Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
RSP	INVESCO EXCHANGE TRADED FD T	159,971	$25.24M	19.2%	$133.25	—	S&P500 EQL WGT	46137V357
SCHF	SCHWAB STRATEGIC TR	254,919	$9.422M	7.2%	$35.93	—	INTL EQTY ETF	808524805
VTV	VANGUARD INDEX FDS	55,049	$8.23M	6.3%	$140.49	—	VALUE ETF	922908744
SCHM	SCHWAB STRATEGIC TR	108,104	$8.142M	6.2%	$68.38	—	US MID-CAP ETF	808524508
BND	VANGUARD BD INDEX FDS	105,670	$7.772M	5.9%	$72.08	—	TOTAL BND MRKT	921937835
SCHA	SCHWAB STRATEGIC TR	158,141	$7.471M	5.7%	$61.33	—	US SML CAP ETF	808524607
SPY	SPDR S&P 500 ETF TR	8,666	$4.119M	3.1%	$374.50	—	TR UNIT	78462F103
VUG	VANGUARD INDEX FDS	13,151	$4.088M	3.1%	$256.21	—	GROWTH ETF	922908736
SCHE	SCHWAB STRATEGIC TR	160,000	$3.966M	3.0%	$30.39	—	EMRG MKTEQ ETF	808524706
IXUS	ISHARES TR	53,518	$3.475M	2.6%	$67.24	—	CORE MSCI TOTAL	46432F834
QQQ	INVESCO QQQ TR	7,333	$3.003M	2.3%	$321.43	—	UNIT SER 1	46090E103
SPYG	SPDR SER TR	38,536	$2.507M	1.9%	$60.59	—	PRTFLO S&P500 GW	78464A409
VEA	VANGUARD TAX-MANAGED FDS	50,841	$2.435M	1.9%	$44.15	—	VAN FTSE DEV MKT	921943858
SKT	TANGER INC	81,841	$2.269M	1.7%	$18.17	—	COM	875465106
VCSH	VANGUARD SCOTTSDALE FDS	27,595	$2.135M	1.6%	$75.31	—	SHRT TRM CORP BD	92206C409
VO	VANGUARD INDEX FDS	8,235	$1.916M	1.5%	$208.52	—	MID CAP ETF	922908629
SCHZ	SCHWAB STRATEGIC TR	40,522	$1.889M	1.4%	$45.42	—	US AGGREGATE B	808524839
IBDR	ISHARES TR	78,753	$1.882M	1.4%	$23.49	—	IBONDS DEC2026	46435GAA0
VEU	VANGUARD INTL EQUITY INDEX F	33,028	$1.854M	1.4%	$53.96	—	ALLWRLD EX US	922042775
—	ISHARES TR	61,978	$1.535M	1.2%	$24.50	—	IBONDS DEC25 ETF	46434VBD1
IWB	ISHARES TR	4,938	$1.295M	1.0%	$211.62	—	RUS 1000 ETF	464287622
IBDS	ISHARES TR	52,742	$1.262M	1.0%	$23.46	—	IBONDS 27 ETF	46435UAA9
VYM	VANGUARD WHITEHALL FDS	11,035	$1.232M	0.9%	$103.84	—	HIGH DIV YLD	921946406
QQQM	INVESCO EXCH TRADED FD TR II	7,269	$1.225M	0.9%	$114.42	—	NASDAQ 100 ETF	46138G649
VOO	VANGUARD INDEX FDS	2,752	$1.202M	0.9%	$361.46	—	S&P 500 ETF SHS	922908363
ABG	ASBURY AUTOMOTIVE GROUP INC	5,284	$1.189M	0.9%	$167.22	+26.4%	COM	043436104
VB	VANGUARD INDEX FDS	5,297	$1.13M	0.9%	$188.17	—	SMALL CP ETF	922908751
MSFT	MICROSOFT CORP	2,923	$1.099M	0.8%	$217.58	+61.0%	COM	594918104
IVV	ISHARES TR	2,150	$1.027M	0.8%	$410.08	—	CORE S&P500 ETF	464287200
IWM	ISHARES TR	5,077	$1.019M	0.8%	$189.79	—	RUSSELL 2000 ETF	464287655
—	ISHARES TR	36,702	$914K	0.7%	$24.73	—	IBONDS DEC24 ETF	46434VBG4
SPSM	SPDR SER TR	21,510	$907K	0.7%	$38.99	—	PORTFOLIO S&P600	78468R853
IEMG	ISHARES INC	17,673	$894K	0.7%	$48.33	—	CORE MSCI EMKT	46434G103
GBIL	GOLDMAN SACHS ETF TR	8,719	$870K	0.7%	$100.12	—	ACCES TREASURY	381430529
—	GLOBAL X FDS	63,843	$738K	0.6%	$14.08	—	GENOMIC BIOTECH	37954Y434
IWF	ISHARES TR	2,224	$674K	0.5%	$241.70	—	RUS 1000 GRW ETF	464287614
