WARNER FINANCIAL, INC Diversified Active

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
GOOGL	Alphabet Class A	5,440	$2	0.6%	$285.60	0.0%	Stock	02079K305
GOOG	Alphabet Class C	5,389	$2	0.6%	$286.33	0.0%	Stock	02079K107
CGIE	Capital Group International Equity ETF	24,357	$1	0.3%	$0.03	—	ETF	14021M107
META	Facebook Inc A	625	$0	0.1%	$667.32	0.0%	Stock	30303M102
XBI	SPDR S&P Biotech ETF	2,995	$0	0.1%	$0.12	—	ETF	78464A870
BSV	Vanguard Short-Term Bond Index ETF	3,648	$0	0.1%	$0.08	—	ETF	921937827
FELG	Fidelity Enhanced Large Cap Growth ETF	6,702	$0	0.1%	$0.04	—	ETF	31609A305
FELV	Fidelity Enhanced Large Cap Value ETF	7,579	$0	0.1%	$0.03	—	ETF	31609A107
MU	Micron Technology	805	$0	0.1%	$229.35	0.0%	Stock	595112103
SUSC	iShares ESG USD Corporate Bond ETF	9,746	$0	0.1%	$0.02	—	ETF	46435G193
EWL	iShares MSCI Switzerland Capped ETF	3,570	$0	0.1%	$0.06	—	ETF	464286749
CSCO	Cisco Systems	2,742	$0	0.1%	$73.79	0.0%	Stock	17275R102

Increased Positions (40)

AAPL Apple 1.7%

Value ($000) $5 (+66.5%) Shares 18,293 (+56.0%) Est. Cost $204.03 Unrealized +31.5%

VEA Vanguard FTSE Developed Markets ETF 6.7%

Value ($000) $19 (+9.3%) Shares 306,771 (+4.9%) Est. Cost $29.57 Unrealized —

VTV Vanguard Large Cap Value Index ETF 11.2%

Value ($000) $32 (+5.2%) Shares 168,363 (+2.7%) Est. Cost $110.93 Unrealized —

AMZN Amazon 0.8%

Value ($000) $2 (+80.0%) Shares 9,622 (+71.1%) Est. Cost $171.53 Unrealized +33.4%

