PLANWISER FINANCIAL, LLC Concentrated Active

CIK: 0002043741 · Show all filings

Period: Q4 2025 (← Previous)

Filing Date: Feb 13, 2026

Total Value ($000): $133,650 (100.0% shares, 0.0% debt)

Holdings (47)

New Positions (5)

XLI SELECT SECTOR SPDR TR 2.8%

Value ($000) $3,800 Shares 22,843 Est. Cost $166.36 Unrealized —

EWU ISHARES TR 1.4%

Value ($000) $1,817 Shares 40,227 Est. Cost $45.16 Unrealized —

EWI ISHARES INC 1.4%

Value ($000) $1,805 Shares 33,163 Est. Cost $54.44 Unrealized —

JMBS JANUS DETROIT STR TR 0.7%

Value ($000) $985 Shares 21,497 Est. Cost $45.84 Unrealized —

LLY ELI LILLY & CO 0.2%

Value ($000) $211 Shares 196 Est. Cost $955.55 Unrealized 0.0%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
XLI	SELECT SECTOR SPDR TR	22,843	$3,800	2.8%	$166.36	—	STATE STREET IND	81369Y704
EWU	ISHARES TR	40,227	$1,817	1.4%	$45.16	—	MSCI UK ETF NEW	46435G334
EWI	ISHARES INC	33,163	$1,805	1.4%	$54.44	—	MSCI ITALY ETF	46434G830
JMBS	JANUS DETROIT STR TR	21,497	$985	0.7%	$45.84	—	HENDERSON MTG	47103U852
LLY	ELI LILLY & CO	196	$211	0.2%	$955.55	0.0%	COM	532457108

Increased Positions (24)

DFAI DIMENSIONAL ETF TRUST 4.9%

Value ($000) $6,564 (+91.3%) Shares 166,344 (+77.5%) Est. Cost $36.26 Unrealized —

SPDW SPDR INDEX SHS FDS 6.0%

Value ($000) $7,989 (+57.3%) Shares 172,894 (+48.5%) Est. Cost $41.43 Unrealized —

ILTB ISHARES TR 2.0%

Value ($000) $2,697 (+927.5%) Shares 54,118 (+940.7%) Est. Cost $49.71 Unrealized —

IVV ISHARES TR 11.0%

Value ($000) $14,706 (+14.5%) Shares 21,365 (+14.3%) Est. Cost $584.01 Unrealized —

VMBS VANGUARD SCOTTSDALE FDS 3.6%

Value ($000) $4,762 (+49.1%) Shares 100,959 (+48.5%) Est. Cost $46.35 Unrealized —

AGG ISHARES TR 1.6%

Value ($000) $2,171 (+255.3%) Shares 21,708 (+255.6%) Est. Cost $99.50 Unrealized —

AVIG AMERICAN CENTY ETF TR 3.4%

Value ($000) $4,579 (+32.2%) Shares 109,118 (+32.0%) Est. Cost $41.32 Unrealized —

XLC SELECT SECTOR SPDR TR 2.6%

Value ($000) $3,499 (+45.5%) Shares 30,524 (+44.2%) Est. Cost $104.24 Unrealized —

XLF SELECT SECTOR SPDR TR 2.6%

Value ($000) $3,471 (+41.7%) Shares 64,921 (+38.2%) Est. Cost $51.19 Unrealized —

AVUS AMERICAN CENTY ETF TR 10.7%

Value ($000) $14,349 (+6.5%) Shares 125,165 (+2.6%) Est. Cost $93.56 Unrealized —

XLK SELECT SECTOR SPDR TR 2.6%

Value ($000) $3,505 (+31.5%) Shares 24,371 (+176.1%) Est. Cost $187.38 Unrealized —

HGER HARBOR ETF TRUST 2.7%

Value ($000) $3,620 (+24.1%) Shares 136,621 (+24.7%) Est. Cost $24.28 Unrealized —

AVLV AMERICAN CENTY ETF TR 4.7%

Value ($000) $6,336 (+12.0%) Shares 79,481 (+2.2%) Est. Cost $63.65 Unrealized —

EWG ISHARES INC 1.4%

Value ($000) $1,816 (+47.6%) Shares 42,417 (+41.0%) Est. Cost $41.34 Unrealized —

EWC ISHARES INC 1.4%

Value ($000) $1,835 (+44.0%) Shares 33,352 (+32.6%) Est. Cost $46.59 Unrealized —

SCHM SCHWAB STRATEGIC TR 2.3%

Value ($000) $3,045 (+21.6%) Shares 94,295 (+11.0%) Est. Cost $26.70 Unrealized —

