Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
VTI	VANGUARD INDEX FDS	12,577 (+49.5%)	$4.707M (+51.3%)	1.8%	$374.25	$301.95	+23.9%	MRNGSTR TTL STK	922908769
IAGG	ISHARES TR	30,030 (+213.5%)	$1.477M (+204.8%)	0.6%	$49.20	$49.85	-1.3%	CORE INTL AGGR	46435G672
CMF	ISHARES TR	244,324 (+1.1%)	$13.22M (-5.1%)	5.0%	$54.12	$56.24	-3.8%	CALIF MUN BD ETF	464288356
SCHZ	SCHWAB STRATEGIC TR	570,273 (+1.3%)	$12.6M (-3.2%)	4.7%	$22.10	$22.98	-3.8%	US AGGREGATE B	808524839
VWO	VANGUARD INTL EQUITY INDEX F	187,703 (+2.8%)	$11.13M (+2.1%)	4.2%	$59.31	$45.88	+29.3%	FTSE EMR MKT ETF	922042858
BND	VANGUARD BD INDEX FDS	13,141 (+35.7%)	$922K (+29.7%)	0.3%	$70.15	$71.90	-2.4%	TOTAL BND MRKT	921937835
SCMB	SCHWAB STRATEGIC TR	186,910 (+11.8%)	$4.516M (+4.6%)	1.7%	$24.16	$25.66	-5.9%	MUN BD ETF	808524649
NVDA	NVIDIA CORPORATION	4,139 (+8.4%)	$945K (+23.7%)	0.4%	$228.38	$123.71	+84.6%	COM	67066G104
CORP	PIMCO ETF TR	91,566 (+3.4%)	$8.406M (-2.1%)	3.2%	$91.80	$95.47	-3.8%	INV GRD CRP BD	72201R817
SIVR	ABRDN SILVER ETF TRUST	53,320 (+3.7%)	$3.056M (+5.7%)	1.1%	$57.31	$23.79	+140.9%	PHYSCL SILVR SHS	003264108
GLDM	WORLD GOLD TR	27,687 (+3.9%)	$2.275M (+7.5%)	0.9%	$82.18	$55.49	+48.1%	SPDR GLD MINIS	98149E303
VEA	VANGUARD TAX-MANAGED FDS	478,746 (+1.4%)	$33.8M (+0.5%)	12.7%	$70.61	$46.13	+53.1%	VAN FTSE DEV MKT	921943858
IAU	ISHARES GOLD TR	20,043 (+5.1%)	$1.565M (+8.7%)	0.6%	$78.10	$35.28	+121.4%	ISHARES NEW	464285204
BOX	BOX INC	16,476 (+1.9%)	$552K (+28.5%)	0.2%	$33.48	$28.89	+15.9%	CL A	10316T104
GOOG	ALPHABET INC	10,881 (+1.0%)	$3.707M (-2.6%)	1.4%	$340.72	$127.15	+168.0%	CAP STK CL C	02079K107
SNOW	SNOWFLAKE INC	968 (+4.1%)	$329K (+38.9%)	0.1%	$339.44	$188.92	+79.7%	COM SHS	833445109
VGT	VANGUARD WORLD FD	7,892 (+4.1%)	$992K (+9.4%)	0.4%	$125.67	$105.12	+19.6%	INF TECH ETF	92204A702
—	BLACKROCK MUNIHLDNGS CALI	75,350 (+2.0%)	$735K (-9.6%)	0.3%	$9.75	$10.46	—	COM	09254L107
SCHV	SCHWAB STRATEGIC TR	80,960 (+6.1%)	$2.697M (+1.5%)	1.0%	$33.31	$27.23	+22.3%	US LCAP VA ETF	808524409
SCHY	SCHWAB STRATEGIC TR	26,817 (+4.2%)	$842K (+3.1%)	0.3%	$31.40	$24.73	+27.0%	INTERNL DIVID	808524672
MUNY	VANGUARD NY TAX FREE FDS	3,630 (+2.0%)	$353K (-4.6%)	0.1%	$97.34	$103.16	-5.6%	TAX EXEMPT BD	92204H400
SCHO	SCHWAB STRATEGIC TR	12,663 (+4.1%)	$302K (+2.9%)	0.1%	$23.86	$24.26	-1.7%	SHT TM US TRES	808524862
OPEN	OPENDOOR TECHNOLOGIES INC	27,039 (+74.4%)	$64,082 (-10.5%)	0.0%	$2.37	$5.36	-55.7%	COM	683712103

Exited Positions (3)