SCHF Schwab International Equity ETF 2.1%

Value ($000) $6 (+10.0%) Shares 251,663 (+6.5%) Est. Cost $6.61 Unrealized —

IQLT iShares Edge MSCI International Quality Factor ETF 1.4%

Value ($000) $4 (+11.1%) Shares 91,744 (+8.0%) Est. Cost $8.22 Unrealized —

IEF iShares 7-10 Year Treasury Bond ETF 1.5%

Value ($000) $4 (+9.8%) Shares 45,969 (+10.1%) Est. Cost $0.10 Unrealized —

VWO Vanguard FTSE Emerging Markets ETF 1.9%

Value ($000) $6 (+7.5%) Shares 102,589 (+8.4%) Est. Cost $6.48 Unrealized —

VOO Vanguard S&P 500 ETF 2.7%

Value ($000) $8 (+4.4%) Shares 12,603 (+1.9%) Est. Cost $247.86 Unrealized —

SCHG Schwab US Large Cap Growth ETF 3.4%

Value ($000) $10 (+3.5%) Shares 299,442 (+1.2%) Est. Cost $11.73 Unrealized —

CGGR Capital Group Growth ETF 0.8%

Value ($000) $2 (+17.6%) Shares 49,547 (+16.2%) Est. Cost $0.04 Unrealized —

SCHV Schwab US Large Cap Value ETF 1.5%

Value ($000) $4 (+7.4%) Shares 149,899 (+5.6%) Est. Cost $6.46 Unrealized —

FNDF Schwab Fundamental Intl Large Cap ETF 0.5%

Value ($000) $1 (+26.3%) Shares 31,571 (+20.0%) Est. Cost $8.29 Unrealized —

FENI Fidelity Enhanced International ETF 0.9%

Value ($000) $3 (+12.2%) Shares 69,919 (+8.2%) Est. Cost $0.04 Unrealized —

VXUS Vanguard Total International Stock ETF 1.9%

Value ($000) $6 (+5.2%) Shares 73,665 (+2.4%) Est. Cost $38.53 Unrealized —

EFV iShares MSCI EAFE Value ETF 1.1%

Value ($000) $3 (+8.7%) Shares 46,198 (+3.2%) Est. Cost $18.36 Unrealized —

FNDX Schwab Fundamental U.S. Large Cap ETF 1.1%

Value ($000) $3 (+7.8%) Shares 118,524 (+4.2%) Est. Cost $0.03 Unrealized —

IEI iShares 3-7 Year Treasury Bond ETF 0.8%

Value ($000) $2 (+9.7%) Shares 18,307 (+9.9%) Est. Cost $13.88 Unrealized —

VHT Vanguard Health Care Index ETF 0.4%

Value ($000) $1 (+19.2%) Shares 3,603 (+7.5%) Est. Cost $136.90 Unrealized —

PPH VanEck Pharmaceuticals ETF 0.2%

Value ($000) $1 (+39.3%) Shares 5,698 (+22.1%) Est. Cost $0.08 Unrealized —

FHLC Fidelity MSCI Health Care Index ETF 0.2%

Value ($000) $1 (+39.4%) Shares 6,752 (+25.3%) Est. Cost $0.07 Unrealized —

SCHD Schwab US Dividend Equity ETF 1.1%

Value ($000) $3 (+4.5%) Shares 118,667 (+4.0%) Est. Cost $7.68 Unrealized —

CGDV Capital Group Dividend Value ETF 0.3%

Value ($000) $1 (+19.6%) Shares 18,463 (+15.2%) Est. Cost $0.04 Unrealized —

SCHM Schwab US Mid Cap ETF 0.6%

Value ($000) $2 (+7.9%) Shares 54,831 (+6.4%) Est. Cost $12.89 Unrealized —

TBIL US Treasury 3 Month Bill ETF 0.3%

Value ($000) $1 (+13.4%) Shares 15,791 (+13.6%) Est. Cost $0.05 Unrealized —

DMXF iShares ESG Advanced MSCI EAFE ETF 0.4%

Value ($000) $1 (+8.5%) Shares 15,319 (+9.4%) Est. Cost $0.07 Unrealized —

MSFT Microsoft Corp 0.5%

Value ($000) $2 (+5.2%) Shares 3,200 (+12.6%) Est. Cost $325.59 Unrealized +53.7%

