Brewster Financial Planning LLC Long-Term Concentrated

CIK: 0001898145 · Show all filings

Period: Q4 2025 (← Previous)

Filing Date: Jan 14, 2026

Total Value ($000): $162,726 (100.0% shares, 0.0% debt)

Holdings (26)

Increased Positions (10)

BIV VANGUARD BD INDEX FDS 13.5%

Value ($000) $21,891 (+3.0%) Shares 281,086 (+3.3%) Est. Cost $82.40 Unrealized —

BSV VANGUARD BD INDEX FDS 11.5%

Value ($000) $18,635 (+2.4%) Shares 236,460 (+2.5%) Est. Cost $79.66 Unrealized —

SUB ISHARES TR 1.6%

Value ($000) $2,649 (+16.8%) Shares 24,831 (+16.9%) Est. Cost $106.02 Unrealized —

VTEB VANGUARD MUN BD FDS 1.7%

Value ($000) $2,811 (+13.9%) Shares 55,892 (+13.4%) Est. Cost $50.04 Unrealized —

EAGG ISHARES TR 1.4%

Value ($000) $2,334 (+11.9%) Shares 48,782 (+12.3%) Est. Cost $47.81 Unrealized —

VEU VANGUARD INTL EQUITY INDEX F 0.7%

Value ($000) $1,166 (+4.6%) Shares 15,854 (+1.5%) Est. Cost $58.16 Unrealized —

ICF ISHARES TR 6.2%

Value ($000) $10,100 (+0.2%) Shares 169,259 (+3.5%) Est. Cost $71.24 Unrealized —

VTIP VANGUARD MALVERN FDS 0.2%

Value ($000) $400 (+3.4%) Shares 8,086 (+5.9%) Est. Cost $49.88 Unrealized —

EUSB ISHARES TR 0.2%

Value ($000) $318 (+3.3%) Shares 7,233 (+3.3%) Est. Cost $42.86 Unrealized —

SCHO SCHWAB STRATEGIC TR 0.2%

Value ($000) $293 (+2.3%) Shares 12,005 (+2.5%) Est. Cost $24.35 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
BIV	VANGUARD BD INDEX FDS	281,086 (+3.3%)	$21,891 (+3.0%)	13.5%	$82.40	—	INTERMED TERM	921937819
BSV	VANGUARD BD INDEX FDS	236,460 (+2.5%)	$18,635 (+2.4%)	11.5%	$79.66	—	SHORT TRM BOND	921937827
SUB	ISHARES TR	24,831 (+16.9%)	$2,649 (+16.8%)	1.6%	$106.02	—	SHRT NAT MUN ETF	464288158
VTEB	VANGUARD MUN BD FDS	55,892 (+13.4%)	$2,811 (+13.9%)	1.7%	$50.04	—	TAX EXEMPT BD	922907746
EAGG	ISHARES TR	48,782 (+12.3%)	$2,334 (+11.9%)	1.4%	$47.81	—	ESG AWR US AGRGT	46435U549
VEU	VANGUARD INTL EQUITY INDEX F	15,854 (+1.5%)	$1,166 (+4.6%)	0.7%	$58.16	—	ALLWRLD EX US	922042775
ICF	ISHARES TR	169,259 (+3.5%)	$10,100 (+0.2%)	6.2%	$71.24	—	SELECT US REIT	464287564
VTIP	VANGUARD MALVERN FDS	8,086 (+5.9%)	$400 (+3.4%)	0.2%	$49.88	—	STRM INFPROIDX	922020805
EUSB	ISHARES TR	7,233 (+3.3%)	$318 (+3.3%)	0.2%	$42.86	—	ESG ADVANCED UNI	46436E619
SCHO	SCHWAB STRATEGIC TR	12,005 (+2.5%)	$293 (+2.3%)	0.2%	$24.35	—	SHT TM US TRES	808524862

Exited Positions (1)

AAPL APPLE INC 0.1%

Value ($000) $214 Shares 839 Est. Cost $225.58 Unrealized +19.0%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
AAPL	APPLE INC	839	$214	0.1%	$225.58	+19.0%	—	037833100

Decreased Positions (6)

IWB ISHARES TR 27.0%

Value ($000) $43,863 (+1.1%) Shares 117,456 (-1.0%) Est. Cost $262.97 Unrealized —

GOOG ALPHABET INC 0.2%

Value ($000) $372 (+27.1%) Shares 1,184 (-1.3%) Est. Cost $164.85 Unrealized +73.7%

