Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VBR	VANGUARD INDEX FDS	1,138	$276K	0.1%	$242.53	—	—	922908611
MRVL	MARVELL TECHNOLOGY INC	867	$258K	0.1%	$297.58	—	—	573874104
EMXC	ISHARES INC	2,407	$246K	0.1%	$102.20	—	—	46434G764
FITB	FIFTH THIRD BANCORP	3,667	$206K	0.1%	$56.18	—	—	316773100
DMXF	ISHARES TR	2,430	$205K	0.1%	$84.36	—	—	46436E759

Increased Positions (27)

SPTM SPDR SERIES TRUST 37.1%

Value $104M (+20.8%) Shares 1,143,398 (+5.2%) Est. Cost $65.57 Unrealized —

VEA VANGUARD TAX-MANAGED FDS 21.0%

Value $58.71M (+14.2%) Shares 824,065 (+2.7%) Est. Cost $50.38 Unrealized —

IJR ISHARES TR 9.3%

Value $26M (+22.0%) Shares 175,331 (+2.3%) Est. Cost $111.44 Unrealized —

AVLV AMERICAN CENTY ETF TR 8.0%

Value $22.38M (+20.2%) Shares 245,336 (+6.3%) Est. Cost $67.89 Unrealized —

VWO VANGUARD INTL EQUITY INDEX F 5.7%

Value $16M (+14.6%) Shares 268,016 (+3.8%) Est. Cost $45.08 Unrealized —

VTI VANGUARD INDEX FDS 2.7%

Value $7.525M (+29.6%) Shares 20,336 (+12.3%) Est. Cost $280.99 Unrealized —

ITOT ISHARES TR 0.6%

Value $1.603M (+75.4%) Shares 9,760 (+52.1%) Est. Cost $141.20 Unrealized —

AAPL APPLE INC 1.2%

Value $3.27M (+20.3%) Shares 11,303 (+5.5%) Est. Cost $225.11 Unrealized —

VCSH VANGUARD SCOTTSDALE FDS 0.3%

Value $867K (+42.4%) Shares 10,975 (+42.7%) Est. Cost $78.16 Unrealized —

IVV ISHARES TR 0.5%

Value $1.333M (+17.8%) Shares 1,781 (+2.7%) Est. Cost $492.05 Unrealized —

ESGU ISHARES TR 0.4%

Value $1.184M (+20.2%) Shares 7,236 (+3.8%) Est. Cost $117.76 Unrealized —

JPM JPMORGAN CHASE & CO 0.3%

Value $930K (+24.3%) Shares 2,843 (+11.8%) Est. Cost $232.28 Unrealized —

SUSC ISHARES TR 0.2%

Value $491K (+57.9%) Shares 21,246 (+58.1%) Est. Cost $23.06 Unrealized —

GOOGL ALPHABET INC 0.2%

Value $607K (+31.4%) Shares 1,701 (+5.8%) Est. Cost $158.18 Unrealized —

GOOG ALPHABET INC 0.1%

Value $335K (+61.8%) Shares 950 (+31.0%) Est. Cost $222.22 Unrealized —

AVGO BROADCOM INC 0.1%

Value $330K (+61.8%) Shares 876 (+32.5%) Est. Cost $311.83 Unrealized —

ESGD ISHARES TR 0.1%

Value $408K (+44.7%) Shares 3,977 (+34.7%) Est. Cost $88.20 Unrealized —

EUSB ISHARES TR 0.2%

Value $484K (+30.1%) Shares 11,142 (+30.3%) Est. Cost $43.11 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 0.2%

