Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IJJ	ISHARES TR	13,645 (+45.2%)	$2.016M (+61.9%)	0.7%	$141.25	—	S&P MC 400VL ETF	464287705
UPS	UNITED PARCEL SVCS INC	18,110 (+50.6%)	$1.947M (+64.6%)	0.7%	$97.96	—	CL B	911312106
VO	VANGUARD INDEX FDS	116,476 (+276.9%)	$9.384M (+5.7%)	3.3%	$137.89	—	MID CAP ETF	922908629
IVV	ISHARES TR	3,886 (+4.0%)	$2.91M (+19.2%)	1.0%	$694.74	—	CORE S&P500 ETF	464287200
VZ	VERIZON COMMUNICATIONS INC	40,267 (+50.0%)	$1.705M (+26.5%)	0.6%	$41.17	—	COM	92343V104
TMUS	T-MOBILE US INC	10,095 (+54.7%)	$1.693M (+23.6%)	0.6%	$195.62	—	COM	872590104
FCOM	FIDELITY COVINGTON TRUST	31,541 (+4.2%)	$2.191M (+6.2%)	0.8%	$73.60	—	MSCI COMMNTN SVC	316092873
IWF	ISHARES TR	6,580 (+300.0%)	$817K (+16.5%)	0.3%	$207.92	—	RUS 1000 GRW ETF	464287614
AOR	ISHARES TR	4,195 (+31.7%)	$292K (+42.3%)	0.1%	$65.59	—	CORE 60 BALA ETF	464289867
TM	TOYOTA MOTOR CORP	11,905 (+19.5%)	$2.005M (-2.4%)	0.7%	$220.71	—	ADS	892331307

Decreased Positions (57)