INTC INTEL CORP 0.1%

Value $235K Shares 1,685 Share Price $139.63 * Est. Cost/Share $101.12 Unrealized @ Report Date +18.9%

XOM EXXON MOBIL CORP 0.1%

Value $226K Shares 1,654 Share Price $136.72 * Est. Cost/Share $145.92 Unrealized @ Report Date +11.5%

ATAI ATAIBECKLEY INC 0.0%

Value $54,750 Shares 10,389 Share Price $5.27 * Est. Cost/Share $4.21 Unrealized @ Report Date +74.6%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
INTC	INTEL CORP	1,685	$235K	0.1%	$139.63 *	$101.12	+18.9%	—	458140100
XOM	EXXON MOBIL CORP	1,654	$226K	0.1%	$136.72 *	$145.92	+11.5%	—	30231G102
ATAI	ATAIBECKLEY INC	10,389	$54,750	0.0%	$5.27 *	$4.21	+74.6%	—	04650F101

Decreased Positions (14)

NYF ISHARES TR 2.1%

Value $5.526M (-9.1%) Shares 109,390 (-3.0%) Share Price $50.52 Est. Cost/Share $53.18 Unrealized @ Report Date -5.0%

SCHF SCHWAB STRATEGIC TR 5.9%

Value $15.76M (-2.7%) Shares 573,755 (-1.9%) Share Price $27.47 Est. Cost/Share $17.58 Unrealized @ Report Date +56.3%

GOOGL ALPHABET INC 1.9%

Value $5.152M (-5.4%) Shares 14,972 (-1.7%) Share Price $344.09 Est. Cost/Share $138.40 Unrealized @ Report Date +148.6%

AFRM AFFIRM HLDGS INC 0.3%

Value $912K (-19.7%) Shares 13,175 (-5.4%) Share Price $69.23 Est. Cost/Share $29.26 Unrealized @ Report Date +136.6%

SCHE SCHWAB STRATEGIC TR 1.4%

Value $3.809M (-2.5%) Shares 104,491 (-3.0%) Share Price $36.45 Est. Cost/Share $23.48 Unrealized @ Report Date +55.2%

MUB ISHARES TR 0.4%

Value $1.08M (-8.0%) Shares 10,681 (-2.1%) Share Price $101.10 Est. Cost/Share $104.38 Unrealized @ Report Date -3.1%

VEU VANGUARD INTL EQUITY INDEX F 1.0%

Value $2.64M (-2.9%) Shares 31,815 (-1.9%) Share Price $82.97 Est. Cost/Share $51.58 Unrealized @ Report Date +60.8%

SCHP SCHWAB STRATEGIC TR 0.2%

Value $591K (-9.6%) Shares 23,528 (-4.6%) Share Price $25.13 Est. Cost/Share $26.23 Unrealized @ Report Date -4.2%

VT VANGUARD INTL EQUITY INDEX F 2.5%

Value $6.656M (-0.8%) Shares 42,165 (-1.3%) Share Price $157.85 Est. Cost/Share $86.14 Unrealized @ Report Date +83.2%

BNDX VANGUARD CHARLOTTE FDS 0.2%

Value $506K (-6.7%) Shares 10,793 (-3.6%) Share Price $46.87 Est. Cost/Share $49.35 Unrealized @ Report Date -5.0%

VDE VANGUARD WORLD FD 0.1%

Value $322K (+11.7%) Shares 1,872 (-2.6%) Share Price $172.16 Est. Cost/Share $121.60 Unrealized @ Report Date +41.6%

VOO VANGUARD INDEX FDS 1.2%

Value $3.21M (+0.8%) Shares 4,580 (-1.2%) Share Price $700.78 Est. Cost/Share $416.77 Unrealized @ Report Date +68.2%

PG PROCTER & GAMBLE CO 0.1%

Value $206K (-4.5%) Shares 1,420 (-3.6%) Share Price $145.33 Est. Cost/Share $149.87 Unrealized @ Report Date -3.1%

