Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VTI	VANGUARD INDEX FDS	18,989	$7.027M	2.6%	$370.04	—	TOTAL STK MKT	922908769
CGHM	CAPITAL GRP FIXED INCM ETF T	87,133	$2.252M	0.8%	$25.85	—	MUN HIGH ETF	14020Y805
VUG	VANGUARD INDEX FDS	16,832	$1.45M	0.5%	$86.14	—	GROWTH ETF	922908736
DELL	DELL TECHNOLOGIES INC	701	$302K	0.1%	$431.43	—	CL C	24703L202
SMMU	PIMCO ETF TR	5,813	$294K	0.1%	$50.50	—	SHTRM MUN BD ACT	72201R874
ASTS	AST SPACEMOBILE INC	2,968	$264K	0.1%	$88.86	—	COM CL A	00217D100
SCHD	SCHWAB STRATEGIC TR	7,327	$232K	0.1%	$31.71	—	US DIVIDEND EQ	808524797
QQQ	INVESCO QQQ TR	281	$207K	0.1%	$736.40	—	UNIT SER 1	46090E103

Increased Positions (13)

SCHB SCHWAB STRATEGIC TR 17.3%

Value $47.54M (+17.1%) Shares 1,641,481 (+1.5%) Est. Cost $31.69 Unrealized —

VONV VANGUARD SCOTTSDALE FDS 3.5%

Value $9.706M (+143.1%) Shares 91,302 (+114.4%) Est. Cost $100.45 Unrealized —

IVV ISHARES TR 14.5%

Value $39.88M (+16.7%) Shares 53,251 (+1.8%) Est. Cost $501.13 Unrealized —

QUAL ISHARES TR 12.4%

Value $33.92M (+17.4%) Shares 154,582 (+2.6%) Est. Cost $171.35 Unrealized —

PRF INVESCO EXCHANGE TRADED FD T 11.1%

Value $30.54M (+16.8%) Shares 565,247 (+2.7%) Est. Cost $40.82 Unrealized —

IWF ISHARES TR 10.1%

Value $27.62M (+18.1%) Shares 222,414 (+305.7%) Est. Cost $170.32 Unrealized —

SPYM SPDR SERIES TRUST 0.9%

Value $2.393M (+797.9%) Shares 27,231 (+682.1%) Est. Cost $85.29 Unrealized —

CGSM CAPITAL GRP FIXED INCM ETF T 3.0%

Value $8.346M (+26.6%) Shares 316,322 (+26.1%) Est. Cost $26.32 Unrealized —

CGMU CAPITAL GRP FIXED INCM ETF T 3.8%

Value $10.38M (+12.4%) Shares 377,874 (+11.1%) Est. Cost $27.39 Unrealized —

SPYG SPDR SERIES TRUST 1.5%

Value $4.146M (+27.0%) Shares 34,844 (+4.5%) Est. Cost $62.70 Unrealized —

GOOG ALPHABET INC 0.2%

Value $654K (+25.6%) Shares 1,850 (+2.0%) Est. Cost $158.76 Unrealized —

JPM JPMORGAN CHASE & CO 0.1%

Value $279K (+15.8%) Shares 854 (+4.1%) Est. Cost $310.34 Unrealized —

MSFT MICROSOFT CORP 0.4%

Value $973K (+3.0%) Shares 2,608 (+2.2%) Est. Cost $346.93 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHB	SCHWAB STRATEGIC TR	1,641,481 (+1.5%)	$47.54M (+17.1%)	17.3%	$31.69	—	US BRD MKT ETF	808524102
VONV	VANGUARD SCOTTSDALE FDS	91,302 (+114.4%)	$9.706M (+143.1%)	3.5%	$100.45	—	VNG RUS1000VAL	92206C714
IVV	ISHARES TR	53,251 (+1.8%)	$39.88M (+16.7%)	14.5%	$501.13	—	CORE S&P500 ETF	464287200
QUAL	ISHARES TR	154,582 (+2.6%)	$33.92M (+17.4%)	12.4%	$171.35	—	MSCI USA QLT FCT	46432F339
PRF	INVESCO EXCHANGE TRADED FD T	565,247 (+2.7%)	$30.54M (+16.8%)	11.1%	$40.82	—	RAFI US 1000 ETF	46137V613
IWF	ISHARES TR	222,414 (+305.7%)	$27.62M (+18.1%)	10.1%	$170.32	—	RUS 1000 GRW ETF	464287614
SPYM	SPDR SERIES TRUST	27,231 (+682.1%)	$2.393M (+797.9%)	0.9%	$85.29	—	ST STR P500ETF	78464A854
CGSM	CAPITAL GRP FIXED INCM ETF T	316,322 (+26.1%)	$8.346M (+26.6%)	3.0%	$26.32	—	SHOR DUR MUN ETF	14020Y607
CGMU	CAPITAL GRP FIXED INCM ETF T	377,874 (+11.1%)	$10.38M (+12.4%)	3.8%	$27.39	—	MUN INM ETF	14020Y201
SPYG	SPDR SERIES TRUST	34,844 (+4.5%)	$4.146M (+27.0%)	1.5%	$62.70	—	ST STR P500GRW	78464A409
GOOG	ALPHABET INC	1,850 (+2.0%)	$654K (+25.6%)	0.2%	$158.76	—	CAP STK CL C	02079K107
JPM	JPMORGAN CHASE & CO	854 (+4.1%)	$279K (+15.8%)	0.1%	$310.34	—	COM	46625H100
MSFT	MICROSOFT CORP	2,608 (+2.2%)	$973K (+3.0%)	0.4%	$346.93	—	COM	594918104

Exited Positions (6)

