SILVER OAK WEALTH ADVISORS SERVICES, LLC Concentrated Active

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VCIT	VANGUARD SCOTTSDALE FDS	34,422 (+32.1%)	$2,883 (+31.6%)	1.9%	$81.12	—	INT-TERM CORP	92206C870
VTIP	VANGUARD MALVERN FDS	623,127 (+4.0%)	$30,820 (+1.6%)	19.9%	$49.31	—	STRM INFPROIDX	922020805
STIP	ISHARES TR	23,642 (+23.6%)	$2,421 (+22.5%)	1.6%	$102.81	—	0-5 YR TIPS ETF	46429B747
DFGX	DIMENSIONAL ETF TRUST	84,941 (+7.3%)	$4,471 (+4.6%)	2.9%	$53.38	—	GLOBAL EX US COR	25434V575
JMUB	J P MORGAN EXCHANGE TRADED F	62,997 (+4.7%)	$3,181 (+4.8%)	2.1%	$49.85	—	MUNICIPAL ETF	46641Q647
VCSH	VANGUARD SCOTTSDALE FDS	39,592 (+2.6%)	$3,157 (+2.4%)	2.0%	$78.13	—	SHRT TRM CORP BD	92206C409
ORCL	ORACLE CORP	1,556 (+29.7%)	$303 (-10.1%)	0.2%	$178.48	+33.4%	COM	68389X105
VOO	VANGUARD INDEX FDS	590 (+1.4%)	$370 (+3.7%)	0.2%	$539.82	—	S&P 500 ETF SHS	922908363

Exited Positions (1)

SHV ISHARES TR 0.1%

Value ($000) $201 Shares 1,815 Est. Cost $110.12 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
SHV	ISHARES TR	1,815	$201	0.1%	$110.12	—	—	464288679

Decreased Positions (4)

DUHP DIMENSIONAL ETF TRUST 7.0%

Value ($000) $10,797 (-2.6%) Shares 283,908 (-3.2%) Est. Cost $34.05 Unrealized —

NVDA NVIDIA CORPORATION 0.5%

Value ($000) $825 (-5.5%) Shares 4,424 (-5.5%) Est. Cost $137.13 Unrealized +35.7%

VTI VANGUARD INDEX FDS 0.8%

Value ($000) $1,227 (-2.2%) Shares 3,659 (-4.3%) Est. Cost $289.84 Unrealized —

AVEM AMERICAN CENTY ETF TR 5.0%

Value ($000) $7,803 (+0.2%) Shares 101,306 (-2.3%) Est. Cost $59.24 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
DUHP	DIMENSIONAL ETF TRUST	283,908 (-3.2%)	$10,797 (-2.6%)	7.0%	$34.05	—	US HIGH PROFITAB	25434V831
NVDA	NVIDIA CORPORATION	4,424 (-5.5%)	$825 (-5.5%)	0.5%	$137.13	+35.7%	COM	67066G104
VTI	VANGUARD INDEX FDS	3,659 (-4.3%)	$1,227 (-2.2%)	0.8%	$289.84	—	TOTAL STK MKT	922908769
AVEM	AMERICAN CENTY ETF TR	101,306 (-2.3%)	$7,803 (+0.2%)	5.0%	$59.24	—	AVANTIS EMGMKT	025072604

Unchanged Positions (24)