IVV ISHARES TR 0.1%

Value $318K (-0.6%) Shares 416 (-2.8%) Share Price $765.00 Est. Cost/Share $506.18 Unrealized @ Report Date +51.3%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
NYF	ISHARES TR	109,390 (-3.0%)	$5.526M (-9.1%)	2.1%	$50.52	$53.18	-5.0%	NEW YORK MUN ETF	464288323
SCHF	SCHWAB STRATEGIC TR	573,755 (-1.9%)	$15.76M (-2.7%)	5.9%	$27.47	$17.58	+56.3%	INTL EQTY ETF	808524805
GOOGL	ALPHABET INC	14,972 (-1.7%)	$5.152M (-5.4%)	1.9%	$344.09	$138.40	+148.6%	CAP STK CL A	02079K305
AFRM	AFFIRM HLDGS INC	13,175 (-5.4%)	$912K (-19.7%)	0.3%	$69.23	$29.26	+136.6%	COM CL A	00827B106
SCHE	SCHWAB STRATEGIC TR	104,491 (-3.0%)	$3.809M (-2.5%)	1.4%	$36.45	$23.48	+55.2%	EMRG MKTEQ ETF	808524706
MUB	ISHARES TR	10,681 (-2.1%)	$1.08M (-8.0%)	0.4%	$101.10	$104.38	-3.1%	NATIONAL MUN ETF	464288414
VEU	VANGUARD INTL EQUITY INDEX F	31,815 (-1.9%)	$2.64M (-2.9%)	1.0%	$82.97	$51.58	+60.8%	ALLWRLD EX US	922042775
SCHP	SCHWAB STRATEGIC TR	23,528 (-4.6%)	$591K (-9.6%)	0.2%	$25.13	$26.23	-4.2%	US TIPS ETF	808524870
VT	VANGUARD INTL EQUITY INDEX F	42,165 (-1.3%)	$6.656M (-0.8%)	2.5%	$157.85	$86.14	+83.2%	TT WRLD ST ETF	922042742
BNDX	VANGUARD CHARLOTTE FDS	10,793 (-3.6%)	$506K (-6.7%)	0.2%	$46.87	$49.35	-5.0%	TOTAL INT BD ETF	92203J407
VDE	VANGUARD WORLD FD	1,872 (-2.6%)	$322K (+11.7%)	0.1%	$172.16	$121.60	+41.6%	ENERGY ETF	92204A306
VOO	VANGUARD INDEX FDS	4,580 (-1.2%)	$3.21M (+0.8%)	1.2%	$700.78	$416.77	+68.2%	S&P 500 ETF SHS	922908363
PG	PROCTER & GAMBLE CO	1,420 (-3.6%)	$206K (-4.5%)	0.1%	$145.33	$149.87	-3.1%	COM	742718109
IVV	ISHARES TR	416 (-2.8%)	$318K (-0.6%)	0.1%	$765.00	$506.18	+51.3%	CORE S&P500 ETF	464287200

Unchanged Positions (33)

AAPL APPLE INC 1.2%

Value $3.107M Shares 9,330 Share Price $333.02 Est. Cost/Share $162.61 Unrealized @ Report Date +104.8%

SCHB SCHWAB STRATEGIC TR 28.2%

Value $74.97M Shares 2,557,813 Share Price $29.31 Est. Cost/Share $20.85 Unrealized @ Report Date +40.6%

SCHR SCHWAB STRATEGIC TR 2.2%

Value $5.944M Shares 250,820 Share Price $23.70 Est. Cost/Share $24.70 Unrealized @ Report Date -4.0%

ARWR ARROWHEAD PHARMACEUTICALS IN 0.4%

Value $1.145M Shares 17,497 Share Price $65.45 Est. Cost/Share $31.99 Unrealized @ Report Date +104.6%

MSFT MICROSOFT CORP 0.3%

Value $666K Shares 1,299 Share Price $512.90 Est. Cost/Share $329.31 Unrealized @ Report Date +55.7%

AMZN AMAZON COM INC 1.2%

Value $3.083M Shares 12,375 Share Price $249.16 Est. Cost/Share $102.98 Unrealized @ Report Date +141.9%

META META PLATFORMS INC 0.2%

Value $558K Shares 769 Share Price $725.18 Est. Cost/Share $315.19 Unrealized @ Report Date +130.1%

SCHA SCHWAB STRATEGIC TR 0.4%

Value $1.15M Shares 35,231 Share Price $32.63 Est. Cost/Share $25.30 Unrealized @ Report Date +29.0%

TSLA TESLA INC 0.2%

Value $566K Shares 1,594 Share Price $354.81 Est. Cost/Share $194.24 Unrealized @ Report Date +82.7%

GNMA ISHARES TR 0.7%

Value $1.905M Shares 45,517 Share Price $41.86 Est. Cost/Share $43.50 Unrealized @ Report Date -3.8%

— NUVEEN AMT FREE QLTY MUN INC 0.2%

Value $497K Shares 49,900 Share Price $9.95 Est. Cost/Share $11.25 Unrealized @ Report Date —

