Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
BND	VANGUARD BD INDEX FDS	371,207	$27.34M	11.6%	$73.12	—	TOTAL BND MRKT	921937835
RSP	INVESCO EXCHANGE TRADED FD T	107,496	$20.63M	8.7%	$133.25	—	S&P500 EQL WGT	46137V357
VTV	VANGUARD INDEX FDS	98,828	$19.39M	8.2%	$153.40	—	VALUE ETF	922908744
SCHF	SCHWAB STRATEGIC TR	560,316	$13.87M	5.9%	$27.02	—	INTL EQTY ETF	808524805
SCHA	SCHWAB STRATEGIC TR	392,723	$11.42M	4.8%	$40.61	—	US SML CAP ETF	808524607
VUG	VANGUARD INDEX FDS	24,106	$10.53M	4.5%	$324.95	—	GROWTH ETF	922908736
SCHM	SCHWAB STRATEGIC TR	332,214	$10.29M	4.4%	$41.23	—	US MID-CAP ETF	808524508
SCHJ	SCHWAB STRATEGIC TR	373,536	$9.236M	3.9%	$24.76	—	1 5YR CORP BD	808524714
SCHV	SCHWAB STRATEGIC TR	295,797	$9.022M	3.8%	$30.05	—	US LCAP VA ETF	808524409
VEU	VANGUARD INTL EQUITY INDEX F	87,829	$6.596M	2.8%	$65.62	—	ALLWRLD EX US	922042775
SPY	STATE STR SPDR S&P 500 ETF T	8,550	$5.56M	2.4%	$376.55	—	TR UNIT	78462F103
SPYG	SPDR SERIES TRUST	55,773	$5.461M	2.3%	$76.36	—	STATE STREET SPD	78464A409
VEA	VANGUARD TAX-MANAGED FDS	84,394	$5.408M	2.3%	$49.06	—	VAN FTSE DEV MKT	921943858
QQQ	INVESCO QQQ TR	8,927	$5.152M	2.2%	$378.43	—	UNIT SER 1	46090E103
VCSH	VANGUARD SCOTTSDALE FDS	59,439	$4.712M	2.0%	$77.45	—	SHRT TRM CORP BD	92206C409
BKAG	BNY MELLON ETF TRUST	99,066	$4.181M	1.8%	$42.29	—	CORE BOND ETF	09661T602
SCHE	SCHWAB STRATEGIC TR	122,947	$4.051M	1.7%	$30.24	—	EMRG MKTEQ ETF	808524706
VCLT	VANGUARD SCOTTSDALE FDS	48,137	$3.597M	1.5%	$80.03	—	LG-TERM COR BD	92206C813
SCHG	SCHWAB STRATEGIC TR	122,347	$3.564M	1.5%	$35.97	—	US LCAP GR ETF	808524300
IBDS	ISHARES TR	140,596	$3.408M	1.4%	$24.02	—	IBONDS 27 ETF	46435UAA9
SKT	TANGER INC	96,084	$3.265M	1.4%	$22.13	—	COM	875465106
IBDT	ISHARES TR	103,295	$2.616M	1.1%	$25.26	—	IBDS DEC28 ETF	46435U515
IBDR	ISHARES TR	103,227	$2.502M	1.1%	$23.89	—	IBONDS DEC2026	46435GAA0
—	NUVEEN QUALITY MUNCP INCOME	201,498	$2.317M	1.0%	$11.61	—	COM	67066V101
IWB	ISHARES TR	6,350	$2.264M	1.0%	$252.01	—	RUS 1000 ETF	464287622
QQQM	INVESCO EXCH TRADED FD TR II	8,861	$2.106M	0.9%	$132.86	—	NASDAQ 100 ETF	46138G649
SCHZ	SCHWAB STRATEGIC TR	82,130	$1.907M	0.8%	$35.16	—	US AGGREGATE B	808524839
VB	VANGUARD INDEX FDS	6,951	$1.821M	0.8%	$201.90	—	SMALL CP ETF	922908751
ABG	ASBURY AUTOMOTIVE GROUP INC	7,897	$1.543M	0.7%	$189.38	+24.8%	COM	043436104