IUSG ISHARES TR 9.6%

Value $27.74M (+14.2%) Shares 147,476 (-5.8%) Est. Cost $166.91 Unrealized —

AMD ADVANCED MICRO DEVICES INC 1.3%

Value $3.784M (+166.7%) Shares 6,514 (-6.6%) Est. Cost $224.55 Unrealized —

XLK SELECT SECTOR SPDR TR 3.1%

Value $8.78M (+28.5%) Shares 46,082 (-10.4%) Est. Cost $142.08 Unrealized —

FTEC FIDELITY COVINGTON TRUST 1.8%

Value $5.172M (+34.5%) Shares 18,110 (-2.0%) Est. Cost $219.22 Unrealized —

FDX FEDEX CORP 0.3%

Value $830K (-60.9%) Shares 2,650 (-55.6%) Est. Cost $262.82 Unrealized —

CAT CATERPILLAR INC 0.9%

Value $2.463M (-33.0%) Shares 2,313 (-55.5%) Est. Cost $555.50 Unrealized —

IJR ISHARES TR 3.1%

Value $9.046M (+12.9%) Shares 60,995 (-5.4%) Est. Cost $128.24 Unrealized —

PYLD PIMCO ETF TR 6.9%

Value $19.78M (-4.9%) Shares 745,869 (-6.1%) Est. Cost $26.74 Unrealized —

CGMU CAPITAL GRP FIXED INCM ETF T 3.0%

Value $8.675M (-10.2%) Shares 315,801 (-11.3%) Est. Cost $27.62 Unrealized —

PMBS PIMCO ETF TR 4.6%

Value $13.34M (-6.8%) Shares 270,165 (-6.4%) Est. Cost $50.02 Unrealized —

NVDA NVIDIA CORPORATION 1.6%

Value $4.749M (-16.4%) Shares 23,734 (-27.1%) Est. Cost $186.13 Unrealized —

IJH ISHARES TR 4.6%

Value $13.13M (+6.7%) Shares 170,319 (-6.5%) Est. Cost $69.38 Unrealized —

VSDM VANGUARD MUN BD FDS 1.2%

Value $3.487M (-16.8%) Shares 45,501 (-17.2%) Est. Cost $76.92 Unrealized —

IUSB ISHARES TR 2.4%

Value $6.881M (-9.1%) Shares 149,110 (-9.1%) Est. Cost $46.47 Unrealized —

IEMG ISHARES INC 2.6%

Value $7.369M (+10.2%) Shares 88,950 (-7.2%) Est. Cost $73.15 Unrealized —

IDEV ISHARES TR 4.7%

Value $13.49M (+5.0%) Shares 151,550 (-1.4%) Est. Cost $86.97 Unrealized —

XLC SELECT SECTOR SPDR TR 1.7%

Value $4.81M (-11.0%) Shares 44,903 (-7.9%) Est. Cost $117.74 Unrealized —

TSM TAIWAN SEMICONDUCTOR MANUFAC 0.8%

Value $2.298M (+32.0%) Shares 4,812 (-6.6%) Est. Cost $335.75 Unrealized —

IEFA ISHARES TR 2.1%

Value $5.941M (-8.5%) Shares 61,515 (-14.2%) Est. Cost $94.61 Unrealized —

CVX CHEVRON CORPORATION 0.5%

Value $1.47M (-27.2%) Shares 8,866 (-9.1%) Est. Cost $151.40 Unrealized —

CGDV CAPITAL GROUP DIVIDEND VALUE 2.2%

Value $6.389M (+9.2%) Shares 129,654 (-5.7%) Est. Cost $44.73 Unrealized —

CSCO CISCO SYS INC 0.6%

Value $1.619M (+42.9%) Shares 13,781 (-5.6%) Est. Cost $73.89 Unrealized —

GOOGL ALPHABET INC 1.1%

Value $3.211M (+17.4%) Shares 8,984 (-5.6%) Est. Cost $285.60 Unrealized —

NEM NEWMONT CORP 0.7%

Value $2.001M (-19.2%) Shares 21,429 (-6.3%) Est. Cost $90.20 Unrealized —

AAPL APPLE INC 1.1%