AVGO BROADCOM INC 0.4%

Value $1.05M Shares 2,990 Share Price $351.19 Est. Cost/Share $356.20 Unrealized @ Report Date -1.4%

SCHD SCHWAB STRATEGIC TR 1.1%

Value $2.993M Shares 92,022 Share Price $32.53 Est. Cost/Share $27.50 Unrealized @ Report Date +18.3%

VNQ VANGUARD INDEX FDS 0.3%

Value $685K Shares 7,637 Share Price $89.63 Est. Cost/Share $90.88 Unrealized @ Report Date -1.4%

XLU SELECT SECTOR SPDR TR 0.1%

Value $366K Shares 9,280 Share Price $39.44 Est. Cost/Share $37.47 Unrealized @ Report Date +5.3%

VUG VANGUARD INDEX FDS 0.5%

Value $1.241M Shares 13,770 Share Price $90.11 Est. Cost/Share $76.76 Unrealized @ Report Date +17.4%

IWD ISHARES TR 0.8%

Value $2.037M Shares 8,215 Share Price $247.93 Est. Cost/Share $154.75 Unrealized @ Report Date +60.2%

VPU VANGUARD WORLD FD 0.1%

Value $307K Shares 1,796 Share Price $171.00 Est. Cost/Share $155.91 Unrealized @ Report Date +9.7%

SPY STATE STR SPDR S&P 500 ETF T 0.5%

Value $1.354M Shares 1,775 Share Price $762.69 Est. Cost/Share $399.30 Unrealized @ Report Date +91.0%

IWM ISHARES TR 0.1%

Value $263K Shares 945 Share Price $277.89 Est. Cost/Share $231.74 Unrealized @ Report Date +19.9%

IGOV ISHARES TR 0.2%

Value $665K Shares 16,726 Share Price $39.77 Est. Cost/Share $41.85 Unrealized @ Report Date -5.0%

XCEM COLUMBIA ETF TR II 0.2%

Value $544K Shares 10,590 Share Price $51.41 Est. Cost/Share $38.53 Unrealized @ Report Date +33.4%

VO VANGUARD INDEX FDS 0.2%

Value $505K Shares 6,440 Share Price $78.42 Est. Cost/Share $73.97 Unrealized @ Report Date +6.0%

DSI ISHARES TR 0.2%

Value $512K Shares 3,500 Share Price $146.18 Est. Cost/Share $98.14 Unrealized @ Report Date +49.0%

VSGX VANGUARD WORLD FD 0.2%

Value $513K Shares 6,330 Share Price $81.07 Est. Cost/Share $64.54 Unrealized @ Report Date +25.6%

VIG VANGUARD SPECIALIZED FUNDS 0.2%

Value $553K Shares 2,369 Share Price $233.31 Est. Cost/Share $168.47 Unrealized @ Report Date +38.5%

IXN ISHARES TR 0.1%

Value $208K Shares 1,400 Share Price $148.22 Est. Cost/Share $128.98 Unrealized @ Report Date +14.9%

ITOT ISHARES TR 0.1%

Value $381K Shares 2,293 Share Price $166.28 Est. Cost/Share $149.85 Unrealized @ Report Date +11.0%

BRK/B BERKSHIRE HATHAWAY INC DEL 0.2%

Value $531K Shares 1,066 Share Price $497.95 Est. Cost/Share $308.18 Unrealized @ Report Date +61.6%

EWA ISHARES INC 0.1%

Value $391K Shares 13,810 Share Price $28.31 Est. Cost/Share $28.10 Unrealized @ Report Date +0.8%

QQQ INVESCO QQQ TR 0.2%

Value $522K Shares 706 Share Price $739.77 Est. Cost/Share $497.35 Unrealized @ Report Date +48.7%

DWX SPDR INDEX SHS FDS 0.1%

Value $216K Shares 4,731 Share Price $45.74 Est. Cost/Share $42.57 Unrealized @ Report Date +7.5%

