Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
QQQ	INVESCO QQQ TR	1,166	$863K	0.4%	$739.77	$714.57	+3.5%	UNIT SER 1	46090E103
ONEQ	FIDELITY COMWLTH TR	5,000	$529K	0.2%	$105.84	$103.13	+2.6%	NASDAQ COMPSIT	315912808
XOM	EXXONMOBIL HOLDINGS CORP	2,581	$420K	0.2%	$162.75	$162.75	—	COM SHS	30233Q108
VB	VANGUARD INDEX FDS	834	$237K	0.1%	$284.57	$297.78	-4.5%	MRNGSTR SML CAP	922908751
NFLX	NETFLIX INC.	3,227	$225K	0.1%	$69.58	$75.15	-7.4%	COM	64110L106
SPY	STATE STR SPDR S&P 500 ETF T	280	$214K	0.1%	$763.34	$759.67	+0.4%	TR UNIT	78462F103
IWR	ISHARES TR	2,000	$213K	0.1%	$106.71	$110.64	-3.5%	RUS MID CAP ETF	464287499
PGR	PROGRESSIVE CORP	989	$205K	0.1%	$207.41	$215.99	-4.0%	COM	743315103

Increased Positions (14)

MUB ISHARES TR 4.9%

Value $11.3M (+532.9%) Shares 111,749 (+564.5%) Share Price $101.10 Est. Cost/Share $104.91 Unrealized @ Report Date -3.6%

VUG VANGUARD INDEX FDS 11.0%

Value $25.21M (+22.8%) Shares 279,800 (+495.0%) Share Price $90.11 Est. Cost/Share $80.62 Unrealized @ Report Date +11.8%

VTV VANGUARD INDEX FDS 10.7%

Value $24.52M (+12.0%) Shares 113,498 (+1.7%) Share Price $216.08 Est. Cost/Share $146.31 Unrealized @ Report Date +47.7%

AGG ISHARES TR 0.8%

Value $1.728M (+482.2%) Shares 18,278 (+511.3%) Share Price $94.54 Est. Cost/Share $97.35 Unrealized @ Report Date -2.9%

VXUS VANGUARD STAR FDS 5.6%

Value $12.84M (+11.5%) Shares 151,147 (+1.2%) Share Price $84.96 Est. Cost/Share $65.52 Unrealized @ Report Date +29.7%

SCHG SCHWAB STRATEGIC TR 1.3%

Value $2.891M (+45.7%) Shares 80,468 (+18.1%) Share Price $35.93 Est. Cost/Share $26.21 Unrealized @ Report Date +37.1%

VOT VANGUARD INDEX FDS 2.8%

Value $6.414M (+15.0%) Shares 21,960 (+1.3%) Share Price $292.10 Est. Cost/Share $227.30 Unrealized @ Report Date +28.5%

VOE VANGUARD INDEX FDS 3.0%

Value $6.858M (+9.8%) Shares 35,073 (+3.5%) Share Price $195.53 Est. Cost/Share $147.35 Unrealized @ Report Date +32.7%

VBR VANGUARD INDEX FDS 2.5%

Value $5.763M (+9.4%) Shares 24,945 (+2.9%) Share Price $231.03 Est. Cost/Share $178.57 Unrealized @ Report Date +29.4%

IAGG ISHARES TR 0.9%

Value $2.075M (+23.7%) Shares 42,180 (+25.8%) Share Price $49.20 Est. Cost/Share $50.98 Unrealized @ Report Date -3.5%

BND VANGUARD BD INDEX FDS 1.5%

Value $3.382M (+9.8%) Shares 48,208 (+15.2%) Share Price $70.15 Est. Cost/Share $73.31 Unrealized @ Report Date -4.3%

SCHZ SCHWAB STRATEGIC TR 10.1%

Value $23.12M (+1.1%) Shares 1,046,222 (+6.3%) Share Price $22.10 Est. Cost/Share $23.34 Unrealized @ Report Date -5.3%

VTEB VANGUARD MUN BD FDS 5.4%

Value $12.33M (+0.9%) Shares 260,422 (+6.3%) Share Price $47.36 Est. Cost/Share $49.98 Unrealized @ Report Date -5.2%