VB VANGUARD INDEX FDS 1.4%

Value ($000) $1,878 (+22.4%) Shares 6,782 (+12.5%) Est. Cost $226.27 Unrealized —

HYMB SPDR SERIES TRUST 0.6%

Value ($000) $819 (+63.8%) Shares 32,665 (+63.9%) Est. Cost $24.86 Unrealized —

VUG VANGUARD INDEX FDS 4.4%

Value ($000) $5,818 (+2.2%) Shares 12,196 (+7.5%) Est. Cost $392.40 Unrealized —

IEFA ISHARES TR 0.3%

Value ($000) $358 (+38.7%) Shares 3,873 (+32.2%) Est. Cost $82.81 Unrealized —

DFAS DIMENSIONAL ETF TRUST 0.5%

Value ($000) $654 (+15.4%) Shares 8,680 (+4.1%) Est. Cost $59.76 Unrealized —

VTEB VANGUARD MUN BD FDS 2.3%

Value ($000) $3,043 (+2.9%) Shares 60,252 (+2.5%) Est. Cost $49.19 Unrealized —

TMFC RBB FD INC 1.1%

Value ($000) $1,515 (-2.2%) Shares 21,490 (+1.1%) Est. Cost $57.53 Unrealized —

SPTI SPDR SERIES TRUST 2.3%

Value ($000) $3,141 (+0.7%) Shares 109,201 (+1.0%) Est. Cost $28.58 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
DFAI	DIMENSIONAL ETF TRUST	166,344 (+77.5%)	$6,564 (+91.3%)	4.9%	$36.26	—	INTL CORE EQT MK	25434V203
SPDW	SPDR INDEX SHS FDS	172,894 (+48.5%)	$7,989 (+57.3%)	6.0%	$41.43	—	PORTFOLIO DEVLPD	78463X889
ILTB	ISHARES TR	54,118 (+940.7%)	$2,697 (+927.5%)	2.0%	$49.71	—	CORE LT USDB ETF	464289479
IVV	ISHARES TR	21,365 (+14.3%)	$14,706 (+14.5%)	11.0%	$584.01	—	CORE S&P500 ETF	464287200
VMBS	VANGUARD SCOTTSDALE FDS	100,959 (+48.5%)	$4,762 (+49.1%)	3.6%	$46.35	—	MTG-BKD SECS ETF	92206C771
AGG	ISHARES TR	21,708 (+255.6%)	$2,171 (+255.3%)	1.6%	$99.50	—	CORE US AGGBD ET	464287226
AVIG	AMERICAN CENTY ETF TR	109,118 (+32.0%)	$4,579 (+32.2%)	3.4%	$41.32	—	AVANTIS CORE FI	025072562
XLC	SELECT SECTOR SPDR TR	30,524 (+44.2%)	$3,499 (+45.5%)	2.6%	$104.24	—	STATE STREET COM	81369Y852
XLF	SELECT SECTOR SPDR TR	64,921 (+38.2%)	$3,471 (+41.7%)	2.6%	$51.19	—	STATE STREET FIN	81369Y605
AVUS	AMERICAN CENTY ETF TR	125,165 (+2.6%)	$14,349 (+6.5%)	10.7%	$93.56	—	US EQT ETF	025072885
XLK	SELECT SECTOR SPDR TR	24,371 (+176.1%)	$3,505 (+31.5%)	2.6%	$187.38	—	STATE STREET TEC	81369Y803
HGER	HARBOR ETF TRUST	136,621 (+24.7%)	$3,620 (+24.1%)	2.7%	$24.28	—	HARBOR COMMODITY	41151J505
AVLV	AMERICAN CENTY ETF TR	79,481 (+2.2%)	$6,336 (+12.0%)	4.7%	$63.65	—	US LARGE CAP VLU	025072349
EWG	ISHARES INC	42,417 (+41.0%)	$1,816 (+47.6%)	1.4%	$41.34	—	MSCI GERMANY ETF	464286806
EWC	ISHARES INC	33,352 (+32.6%)	$1,835 (+44.0%)	1.4%	$46.59	—	MSCI CDA ETF	464286509
SCHM	SCHWAB STRATEGIC TR	94,295 (+11.0%)	$3,045 (+21.6%)	2.3%	$26.70	—	US MID-CAP ETF	808524508
VB	VANGUARD INDEX FDS	6,782 (+12.5%)	$1,878 (+22.4%)	1.4%	$226.27	—	SMALL CP ETF	922908751
HYMB	SPDR SERIES TRUST	32,665 (+63.9%)	$819 (+63.8%)	0.6%	$24.86	—	STATE STREET SPD	78464A284
VUG	VANGUARD INDEX FDS	12,196 (+7.5%)	$5,818 (+2.2%)	4.4%	$392.40	—	GROWTH ETF	922908736
IEFA	ISHARES TR	3,873 (+32.2%)	$358 (+38.7%)	0.3%	$82.81	—	CORE MSCI EAFE	46432F842
DFAS	DIMENSIONAL ETF TRUST	8,680 (+4.1%)	$654 (+15.4%)	0.5%	$59.76	—	US SMALL CAP ETF	25434V500
VTEB	VANGUARD MUN BD FDS	60,252 (+2.5%)	$3,043 (+2.9%)	2.3%	$49.19	—	TAX EXEMPT BD	922907746
TMFC	RBB FD INC	21,490 (+1.1%)	$1,515 (-2.2%)	1.1%	$57.53	—	MOTLEY FOL ETF	74933W601
SPTI	SPDR SERIES TRUST	109,201 (+1.0%)	$3,141 (+0.7%)	2.3%	$28.58	—	STATE STREET SPD	78464A672