DFAX DIMENSIONAL ETF TRUST 0.5%

Value ($000) $823 (+3.0%) Shares 25,155 (-1.2%) Est. Cost $25.99 Unrealized —

DFAC DIMENSIONAL ETF TRUST 0.9%

Value ($000) $1,421 (+0.9%) Shares 35,885 (-1.7%) Est. Cost $28.92 Unrealized —

ESGU ISHARES TR 0.4%

Value ($000) $707 (+1.1%) Shares 4,743 (-1.2%) Est. Cost $97.46 Unrealized —

ESGD ISHARES TR 0.7%

Value ($000) $1,063 (+0.5%) Shares 11,174 (-1.7%) Est. Cost $74.79 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
IWB	ISHARES TR	117,456 (-1.0%)	$43,863 (+1.1%)	27.0%	$262.97	—	RUS 1000 ETF	464287622
GOOG	ALPHABET INC	1,184 (-1.3%)	$372 (+27.1%)	0.2%	$164.85	+73.7%	CAP STK CL C	02079K107
DFAX	DIMENSIONAL ETF TRUST	25,155 (-1.2%)	$823 (+3.0%)	0.5%	$25.99	—	WORLD EX US CORE	25434V880
DFAC	DIMENSIONAL ETF TRUST	35,885 (-1.7%)	$1,421 (+0.9%)	0.9%	$28.92	—	US CORE EQUITY 2	25434V708
ESGU	ISHARES TR	4,743 (-1.2%)	$707 (+1.1%)	0.4%	$97.46	—	ESG AWR MSCI USA	46435G425
ESGD	ISHARES TR	11,174 (-1.7%)	$1,063 (+0.5%)	0.7%	$74.79	—	ESG AW MSCI EAFE	46435G516

Unchanged Positions (10)

EFA ISHARES TR 19.0%

Value ($000) $30,934 Shares 322,130 Est. Cost $77.82 Unrealized —

IWM ISHARES TR 12.0%

Value ($000) $19,495 Shares 79,198 Est. Cost $219.37 Unrealized —

MPC MARATHON PETE CORP 0.2%

Value ($000) $313 Shares 1,927 Est. Cost $148.83 Unrealized +25.2%

WFC WELLS FARGO CO NEW 0.3%

Value ($000) $456 Shares 4,893 Est. Cost $66.67 Unrealized +29.9%

L LOEWS CORP 0.3%

Value ($000) $506 Shares 4,802 Est. Cost $83.52 Unrealized +23.6%

ESML ISHARES TR 0.5%

Value ($000) $767 Shares 16,685 Est. Cost $37.50 Unrealized —

VTI VANGUARD INDEX FDS 0.3%

Value ($000) $497 Shares 1,481 Est. Cost $271.10 Unrealized —

SPTM SPDR SERIES TRUST 0.2%

Value ($000) $315 Shares 3,821 Est. Cost $58.50 Unrealized —

CVX CHEVRON CORP NEW 0.2%

Value ($000) $295 Shares 1,934 Est. Cost $145.50 Unrealized +4.1%

BRK/B BERKSHIRE HATHAWAY INC DEL 0.2%

Value ($000) $304 Shares 604 Est. Cost $354.24 Unrealized +40.5%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
EFA	ISHARES TR	322,130	$30,934	19.0%	$77.82	—	MSCI EAFE ETF	464287465
IWM	ISHARES TR	79,198	$19,495	12.0%	$219.37	—	RUSSELL 2000 ETF	464287655
MPC	MARATHON PETE CORP	1,927	$313	0.2%	$148.83	+25.2%	COM	56585A102
WFC	WELLS FARGO CO NEW	4,893	$456	0.3%	$66.67	+29.9%	COM	949746101
L	LOEWS CORP	4,802	$506	0.3%	$83.52	+23.6%	COM	540424108
ESML	ISHARES TR	16,685	$767	0.5%	$37.50	—	ESG AWARE MSCI	46435U663
VTI	VANGUARD INDEX FDS	1,481	$497	0.3%	$271.10	—	TOTAL STK MKT	922908769
SPTM	SPDR SERIES TRUST	3,821	$315	0.2%	$58.50	—	STATE STREET SPD	78464A805
CVX	CHEVRON CORP NEW	1,934	$295	0.2%	$145.50	+4.1%	COM	166764100
BRK/B	BERKSHIRE HATHAWAY INC DEL	604	$304	0.2%	$354.24	+40.5%	CL B NEW	084670702