MOAT VanEck Morningstar Wide Moat ETF 0.4%

Value ($000) $1 (+5.8%) Shares 11,305 (+1.2%) Est. Cost $43.06 Unrealized —

VSGX Vanguard ESG International Stock ETF 0.2%

Value ($000) $1 (+11.0%) Shares 9,052 (+7.5%) Est. Cost $0.07 Unrealized —

BND Vanguard Total Bond Market ETF 1.1%

Value ($000) $3 (+1.7%) Shares 41,629 (+2.1%) Est. Cost $28.23 Unrealized —

IWM iShares Russell 2000 ETF 0.2%

Value ($000) $1 (+10.4%) Shares 2,064 (+8.6%) Est. Cost $0.21 Unrealized —

SCHA Schwab US Small Cap ETF 0.3%

Value ($000) $1 (+5.1%) Shares 28,177 (+3.0%) Est. Cost $9.81 Unrealized —

VNQ Vanguard REIT ETF 0.4%

Value ($000) $1 (-2.2%) Shares 12,258 (+1.1%) Est. Cost $56.55 Unrealized —

VO Vanguard Mid Cap Index ETF 3.2%

Value ($000) $9 (+0.3%) Shares 31,443 (+1.5%) Est. Cost $187.17 Unrealized —

XLK Technology Select Sector SPDR ETF 0.3%

Value ($000) $1 (+2.2%) Shares 6,785 (+100.0%) Est. Cost $68.23 Unrealized —

USXF iShares ESG Advanced MSCI USA ETF 0.1%

Value ($000) $0 (+6.4%) Shares 4,911 (+5.8%) Est. Cost $0.06 Unrealized —

NULG Nuveen ESG Large-Cap Growth ETF 0.1%

Value ($000) $0 (+4.5%) Shares 2,819 (+6.3%) Est. Cost $0.10 Unrealized —

ESGV Vanguard ESG U.S. Stock ETF 0.1%

Value ($000) $0 (+4.5%) Shares 2,306 (+2.4%) Est. Cost $0.11 Unrealized —

SHY iShares 1-3 Year Treasury Bond ETF 0.1%

Value ($000) $0 (+0.7%) Shares 3,431 (+1.1%) Est. Cost $0.08 Unrealized —

SCHE Schwab Emerging Markets Equity ETF 0.1%

Value ($000) $0 (+0.3%) Shares 9,449 (+2.4%) Est. Cost $0.02 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
AAPL	Apple	18,293 (+56.0%)	$5 (+66.5%)	1.7%	$204.03	+31.5%	Stock	037833100
VEA	Vanguard FTSE Developed Markets ETF	306,771 (+4.9%)	$19 (+9.3%)	6.7%	$29.57	—	ETF	921943858
VTV	Vanguard Large Cap Value Index ETF	168,363 (+2.7%)	$32 (+5.2%)	11.2%	$110.93	—	ETF	922908744
AMZN	Amazon	9,622 (+71.1%)	$2 (+80.0%)	0.8%	$171.53	+33.4%	Stock	023135106
SCHF	Schwab International Equity ETF	251,663 (+6.5%)	$6 (+10.0%)	2.1%	$6.61	—	ETF	808524805
IQLT	iShares Edge MSCI International Quality Factor ETF	91,744 (+8.0%)	$4 (+11.1%)	1.4%	$8.22	—	ETF	46434V456
IEF	iShares 7-10 Year Treasury Bond ETF	45,969 (+10.1%)	$4 (+9.8%)	1.5%	$0.10	—	ETF	464287440
VWO	Vanguard FTSE Emerging Markets ETF	102,589 (+8.4%)	$6 (+7.5%)	1.9%	$6.48	—	ETF	922042858
VOO	Vanguard S&P 500 ETF	12,603 (+1.9%)	$8 (+4.4%)	2.7%	$247.86	—	ETF	922908363
SCHG	Schwab US Large Cap Growth ETF	299,442 (+1.2%)	$10 (+3.5%)	3.4%	$11.73	—	ETF	808524300
CGGR	Capital Group Growth ETF	49,547 (+16.2%)	$2 (+17.6%)	0.8%	$0.04	—	ETF	14020G101
SCHV	Schwab US Large Cap Value ETF	149,899 (+5.6%)	$4 (+7.4%)	1.5%	$6.46	—	ETF	808524409
FNDF	Schwab Fundamental Intl Large Cap ETF	31,571 (+20.0%)	$1 (+26.3%)	0.5%	$8.29	—	ETF	808524755
FENI	Fidelity Enhanced International ETF	69,919 (+8.2%)	$3 (+12.2%)	0.9%	$0.04	—	ETF	31609A404
VXUS	Vanguard Total International Stock ETF	73,665 (+2.4%)	$6 (+5.2%)	1.9%	$38.53	—	ETF	921909768
EFV	iShares MSCI EAFE Value ETF	46,198 (+3.2%)	$3 (+8.7%)	1.1%	$18.36	—	ETF	464288877
FNDX	Schwab Fundamental U.S. Large Cap ETF	118,524 (+4.2%)	$3 (+7.8%)	1.1%	$0.03	—	ETF	808524771
IEI	iShares 3-7 Year Treasury Bond ETF	18,307 (+9.9%)	$2 (+9.7%)	0.8%	$13.88	—	ETF	464288661
VHT	Vanguard Health Care Index ETF	3,603 (+7.5%)	$1 (+19.2%)	0.4%	$136.90	—	ETF	92204A504
PPH	VanEck Pharmaceuticals ETF	5,698 (+22.1%)	$1 (+39.3%)	0.2%	$0.08	—	ETF	92189F692
FHLC	Fidelity MSCI Health Care Index ETF	6,752 (+25.3%)	$1 (+39.4%)	0.2%	$0.07	—	ETF	316092600
SCHD	Schwab US Dividend Equity ETF	118,667 (+4.0%)	$3 (+4.5%)	1.1%	$7.68	—	ETF	808524797
CGDV	Capital Group Dividend Value ETF	18,463 (+15.2%)	$1 (+19.6%)	0.3%	$0.04	—	ETF	14020W106
SCHM	Schwab US Mid Cap ETF	54,831 (+6.4%)	$2 (+7.9%)	0.6%	$12.89	—	ETF	808524508
TBIL	US Treasury 3 Month Bill ETF	15,791 (+13.6%)	$1 (+13.4%)	0.3%	$0.05	—	ETF	74933W452
DMXF	iShares ESG Advanced MSCI EAFE ETF	15,319 (+9.4%)	$1 (+8.5%)	0.4%	$0.07	—	ETF	46436E759
MSFT	Microsoft Corp	3,200 (+12.6%)	$2 (+5.2%)	0.5%	$325.59	+53.7%	Stock	594918104
MOAT	VanEck Morningstar Wide Moat ETF	11,305 (+1.2%)	$1 (+5.8%)	0.4%	$43.06	—	ETF	92189F643
VSGX	Vanguard ESG International Stock ETF	9,052 (+7.5%)	$1 (+11.0%)	0.2%	$0.07	—	ETF	921910725
BND	Vanguard Total Bond Market ETF	41,629 (+2.1%)	$3 (+1.7%)	1.1%	$28.23	—	ETF	921937835
IWM	iShares Russell 2000 ETF	2,064 (+8.6%)	$1 (+10.4%)	0.2%	$0.21	—	ETF	464287655
SCHA	Schwab US Small Cap ETF	28,177 (+3.0%)	$1 (+5.1%)	0.3%	$9.81	—	ETF	808524607
VNQ	Vanguard REIT ETF	12,258 (+1.1%)	$1 (-2.2%)	0.4%	$56.55	—	ETF	922908553
VO	Vanguard Mid Cap Index ETF	31,443 (+1.5%)	$9 (+0.3%)	3.2%	$187.17	—	ETF	922908629
XLK	Technology Select Sector SPDR ETF	6,785 (+100.0%)	$1 (+2.2%)	0.3%	$68.23	—	ETF	81369Y803
USXF	iShares ESG Advanced MSCI USA ETF	4,911 (+5.8%)	$0 (+6.4%)	0.1%	$0.06	—	ETF	46436E767
NULG	Nuveen ESG Large-Cap Growth ETF	2,819 (+6.3%)	$0 (+4.5%)	0.1%	$0.10	—	ETF	67092P201
ESGV	Vanguard ESG U.S. Stock ETF	2,306 (+2.4%)	$0 (+4.5%)	0.1%	$0.11	—	ETF	921910733
SHY	iShares 1-3 Year Treasury Bond ETF	3,431 (+1.1%)	$0 (+0.7%)	0.1%	$0.08	—	ETF	464287457
SCHE	Schwab Emerging Markets Equity ETF	9,449 (+2.4%)	$0 (+0.3%)	0.1%	$0.02	—	ETF	808524706