Exited Positions (6)

BKLN INVESCO EXCH TRADED FD TR II 2.2%

Value ($000) $2,958 Shares 141,534 Est. Cost $20.90 Unrealized —

XLY SELECT SECTOR SPDR TR 1.9%

Value ($000) $2,520 Shares 10,405 Est. Cost $204.72 Unrealized —

EWJ ISHARES INC 1.0%

Value ($000) $1,295 Shares 15,483 Est. Cost $83.64 Unrealized —

EWQ ISHARES INC 0.9%

Value ($000) $1,173 Shares 26,615 Est. Cost $42.80 Unrealized —

FDHY FIDELITY COVINGTON TRUST 0.8%

Value ($000) $1,006 Shares 20,560 Est. Cost $49.05 Unrealized —

FTSL FIRST TR EXCHANGE-TRADED FD 0.7%

Value ($000) $943 Shares 20,582 Est. Cost $45.82 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
BKLN	INVESCO EXCH TRADED FD TR II	141,534	$2,958	2.2%	$20.90	—	—	46138G508
XLY	SELECT SECTOR SPDR TR	10,405	$2,520	1.9%	$204.72	—	—	81369Y407
EWJ	ISHARES INC	15,483	$1,295	1.0%	$83.64	—	—	46434G822
EWQ	ISHARES INC	26,615	$1,173	0.9%	$42.80	—	—	464286707
FDHY	FIDELITY COVINGTON TRUST	20,560	$1,006	0.8%	$49.05	—	—	316092618
FTSL	FIRST TR EXCHANGE-TRADED FD	20,582	$943	0.7%	$45.82	—	—	33738D309

Decreased Positions (15)

IGIB ISHARES TR 0.9%

Value ($000) $1,207 (-75.9%) Shares 22,380 (-76.0%) Est. Cost $53.09 Unrealized —

SPHY SPDR SERIES TRUST 0.2%

Value ($000) $278 (-91.1%) Shares 11,681 (-91.2%) Est. Cost $23.66 Unrealized —

AVEM AMERICAN CENTY ETF TR 0.5%

Value ($000) $712 (-78.8%) Shares 8,709 (-79.8%) Est. Cost $74.91 Unrealized —

VWOB VANGUARD WHITEHALL FDS 1.9%

Value ($000) $2,566 (-35.5%) Shares 37,989 (-35.6%) Est. Cost $67.46 Unrealized —

ICVT ISHARES TR 2.0%

Value ($000) $2,728 (-33.8%) Shares 26,345 (-33.7%) Est. Cost $96.79 Unrealized —

SPEM SPDR INDEX SHS FDS 2.0%

Value ($000) $2,715 (-22.9%) Shares 55,617 (-24.7%) Est. Cost $42.07 Unrealized —

BFRZ INNOVATOR ETFS TRUST 0.7%

Value ($000) $915 (-28.9%) Shares 34,119 (-28.4%) Est. Cost $27.01 Unrealized —

BUFF INNOVATOR ETFS TRUST 1.2%

Value ($000) $1,551 (-18.7%) Shares 30,938 (-20.1%) Est. Cost $44.32 Unrealized —