Value $3.105M (-12.7%) Shares 10,729 (-23.4%) Est. Cost $268.34 Unrealized —

B BARRICK MNG CORP 0.8%

Value $2.419M (-15.2%) Shares 65,865 (-5.9%) Est. Cost $37.42 Unrealized —

SPYG SPDR SERIES TRUST 0.9%

Value $2.501M (+20.0%) Shares 21,022 (-1.2%) Est. Cost $105.86 Unrealized —

QCOM QUALCOMM INC 0.5%

Value $1.492M (+33.1%) Shares 8,075 (-7.2%) Est. Cost $169.78 Unrealized —

CVS CVS HEALTH CORP 0.4%

Value $1.165M (+38.4%) Shares 11,263 (-3.9%) Est. Cost $78.66 Unrealized —

IUSV ISHARES TR 8.0%

Value $22.89M (+1.3%) Shares 207,767 (-6.0%) Est. Cost $106.03 Unrealized —

AEM AGNICO EAGLE MINES LTD 0.3%

Value $731K (-28.4%) Shares 4,712 (-6.4%) Est. Cost $167.85 Unrealized —

GS GOLDMAN SACHS GROUP INC 0.6%

Value $1.674M (+18.1%) Shares 1,655 (-1.2%) Est. Cost $814.78 Unrealized —

PEP PEPSICO INC 0.4%

Value $1.196M (-17.4%) Shares 8,834 (-5.3%) Est. Cost $146.10 Unrealized —

ADSK AUTODESK INC 0.3%

Value $931K (-20.9%) Shares 4,791 (-2.6%) Est. Cost $298.02 Unrealized —

AMZN AMAZON COM INC 1.1%

Value $3.098M (+8.4%) Shares 12,998 (-5.2%) Est. Cost $228.73 Unrealized —

OAKM HARRIS OAKMARK ETF TRUST 2.0%

Value $5.844M (-3.7%) Shares 207,457 (-5.7%) Est. Cost $28.34 Unrealized —

PFE PFIZER INC 0.3%

Value $866K (-19.0%) Shares 35,965 (-5.5%) Est. Cost $25.07 Unrealized —

ANET ARISTA NETWORKS INC 0.3%

Value $888K (+29.4%) Shares 5,228 (-6.4%) Est. Cost $137.66 Unrealized —

MS MORGAN STANLEY 0.4%

Value $1.22M (+19.1%) Shares 5,834 (-6.3%) Est. Cost $166.47 Unrealized —

JNJ JOHNSON & JOHNSON 0.7%

Value $1.957M (-8.2%) Shares 7,704 (-11.7%) Est. Cost $197.58 Unrealized —

BAC BANK OF AMER CORP 0.6%

Value $1.7M (+10.7%) Shares 29,831 (-5.3%) Est. Cost $52.68 Unrealized —

JPM JPMORGAN CHASE & CO 0.9%

Value $2.564M (+5.7%) Shares 7,833 (-5.0%) Est. Cost $309.53 Unrealized —

FITB FIFTH THIRD BANCORP 0.4%

Value $1.04M (+13.8%) Shares 18,453 (-6.2%) Est. Cost $43.76 Unrealized —

BMY BRISTOL-MYERS SQUIBB CO 0.3%

Value $916K (-11.2%) Shares 15,897 (-6.5%) Est. Cost $47.72 Unrealized —

MDT MEDTRONIC PLC 0.2%

Value $625K (-14.8%) Shares 7,989 (-5.7%) Est. Cost $97.25 Unrealized —

DIS DISNEY WALT CO 0.6%

Value $1.649M (-5.3%) Shares 17,132 (-5.2%) Est. Cost $109.53 Unrealized —

DE DEERE & CO 0.6%

Value $1.827M (+5.3%) Shares 2,880 (-6.5%) Est. Cost $468.78 Unrealized —

ABBV ABBVIE INC 0.4%

Value $1.089M (+9.1%) Shares 4,328 (-5.7%) Est. Cost $227.54 Unrealized —

MMM 3M CO 0.6%

Value $1.739M (+4.6%) Shares 10,742 (-6.2%) Est. Cost $163.19 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 1.2%

