Silver Oak Advisory Group, Inc. Diversified Active

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VTEI	VANGUARD MUN BD FDS	59,479 (+13.8%)	$6 (+14.3%)	2.7%	$0.10	—	INTERMEDIATE TRM	922907738
BND	VANGUARD BD INDEX FDS	593,754 (+1.5%)	$44 (+1.0%)	19.9%	$63.38	—	TOTAL BND MRKT	921937835
BIV	VANGUARD BD INDEX FDS	86,376 (+7.1%)	$7 (+6.8%)	3.0%	$32.68	—	INTERMED TERM	921937819
DFSU	DIMENSIONAL ETF TRUST	13,764 (+144.0%)	$1 (+149.8%)	0.3%	$0.04	—	US SUSTAINABILTY	25434V716
VTEB	VANGUARD MUN BD FDS	198,820 (+2.9%)	$10 (+3.4%)	4.5%	$42.18	—	TAX EXEMPT BD	922907746
DFAT	DIMENSIONAL ETF TRUST	20,223 (+22.7%)	$1 (+25.5%)	0.5%	$19.09	—	US TARGETED VLU	25434V609
VGIT	VANGUARD SCOTTSDALE FDS	24,917 (+18.9%)	$1 (+18.7%)	0.7%	$0.06	—	INTER TERM TREAS	92206C706
VSGX	VANGUARD WORLD FD	45,757 (+4.2%)	$3 (+7.5%)	1.5%	$40.08	—	ESG INTL STK ETF	921910725
VNQ	VANGUARD INDEX FDS	75,532 (+1.1%)	$7 (-2.1%)	3.0%	$94.49	—	REAL ESTATE ETF	922908553
NUSC	NUSHARES ETF TR	20,989 (+12.8%)	$1 (+14.3%)	0.4%	$0.04	—	NUVEEN ESG SMLCP	67092P607
VGSR	MANAGER DIRECTED PORTFOLIOS	96,724 (+14.0%)	$1 (+11.3%)	0.5%	$0.01	—	VERT GLB SUST RE	56170L695
VGSH	VANGUARD SCOTTSDALE FDS	14,610 (+10.5%)	$1 (+10.3%)	0.4%	$0.06	—	SHORT TERM TREAS	92206C102
VCIT	VANGUARD SCOTTSDALE FDS	12,412 (+7.9%)	$1 (+7.4%)	0.5%	$65.89	—	INT-TERM CORP	92206C870
BNDX	VANGUARD CHARLOTTE FDS	502,687 (+2.1%)	$24 (-0.3%)	11.0%	$38.76	—	TOTAL INT BD ETF	92203J407
EAGG	ISHARES TR	19,555 (+1.8%)	$1 (+1.4%)	0.4%	$0.05	—	ESG AWR US AGRGT	46435U549
ESGD	ISHARES TR	3,262 (+1.9%)	$0 (+4.4%)	0.1%	$0.07	—	ESG AW MSCI EAFE	46435G516
AGG	ISHARES TR	2,379 (+2.6%)	$0 (+2.2%)	0.1%	$107.82	—	CORE US AGGBD ET	464287226
VSS	VANGUARD INTL EQUITY INDEX F	1,896 (+1.4%)	$0 (+1.9%)	0.1%	$128.67	—	FTSE SMCAP ETF	922042718

Exited Positions (4)

VV VANGUARD INDEX FDS 0.6%

Value ($000) $1 Shares 4,283 Est. Cost $218.81 Unrealized —

AMGN AMGEN INC 0.2%

Value ($000) $0 Shares 1,371 Est. Cost $239.65 Unrealized +31.8%

RTX RTX CORPORATION 0.1%

Value ($000) $0 Shares 1,816 Est. Cost $125.32 Unrealized +38.3%

HD HOME DEPOT INC 0.1%

Value ($000) $0 Shares 659 Est. Cost $305.58 Unrealized +19.3%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VV	VANGUARD INDEX FDS	4,283	$1	0.6%	$218.81	—	—	922908637
AMGN	AMGEN INC	1,371	$0	0.2%	$239.65	+31.8%	—	031162100
RTX	RTX CORPORATION	1,816	$0	0.1%	$125.32	+38.3%	—	75513E101
HD	HOME DEPOT INC	659	$0	0.1%	$305.58	+19.3%	—	437076102

Decreased Positions (30)