VTV VANGUARD INDEX FDS 4.8%

Value ($000) $6,473 (+4.5%) Shares 32,615 (-2.7%) Est. Cost $168.73 Unrealized —

FLQM FRANKLIN TEMPLETON ETF TR 0.5%

Value ($000) $650 (-11.4%) Shares 11,234 (-16.0%) Est. Cost $53.23 Unrealized —

IWF ISHARES TR 0.3%

Value ($000) $403 (-7.8%) Shares 871 (-2.7%) Est. Cost $372.49 Unrealized —

IWD ISHARES TR 0.2%

Value ($000) $267 (-11.2%) Shares 1,217 (-17.3%) Est. Cost $183.89 Unrealized —

IWR ISHARES TR 0.2%

Value ($000) $299 (+1.9%) Shares 2,968 (-3.5%) Est. Cost $85.56 Unrealized —

BUFD FIRST TR EXCHNG TRADED FD VI 0.4%

Value ($000) $471 (-0.7%) Shares 16,617 (-2.4%) Est. Cost $25.27 Unrealized —

PSTP INNOVATOR ETFS TRUST 0.2%

Value ($000) $313 (-1.0%) Shares 8,835 (-2.1%) Est. Cost $31.92 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
IGIB	ISHARES TR	22,380 (-76.0%)	$1,207 (-75.9%)	0.9%	$53.09	—	ISHS 5-10YR INVT	464288638
SPHY	SPDR SERIES TRUST	11,681 (-91.2%)	$278 (-91.1%)	0.2%	$23.66	—	STATE STREET SPD	78468R606
AVEM	AMERICAN CENTY ETF TR	8,709 (-79.8%)	$712 (-78.8%)	0.5%	$74.91	—	AVANTIS EMGMKT	025072604
VWOB	VANGUARD WHITEHALL FDS	37,989 (-35.6%)	$2,566 (-35.5%)	1.9%	$67.46	—	EM MK GOV BD ETF	921946885
ICVT	ISHARES TR	26,345 (-33.7%)	$2,728 (-33.8%)	2.0%	$96.79	—	CONV BD ETF	46435G102
SPEM	SPDR INDEX SHS FDS	55,617 (-24.7%)	$2,715 (-22.9%)	2.0%	$42.07	—	PORTFOLIO EMG MK	78463X509
BFRZ	INNOVATOR ETFS TRUST	34,119 (-28.4%)	$915 (-28.9%)	0.7%	$27.01	—	EQUITY MNGD 100	45784N619
BUFF	INNOVATOR ETFS TRUST	30,938 (-20.1%)	$1,551 (-18.7%)	1.2%	$44.32	—	LADERD ALCTN PWR	45783Y814
VTV	VANGUARD INDEX FDS	32,615 (-2.7%)	$6,473 (+4.5%)	4.8%	$168.73	—	VALUE ETF	922908744
FLQM	FRANKLIN TEMPLETON ETF TR	11,234 (-16.0%)	$650 (-11.4%)	0.5%	$53.23	—	US MID CP MLTFCT	35473P884
IWF	ISHARES TR	871 (-2.7%)	$403 (-7.8%)	0.3%	$372.49	—	RUS 1000 GRW ETF	464287614
IWD	ISHARES TR	1,217 (-17.3%)	$267 (-11.2%)	0.2%	$183.89	—	RUS 1000 VAL ETF	464287598
IWR	ISHARES TR	2,968 (-3.5%)	$299 (+1.9%)	0.2%	$85.56	—	RUS MID CAP ETF	464287499
BUFD	FIRST TR EXCHNG TRADED FD VI	16,617 (-2.4%)	$471 (-0.7%)	0.4%	$25.27	—	FT VEST LADDERED	33740U703
PSTP	INNOVATOR ETFS TRUST	8,835 (-2.1%)	$313 (-1.0%)	0.2%	$31.92	—	POWER BUFFER SET	45783Y723

Unchanged Positions (3)

IWB ISHARES TR 0.6%

Value ($000) $810 Shares 2,153 Est. Cost $308.27 Unrealized —

QQQ INVESCO QQQ TR 0.2%

Value ($000) $263 Shares 426 Est. Cost $483.30 Unrealized —

VOO VANGUARD INDEX FDS 0.2%

Value ($000) $242 Shares 384 Est. Cost $515.51 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
IWB	ISHARES TR	2,153	$810	0.6%	$308.27	—	RUS 1000 ETF	464287622
QQQ	INVESCO QQQ TR	426	$263	0.2%	$483.30	—	UNIT SER 1	46090E103
VOO	VANGUARD INDEX FDS	384	$242	0.2%	$515.51	—	S&P 500 ETF SHS	922908363