Value $500K (+25.0%) Shares 1,000 (+19.6%) Est. Cost $378.15 Unrealized —

IEFA ISHARES TR 0.3%

Value $700K (+12.2%) Shares 7,251 (+5.1%) Est. Cost $81.56 Unrealized —

IEMG ISHARES INC 0.1%

Value $350K (+25.0%) Shares 4,231 (+5.1%) Est. Cost $54.06 Unrealized —

NULV NUSHARES ETF TR 0.1%

Value $289K (+29.0%) Shares 5,796 (+17.3%) Est. Cost $40.08 Unrealized —

VTEB VANGUARD MUN BD FDS 0.3%

Value $824K (+8.4%) Shares 16,301 (+6.9%) Est. Cost $49.89 Unrealized —

VCIT VANGUARD SCOTTSDALE FDS 0.2%

Value $687K (+9.2%) Shares 8,315 (+9.4%) Est. Cost $81.91 Unrealized —

SHM SPDR SERIES TRUST 0.1%

Value $316K (+19.7%) Shares 6,607 (+19.5%) Est. Cost $47.62 Unrealized —

SUSB ISHARES TR 0.2%

Value $556K (+3.2%) Shares 22,259 (+3.5%) Est. Cost $24.76 Unrealized —

SPSB SPDR SERIES TRUST 0.1%

Value $207K (+2.0%) Shares 6,916 (+2.3%) Est. Cost $30.03 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SPTM	SPDR SERIES TRUST	1,143,398 (+5.2%)	$104M (+20.8%)	37.1%	$65.57	—	—	78464A805
VEA	VANGUARD TAX-MANAGED FDS	824,065 (+2.7%)	$58.71M (+14.2%)	21.0%	$50.38	—	—	921943858
IJR	ISHARES TR	175,331 (+2.3%)	$26M (+22.0%)	9.3%	$111.44	—	—	464287804
AVLV	AMERICAN CENTY ETF TR	245,336 (+6.3%)	$22.38M (+20.2%)	8.0%	$67.89	—	—	025072349
VWO	VANGUARD INTL EQUITY INDEX F	268,016 (+3.8%)	$16M (+14.6%)	5.7%	$45.08	—	—	922042858
VTI	VANGUARD INDEX FDS	20,336 (+12.3%)	$7.525M (+29.6%)	2.7%	$280.99	—	—	922908769
ITOT	ISHARES TR	9,760 (+52.1%)	$1.603M (+75.4%)	0.6%	$141.20	—	—	464287150
AAPL	APPLE INC	11,303 (+5.5%)	$3.27M (+20.3%)	1.2%	$225.11	—	—	037833100
VCSH	VANGUARD SCOTTSDALE FDS	10,975 (+42.7%)	$867K (+42.4%)	0.3%	$78.16	—	—	92206C409
IVV	ISHARES TR	1,781 (+2.7%)	$1.333M (+17.8%)	0.5%	$492.05	—	—	464287200
ESGU	ISHARES TR	7,236 (+3.8%)	$1.184M (+20.2%)	0.4%	$117.76	—	—	46435G425
JPM	JPMORGAN CHASE & CO	2,843 (+11.8%)	$930K (+24.3%)	0.3%	$232.28	—	—	46625H100
SUSC	ISHARES TR	21,246 (+58.1%)	$491K (+57.9%)	0.2%	$23.06	—	—	46435G193
GOOGL	ALPHABET INC	1,701 (+5.8%)	$607K (+31.4%)	0.2%	$158.18	—	—	02079K305
GOOG	ALPHABET INC	950 (+31.0%)	$335K (+61.8%)	0.1%	$222.22	—	—	02079K107
AVGO	BROADCOM INC	876 (+32.5%)	$330K (+61.8%)	0.1%	$311.83	—	—	11135F101
ESGD	ISHARES TR	3,977 (+34.7%)	$408K (+44.7%)	0.1%	$88.20	—	—	46435G516
EUSB	ISHARES TR	11,142 (+30.3%)	$484K (+30.1%)	0.2%	$43.11	—	—	46436E619
BRK/B	BERKSHIRE HATHAWAY INC DEL	1,000 (+19.6%)	$500K (+25.0%)	0.2%	$378.15	—	—	084670702
IEFA	ISHARES TR	7,251 (+5.1%)	$700K (+12.2%)	0.3%	$81.56	—	—	46432F842
IEMG	ISHARES INC	4,231 (+5.1%)	$350K (+25.0%)	0.1%	$54.06	—	—	46434G103
NULV	NUSHARES ETF TR	5,796 (+17.3%)	$289K (+29.0%)	0.1%	$40.08	—	—	67092P300
VTEB	VANGUARD MUN BD FDS	16,301 (+6.9%)	$824K (+8.4%)	0.3%	$49.89	—	—	922907746
VCIT	VANGUARD SCOTTSDALE FDS	8,315 (+9.4%)	$687K (+9.2%)	0.2%	$81.91	—	—	92206C870
SHM	SPDR SERIES TRUST	6,607 (+19.5%)	$316K (+19.7%)	0.1%	$47.62	—	—	78468R739
SUSB	ISHARES TR	22,259 (+3.5%)	$556K (+3.2%)	0.2%	$24.76	—	—	46435G243
SPSB	SPDR SERIES TRUST	6,916 (+2.3%)	$207K (+2.0%)	0.1%	$30.03	—	—	78464A474

Exited Positions (2)

SCHP SCHWAB STRATEGIC TR 0.2%

Value $531K Shares 19,980 Est. Cost $26.58 Unrealized —

DDM PROSHARES TR 0.1%

Value $286K Shares 5,510 Est. Cost $67.97 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHP	SCHWAB STRATEGIC TR	19,980	$531K	0.2%	$26.58	—	—	808524870
DDM	PROSHARES TR	5,510	$286K	0.1%	$67.97	—	—	74347R305

Decreased Positions (11)