AAPL APPLE INC 0.8%

Value ($000) $2 (-31.2%) Shares 6,134 (-35.5%) Est. Cost $190.86 Unrealized +40.6%

MSFT MICROSOFT CORP 0.9%

Value ($000) $2 (-24.2%) Shares 3,923 (-18.8%) Est. Cost $321.74 Unrealized +55.6%

VB VANGUARD INDEX FDS 0.2%

Value ($000) $0 (-43.8%) Shares 1,783 (-44.5%) Est. Cost $226.07 Unrealized —

COST COSTCO WHSL CORP NEW 0.4%

Value ($000) $1 (-25.8%) Shares 1,018 (-20.3%) Est. Cost $598.99 Unrealized +51.2%

IVV ISHARES TR 0.2%

Value ($000) $1 (-20.8%) Shares 772 (-22.6%) Est. Cost $316.43 Unrealized —

GBCI GLACIER BANCORP INC NEW 0.2%

Value ($000) $0 (-19.8%) Shares 8,858 (-11.4%) Est. Cost $49.57 Unrealized -12.1%

LLY ELI LILLY & CO 0.2%

Value ($000) $1 (+20.9%) Shares 474 (-14.3%) Est. Cost $245.43 Unrealized +289.3%

NUBD NUSHARES ETF TR 1.1%

Value ($000) $2 (-3.1%) Shares 104,309 (-2.7%) Est. Cost $4.28 Unrealized —

VTIP VANGUARD MALVERN FDS 1.0%

Value ($000) $2 (-3.4%) Shares 43,647 (-1.1%) Est. Cost $47.58 Unrealized —

SCHB SCHWAB STRATEGIC TR 1.8%

Value ($000) $4 (-1.6%) Shares 153,034 (-3.6%) Est. Cost $27.87 Unrealized —

CSCO CISCO SYS INC 0.1%

Value ($000) $0 (-18.5%) Shares 3,211 (-27.7%) Est. Cost $56.44 Unrealized +30.7%