Exited Positions (4)

PEP Pepsico 0.1%

Value ($000) $0 Shares 1,651 Est. Cost $143.48 Unrealized +1.7%

MO Altria Group Inc 0.1%

Value ($000) $0 Shares 3,250 Est. Cost $61.42 Unrealized -3.3%

PFF iShares U.S. Preferred Stock ETF 0.1%

Value ($000) $0 Shares 6,375 Est. Cost $0.03 Unrealized —

FVCB FVCBankcorp Inc. 0.0%

Value ($000) $0 Shares 10,984 Est. Cost $10.52 Unrealized +20.9%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
PEP	Pepsico	1,651	$0	0.1%	$143.48	+1.7%	—	713448108
MO	Altria Group Inc	3,250	$0	0.1%	$61.42	-3.3%	—	02209S103
PFF	iShares U.S. Preferred Stock ETF	6,375	$0	0.1%	$0.03	—	—	464288687
FVCB	FVCBankcorp Inc.	10,984	$0	0.0%	$10.52	+20.9%	—	36120Q101

Decreased Positions (6)

AGG iShares Core U.S. Aggregate Bond ETF 0.2%

Value ($000) $1 (-23.8%) Shares 5,190 (-23.4%) Est. Cost $109.11 Unrealized —

IHAK iShares Cybersecurity and Tech ETF 0.1%

Value ($000) $0 (-36.5%) Shares 4,651 (-31.1%) Est. Cost $0.05 Unrealized —

QUAL iShares Edge MSCI USA Quality Factor ETF 1.7%

Value ($000) $5 (-2.1%) Shares 25,280 (-4.1%) Est. Cost $92.10 Unrealized —

IVV iShares Core S&P 500 ETF 1.2%

Value ($000) $3 (+1.2%) Shares 4,871 (-1.1%) Est. Cost $459.35 Unrealized —

VOX Vanguard Communication Services ETF 0.2%

Value ($000) $1 (+0.6%) Shares 3,292 (-2.4%) Est. Cost $83.97 Unrealized —

VYM Vanguard High Dividend Yield ETF 1.2%

Value ($000) $3 (-0.1%) Shares 23,198 (-1.9%) Est. Cost $99.58 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
AGG	iShares Core U.S. Aggregate Bond ETF	5,190 (-23.4%)	$1 (-23.8%)	0.2%	$109.11	—	ETF	464287226
IHAK	iShares Cybersecurity and Tech ETF	4,651 (-31.1%)	$0 (-36.5%)	0.1%	$0.05	—	ETF	46435U135
QUAL	iShares Edge MSCI USA Quality Factor ETF	25,280 (-4.1%)	$5 (-2.1%)	1.7%	$92.10	—	ETF	46432F339
IVV	iShares Core S&P 500 ETF	4,871 (-1.1%)	$3 (+1.2%)	1.2%	$459.35	—	ETF	464287200
VOX	Vanguard Communication Services ETF	3,292 (-2.4%)	$1 (+0.6%)	0.2%	$83.97	—	ETF	92204A884
VYM	Vanguard High Dividend Yield ETF	23,198 (-1.9%)	$3 (-0.1%)	1.2%	$99.58	—	ETF	921946406

Unchanged Positions (74)