PXH	INVESCO EXCH TRADED FD TR II	54,553	$1.468M	0.6%	$26.43	—	RAFI EMRGNG MRKT	46138E727
AAPL	APPLE INC	5,757	$1.461M	0.6%	$205.00	+28.2%	COM	037833100
VWO	VANGUARD INTL EQUITY INDEX F	26,955	$1.457M	0.6%	$47.51	—	FTSE EMR MKT ETF	922042858
VOO	VANGUARD INDEX FDS	2,429	$1.452M	0.6%	$388.11	—	S&P 500 ETF SHS	922908363
IBDU	ISHARES TR	54,191	$1.26M	0.5%	$23.20	—	IBONDS DEC 29	46436E205
MSFT	MICROSOFT CORP	3,258	$1.206M	0.5%	$241.81	+79.7%	COM	594918104
IXUS	ISHARES TR	13,797	$1.195M	0.5%	$67.13	—	CORE MSCI TOTAL	46432F834
SCHO	SCHWAB STRATEGIC TR	48,548	$1.178M	0.5%	$27.11	—	SHT TM US TRES	808524862
IVV	ISHARES TR	1,737	$1.134M	0.5%	$431.20	—	CORE S&P500 ETF	464287200
IWM	ISHARES TR	4,320	$1.071M	0.5%	$191.32	—	RUSSELL 2000 ETF	464287655
IWF	ISHARES TR	2,132	$909K	0.4%	$241.70	—	RUS 1000 GRW ETF	464287614
VBR	VANGUARD INDEX FDS	3,688	$801K	0.3%	$168.01	—	SM CP VAL ETF	922908611
IWV	ISHARES TR	2,067	$766K	0.3%	$223.68	—	RUSSELL 3000 ETF	464287689
VGLT	VANGUARD SCOTTSDALE FDS	13,101	$725K	0.3%	$61.22	—	LONG TERM TREAS	92206C847
VBK	VANGUARD INDEX FDS	2,367	$715K	0.3%	$277.98	—	SML CP GRW ETF	922908595
NFLX	NETFLIX INC.	7,094	$682K	0.3%	$104.93	-20.1%	COM	64110L106
SCHB	SCHWAB STRATEGIC TR	27,089	$680K	0.3%	$37.24	—	US BRD MKT ETF	808524102
IBDV	ISHARES TR	29,460	$645K	0.3%	$21.88	—	IBONDS DEC 2030	46436E726
VOOV	VANGUARD ADMIRAL FDS INC	3,000	$611K	0.3%	$140.06	—	500 VAL IDX FD	921932703
C	CITIGROUP INC	5,008	$568K	0.2%	$41.35	+181.0%	COM NEW	172967424
PFE	PFIZER INC	19,738	$554K	0.2%	$29.11	-10.1%	COM	717081103
EFA	ISHARES TR	5,675	$551K	0.2%	$64.66	—	MSCI EAFE ETF	464287465
VTEB	VANGUARD MUN BD FDS	10,257	$512K	0.2%	$49.89	—	TAX EXEMPT BD	922907746
VIG	VANGUARD SPECIALIZED FUNDS	2,357	$507K	0.2%	$155.41	—	DIV APP ETF	921908844
VO	VANGUARD INDEX FDS	1,758	$505K	0.2%	$208.52	—	MID CAP ETF	922908629
EEM	ISHARES TR	8,605	$489K	0.2%	$38.24	—	MSCI EMG MKT ETF	464287234
WMT	WALMART INC	3,643	$453K	0.2%	$78.76	+54.9%	COM	931142103
PRF	INVESCO EXCHANGE TRADED FD T	9,260	$440K	0.2%	$51.91	—	RAFI US 1000 ETF	46137V613
SPTS	SPDR SERIES TRUST	14,699	$429K	0.2%	$29.32	—	STATE STREET SPD	78468R101
GNOM	GLOBAL X FDS	9,684	$424K	0.2%	$38.83	—	GENOMICS AND BIO	37960A214
BILS	SPDR SERIES TRUST	3,989	$397K	0.2%	$99.46	—	STATE STREET SPD	78468R523