VOO VANGUARD INDEX FDS 0.1%

Value ($000) $0 (-17.8%) Shares 332 (-19.6%) Est. Cost $0.53 Unrealized —

VWO VANGUARD INTL EQUITY INDEX F 0.2%

Value ($000) $0 (-8.1%) Shares 6,720 (-7.4%) Est. Cost $30.12 Unrealized —

DFUS DIMENSIONAL ETF TRUST 0.8%

Value ($000) $2 (-1.5%) Shares 23,867 (-3.8%) Est. Cost $51.69 Unrealized —

WFC WELLS FARGO CO NEW 0.3%

Value ($000) $1 (+4.4%) Shares 6,584 (-6.0%) Est. Cost $71.15 Unrealized +21.8%

JPM JPMORGAN CHASE & CO. 0.3%

Value ($000) $1 (-4.5%) Shares 1,729 (-6.5%) Est. Cost $252.67 Unrealized +22.5%

GOOGL ALPHABET INC 0.1%

Value ($000) $0 (-7.5%) Shares 792 (-28.1%) Est. Cost $209.20 Unrealized +36.5%

GLD SPDR GOLD TR 0.1%

Value ($000) $0 (-7.3%) Shares 577 (-16.9%) Est. Cost $0.29 Unrealized —

IWB ISHARES TR 0.2%

Value ($000) $0 (-4.1%) Shares 994 (-6.3%) Est. Cost $264.60 Unrealized —

IYY ISHARES TR 0.2%

Value ($000) $0 (-2.9%) Shares 2,416 (-4.8%) Est. Cost $114.55 Unrealized —

VTV VANGUARD INDEX FDS 0.4%

Value ($000) $1 (+1.2%) Shares 5,051 (-1.2%) Est. Cost $129.38 Unrealized —

DFIV DIMENSIONAL ETF TRUST 0.2%

Value ($000) $0 (+2.4%) Shares 9,294 (-5.3%) Est. Cost $0.03 Unrealized —

VCSH VANGUARD SCOTTSDALE FDS 0.1%

Value ($000) $0 (-4.2%) Shares 2,853 (-4.0%) Est. Cost $69.20 Unrealized —

GOOG ALPHABET INC 0.1%

Value ($000) $0 (+3.7%) Shares 721 (-19.6%) Est. Cost $209.93 Unrealized +36.4%

INTC INTEL CORP 0.1%

Value ($000) $0 (+1.7%) Shares 8,136 (-7.7%) Est. Cost $24.23 Unrealized +55.9%

DFAX DIMENSIONAL ETF TRUST 6.5%

Value ($000) $14 (+0.0%) Shares 438,719 (-4.1%) Est. Cost $17.16 Unrealized —

VEA VANGUARD TAX-MANAGED FDS 0.1%

Value ($000) $0 (+0.8%) Shares 4,141 (-3.3%) Est. Cost $0.05 Unrealized —

DFAE DIMENSIONAL ETF TRUST 0.1%

Value ($000) $0 (+0.5%) Shares 6,318 (-2.6%) Est. Cost $0.03 Unrealized —

SCHF SCHWAB STRATEGIC TR 0.2%

Value ($000) $0 (+0.2%) Shares 17,446 (-3.1%) Est. Cost $19.70 Unrealized —

CSX CSX CORP 0.2%

Value ($000) $1 (0.0%) Shares 13,892 (-2.0%) Est. Cost $31.73 Unrealized +12.5%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
AAPL	APPLE INC	6,134 (-35.5%)	$2 (-31.2%)	0.8%	$190.86	+40.6%	COM	037833100
MSFT	MICROSOFT CORP	3,923 (-18.8%)	$2 (-24.2%)	0.9%	$321.74	+55.6%	COM	594918104
VB	VANGUARD INDEX FDS	1,783 (-44.5%)	$0 (-43.8%)	0.2%	$226.07	—	SMALL CP ETF	922908751