XLF SELECT SECTOR SPDR TR 0.1%

Value $204K Shares 3,820 Share Price $53.40 Est. Cost/Share $51.97 Unrealized @ Report Date +2.7%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
AAPL	APPLE INC	9,330	$3.107M	1.2%	$333.02	$162.61	+104.8%	COM	037833100
SCHB	SCHWAB STRATEGIC TR	2,557,813	$74.97M	28.2%	$29.31	$20.85	+40.6%	US BRD MKT ETF	808524102
SCHR	SCHWAB STRATEGIC TR	250,820	$5.944M	2.2%	$23.70	$24.70	-4.0%	INT-TRM U.S TRES	808524854
ARWR	ARROWHEAD PHARMACEUTICALS IN	17,497	$1.145M	0.4%	$65.45	$31.99	+104.6%	COM	04280A100
MSFT	MICROSOFT CORP	1,299	$666K	0.3%	$512.90	$329.31	+55.7%	COM	594918104
AMZN	AMAZON COM INC	12,375	$3.083M	1.2%	$249.16	$102.98	+141.9%	COM	023135106
META	META PLATFORMS INC	769	$558K	0.2%	$725.18	$315.19	+130.1%	CL A	30303M102
SCHA	SCHWAB STRATEGIC TR	35,231	$1.15M	0.4%	$32.63	$25.30	+29.0%	US SML CAP ETF	808524607
TSLA	TESLA INC	1,594	$566K	0.2%	$354.81	$194.24	+82.7%	COM	88160R101
GNMA	ISHARES TR	45,517	$1.905M	0.7%	$41.86	$43.50	-3.8%	GNMA BOND ETF	46429B333
—	NUVEEN AMT FREE QLTY MUN INC	49,900	$497K	0.2%	$9.95	$11.25	—	COM	670657105
AVGO	BROADCOM INC	2,990	$1.05M	0.4%	$351.19	$356.20	-1.4%	COM	11135F101
SCHD	SCHWAB STRATEGIC TR	92,022	$2.993M	1.1%	$32.53	$27.50	+18.3%	US DIVIDEND EQ	808524797
VNQ	VANGUARD INDEX FDS	7,637	$685K	0.3%	$89.63	$90.88	-1.4%	REAL ESTATE ETF	922908553
XLU	SELECT SECTOR SPDR TR	9,280	$366K	0.1%	$39.44	$37.47	+5.3%	ST STR UTIL ETF	81369Y886
VUG	VANGUARD INDEX FDS	13,770	$1.241M	0.5%	$90.11	$76.76	+17.4%	MRNGSTR GRWT ETF	922908736
IWD	ISHARES TR	8,215	$2.037M	0.8%	$247.93	$154.75	+60.2%	RUS 1000 VAL ETF	464287598
VPU	VANGUARD WORLD FD	1,796	$307K	0.1%	$171.00	$155.91	+9.7%	UTILITIES ETF	92204A876
SPY	STATE STR SPDR S&P 500 ETF T	1,775	$1.354M	0.5%	$762.69	$399.30	+91.0%	TR UNIT	78462F103
IWM	ISHARES TR	945	$263K	0.1%	$277.89	$231.74	+19.9%	RUSSELL 2000 ETF	464287655
IGOV	ISHARES TR	16,726	$665K	0.2%	$39.77	$41.85	-5.0%	INTL TREA BD ETF	464288117
XCEM	COLUMBIA ETF TR II	10,590	$544K	0.2%	$51.41	$38.53	+33.4%	EM CORE EX ETF	19762B202
VO	VANGUARD INDEX FDS	6,440	$505K	0.2%	$78.42	$73.97	+6.0%	MRNGSTR MID CAP	922908629
DSI	ISHARES TR	3,500	$512K	0.2%	$146.18	$98.14	+49.0%	ESG MSCI KLD ETF	464288570
VSGX	VANGUARD WORLD FD	6,330	$513K	0.2%	$81.07	$64.54	+25.6%	ESG INTL STK ETF	921910725
VIG	VANGUARD SPECIALIZED FUNDS	2,369	$553K	0.2%	$233.31	$168.47	+38.5%	DIV APP ETF	921908844
IXN	ISHARES TR	1,400	$208K	0.1%	$148.22	$128.98	+14.9%	GLOBAL TECH ETF	464287291
ITOT	ISHARES TR	2,293	$381K	0.1%	$166.28	$149.85	+11.0%	CORE S&P TTL STK	464287150
BRK/B	BERKSHIRE HATHAWAY INC DEL	1,066	$531K	0.2%	$497.95	$308.18	+61.6%	CL B NEW	084670702
EWA	ISHARES INC	13,810	$391K	0.1%	$28.31	$28.10	+0.8%	MSCI AUST ETF	464286103
QQQ	INVESCO QQQ TR	706	$522K	0.2%	$739.77	$497.35	+48.7%	UNIT SER 1	46090E103
DWX	SPDR INDEX SHS FDS	4,731	$216K	0.1%	$45.74	$42.57	+7.5%	ST S&P INTL ETF	78463X772
XLF	SELECT SECTOR SPDR TR	3,820	$204K	0.1%	$53.40	$51.97	+2.7%	ST STR FINL ETF	81369Y605