VUG Vanguard Large Cap Growth Index ETF 10.8%

Value ($000) $31 Shares 63,645 Est. Cost $281.30 Unrealized —

LLY Eli Lilly & Co 0.4%

Value ($000) $1 Shares 1,123 Est. Cost $716.92 Unrealized +33.3%

VIG Vanguard Dividend Appreciation Index ETF 3.2%

Value ($000) $9 Shares 41,852 Est. Cost $146.02 Unrealized —

QQQ Invesco QQQ ETF 3.2%

Value ($000) $9 Shares 15,185 Est. Cost $353.72 Unrealized —

VLUE iShares MSCI USA Value Factor ETF 0.6%

Value ($000) $2 Shares 11,713 Est. Cost $0.09 Unrealized —

IBM International Business Machines 0.8%

Value ($000) $2 Shares 7,709 Est. Cost $122.93 Unrealized +143.0%

VB Vanguard Small Cap Index ETF 1.6%

Value ($000) $5 Shares 17,858 Est. Cost $131.63 Unrealized —

SPY SPDR S&P 500 ETF 1.2%

Value ($000) $4 Shares 5,139 Est. Cost $284.88 Unrealized —

VBK Vanguard Small Cap Growth Index ETF 1.3%

Value ($000) $4 Shares 12,839 Est. Cost $178.80 Unrealized —

IEFA iShares Core MSCI EAFE ETF 0.7%

Value ($000) $2 Shares 23,885 Est. Cost $70.96 Unrealized —

VOT Vanguard Mid Cap Growth ETF 0.5%

Value ($000) $1 Shares 4,932 Est. Cost $0.22 Unrealized —

VEU Vanguard FTSE All-World Ex-US ETF 0.7%

Value ($000) $2 Shares 25,541 Est. Cost $52.62 Unrealized —

COF Capital One 0.2%

Value ($000) $0 Shares 2,028 Est. Cost $186.79 Unrealized +19.0%

IBB iShares Biotechnology ETF 0.1%

Value ($000) $0 Shares 2,379 Est. Cost $0.14 Unrealized —

VBR Vanguard Small Cap Value Index ETF 1.2%

Value ($000) $4 Shares 16,971 Est. Cost $109.43 Unrealized —

JNJ Johnson & Johnson Co 0.2%

Value ($000) $0 Shares 2,211 Est. Cost $144.72 Unrealized +36.1%

BK Bank of New York Mellon Corp 0.2%

Value ($000) $1 Shares 6,033 Est. Cost $82.56 Unrealized +33.8%

XLF Financial Select Sector SPDR Fund 1.4%

Value ($000) $4 Shares 75,526 Est. Cost $31.98 Unrealized —

PG Procter & Gamble Co 0.1%

Value ($000) $0 Shares 2,770 Est. Cost $138.76 Unrealized +6.1%

ITA iShares U.S. Aerospace & Defense ETF 0.4%

Value ($000) $1 Shares 5,386 Est. Cost $0.12 Unrealized —

XOM Exxon Mobil Corp 0.2%

Value ($000) $0 Shares 3,698 Est. Cost $66.41 Unrealized +73.9%

VIGI Vanguard International Dividend Appreciation ETF 0.4%

Value ($000) $1 Shares 11,698 Est. Cost $0.07 Unrealized —

IWD iShares Russell 1000 Value ETF 0.3%

Value ($000) $1 Shares 3,606 Est. Cost $142.95 Unrealized —

VOE Vanguard Mid Cap Value ETF 0.4%

Value ($000) $1 Shares 6,306 Est. Cost $0.15 Unrealized —

VTI Vanguard Total Stock Market Index ETF 0.4%

Value ($000) $1 Shares 3,190 Est. Cost $103.43 Unrealized —

TCAF T. Rowe Price Capital Appreciation Equity ETF 0.5%

Value ($000) $1 Shares 34,981 Est. Cost $0.03 Unrealized —

WMT Walmart Inc 0.1%

Value ($000) $0 Shares 2,984 Est. Cost $61.97 Unrealized +73.0%

TXN Texas Instruments Inc 0.1%

Value ($000) $0 Shares 2,131 Est. Cost $151.37 Unrealized +12.8%

OGE OGE Energy Corp 0.1%

Value ($000) $0 Shares 6,315 Est. Cost $38.91 Unrealized +14.6%

HON Honeywell International Inc 0.1%

Value ($000) $0 Shares 1,437 Est. Cost $184.80 Unrealized +5.5%

VGK Vanguard FTSE Europe ETF 0.1%

Value ($000) $0 Shares 4,874 Est. Cost $0.08 Unrealized —

DIA SPDR Dow Jones Industrial Average ETF 0.2%

Value ($000) $1 Shares 1,081 Est. Cost $275.36 Unrealized —