COST	COSTCO WHSL CORP NEW	1,018 (-20.3%)	$1 (-25.8%)	0.4%	$598.99	+51.2%	COM	22160K105
IVV	ISHARES TR	772 (-22.6%)	$1 (-20.8%)	0.2%	$316.43	—	CORE S&P500 ETF	464287200
GBCI	GLACIER BANCORP INC NEW	8,858 (-11.4%)	$0 (-19.8%)	0.2%	$49.57	-12.1%	COM	37637Q105
LLY	ELI LILLY & CO	474 (-14.3%)	$1 (+20.9%)	0.2%	$245.43	+289.3%	COM	532457108
NUBD	NUSHARES ETF TR	104,309 (-2.7%)	$2 (-3.1%)	1.1%	$4.28	—	NUVEEN ESG US	67092P870
VTIP	VANGUARD MALVERN FDS	43,647 (-1.1%)	$2 (-3.4%)	1.0%	$47.58	—	STRM INFPROIDX	922020805
SCHB	SCHWAB STRATEGIC TR	153,034 (-3.6%)	$4 (-1.6%)	1.8%	$27.87	—	US BRD MKT ETF	808524102
CSCO	CISCO SYS INC	3,211 (-27.7%)	$0 (-18.5%)	0.1%	$56.44	+30.7%	COM	17275R102
VOO	VANGUARD INDEX FDS	332 (-19.6%)	$0 (-17.8%)	0.1%	$0.53	—	S&P 500 ETF SHS	922908363
VWO	VANGUARD INTL EQUITY INDEX F	6,720 (-7.4%)	$0 (-8.1%)	0.2%	$30.12	—	FTSE EMR MKT ETF	922042858
DFUS	DIMENSIONAL ETF TRUST	23,867 (-3.8%)	$2 (-1.5%)	0.8%	$51.69	—	US EQUITY MARKET	25434V401
WFC	WELLS FARGO CO NEW	6,584 (-6.0%)	$1 (+4.4%)	0.3%	$71.15	+21.8%	COM	949746101
JPM	JPMORGAN CHASE & CO.	1,729 (-6.5%)	$1 (-4.5%)	0.3%	$252.67	+22.5%	COM	46625H100
GOOGL	ALPHABET INC	792 (-28.1%)	$0 (-7.5%)	0.1%	$209.20	+36.5%	CAP STK CL A	02079K305
GLD	SPDR GOLD TR	577 (-16.9%)	$0 (-7.3%)	0.1%	$0.29	—	GOLD SHS	78463V107
IWB	ISHARES TR	994 (-6.3%)	$0 (-4.1%)	0.2%	$264.60	—	RUS 1000 ETF	464287622
IYY	ISHARES TR	2,416 (-4.8%)	$0 (-2.9%)	0.2%	$114.55	—	DOW JONES US ETF	464287846
VTV	VANGUARD INDEX FDS	5,051 (-1.2%)	$1 (+1.2%)	0.4%	$129.38	—	VALUE ETF	922908744
DFIV	DIMENSIONAL ETF TRUST	9,294 (-5.3%)	$0 (+2.4%)	0.2%	$0.03	—	INTERNATNAL VAL	25434V807
VCSH	VANGUARD SCOTTSDALE FDS	2,853 (-4.0%)	$0 (-4.2%)	0.1%	$69.20	—	SHRT TRM CORP BD	92206C409
GOOG	ALPHABET INC	721 (-19.6%)	$0 (+3.7%)	0.1%	$209.93	+36.4%	CAP STK CL C	02079K107
INTC	INTEL CORP	8,136 (-7.7%)	$0 (+1.7%)	0.1%	$24.23	+55.9%	COM	458140100
DFAX	DIMENSIONAL ETF TRUST	438,719 (-4.1%)	$14 (+0.0%)	6.5%	$17.16	—	WORLD EX US CORE	25434V880
VEA	VANGUARD TAX-MANAGED FDS	4,141 (-3.3%)	$0 (+0.8%)	0.1%	$0.05	—	VAN FTSE DEV MKT	921943858
DFAE	DIMENSIONAL ETF TRUST	6,318 (-2.6%)	$0 (+0.5%)	0.1%	$0.03	—	EMGR CRE EQT MNG	25434V302
SCHF	SCHWAB STRATEGIC TR	17,446 (-3.1%)	$0 (+0.2%)	0.2%	$19.70	—	INTL EQTY ETF	808524805
CSX	CSX CORP	13,892 (-2.0%)	$1 (0.0%)	0.2%	$31.73	+12.5%	COM	126408103