FDL	FIRST TR MORNINGSTAR DIVID L	17,400	$624K	0.5%	$35.72	—	SHS	336917109
—	ISHARES TR	26,187	$608K	0.5%	$23.20	—	IBONDS 24 TRM HG	46435U184
IWV	ISHARES TR	2,019	$553K	0.4%	$223.68	—	RUSSELL 3000 ETF	464287689
VBR	VANGUARD INDEX FDS	3,003	$540K	0.4%	$159.03	—	SM CP VAL ETF	922908611
AAPL	APPLE INC	2,780	$535K	0.4%	$142.51	+28.3%	COM	037833100
IBHF	ISHARES TR	22,212	$509K	0.4%	$22.64	—	IBONDS 2026 TERM	46436E528
VOOV	VANGUARD ADMIRAL FDS INC	3,000	$504K	0.4%	$140.06	—	500 VAL IDX FD	921932703
VWO	VANGUARD INTL EQUITY INDEX F	11,818	$486K	0.4%	$46.74	—	FTSE EMR MKT ETF	922042858
SCHB	SCHWAB STRATEGIC TR	7,877	$439K	0.3%	$70.67	—	US BRD MKT ETF	808524102
PFE	PFIZER INC	14,827	$427K	0.3%	$31.53	-16.3%	COM	717081103
—	ISHARES TR	18,078	$418K	0.3%	$22.99	—	IBONDS 25 TRM HG	46435U168
EEM	ISHARES TR	9,980	$401K	0.3%	$37.90	—	MSCI EMG MKT ETF	464287234
VIG	VANGUARD SPECIALIZED FUNDS	2,270	$387K	0.3%	$155.41	—	DIV APP ETF	921908844
—	ABRDN NATL MUN INCOME FD	36,700	$375K	0.3%	$12.61	—	SH BEN INT	24610T108
SHM	SPDR SER TR	7,421	$355K	0.3%	$47.01	—	NUVEEN BLMBRG SH	78468R739
NWL	NEWELL BRANDS INC	40,335	$350K	0.3%	$11.33	-39.0%	COM	651229106
SPTM	SPDR SER TR	5,862	$343K	0.3%	$51.01	—	PORTFOLI S&P1500	78464A805
EFA	ISHARES TR	4,446	$335K	0.3%	$60.47	—	MSCI EAFE ETF	464287465
IBHG	ISHARES TR	14,794	$329K	0.2%	$22.21	—	IBONDS 2027 TERM	46436E478
PRF	INVESCO EXCHANGE TRADED FD T	8,904	$313K	0.2%	$51.91	—	FTSE RAFI 1000	46137V613
SCHO	SCHWAB STRATEGIC TR	6,385	$309K	0.2%	$50.92	—	SHT TM US TRES	808524862
—	NUVEEN SELECT TAX-FREE INCOM	19,075	$282K	0.2%	$15.70	—	SH BEN INT	67062F100
FLBL	FRANKLIN TEMPLETON ETF TR	11,386	$277K	0.2%	$24.29	—	SENIOR LOAN ETF	35473P595
VBK	VANGUARD INDEX FDS	1,097	$265K	0.2%	$216.18	—	SML CP GRW ETF	922908595
EMXC	ISHARES INC	4,656	$258K	0.2%	$55.41	—	MSCI EMRG CHN	46434G764
C	CITIGROUP INC	4,741	$244K	0.2%	$41.35	0.0%	COM NEW	172967424
SGOV	ISHARES TR	2,240	$225K	0.2%	$100.26	—	0-3 MNTH TREASRY	46436E718
PRFZ	INVESCO EXCHANGE TRADED FD T	5,688	$213K	0.2%	$37.49	—	FTSE RAFI 1500	46137V597
XSOE	WISDOMTREE TR	7,303	$211K	0.2%	$27.84	—	EM EX ST-OWNED	97717X578
—	NUVEEN MUN VALUE FD INC	15,750	$135K	0.1%	$10.60	—	COM	670928100
—	NUVEEN SELECT MAT MUN FD	12,984	$115K	0.1%	$10.71	—	SH BEN INT	67061T101
—	TEMPLETON GLOBAL INCOME FD	15,772	$59,775	0.0%	$5.43	—	COM	880198106
—	BOOKING HOLDINGS INC	10,000	$18,817	0.0%	$1.49	—	NOTE 0.750% 5/0	09857LAN8
—	WESTERN DIGITAL CORP.	15,000	$14,921	0.0%	$0.97	—	NOTE 1.500% 2/0	958102AP0
—	EURONET WORLDWIDE INC	14,000	$13,154	0.0%	$0.97	—	NOTE 0.750% 3/1	298736AL3
—	ARES CAPITAL CORP	12,000	$12,609	0.0%	$1.01	—	NOTE 4.625% 3/0	04010LAW3
—	EXPEDIA GROUP INC	10,000	$9,444	0.0%	$0.90	—	NOTE 2/1	30212PBE4