Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHG	SCHWAB STRATEGIC TR	405,313	$13.22M	11.1%	$32.62	—	US LCAP GR ETF	808524300
SCHV	SCHWAB STRATEGIC TR	427,656	$12.66M	10.6%	$29.61	—	US LCAP VA ETF	808524409
DYNF	BLACKROCK ETF TRUST	188,961	$11.49M	9.6%	$60.81	—	ISHARES US EQUIT	09290C103
BND	VANGUARD BD INDEX FDS	99,350	$7.359M	6.2%	$74.07	—	TOTAL BND MRKT	921937835
SCHF	SCHWAB STRATEGIC TR	287,228	$6.905M	5.8%	$24.04	—	INTL EQTY ETF	808524805
IEMG	ISHARES INC	94,793	$6.372M	5.3%	$67.22	—	CORE MSCI EMKT	46434G103
BINC	BLACKROCK ETF TRUST II	120,037	$6.334M	5.3%	$52.77	—	ISHARES FLEXIBLE	092528603
QUAL	ISHARES TR	27,268	$5.416M	4.5%	$198.62	—	MSCI USA QLT FCT	46432F339
MTUM	ISHARES TR	19,486	$4.878M	4.1%	$250.31	—	MSCI USA MMENTM	46432F396
BAI	BLACKROCK ETF TRUST	127,416	$4.243M	3.5%	$33.30	—	ISHARES A I INNO	09290C780
REGN	REGENERON PHARMACEUTICALS	5,204	$4.017M	3.4%	$678.68	0.0%	COM	75886F107
GOVT	ISHARES TR	171,660	$3.952M	3.3%	$23.03	—	US TREAS BD ETF	46429B267
JHMB	JOHN HANCOCK EXCHANGE TRADED	159,203	$3.528M	2.9%	$22.16	—	MORTGAGE BACKED	47804J792
GLD	SPDR GOLD TR	7,590	$3.008M	2.5%	$396.31	—	GOLD SHS	78463V107
IAGG	ISHARES TR	54,122	$2.707M	2.3%	$50.01	—	CORE INTL AGGR	46435G672
AAPL	APPLE INC	9,764	$2.655M	2.2%	$268.34	0.0%	COM	037833100
JAJL	INNOVATOR ETFS TRUST	84,054	$2.443M	2.0%	$29.06	—	EQUITY DEFINED P	45783Y244
VOO	VANGUARD INDEX FDS	3,243	$2.034M	1.7%	$627.16	—	S&P 500 ETF SHS	922908363
ZFEB	INNOVATOR ETFS TRUST	60,330	$1.531M	1.3%	$25.38	—	EQUITY DEF PROTN	45784N775
MUB	ISHARES TR	13,526	$1.449M	1.2%	$107.11	—	NATIONAL MUN ETF	464288414
SUB	ISHARES TR	10,110	$1.079M	0.9%	$106.70	—	SHRT NAT MUN ETF	464288158
SPY	SPDR S&P 500 ETF TR	1,523	$1.039M	0.9%	$681.92	—	TR UNIT	78462F103
XOM	EXXON MOBIL CORP	7,005	$843K	0.7%	$115.49	0.0%	COM	30231G102
VEA	VANGUARD TAX-MANAGED FDS	12,089	$755K	0.6%	$62.47	—	VAN FTSE DEV MKT	921943858
VUG	VANGUARD INDEX FDS	1,297	$633K	0.5%	$487.86	—	GROWTH ETF	922908736
IWD	ISHARES TR	2,839	$597K	0.5%	$210.34	—	RUS 1000 VAL ETF	464287598
SPYV	SPDR SERIES TRUST	10,376	$589K	0.5%	$56.81	—	STATE STREET SPD	78464A508
AAPR	INNOVATOR ETFS TRUST	20,651	$587K	0.5%	$28.41	—	EQUITY DEFINED	45783Y335
ABBV	ABBVIE INC	2,500	$571K	0.5%	$227.54	0.0%	COM	00287Y109
VTEB	VANGUARD MUN BD FDS	11,077	$557K	0.5%	$50.29	—	TAX EXEMPT BD	922907746
XLK	SELECT SECTOR SPDR TR	3,371	$485K	0.4%	$143.96	—	STATE STREET TEC	81369Y803
AMZN	AMAZON COM INC	2,062	$476K	0.4%	$228.79	0.0%	COM	023135106
CSCO	CISCO SYS INC	5,650	$435K	0.4%	$73.79	0.0%	COM	17275R102
AGG	ISHARES TR	4,180	$417K	0.3%	$99.88	—	CORE US AGGBD ET	464287226
BAC	BANK AMERICA CORP	6,923	$381K	0.3%	$52.67	0.0%	COM	060505104
MSFT	MICROSOFT CORP	764	$370K	0.3%	$500.58	0.0%	COM	594918104
QQQ	INVESCO QQQ TR	591	$363K	0.3%	$614.30	—	UNIT SER 1	46090E103
HD	HOME DEPOT INC	955	$329K	0.3%	$364.59	0.0%	COM	437076102
IVV	ISHARES TR	420	$288K	0.2%	$685.41	—	CORE S&P500 ETF	464287200
DIA	SPDR DOW JONES INDL AVERAGE	552	$265K	0.2%	$480.57	—	UT SER 1	78467X109
AOA	ISHARES TR	2,804	$251K	0.2%	$89.56	—	CORE 80/20 AGGRE	464289859
JPM	JPMORGAN CHASE & CO.	779	$251K	0.2%	$309.53	0.0%	COM	46625H100
WMT	WALMART INC	2,223	$248K	0.2%	$107.20	0.0%	COM	931142103
VTI	VANGUARD INDEX FDS	696	$233K	0.2%	$335.27	—	TOTAL STK MKT	922908769
IQLT	ISHARES TR	4,865	$221K	0.2%	$45.45	—	MSCI INTL QUALTY	46434V456
LQD	ISHARES TR	2,000	$220K	0.2%	$110.19	—	IBOXX INV CP ETF	464287242
VZ	VERIZON COMMUNICATIONS INC	5,260	$214K	0.2%	$40.48	0.0%	COM	92343V104
ZDEK	INNOVATOR ETFS TRUST	8,320	$214K	0.2%	$25.74	—	EQUITY DEFINED P	45784N858
SHM	SPDR SERIES TRUST	4,368	$210K	0.2%	$47.99	—	STATE STREET SPD	78468R739
PFF	ISHARES TR	6,652	$206K	0.2%	$30.96	—	PFD AND INCM SEC	464288687
WU	WESTERN UN CO	10,500	$97,755	0.1%	$9.31	—	COM	959802109