Unchanged Positions (25)

DFAC DIMENSIONAL ETF TRUST 7.2%

Value ($000) $16 Shares 400,421 Est. Cost $19.16 Unrealized —

VIOV VANGUARD ADMIRAL FDS INC 3.9%

Value ($000) $9 Shares 88,971 Est. Cost $82.29 Unrealized —

VTI VANGUARD INDEX FDS 5.0%

Value ($000) $11 Shares 32,874 Est. Cost $212.47 Unrealized —

VXUS VANGUARD STAR FDS 2.8%

Value ($000) $6 Shares 81,459 Est. Cost $50.38 Unrealized —

BSV VANGUARD BD INDEX FDS 7.5%

Value ($000) $17 Shares 210,150 Est. Cost $60.38 Unrealized —

VT VANGUARD INTL EQUITY INDEX F 0.9%

Value ($000) $2 Shares 13,786 Est. Cost $89.97 Unrealized —

DFUV DIMENSIONAL ETF TRUST 0.5%

Value ($000) $1 Shares 22,883 Est. Cost $31.42 Unrealized —

ESGV VANGUARD WORLD FD 0.7%

Value ($000) $2 Shares 13,484 Est. Cost $38.69 Unrealized —

SPY SPDR S&P 500 ETF TR 0.6%

Value ($000) $1 Shares 1,841 Est. Cost $474.46 Unrealized —

NKE NIKE INC 0.2%

Value ($000) $0 Shares 5,617 Est. Cost $73.79 Unrealized -12.0%

XOM EXXON MOBIL CORP 0.2%

Value ($000) $0 Shares 3,856 Est. Cost $55.11 Unrealized +109.5%

JNJ JOHNSON & JOHNSON 0.1%

Value ($000) $0 Shares 1,204 Est. Cost $169.51 Unrealized +16.2%

BIO BIO RAD LABS INC 0.1%

Value ($000) $0 Shares 726 Est. Cost $272.13 Unrealized +14.7%

VEU VANGUARD INTL EQUITY INDEX F 0.2%

Value ($000) $1 Shares 7,044 Est. Cost $59.36 Unrealized —

VIOO VANGUARD ADMIRAL FDS INC 0.8%

Value ($000) $2 Shares 16,858 Est. Cost $58.53 Unrealized —

HWM HOWMET AEROSPACE INC 0.1%

Value ($000) $0 Shares 1,219 Est. Cost $153.62 Unrealized +29.5%

VBR VANGUARD INDEX FDS 0.3%

Value ($000) $1 Shares 2,873 Est. Cost $149.65 Unrealized —

ABBV ABBVIE INC 0.2%

Value ($000) $1 Shares 2,387 Est. Cost $108.29 Unrealized +110.1%

IVE ISHARES TR 0.1%

Value ($000) $0 Shares 1,026 Est. Cost $0.19 Unrealized —

VUG VANGUARD INDEX FDS 0.1%

Value ($000) $0 Shares 568 Est. Cost $0.44 Unrealized —

DFAS DIMENSIONAL ETF TRUST 0.1%

Value ($000) $0 Shares 4,034 Est. Cost $0.05 Unrealized —

CVX CHEVRON CORP NEW 0.1%

Value ($000) $0 Shares 1,684 Est. Cost $149.90 Unrealized +1.0%

SBUX STARBUCKS CORP 0.1%

Value ($000) $0 Shares 3,249 Est. Cost $85.17 Unrealized -1.3%

VTES VANGUARD WELLINGTON FD 1.0%

Value ($000) $2 Shares 21,942 Est. Cost $0.10 Unrealized —

SUSB ISHARES TR 0.1%

Value ($000) $0 Shares 12,566 Est. Cost $0.03 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
DFAC	DIMENSIONAL ETF TRUST	400,421	$16	7.2%	$19.16	—	US CORE EQUITY 2	25434V708
VIOV	VANGUARD ADMIRAL FDS INC	88,971	$9	3.9%	$82.29	—	SMLCP 600 VAL	921932778
VTI	VANGUARD INDEX FDS	32,874	$11	5.0%	$212.47	—	TOTAL STK MKT	922908769
VXUS	VANGUARD STAR FDS	81,459	$6	2.8%	$50.38	—	VG TL INTL STK F	921909768
BSV	VANGUARD BD INDEX FDS	210,150	$17	7.5%	$60.38	—	SHORT TRM BOND	921937827
VT	VANGUARD INTL EQUITY INDEX F	13,786	$2	0.9%	$89.97	—	TT WRLD ST ETF	922042742
DFUV	DIMENSIONAL ETF TRUST	22,883	$1	0.5%	$31.42	—	US MKTWIDE VALUE	25434V724
ESGV	VANGUARD WORLD FD	13,484	$2	0.7%	$38.69	—	ESG US STK ETF	921910733
SPY	SPDR S&P 500 ETF TR	1,841	$1	0.6%	$474.46	—	TR UNIT	78462F103
NKE	NIKE INC	5,617	$0	0.2%	$73.79	-12.0%	CL B	654106103
XOM	EXXON MOBIL CORP	3,856	$0	0.2%	$55.11	+109.5%	COM	30231G102
JNJ	JOHNSON & JOHNSON	1,204	$0	0.1%	$169.51	+16.2%	COM	478160104
BIO	BIO RAD LABS INC	726	$0	0.1%	$272.13	+14.7%	CL A	090572207
VEU	VANGUARD INTL EQUITY INDEX F	7,044	$1	0.2%	$59.36	—	ALLWRLD EX US	922042775
VIOO	VANGUARD ADMIRAL FDS INC	16,858	$2	0.8%	$58.53	—	SMLLCP 600 IDX	921932828
HWM	HOWMET AEROSPACE INC	1,219	$0	0.1%	$153.62	+29.5%	COM	443201108
VBR	VANGUARD INDEX FDS	2,873	$1	0.3%	$149.65	—	SM CP VAL ETF	922908611
ABBV	ABBVIE INC	2,387	$1	0.2%	$108.29	+110.1%	COM	00287Y109
IVE	ISHARES TR	1,026	$0	0.1%	$0.19	—	S&P 500 VAL ETF	464287408
VUG	VANGUARD INDEX FDS	568	$0	0.1%	$0.44	—	GROWTH ETF	922908736
DFAS	DIMENSIONAL ETF TRUST	4,034	$0	0.1%	$0.05	—	US SMALL CAP ETF	25434V500
CVX	CHEVRON CORP NEW	1,684	$0	0.1%	$149.90	+1.0%	COM	166764100
SBUX	STARBUCKS CORP	3,249	$0	0.1%	$85.17	-1.3%	COM	855244109
VTES	VANGUARD WELLINGTON FD	21,942	$2	1.0%	$0.10	—	SHORT TRM TAX EX	921935870
SUSB	ISHARES TR	12,566	$0	0.1%	$0.03	—	ESG AWRE 1 5 YR	46435G243