IWM ISHARES TR 0.1%

Value $282K (+13.5%) Shares 1,013 (+1.3%) Share Price $277.89 Est. Cost/Share $202.42 Unrealized @ Report Date +37.3%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
MUB	ISHARES TR	111,749 (+564.5%)	$11.3M (+532.9%)	4.9%	$101.10	$104.91	-3.6%	NATIONAL MUN ETF	464288414
VUG	VANGUARD INDEX FDS	279,800 (+495.0%)	$25.21M (+22.8%)	11.0%	$90.11	$80.62	+11.8%	MRNGSTR GRWT ETF	922908736
VTV	VANGUARD INDEX FDS	113,498 (+1.7%)	$24.52M (+12.0%)	10.7%	$216.08	$146.31	+47.7%	MRNGSTR VAL ETF	922908744
AGG	ISHARES TR	18,278 (+511.3%)	$1.728M (+482.2%)	0.8%	$94.54	$97.35	-2.9%	CORE US AGGBD ET	464287226
VXUS	VANGUARD STAR FDS	151,147 (+1.2%)	$12.84M (+11.5%)	5.6%	$84.96	$65.52	+29.7%	VG TL INTL STK F	921909768
SCHG	SCHWAB STRATEGIC TR	80,468 (+18.1%)	$2.891M (+45.7%)	1.3%	$35.93	$26.21	+37.1%	US LCAP GR ETF	808524300
VOT	VANGUARD INDEX FDS	21,960 (+1.3%)	$6.414M (+15.0%)	2.8%	$292.10	$227.30	+28.5%	MRNGSTR MD CP GR	922908538
VOE	VANGUARD INDEX FDS	35,073 (+3.5%)	$6.858M (+9.8%)	3.0%	$195.53	$147.35	+32.7%	MRNGSTR MD CP VA	922908512
VBR	VANGUARD INDEX FDS	24,945 (+2.9%)	$5.763M (+9.4%)	2.5%	$231.03	$178.57	+29.4%	MRNGSTR SML CP V	922908611
IAGG	ISHARES TR	42,180 (+25.8%)	$2.075M (+23.7%)	0.9%	$49.20	$50.98	-3.5%	CORE INTL AGGR	46435G672
BND	VANGUARD BD INDEX FDS	48,208 (+15.2%)	$3.382M (+9.8%)	1.5%	$70.15	$73.31	-4.3%	TOTAL BND MRKT	921937835
SCHZ	SCHWAB STRATEGIC TR	1,046,222 (+6.3%)	$23.12M (+1.1%)	10.1%	$22.10	$23.34	-5.3%	US AGGREGATE B	808524839
VTEB	VANGUARD MUN BD FDS	260,422 (+6.3%)	$12.33M (+0.9%)	5.4%	$47.36	$49.98	-5.2%	TAX EXEMPT BD	922907746
IWM	ISHARES TR	1,013 (+1.3%)	$282K (+13.5%)	0.1%	$277.89	$202.42	+37.3%	RUSSELL 2000 ETF	464287655

Exited Positions (2)

TFI SPDR SERIES TRUST 2.8%

Value $6.382M Shares 140,767 Share Price $45.34 * Est. Cost/Share $44.43 Unrealized @ Report Date -3.7%

XOM EXXON MOBIL CORP 0.2%

Value $438K Shares 2,581 Share Price $169.66 * Est. Cost/Share $67.89 Unrealized @ Report Date +139.7%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
TFI	SPDR SERIES TRUST	140,767	$6.382M	2.8%	$45.34 *	$44.43	-3.7%	—	78468R721
XOM	EXXON MOBIL CORP	2,581	$438K	0.2%	$169.66 *	$67.89	+139.7%	—	30231G102

Decreased Positions (7)

BNDX VANGUARD CHARLOTTE FDS 5.3%

Value $12.08M (-12.1%) Shares 257,750 (-9.9%) Share Price $46.87 Est. Cost/Share $50.56 Unrealized @ Report Date -7.3%

VWO VANGUARD INTL EQUITY INDEX F 3.3%

Value $7.498M (-12.4%) Shares 126,422 (-20.2%) Share Price $59.31 Est. Cost/Share $46.59 Unrealized @ Report Date +27.3%

SCHF SCHWAB STRATEGIC TR 2.0%

Value $4.576M (-7.7%) Shares 166,571 (-16.8%) Share Price $27.47 Est. Cost/Share $19.33 Unrealized @ Report Date +42.1%

SCHA SCHWAB STRATEGIC TR 0.8%

Value $1.845M (+9.1%) Shares 56,554 (-2.8%) Share Price $32.63 Est. Cost/Share $23.64 Unrealized @ Report Date +38.0%

VTI VANGUARD INDEX FDS 3.2%

Value $7.358M (-1.7%) Shares 19,660 (-15.8%) Share Price $374.24 Est. Cost/Share $222.51 Unrealized @ Report Date +68.2%

IVV ISHARES TR 0.4%

Value $1.001M (+11.8%) Shares 1,307 (-4.7%) Share Price $765.85 Est. Cost/Share $428.45 Unrealized @ Report Date +78.7%