DFLV Dimensional US Large Cap Value ETF 0.2%

Value ($000) $0 Shares 12,766 Est. Cost $0.03 Unrealized —

DGRO iShares Core Dividend Growth ETF 0.3%

Value ($000) $1 Shares 13,552 Est. Cost $0.05 Unrealized —

IJH iShares S&P Mid Cap ETF 0.3%

Value ($000) $1 Shares 12,791 Est. Cost $0.08 Unrealized —

IYW iShares U.S. Technology ETF 0.3%

Value ($000) $1 Shares 4,313 Est. Cost $114.93 Unrealized —

D Dominion Energy Inc 0.1%

Value ($000) $0 Shares 5,828 Est. Cost $58.31 Unrealized +2.5%

LMT Lockheed Martin 0.2%

Value ($000) $0 Shares 948 Est. Cost $380.47 Unrealized +25.2%

SUSA iShares MSCI USA ESG Select ETF 0.2%

Value ($000) $1 Shares 3,708 Est. Cost $97.22 Unrealized —

KO Coca Cola Co 0.1%

Value ($000) $0 Shares 3,613 Est. Cost $63.09 Unrealized +10.0%

QQQE NASDAQ 100 Equal-Weighted ETF 0.5%

Value ($000) $2 Shares 15,486 Est. Cost $14.07 Unrealized —

MDY SPDR S&P Mid Cap 400 ETF 0.3%

Value ($000) $1 Shares 1,504 Est. Cost $442.43 Unrealized —

PFE Pfizer Inc 0.2%

Value ($000) $0 Shares 19,719 Est. Cost $40.01 Unrealized -37.4%

ESGD iShares MSCI EAFE ESG Select ETF 0.1%

Value ($000) $0 Shares 4,070 Est. Cost $70.73 Unrealized —

CGBL Capital Group Core Balanced ETF 0.1%

Value ($000) $0 Shares 10,943 Est. Cost $0.03 Unrealized —

IWF iShares Russell 1000 Growth ETF 0.3%

Value ($000) $1 Shares 1,794 Est. Cost $277.97 Unrealized —

IJS iShares S&P Small Cap 600 Value ETF 0.1%

Value ($000) $0 Shares 2,710 Est. Cost $0.10 Unrealized —

SDY SPDR S&P Dividend ETF 0.4%

Value ($000) $1 Shares 9,156 Est. Cost $118.95 Unrealized —

SCHX Schwab U.S. Large Cap ETF 0.1%

Value ($000) $0 Shares 11,626 Est. Cost $0.03 Unrealized —

MGC Vanguard Mega Cap ETF 0.1%

Value ($000) $0 Shares 1,045 Est. Cost $0.21 Unrealized —

FNDA Schwab Fundamental US Small Company Index ETF 0.2%

Value ($000) $1 Shares 18,284 Est. Cost $0.04 Unrealized —

JPM JP Morgan Chase & Co 0.1%

Value ($000) $0 Shares 1,106 Est. Cost $250.91 Unrealized +23.4%

SPYG SPDR Portfolio S&P 500 Growth ETF 0.1%

Value ($000) $0 Shares 3,044 Est. Cost $0.07 Unrealized —

VXF Vanguard Extended Market Index ETF 1.0%

Value ($000) $3 Shares 14,357 Est. Cost $117.78 Unrealized —

PM Philip Morris Intl Inc 0.1%

Value ($000) $0 Shares 2,322 Est. Cost $136.99 Unrealized +12.1%

PABU iShares Paris-Aligned Climate MSCI USA ETF 0.1%

Value ($000) $0 Shares 3,606 Est. Cost $0.07 Unrealized —

USMV iShares Edge MSCI Min Vol USA ETF 0.2%

Value ($000) $1 Shares 5,501 Est. Cost $80.94 Unrealized —

VSS Vanguard FTSE All-World Ex-US Small Cap ETF 0.3%

Value ($000) $1 Shares 5,832 Est. Cost $33.20 Unrealized —

EFAV iShares Edge MSCI Min Vol EAFE ETF 0.1%

Value ($000) $0 Shares 2,676 Est. Cost $0.08 Unrealized —

DVY iShares Select Dividend ETF 0.3%

Value ($000) $1 Shares 6,162 Est. Cost $117.05 Unrealized —

IWO iShares Russell 2000 Growth ETF 0.1%

Value ($000) $0 Shares 826 Est. Cost $171.55 Unrealized —

XLP SPDR Consumer Staples ETF 0.1%

Value ($000) $0 Shares 3,413 Est. Cost $70.04 Unrealized —

VGT Vanguard Information Technology ETF 0.1%

Value ($000) $0 Shares 287 Est. Cost $0.75 Unrealized —

MCD McDonald's 0.1%

Value ($000) $0 Shares 1,218 Est. Cost $233.72 Unrealized +30.5%

VDE Vanguard Energy Index ETF 0.1%