Value $3.408M (-2.1%) Shares 6,811 (-6.3%) Est. Cost $497.44 Unrealized —

HBAN HUNTINGTON BANCSHARES INC 0.3%

Value $833K (+6.5%) Shares 47,006 (-6.0%) Est. Cost $16.33 Unrealized —

ORCL ORACLE CORP 0.5%

Value $1.37M (-3.6%) Shares 9,346 (-3.2%) Est. Cost $234.71 Unrealized —

IBM INTERNATIONAL BUSINESS MACHS 0.3%

Value $869K (+5.1%) Shares 3,091 (-9.4%) Est. Cost $298.78 Unrealized —

TFC TRUIST FINL CORP 0.4%

Value $1.05M (+3.0%) Shares 21,066 (-5.0%) Est. Cost $45.94 Unrealized —

MSFT MICROSOFT CORP 0.5%

Value $1.414M (-2.1%) Shares 3,791 (-2.8%) Est. Cost $493.83 Unrealized —

TGT TARGET CORP 0.3%

Value $781K (+1.9%) Shares 5,983 (-5.5%) Est. Cost $91.85 Unrealized —

MRK MERCK & CO INC 0.3%

Value $789K (+0.3%) Shares 6,141 (-6.1%) Est. Cost $93.69 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IUSG	ISHARES TR	147,476 (-5.8%)	$27.74M (+14.2%)	9.6%	$166.91	—	CORE S&P US GWT	464287671
AMD	ADVANCED MICRO DEVICES INC	6,514 (-6.6%)	$3.784M (+166.7%)	1.3%	$224.55	—	COM	007903107
XLK	SELECT SECTOR SPDR TR	46,082 (-10.4%)	$8.78M (+28.5%)	3.1%	$142.08	—	ST STR TECHN ETF	81369Y803
FTEC	FIDELITY COVINGTON TRUST	18,110 (-2.0%)	$5.172M (+34.5%)	1.8%	$219.22	—	MSCI INFO TECH I	316092808
FDX	FEDEX CORP	2,650 (-55.6%)	$830K (-60.9%)	0.3%	$262.82	—	COM	31428X106
CAT	CATERPILLAR INC	2,313 (-55.5%)	$2.463M (-33.0%)	0.9%	$555.50	—	COM	149123101
IJR	ISHARES TR	60,995 (-5.4%)	$9.046M (+12.9%)	3.1%	$128.24	—	CORE S&P SCP ETF	464287804
PYLD	PIMCO ETF TR	745,869 (-6.1%)	$19.78M (-4.9%)	6.9%	$26.74	—	MULTISECTOR BD	72201R585
CGMU	CAPITAL GRP FIXED INCM ETF T	315,801 (-11.3%)	$8.675M (-10.2%)	3.0%	$27.62	—	MUN INM ETF	14020Y201
PMBS	PIMCO ETF TR	270,165 (-6.4%)	$13.34M (-6.8%)	4.6%	$50.02	—	MTG BKD SECS ACT	72201R569
NVDA	NVIDIA CORPORATION	23,734 (-27.1%)	$4.749M (-16.4%)	1.6%	$186.13	—	COM	67066G104
IJH	ISHARES TR	170,319 (-6.5%)	$13.13M (+6.7%)	4.6%	$69.38	—	CORE S&P MCP ETF	464287507
VSDM	VANGUARD MUN BD FDS	45,501 (-17.2%)	$3.487M (-16.8%)	1.2%	$76.92	—	SHORT TAX EXEMPT	922907696
IUSB	ISHARES TR	149,110 (-9.1%)	$6.881M (-9.1%)	2.4%	$46.47	—	CORE UNIVRSL USD	46434V613
IEMG	ISHARES INC	88,950 (-7.2%)	$7.369M (+10.2%)	2.6%	$73.15	—	CORE MSCI EMKT	46434G103
IDEV	ISHARES TR	151,550 (-1.4%)	$13.49M (+5.0%)	4.7%	$86.97	—	CORE MSCI INTL	46435G326
XLC	SELECT SECTOR SPDR TR	44,903 (-7.9%)	$4.81M (-11.0%)	1.7%	$117.74	—	ST STR SVC ETF	81369Y852
TSM	TAIWAN SEMICONDUCTOR MANUFAC	4,812 (-6.6%)	$2.298M (+32.0%)	0.8%	$335.75	—	SPONSORED ADS	874039100
IEFA	ISHARES TR	61,515 (-14.2%)	$5.941M (-8.5%)	2.1%	$94.61	—	CORE MSCI EAFE	46432F842
CVX	CHEVRON CORPORATION	8,866 (-9.1%)	$1.47M (-27.2%)	0.5%	$151.40	—	COM	166764100
CGDV	CAPITAL GROUP DIVIDEND VALUE	129,654 (-5.7%)	$6.389M (+9.2%)	2.2%	$44.73	—	SHS CREAT UNIT	14020W106
CSCO	CISCO SYS INC	13,781 (-5.6%)	$1.619M (+42.9%)	0.6%	$73.89	—	COM	17275R102
