Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHB	SCHWAB STRATEGIC TR	650,982	$33.66M	24.5%	$45.02	—	US BRD MKT ETF	808524102
VEA	VANGUARD TAX-MANAGED FDS	340,068	$15.7M	11.4%	$42.86	—	VAN FTSE DEV MKT	921943858
SCHF	SCHWAB STRATEGIC TR	345,969	$12.33M	9.0%	$32.21	—	INTL EQTY ETF	808524805
CMF	ISHARES TR	174,622	$9.945M	7.2%	$56.42	—	CALIF MUN BD ETF	464288356
SCHZ	SCHWAB STRATEGIC TR	187,969	$8.677M	6.3%	$45.68	—	US AGGREGATE B	808524839
VT	VANGUARD INTL EQUITY INDEX F	58,528	$5.676M	4.1%	$86.20	—	TT WRLD ST ETF	922042742
MUB	ISHARES TR	44,361	$4.735M	3.4%	$105.52	—	NATIONAL MUN ETF	464288414
SCHR	SCHWAB STRATEGIC TR	81,669	$4.025M	2.9%	$49.43	—	INT-TRM U.S TRES	808524854
VWO	VANGUARD INTL EQUITY INDEX F	98,364	$4.001M	2.9%	$39.20	—	FTSE EMR MKT ETF	922042858
SCMB	SCHWAB STRATEGIC TR	68,180	$3.534M	2.6%	$51.98	—	MUN BD ETF	808524649
SCHE	SCHWAB STRATEGIC TR	136,737	$3.368M	2.4%	$23.84	—	EMRG MKTEQ ETF	808524706
AAPL	APPLE INC	15,557	$3.018M	2.2%	$143.97	+19.5%	COM	037833100
CORP	PIMCO ETF TR	25,496	$2.418M	1.8%	$93.00	—	INV GRD CRP BD	72201R817
SCHO	SCHWAB STRATEGIC TR	48,300	$2.321M	1.7%	$48.24	—	SHT TM US TRES	808524862
GNMA	ISHARES TR	43,722	$1.917M	1.4%	$43.62	—	GNMA BOND ETF	46429B333
AMZN	AMAZON COM INC	13,396	$1.746M	1.3%	$98.78	+15.6%	COM	023135106
SCHD	SCHWAB STRATEGIC TR	21,750	$1.579M	1.1%	$74.91	—	US DIVIDEND EQ	808524797
GOOG	ALPHABET INC	12,783	$1.546M	1.1%	$110.16	+4.3%	CAP STK CL C	02079K107
GOOGL	ALPHABET INC	11,824	$1.415M	1.0%	$94.87	+20.4%	CAP STK CL A	02079K305
NYF	ISHARES TR	24,818	$1.322M	1.0%	$52.77	—	NEW YORK MUN ETF	464288323
XEVMX	EATON VANCE CALIF MUN BD FD	146,510	$1.304M	0.9%	$8.68	—	COM	27828A100
VEU	VANGUARD INTL EQUITY INDEX F	23,485	$1.278M	0.9%	$50.57	—	ALLWRLD EX US	922042775
SIVR	ABRDN SILVER ETF TRUST	49,665	$1.085M	0.8%	$22.82	—	PHYSCL SILVR SHS	003264108
—	NUVEEN CALIFORNIA AMT QLT MU	91,400	$1.055M	0.8%	$12.27	—	COM	670651108
SCHP	SCHWAB STRATEGIC TR	19,821	$1.039M	0.8%	$52.09	—	US TIPS ETF	808524870
IAU	ISHARES GOLD TR	27,995	$1.019M	0.7%	$35.39	—	ISHARES NEW	464285204
SPY	SPDR S&P 500 ETF TR	1,818	$806K	0.6%	$382.37	—	TR UNIT	78462F103
IWD	ISHARES TR	4,528	$715K	0.5%	$152.32	—	RUS 1000 VAL ETF	464287598
—	NUVEEN AMT FREE QLTY MUN INC	63,500	$694K	0.5%	$11.28	—	COM	670657105
BOX	BOX INC	23,371	$687K	0.5%	$28.53	-2.9%	CL A	10316T104
VUG	VANGUARD INDEX FDS	2,333	$660K	0.5%	$242.27	—	GROWTH ETF	922908736
TSLA	TESLA INC	2,469	$646K	0.5%	$191.72	+4.3%	COM	88160R101
VTI	VANGUARD INDEX FDS	1,860	$410K	0.3%	$191.19	—	TOTAL STK MKT	922908769
BRK/B	BERKSHIRE HATHAWAY INC DEL	1,157	$395K	0.3%	$308.18	+5.9%	CL B NEW	084670702
MSFT	MICROSOFT CORP	1,114	$379K	0.3%	$263.97	+16.4%	COM	594918104
VOO	VANGUARD INDEX FDS	931	$379K	0.3%	$362.42	—	S&P 500 ETF SHS	922908363
SCHY	SCHWAB STRATEGIC TR	12,227	$293K	0.2%	$22.84	—	INTERNL DIVID	808524672
VGT	VANGUARD WORLD FDS	613	$271K	0.2%	$385.72	—	INF TECH ETF	92204A702
META	META PLATFORMS INC	866	$249K	0.2%	$245.05	0.0%	CL A	30303M102
BND	VANGUARD BD INDEX FDS	3,233	$235K	0.2%	$72.69	—	TOTAL BND MRKT	921937835
VDE	VANGUARD WORLD FDS	2,072	$234K	0.2%	$121.28	—	ENERGY ETF	92204A306
SCHA	SCHWAB STRATEGIC TR	4,941	$216K	0.2%	$40.51	—	US SML CAP ETF	808524607
DSI	ISHARES TR	2,510	$211K	0.2%	$84.17	—	MSCI KLD400 SOC	464288570
PWZ	INVESCO EXCH TRADED FD TR II	8,400	$207K	0.2%	$24.14	—	CALIF AMT MUN	46138E206
SHM	SPDR SER TR	4,300	$202K	0.1%	$46.98	—	NUVEEN BLMBRG SH	78468R739