VCIT	VANGUARD SCOTTSDALE FDS	4,636	$384K	0.2%	$83.59	—	INT-TERM CORP	92206C870
GOOG	ALPHABET INC	1,256	$360K	0.2%	$164.85	+96.3%	CAP STK CL C	02079K107
JXI	ISHARES TR	4,039	$349K	0.1%	$78.65	—	GLOB UTILITS ETF	464288711
GOOGL	ALPHABET INC	1,178	$339K	0.1%	$163.29	+98.0%	CAP STK CL A	02079K305
AIQ	GLOBAL X FDS	7,111	$332K	0.1%	$49.52	—	ARTIFICIAL ETF	37954Y632
NVDA	NVIDIA CORPORATION	1,777	$310K	0.1%	$186.13	+0.3%	COM	67066G104
XLK	SELECT SECTOR SPDR TR	2,151	$286K	0.1%	$191.79	—	STATE STREET TEC	81369Y803
SPHY	SPDR SERIES TRUST	12,120	$283K	0.1%	$23.58	—	STATE STREET SPD	78468R606
DGRO	ISHARES TR	3,837	$269K	0.1%	$62.04	—	CORE DIV GRWTH	46434V621
PRFZ	INVESCO EXCHANGE TRADED FD T	5,838	$268K	0.1%	$37.49	—	RAFI US 1500	46137V597
NWL	NEWELL BRANDS INC	78,061	$268K	0.1%	$8.74	-50.0%	COM	651229106
AOA	ISHARES TR	2,766	$245K	0.1%	$83.67	—	CORE 80/20 AGGRE	464289859
AOM	ISHARES TR	5,113	$242K	0.1%	$46.13	—	CORE 40/60 MODER	464289875
GBIL	GOLDMAN SACHS ETF TR	2,355	$236K	0.1%	$100.12	—	ACCES TREASURY	381430529
IJK	ISHARES TR	2,328	$234K	0.1%	$90.99	—	S&P MC 400GR ETF	464287606
SGOV	ISHARES TR	2,313	$233K	0.1%	$100.69	—	0-3 MNTH TREASRY	46436E718
IXP	ISHARES TR	2,004	$230K	0.1%	$121.23	—	GBL COMM SVC ETF	464287275
JPM	JPMORGAN CHASE & CO	775	$228K	0.1%	$252.67	+23.3%	COM	46625H100
—	NUVEEN SELECT TAX-FREE INCOM	15,733	$226K	0.1%	$15.69	—	SH BEN INT	67062F100
VYM	VANGUARD WHITEHALL FDS	1,511	$224K	0.1%	$120.34	—	HIGH DIV YLD	921946406
XBI	SPDR SERIES TRUST	1,715	$219K	0.1%	$121.91	—	STATE STREET SPD	78464A870
VTI	VANGUARD INDEX FDS	677	$217K	0.1%	$304.12	—	TOTAL STK MKT	922908769
BAC	BANK AMERICA CORP	4,332	$211K	0.1%	$41.45	+29.5%	COM	060505104
DON	WISDOMTREE TR	3,998	$210K	0.1%	$52.30	—	US MIDCAP DIVID	97717W505
SCHD	SCHWAB STRATEGIC TR	6,742	$207K	0.1%	$45.54	—	US DIVIDEND EQ	808524797
—	NUVEEN AMT FREE QLTY MUN INC	15,157	$170K	0.1%	$11.63	—	COM	670657105
—	NUVEEN MUN CR INCOME FD	13,746	$167K	0.1%	$12.58	—	COM SH BEN INT	67070X101
—	NUVEEN SELECT MAT MUN FD	14,765	$140K	0.1%	$10.46	—	SH BEN INT	67061T101
—	NUVEEN MUN VALUE FD INC	13,173	$118K	0.1%	$10.52	—	COM	670928100
—	ABRDN NATL MUN INCOME FD	11,791	$117K	0.0%	$9.67	—	SH BEN INT	24610T108
—	EURONET WORLDWIDE INC	14,000	$11,868	0.0%	$0.97	—	NOTE 0.750% 3/1	298736AL3