GOOGL	ALPHABET INC	8,984 (-5.6%)	$3.211M (+17.4%)	1.1%	$285.60	—	CAP STK CL A	02079K305
NEM	NEWMONT CORP	21,429 (-6.3%)	$2.001M (-19.2%)	0.7%	$90.20	—	COM	651639106
AAPL	APPLE INC	10,729 (-23.4%)	$3.105M (-12.7%)	1.1%	$268.34	—	COM	037833100
B	BARRICK MNG CORP	65,865 (-5.9%)	$2.419M (-15.2%)	0.8%	$37.42	—	COM SHS	06849F108
SPYG	SPDR SERIES TRUST	21,022 (-1.2%)	$2.501M (+20.0%)	0.9%	$105.86	—	ST STR P500GRW	78464A409
QCOM	QUALCOMM INC	8,075 (-7.2%)	$1.492M (+33.1%)	0.5%	$169.78	—	COM	747525103
CVS	CVS HEALTH CORP	11,263 (-3.9%)	$1.165M (+38.4%)	0.4%	$78.66	—	COM	126650100
IUSV	ISHARES TR	207,767 (-6.0%)	$22.89M (+1.3%)	8.0%	$106.03	—	CORE S&P US VLU	464287663
AEM	AGNICO EAGLE MINES LTD	4,712 (-6.4%)	$731K (-28.4%)	0.3%	$167.85	—	COM	008474108
GS	GOLDMAN SACHS GROUP INC	1,655 (-1.2%)	$1.674M (+18.1%)	0.6%	$814.78	—	COM	38141G104
PEP	PEPSICO INC	8,834 (-5.3%)	$1.196M (-17.4%)	0.4%	$146.10	—	COM	713448108
ADSK	AUTODESK INC	4,791 (-2.6%)	$931K (-20.9%)	0.3%	$298.02	—	COM	052769106
AMZN	AMAZON COM INC	12,998 (-5.2%)	$3.098M (+8.4%)	1.1%	$228.73	—	COM	023135106
OAKM	HARRIS OAKMARK ETF TRUST	207,457 (-5.7%)	$5.844M (-3.7%)	2.0%	$28.34	—	OAKMARK U S LRG	41456U106
PFE	PFIZER INC	35,965 (-5.5%)	$866K (-19.0%)	0.3%	$25.07	—	COM	717081103
ANET	ARISTA NETWORKS INC	5,228 (-6.4%)	$888K (+29.4%)	0.3%	$137.66	—	COM SHS	040413205
MS	MORGAN STANLEY	5,834 (-6.3%)	$1.22M (+19.1%)	0.4%	$166.47	—	COM NEW	617446448
JNJ	JOHNSON & JOHNSON	7,704 (-11.7%)	$1.957M (-8.2%)	0.7%	$197.58	—	COM	478160104
BAC	BANK OF AMER CORP	29,831 (-5.3%)	$1.7M (+10.7%)	0.6%	$52.68	—	COM	060505104
JPM	JPMORGAN CHASE & CO	7,833 (-5.0%)	$2.564M (+5.7%)	0.9%	$309.53	—	COM	46625H100
FITB	FIFTH THIRD BANCORP	18,453 (-6.2%)	$1.04M (+13.8%)	0.4%	$43.76	—	COM	316773100
BMY	BRISTOL-MYERS SQUIBB CO	15,897 (-6.5%)	$916K (-11.2%)	0.3%	$47.72	—	COM	110122108
MDT	MEDTRONIC PLC	7,989 (-5.7%)	$625K (-14.8%)	0.2%	$97.25	—	SHS	G5960L103
DIS	DISNEY WALT CO	17,132 (-5.2%)	$1.649M (-5.3%)	0.6%	$109.53	—	COM	254687106
DE	DEERE & CO	2,880 (-6.5%)	$1.827M (+5.3%)	0.6%	$468.78	—	COM	244199105
ABBV	ABBVIE INC	4,328 (-5.7%)	$1.089M (+9.1%)	0.4%	$227.54	—	COM	00287Y109
MMM	3M CO	10,742 (-6.2%)	$1.739M (+4.6%)	0.6%	$163.19	—	COM	88579Y101
BRK/B	BERKSHIRE HATHAWAY INC DEL	6,811 (-6.3%)	$3.408M (-2.1%)	1.2%	$497.44	—	CL B NEW	084670702
HBAN	HUNTINGTON BANCSHARES INC	47,006 (-6.0%)	$833K (+6.5%)	0.3%	$16.33	—	COM	446150104
ORCL	ORACLE CORP	9,346 (-3.2%)	$1.37M (-3.6%)	0.5%	$234.71	—	COM	68389X105
IBM	INTERNATIONAL BUSINESS MACHS	3,091 (-9.4%)	$869K (+5.1%)	0.3%	$298.78	—	COM	459200101
TFC	TRUIST FINL CORP	21,066 (-5.0%)	$1.05M (+3.0%)	0.4%	$45.94	—	COM	89832Q109
MSFT	MICROSOFT CORP	3,791 (-2.8%)	$1.414M (-2.1%)	0.5%	$493.83	—	COM	594918104
TGT	TARGET CORP	5,983 (-5.5%)	$781K (+1.9%)	0.3%	$91.85	—	COM	87612E106
MRK	MERCK & CO INC	6,141 (-6.1%)	$789K (+0.3%)	0.3%	$93.69	—	COM	58933Y105