Value ($000) $0 Shares 1,871 Est. Cost $54.29 Unrealized —

VGIT Vanguard Intermediate-Term Government Treasury ETF 0.1%

Value ($000) $0 Shares 5,859 Est. Cost $0.06 Unrealized —

PAVE Global X U.S. Infrastructure Development ETF 0.1%

Value ($000) $0 Shares 5,825 Est. Cost $0.04 Unrealized —

FNDE Schwab Fundamental Emerging Markets ETF 0.1%

Value ($000) $0 Shares 10,450 Est. Cost $0.03 Unrealized —

IFRA iShares U.S. Infrastructure ETF 0.6%

Value ($000) $2 Shares 30,499 Est. Cost $29.97 Unrealized —

SPEM SPDR Portfolio Emerging Markets ETF 0.2%

Value ($000) $1 Shares 11,544 Est. Cost $0.04 Unrealized —

SUB iShares Short-Term National Muni Bond ETF 0.1%

Value ($000) $0 Shares 3,784 Est. Cost $106.03 Unrealized —

IJT iShares S&P Small Cap 600 Growth ETF 0.1%

Value ($000) $0 Shares 2,245 Est. Cost $0.13 Unrealized —

BRK/B Berkshire Hathaway B 0.3%

Value ($000) $1 Shares 1,951 Est. Cost $289.76 Unrealized +71.7%

NVDA Nvidia 0.2%

Value ($000) $1 Shares 2,911 Est. Cost $100.49 Unrealized +85.2%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VUG	Vanguard Large Cap Growth Index ETF	63,645	$31	10.8%	$281.30	—	ETF	922908736
LLY	Eli Lilly & Co	1,123	$1	0.4%	$716.92	+33.3%	Stock	532457108
VIG	Vanguard Dividend Appreciation Index ETF	41,852	$9	3.2%	$146.02	—	ETF	921908844
QQQ	Invesco QQQ ETF	15,185	$9	3.2%	$353.72	—	ETF	46090E103
VLUE	iShares MSCI USA Value Factor ETF	11,713	$2	0.6%	$0.09	—	ETF	46432F388
IBM	International Business Machines	7,709	$2	0.8%	$122.93	+143.0%	Stock	459200101
VB	Vanguard Small Cap Index ETF	17,858	$5	1.6%	$131.63	—	ETF	922908751
SPY	SPDR S&P 500 ETF	5,139	$4	1.2%	$284.88	—	ETF	78462F103
VBK	Vanguard Small Cap Growth Index ETF	12,839	$4	1.3%	$178.80	—	ETF	922908595
IEFA	iShares Core MSCI EAFE ETF	23,885	$2	0.7%	$70.96	—	ETF	46432F842
VOT	Vanguard Mid Cap Growth ETF	4,932	$1	0.5%	$0.22	—	ETF	922908538
VEU	Vanguard FTSE All-World Ex-US ETF	25,541	$2	0.7%	$52.62	—	ETF	922042775
COF	Capital One	2,028	$0	0.2%	$186.79	+19.0%	Stock	14040H105
IBB	iShares Biotechnology ETF	2,379	$0	0.1%	$0.14	—	ETF	464287556
VBR	Vanguard Small Cap Value Index ETF	16,971	$4	1.2%	$109.43	—	ETF	922908611
JNJ	Johnson & Johnson Co	2,211	$0	0.2%	$144.72	+36.1%	Stock	478160104
BK	Bank of New York Mellon Corp	6,033	$1	0.2%	$82.56	+33.8%	Stock	064058100
XLF	Financial Select Sector SPDR Fund	75,526	$4	1.4%	$31.98	—	ETF	81369Y605
PG	Procter & Gamble Co	2,770	$0	0.1%	$138.76	+6.1%	Stock	742718109
ITA	iShares U.S. Aerospace & Defense ETF	5,386	$1	0.4%	$0.12	—	ETF	464288760
XOM	Exxon Mobil Corp	3,698	$0	0.2%	$66.41	+73.9%	Stock	30231G102
VIGI	Vanguard International Dividend Appreciation ETF	11,698	$1	0.4%	$0.07	—	ETF	921946810
IWD	iShares Russell 1000 Value ETF	3,606	$1	0.3%	$142.95	—	ETF	464287598
VOE	Vanguard Mid Cap Value ETF	6,306	$1	0.4%	$0.15	—	ETF	922908512
VTI	Vanguard Total Stock Market Index ETF	3,190	$1	0.4%	$103.43	—	ETF	922908769
TCAF	T. Rowe Price Capital Appreciation Equity ETF	34,981	$1	0.5%	$0.03	—	ETF	87283Q867
WMT	Walmart Inc	2,984	$0	0.1%	$61.97	+73.0%	Stock	931142103
TXN	Texas Instruments Inc	2,131	$0	0.1%	$151.37	+12.8%	Stock	882508104
OGE	OGE Energy Corp	6,315	$0	0.1%	$38.91	+14.6%	Stock	670837103
HON	Honeywell International Inc	1,437	$0	0.1%	$184.80	+5.5%	Stock	438516106
