARES MSCI JAPAN ETF	7,459	$438K	0.0%	$54.44	—	ETF	46434G822
DFAC	DIMENSIONAL U.S. CORE EQUITY 2 ETF	16,818	$429K	0.0%	$24.28	—	ETF	25434V708
MORT	VANECK MORTGAGE REIT INCOME ETF	33,950	$384K	0.0%	$11.62	—	ETF	92189F452
XOM	EXXON MOBIL CORP COM	3,030	$332K	0.0%	$96.28	+4.1%	Stock	30231G102
ROK	ROCKWELL AUTOMATION INC COM	1,083	$318K	0.0%	$237.86	+13.7%	Stock	773903109
AXP	AMERICAN EXPRESS CO COM	1,858	$306K	0.0%	$142.37	+12.4%	Stock	025816109
—	INVESCO BULLETSHARES 2024 USD EMERGING MARKETS DEBT ETF	12,601	$302K	0.0%	$24.06	—	ETF	46138J650
—	INVESCO BULLETSHARES 2023 USD EMERGING MARKETS DEBT ETF	12,426	$290K	0.0%	$23.26	—	ETF	46138J668
PCG	PG&E CORP COM	17,085	$276K	0.0%	$15.62	0.0%	Stock	69331C108
DFUS	DIMENSIONAL U.S. EQUITY ETF	6,112	$272K	0.0%	$41.60	—	ETF	25434V401
LMT	LOCKHEED MARTIN CORP COM	566	$268K	0.0%	$426.55	+1.6%	Stock	539830109
LOW	LOWES COS INC COM	1,250	$250K	0.0%	$188.18	+2.1%	Stock	548661107
LLY	LILLY ELI & CO COM	713	$245K	0.0%	$345.79	-4.6%	Stock	532457108
JPM	JPMORGAN CHASE & CO COM	1,650	$215K	0.0%	$117.65	+8.9%	Stock	46625H100