Unchanged Positions (13)

SCHM SCHWAB STRATEGIC TR 0.8%

Value $2.267M Shares 61,493 Est. Cost $31.93 Unrealized —

GOOG ALPHABET INC 0.4%

Value $1.144M Shares 3,237 Est. Cost $286.33 Unrealized —

SPYV SPDR SERIES TRUST 0.5%

Value $1.434M Shares 23,583 Est. Cost $58.66 Unrealized —

SPY STATE STR SPDR S&P 500 ETF T 0.2%

Value $710K Shares 951 Est. Cost $689.53 Unrealized —

EBC EASTERN BANKSHARES INC 0.2%

Value $690K Shares 31,008 Est. Cost $18.22 Unrealized —

INDB INDEPENDENT BK CORP MASS 0.3%

Value $773K Shares 9,238 Est. Cost $70.51 Unrealized —

NKE NIKE INC 0.1%

Value $208K Shares 5,077 Est. Cost $64.91 Unrealized —

IAU ISHARES GOLD TR 0.1%

Value $356K Shares 4,708 Est. Cost $93.03 Unrealized —

VONE VANGUARD SCOTTSDALE FDS 0.2%

Value $458K Shares 1,351 Est. Cost $312.26 Unrealized —

VB VANGUARD INDEX FDS 0.1%

Value $232K Shares 764 Est. Cost $272.16 Unrealized —

IEI ISHARES TR 0.5%

Value $1.557M Shares 13,254 Est. Cost $118.86 Unrealized —

PG PROCTER & GAMBLE CO 0.1%

Value $296K Shares 2,020 Est. Cost $147.17 Unrealized —

META META PLATFORMS INC 0.1%

Value $211K Shares 374 Est. Cost $667.32 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHM	SCHWAB STRATEGIC TR	61,493	$2.267M	0.8%	$31.93	—	US MID-CAP ETF	808524508
GOOG	ALPHABET INC	3,237	$1.144M	0.4%	$286.33	—	CAP STK CL C	02079K107
SPYV	SPDR SERIES TRUST	23,583	$1.434M	0.5%	$58.66	—	ST STR P500VAL	78464A508
SPY	STATE STR SPDR S&P 500 ETF T	951	$710K	0.2%	$689.53	—	TR UNIT	78462F103
EBC	EASTERN BANKSHARES INC	31,008	$690K	0.2%	$18.22	—	COM	27627N105
INDB	INDEPENDENT BK CORP MASS	9,238	$773K	0.3%	$70.51	—	COM	453836108
NKE	NIKE INC	5,077	$208K	0.1%	$64.91	—	CL B	654106103
IAU	ISHARES GOLD TR	4,708	$356K	0.1%	$93.03	—	ISHARES NEW	464285204
VONE	VANGUARD SCOTTSDALE FDS	1,351	$458K	0.2%	$312.26	—	VNG RUS1000IDX	92206C730
VB	VANGUARD INDEX FDS	764	$232K	0.1%	$272.16	—	SMALL CP ETF	922908751
IEI	ISHARES TR	13,254	$1.557M	0.5%	$118.86	—	3 7 YR TREAS BD	464288661
PG	PROCTER & GAMBLE CO	2,020	$296K	0.1%	$147.17	—	COM	742718109
META	META PLATFORMS INC	374	$211K	0.1%	$667.32	—	CL A	30303M102