SCHD SCHWAB STRATEGIC TR 0.1%

Value $306K (+1.5%) Shares 9,398 (-4.3%) Share Price $32.53 Est. Cost/Share $27.37 Unrealized @ Report Date +18.9%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
BNDX	VANGUARD CHARLOTTE FDS	257,750 (-9.9%)	$12.08M (-12.1%)	5.3%	$46.87	$50.56	-7.3%	TOTAL INT BD ETF	92203J407
VWO	VANGUARD INTL EQUITY INDEX F	126,422 (-20.2%)	$7.498M (-12.4%)	3.3%	$59.31	$46.59	+27.3%	FTSE EMR MKT ETF	922042858
SCHF	SCHWAB STRATEGIC TR	166,571 (-16.8%)	$4.576M (-7.7%)	2.0%	$27.47	$19.33	+42.1%	INTL EQTY ETF	808524805
SCHA	SCHWAB STRATEGIC TR	56,554 (-2.8%)	$1.845M (+9.1%)	0.8%	$32.63	$23.64	+38.0%	US SML CAP ETF	808524607
VTI	VANGUARD INDEX FDS	19,660 (-15.8%)	$7.358M (-1.7%)	3.2%	$374.24	$222.51	+68.2%	MRNGSTR TTL STK	922908769
IVV	ISHARES TR	1,307 (-4.7%)	$1.001M (+11.8%)	0.4%	$765.85	$428.45	+78.7%	CORE S&P500 ETF	464287200
SCHD	SCHWAB STRATEGIC TR	9,398 (-4.3%)	$306K (+1.5%)	0.1%	$32.53	$27.37	+18.9%	US DIVIDEND EQ	808524797

Unchanged Positions (10)

VEA VANGUARD TAX-MANAGED FDS 15.4%

Value $35.21M Shares 498,637 Share Price $70.61 Est. Cost/Share $50.05 Unrealized @ Report Date +41.1%

SCHX SCHWAB STRATEGIC TR 2.3%

Value $5.34M Shares 177,987 Share Price $30.00 Est. Cost/Share $22.20 Unrealized @ Report Date +35.1%

VBK VANGUARD INDEX FDS 2.5%

Value $5.766M Shares 17,068 Share Price $337.83 Est. Cost/Share $269.63 Unrealized @ Report Date +25.3%

SCHE SCHWAB STRATEGIC TR 0.8%

Value $1.903M Shares 52,212 Share Price $36.45 Est. Cost/Share $27.13 Unrealized @ Report Date +34.4%

VIG VANGUARD SPECIALIZED FUNDS 0.6%

Value $1.409M Shares 6,040 Share Price $233.31 Est. Cost/Share $153.48 Unrealized @ Report Date +52.0%

SCHM SCHWAB STRATEGIC TR 0.5%

Value $1.159M Shares 34,073 Share Price $34.02 Est. Cost/Share $26.71 Unrealized @ Report Date +27.4%

VOO VANGUARD INDEX FDS 0.1%

Value $315K Shares 449 Share Price $700.86 Est. Cost/Share $481.20 Unrealized @ Report Date +45.6%

SCHV SCHWAB STRATEGIC TR 0.2%

Value $390K Shares 11,717 Share Price $33.31 Est. Cost/Share $25.55 Unrealized @ Report Date +30.4%

BRK/A BERKSHIRE HATHAWAY INC DEL 0.3%

Value $747K Shares 1 Share Price $747005.00 Est. Cost/Share $729330.75 Unrealized @ Report Date +2.4%

VNQ VANGUARD INDEX FDS 0.1%

Value $242K Shares 2,695 Share Price $89.63 Est. Cost/Share $82.58 Unrealized @ Report Date +8.5%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
VEA	VANGUARD TAX-MANAGED FDS	498,637	$35.21M	15.4%	$70.61	$50.05	+41.1%	VAN FTSE DEV MKT	921943858
SCHX	SCHWAB STRATEGIC TR	177,987	$5.34M	2.3%	$30.00	$22.20	+35.1%	US LRG CAP ETF	808524201
VBK	VANGUARD INDEX FDS	17,068	$5.766M	2.5%	$337.83	$269.63	+25.3%	MRNGSTR SM CP GR	922908595
SCHE	SCHWAB STRATEGIC TR	52,212	$1.903M	0.8%	$36.45	$27.13	+34.4%	EMRG MKTEQ ETF	808524706
VIG	VANGUARD SPECIALIZED FUNDS	6,040	$1.409M	0.6%	$233.31	$153.48	+52.0%	DIV APP ETF	921908844
SCHM	SCHWAB STRATEGIC TR	34,073	$1.159M	0.5%	$34.02	$26.71	+27.4%	US MID-CAP ETF	808524508
VOO	VANGUARD INDEX FDS	449	$315K	0.1%	$700.86	$481.20	+45.6%	S&P 500 ETF SHS	922908363
SCHV	SCHWAB STRATEGIC TR	11,717	$390K	0.2%	$33.31	$25.55	+30.4%	US LCAP VA ETF	808524409
BRK/A	BERKSHIRE HATHAWAY INC DEL	1	$747K	0.3%	$747005.00	$729330.75	+2.4%	CL A	084670108
VNQ	VANGUARD INDEX FDS	2,695	$242K	0.1%	$89.63	$82.58	+8.5%	REAL ESTATE ETF	922908553