VGK	Vanguard FTSE Europe ETF	4,874	$0	0.1%	$0.08	—	ETF	922042874
DIA	SPDR Dow Jones Industrial Average ETF	1,081	$1	0.2%	$275.36	—	ETF	78467X109
DFLV	Dimensional US Large Cap Value ETF	12,766	$0	0.2%	$0.03	—	ETF	25434V666
DGRO	iShares Core Dividend Growth ETF	13,552	$1	0.3%	$0.05	—	ETF	46434V621
IJH	iShares S&P Mid Cap ETF	12,791	$1	0.3%	$0.08	—	ETF	464287507
IYW	iShares U.S. Technology ETF	4,313	$1	0.3%	$114.93	—	ETF	464287721
D	Dominion Energy Inc	5,828	$0	0.1%	$58.31	+2.5%	Stock	25746U109
LMT	Lockheed Martin	948	$0	0.2%	$380.47	+25.2%	Stock	539830109
SUSA	iShares MSCI USA ESG Select ETF	3,708	$1	0.2%	$97.22	—	ETF	464288802
KO	Coca Cola Co	3,613	$0	0.1%	$63.09	+10.0%	Stock	191216100
QQQE	NASDAQ 100 Equal-Weighted ETF	15,486	$2	0.5%	$14.07	—	ETF	25459Y207
MDY	SPDR S&P Mid Cap 400 ETF	1,504	$1	0.3%	$442.43	—	ETF	78467Y107
PFE	Pfizer Inc	19,719	$0	0.2%	$40.01	-37.4%	Stock	717081103
ESGD	iShares MSCI EAFE ESG Select ETF	4,070	$0	0.1%	$70.73	—	ETF	46435G516
CGBL	Capital Group Core Balanced ETF	10,943	$0	0.1%	$0.03	—	ETF	14021D107
IWF	iShares Russell 1000 Growth ETF	1,794	$1	0.3%	$277.97	—	ETF	464287614
IJS	iShares S&P Small Cap 600 Value ETF	2,710	$0	0.1%	$0.10	—	ETF	464287879
SDY	SPDR S&P Dividend ETF	9,156	$1	0.4%	$118.95	—	ETF	78464A763
SCHX	Schwab U.S. Large Cap ETF	11,626	$0	0.1%	$0.03	—	ETF	808524201
MGC	Vanguard Mega Cap ETF	1,045	$0	0.1%	$0.21	—	ETF	921910873
FNDA	Schwab Fundamental US Small Company Index ETF	18,284	$1	0.2%	$0.04	—	ETF	808524763
JPM	JP Morgan Chase & Co	1,106	$0	0.1%	$250.91	+23.4%	Stock	46625H100
SPYG	SPDR Portfolio S&P 500 Growth ETF	3,044	$0	0.1%	$0.07	—	ETF	78464A409
VXF	Vanguard Extended Market Index ETF	14,357	$3	1.0%	$117.78	—	ETF	922908652
PM	Philip Morris Intl Inc	2,322	$0	0.1%	$136.99	+12.1%	Stock	718172109
PABU	iShares Paris-Aligned Climate MSCI USA ETF	3,606	$0	0.1%	$0.07	—	ETF	46436E411
USMV	iShares Edge MSCI Min Vol USA ETF	5,501	$1	0.2%	$80.94	—	ETF	46429B697
VSS	Vanguard FTSE All-World Ex-US Small Cap ETF	5,832	$1	0.3%	$33.20	—	ETF	922042718
EFAV	iShares Edge MSCI Min Vol EAFE ETF	2,676	$0	0.1%	$0.08	—	ETF	46429B689
DVY	iShares Select Dividend ETF	6,162	$1	0.3%	$117.05	—	ETF	464287168
IWO	iShares Russell 2000 Growth ETF	826	$0	0.1%	$171.55	—	ETF	464287648
XLP	SPDR Consumer Staples ETF	3,413	$0	0.1%	$70.04	—	ETF	81369Y308
VGT	Vanguard Information Technology ETF	287	$0	0.1%	$0.75	—	ETF	92204A702
MCD	McDonald's	1,218	$0	0.1%	$233.72	+30.5%	Stock	580135101
VDE	Vanguard Energy Index ETF	1,871	$0	0.1%	$54.29	—	ETF	92204A306
VGIT	Vanguard Intermediate-Term Government Treasury ETF	5,859	$0	0.1%	$0.06	—	ETF	92206C706
PAVE	Global X U.S. Infrastructure Development ETF	5,825	$0	0.1%	$0.04	—	ETF	37954Y673
FNDE	Schwab Fundamental Emerging Markets ETF	10,450	$0	0.1%	$0.03	—	ETF	808524730
IFRA	iShares U.S. Infrastructure ETF	30,499	$2	0.6%	$29.97	—	ETF	46435U713
SPEM	SPDR Portfolio Emerging Markets ETF	11,544	$1	0.2%	$0.04	—	ETF	78463X509
SUB	iShares Short-Term National Muni Bond ETF	3,784	$0	0.1%	$106.03	—	ETF	464288158
IJT	iShares S&P Small Cap 600 Growth ETF	2,245	$0	0.1%	$0.13	—	ETF	464287887
BRK/B	Berkshire Hathaway B	1,951	$1	0.3%	$289.76	+71.7%	Stock	084670702
NVDA	Nvidia	2,911	$1	0.2%	$100.49	+85.2%	Stock	67066G104