GSIE GOLDMAN SACHS ETF TR 19.8%

Value ($000) $30,677 Shares 714,410 Est. Cost $35.55 Unrealized —

AVLV AMERICAN CENTY ETF TR 5.3%

Value ($000) $8,217 Shares 108,446 Est. Cost $66.91 Unrealized —

IMCG ISHARES TR 4.4%

Value ($000) $6,879 Shares 86,162 Est. Cost $75.70 Unrealized —

ESGV VANGUARD WORLD FD 11.5%

Value ($000) $17,855 Shares 147,614 Est. Cost $104.89 Unrealized —

AAPL APPLE INC 1.2%

Value ($000) $1,808 Shares 6,649 Est. Cost $233.97 Unrealized +14.7%

CMF ISHARES TR 3.4%

Value ($000) $5,313 Shares 92,457 Est. Cost $56.27 Unrealized —

MSFT MICROSOFT CORP 0.6%

Value ($000) $872 Shares 1,804 Est. Cost $444.90 Unrealized +12.5%

AVUV AMERICAN CENTY ETF TR 2.3%

Value ($000) $3,538 Shares 34,694 Est. Cost $96.12 Unrealized —

ESGD ISHARES TR 2.1%

Value ($000) $3,294 Shares 34,636 Est. Cost $77.13 Unrealized —

DAVE DAVE INC 0.3%

Value ($000) $413 Shares 1,866 Est. Cost $157.61 Unrealized +36.5%

ESGE ISHARES INC 0.9%

Value ($000) $1,390 Shares 31,462 Est. Cost $33.39 Unrealized —

AGX ARGAN INC 0.2%

Value ($000) $251 Shares 800 Est. Cost $228.35 Unrealized +38.8%

VEA VANGUARD TAX-MANAGED FDS 0.5%

Value ($000) $804 Shares 12,875 Est. Cost $47.82 Unrealized —

QQQ INVESCO QQQ TR 0.8%

Value ($000) $1,186 Shares 1,930 Est. Cost $511.31 Unrealized —

VIG VANGUARD SPECIALIZED FUNDS 0.7%

Value ($000) $1,157 Shares 5,265 Est. Cost $195.83 Unrealized —

SCHG SCHWAB STRATEGIC TR 0.4%

Value ($000) $642 Shares 19,694 Est. Cost $27.87 Unrealized —

DFEM DIMENSIONAL ETF TRUST 0.1%

Value ($000) $228 Shares 6,900 Est. Cost $29.68 Unrealized —

VUG VANGUARD INDEX FDS 0.2%

Value ($000) $354 Shares 726 Est. Cost $410.44 Unrealized —

IGM ISHARES TR 0.1%

Value ($000) $232 Shares 1,800 Est. Cost $112.34 Unrealized —

VYM VANGUARD WHITEHALL FDS 0.2%

Value ($000) $257 Shares 1,793 Est. Cost $127.60 Unrealized —

RSP INVESCO EXCHANGE TRADED FD T 0.3%

Value ($000) $401 Shares 2,094 Est. Cost $175.23 Unrealized —

SCHD SCHWAB STRATEGIC TR 0.1%

Value ($000) $218 Shares 7,937 Est. Cost $27.32 Unrealized —

IVOV VANGUARD ADMIRAL FDS INC 0.1%

Value ($000) $228 Shares 2,255 Est. Cost $95.55 Unrealized —

SUB ISHARES TR 0.4%

Value ($000) $577 Shares 5,411 Est. Cost $105.53 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
GSIE	GOLDMAN SACHS ETF TR	714,410	$30,677	19.8%	$35.55	—	ACTIVEBETA INT	381430107
AVLV	AMERICAN CENTY ETF TR	108,446	$8,217	5.3%	$66.91	—	US LARGE CAP VLU	025072349
IMCG	ISHARES TR	86,162	$6,879	4.4%	$75.70	—	MRGSTR MD CP GRW	464288307
ESGV	VANGUARD WORLD FD	147,614	$17,855	11.5%	$104.89	—	ESG US STK ETF	921910733
AAPL	APPLE INC	6,649	$1,808	1.2%	$233.97	+14.7%	COM	037833100
CMF	ISHARES TR	92,457	$5,313	3.4%	$56.27	—	CALIF MUN BD ETF	464288356
MSFT	MICROSOFT CORP	1,804	$872	0.6%	$444.90	+12.5%	COM	594918104
AVUV	AMERICAN CENTY ETF TR	34,694	$3,538	2.3%	$96.12	—	US SML CP VALU	025072877
ESGD	ISHARES TR	34,636	$3,294	2.1%	$77.13	—	ESG AW MSCI EAFE	46435G516
DAVE	DAVE INC	1,866	$413	0.3%	$157.61	+36.5%	CLASS A COM NEW	23834J201
ESGE	ISHARES INC	31,462	$1,390	0.9%	$33.39	—	ESG AWR MSCI EM	46434G863
AGX	ARGAN INC	800	$251	0.2%	$228.35	+38.8%	COM	04010E109
VEA	VANGUARD TAX-MANAGED FDS	12,875	$804	0.5%	$47.82	—	VAN FTSE DEV MKT	921943858
QQQ	INVESCO QQQ TR	1,930	$1,186	0.8%	$511.31	—	UNIT SER 1	46090E103
VIG	VANGUARD SPECIALIZED FUNDS	5,265	$1,157	0.7%	$195.83	—	DIV APP ETF	921908844
SCHG	SCHWAB STRATEGIC TR	19,694	$642	0.4%	$27.87	—	US LCAP GR ETF	808524300
DFEM	DIMENSIONAL ETF TRUST	6,900	$228	0.1%	$29.68	—	EMERGING MKTS CO	25434V732
VUG	VANGUARD INDEX FDS	726	$354	0.2%	$410.44	—	GROWTH ETF	922908736
IGM	ISHARES TR	1,800	$232	0.1%	$112.34	—	EXPND TEC SC ETF	464287549
VYM	VANGUARD WHITEHALL FDS	1,793	$257	0.2%	$127.60	—	HIGH DIV YLD	921946406
RSP	INVESCO EXCHANGE TRADED FD T	2,094	$401	0.3%	$175.23	—	S&P500 EQL WGT	46137V357
SCHD	SCHWAB STRATEGIC TR	7,937	$218	0.1%	$27.32	—	US DIVIDEND EQ	808524797
IVOV	VANGUARD ADMIRAL FDS INC	2,255	$228	0.1%	$95.55	—	MIDCP 400 VAL	921932844
SUB	ISHARES TR	5,411	$577	0.4%	$105.53	—	SHRT NAT MUN ETF	464288158