ICSH ISHARES TR 4.1%

Value $11.2M Shares 221,346 Est. Cost $50.62 Unrealized —

JPLD J P MORGAN EXCHANGE TRADED F 3.6%

Value $9.878M Shares 189,278 Est. Cost $52.24 Unrealized —

NEAR ISHARES U S ETF TR 0.2%

Value $497K Shares 9,774 Est. Cost $51.28 Unrealized —

— NVIDIA CORPORATION 0.1%

Value $340K Shares 700 Est. Cost — Unrealized —

JCPB J P MORGAN EXCHANGE TRADED F 0.1%

Value $227K Shares 4,817 Est. Cost $47.18 Unrealized —

COST COSTCO WHOLESALE CORPORATION 0.1%

Value $205K Shares 206 Est. Cost $963.77 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
ICSH	ISHARES TR	221,346	$11.2M	4.1%	$50.62	—	—	46434V878
JPLD	J P MORGAN EXCHANGE TRADED F	189,278	$9.878M	3.6%	$52.24	—	—	46654Q773
NEAR	ISHARES U S ETF TR	9,774	$497K	0.2%	$51.28	—	—	46431W507
—	NVIDIA CORPORATION	700	$340K	0.1%	—	—	PUT	67066G954
JCPB	J P MORGAN EXCHANGE TRADED F	4,817	$227K	0.1%	$47.18	—	—	46641Q670
COST	COSTCO WHOLESALE CORPORATION	206	$205K	0.1%	$963.77	—	—	22160K105

Decreased Positions (8)

JMST J P MORGAN EXCHANGE TRADED F 0.6%

Value $1.557M (-84.1%) Shares 30,531 (-84.1%) Est. Cost $50.92 Unrealized —

AVGO BROADCOM INC 9.5%

Value $26.08M (+14.1%) Shares 69,030 (-6.5%) Est. Cost $319.21 Unrealized —

AAPL APPLE INC 1.6%

Value $4.427M (+0.9%) Shares 15,299 (-11.5%) Est. Cost $223.03 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 0.7%

Value $1.787M (-1.7%) Shares 3,571 (-5.9%) Est. Cost $323.43 Unrealized —

TSLA TESLA INC 0.1%

Value $263K (+7.8%) Shares 625 (-4.7%) Est. Cost $352.99 Unrealized —

META META PLATFORMS INC 0.1%

Value $209K (-8.0%) Shares 371 (-6.5%) Est. Cost $667.32 Unrealized —

AMZN AMAZON COM INC 0.1%

Value $276K (-4.9%) Shares 1,156 (-16.9%) Est. Cost $191.23 Unrealized —

NVDA NVIDIA CORPORATION 0.2%

Value $554K (+1.6%) Shares 2,768 (-11.5%) Est. Cost $99.80 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
JMST	J P MORGAN EXCHANGE TRADED F	30,531 (-84.1%)	$1.557M (-84.1%)	0.6%	$50.92	—	ULTRA SHT MUNCPL	46641Q654
AVGO	BROADCOM INC	69,030 (-6.5%)	$26.08M (+14.1%)	9.5%	$319.21	—	COM	11135F101
AAPL	APPLE INC	15,299 (-11.5%)	$4.427M (+0.9%)	1.6%	$223.03	—	COM	037833100
BRK/B	BERKSHIRE HATHAWAY INC DEL	3,571 (-5.9%)	$1.787M (-1.7%)	0.7%	$323.43	—	CL B NEW	084670702
TSLA	TESLA INC	625 (-4.7%)	$263K (+7.8%)	0.1%	$352.99	—	COM	88160R101
META	META PLATFORMS INC	371 (-6.5%)	$209K (-8.0%)	0.1%	$667.32	—	CL A	30303M102
AMZN	AMAZON COM INC	1,156 (-16.9%)	$276K (-4.9%)	0.1%	$191.23	—	COM	023135106
NVDA	NVIDIA CORPORATION	2,768 (-11.5%)	$554K (+1.6%)	0.2%	$99.80	—	COM	67066G104

Unchanged Positions (6)

ESGU ISHARES TR 0.8%

Value $2.236M Shares 13,661 Est. Cost $95.43 Unrealized —

GOOGL ALPHABET INC 0.3%

Value $691K Shares 1,933 Est. Cost $166.37 Unrealized —

JMUB J P MORGAN EXCHANGE TRADED F 2.4%

Value $6.617M Shares 130,633 Est. Cost $50.47 Unrealized —

SPY STATE STR SPDR S&P 500 ETF T 0.2%

Value $588K Shares 787 Est. Cost $522.89 Unrealized —

VOO VANGUARD INDEX FDS 0.1%

Value $352K Shares 513 Est. Cost $428.13 Unrealized —

XEL XCEL ENERGY INC 0.1%

Value $263K Shares 3,270 Est. Cost $71.34 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
ESGU	ISHARES TR	13,661	$2.236M	0.8%	$95.43	—	ESG AWR MSCI USA	46435G425
GOOGL	ALPHABET INC	1,933	$691K	0.3%	$166.37	—	CAP STK CL A	02079K305
JMUB	J P MORGAN EXCHANGE TRADED F	130,633	$6.617M	2.4%	$50.47	—	MUNICIPAL ETF	46641Q647
SPY	STATE STR SPDR S&P 500 ETF T	787	$588K	0.2%	$522.89	—	TR UNIT	78462F103
VOO	VANGUARD INDEX FDS	513	$352K	0.1%	$428.13	—	S&P 500 ETF SHS	922908363
XEL	XCEL ENERGY INC	3,270	$263K	0.1%	$71.34	—	COM	98389B100