MSFT MICROSOFT CORP 0.3%

Value $879K (-44.3%) Shares 2,357 (-44.8%) Est. Cost $397.13 Unrealized —

SPDW SPDR INDEX SHS FDS 1.8%

Value $4.91M (+6.9%) Shares 97,444 (-3.1%) Est. Cost $34.91 Unrealized —

WMT WALMART INC 0.1%

Value $392K (-29.6%) Shares 3,464 (-22.8%) Est. Cost $92.05 Unrealized —

SPYV SPDR SERIES TRUST 1.2%

Value $3.233M (-4.6%) Shares 53,193 (-11.2%) Est. Cost $47.60 Unrealized —

LLY ELI LILLY & CO 0.3%

Value $735K (+24.6%) Shares 613 (-4.5%) Est. Cost $624.36 Unrealized —

VTWO VANGUARD SCOTTSDALE FDS 0.3%

Value $800K (+19.2%) Shares 6,591 (-1.7%) Est. Cost $84.27 Unrealized —

ESML ISHARES TR 0.1%

Value $253K (+16.6%) Shares 4,538 (-1.8%) Est. Cost $40.24 Unrealized —

VOO VANGUARD INDEX FDS 0.2%

Value $567K (+6.2%) Shares 827 (-7.6%) Est. Cost $583.73 Unrealized —

AMD ADVANCED MICRO DEVICES INC 0.2%

Value $437K (+7.1%) Shares 753 (-62.5%) Est. Cost $108.87 Unrealized —

AMGN AMGEN INC 0.1%

Value $265K (-1.9%) Shares 733 (-4.6%) Est. Cost $276.86 Unrealized —

SPEM SPDR INDEX SHS FDS 0.2%

Value $457K (0.0%) Shares 8,832 (-9.5%) Est. Cost $35.52 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
MSFT	MICROSOFT CORP	2,357 (-44.8%)	$879K (-44.3%)	0.3%	$397.13	—	—	594918104
SPDW	SPDR INDEX SHS FDS	97,444 (-3.1%)	$4.91M (+6.9%)	1.8%	$34.91	—	—	78463X889
WMT	WALMART INC	3,464 (-22.8%)	$392K (-29.6%)	0.1%	$92.05	—	—	931142103
SPYV	SPDR SERIES TRUST	53,193 (-11.2%)	$3.233M (-4.6%)	1.2%	$47.60	—	—	78464A508
LLY	ELI LILLY & CO	613 (-4.5%)	$735K (+24.6%)	0.3%	$624.36	—	—	532457108
VTWO	VANGUARD SCOTTSDALE FDS	6,591 (-1.7%)	$800K (+19.2%)	0.3%	$84.27	—	—	92206C664
ESML	ISHARES TR	4,538 (-1.8%)	$253K (+16.6%)	0.1%	$40.24	—	—	46435U663
VOO	VANGUARD INDEX FDS	827 (-7.6%)	$567K (+6.2%)	0.2%	$583.73	—	—	922908363
AMD	ADVANCED MICRO DEVICES INC	753 (-62.5%)	$437K (+7.1%)	0.2%	$108.87	—	—	007903107
AMGN	AMGEN INC	733 (-4.6%)	$265K (-1.9%)	0.1%	$276.86	—	—	031162100
SPEM	SPDR INDEX SHS FDS	8,832 (-9.5%)	$457K (0.0%)	0.2%	$35.52	—	—	78463X509

Unchanged Positions (18)

XOM EXXON MOBIL CORP 1.0%

Value $2.676M Shares 19,574 Est. Cost $115.44 Unrealized —

DFAC DIMENSIONAL ETF TRUST 1.2%

Value $3.226M Shares 72,736 Est. Cost $33.49 Unrealized —

SPSM SPDR SERIES TRUST 0.4%

Value $1.238M Shares 21,467 Est. Cost $42.31 Unrealized —

NVDA NVIDIA CORPORATION 0.5%

Value $1.449M Shares 7,242 Est. Cost $128.18 Unrealized —

VTV VANGUARD INDEX FDS 0.5%

Value $1.286M Shares 5,901 Est. Cost $156.78 Unrealized —

SCHB SCHWAB STRATEGIC TR 0.2%

Value $608K Shares 21,006 Est. Cost $33.67 Unrealized —

SPYG SPDR SERIES TRUST 0.2%

Value $445K Shares 3,744 Est. Cost $95.09 Unrealized —

VB VANGUARD INDEX FDS 0.2%

Value $463K Shares 1,530 Est. Cost $213.29 Unrealized —

ESGE ISHARES INC 0.1%

Value $352K Shares 6,451 Est. Cost $34.35 Unrealized —

DFAT DIMENSIONAL ETF TRUST 0.2%

Value $435K Shares 6,225 Est. Cost $53.37 Unrealized —

IJS ISHARES TR 0.1%

Value $308K Shares 2,257 Est. Cost $102.84 Unrealized —

NUDM NUSHARES ETF TR 0.1%

Value $378K Shares 9,451 Est. Cost $29.40 Unrealized —

SPY STATE STR SPDR S&P 500 ETF T 0.1%

Value $279K Shares 374 Est. Cost $513.50 Unrealized —

UNP UNION PAC CORP 0.1%

Value $311K Shares 1,147 Est. Cost $214.62 Unrealized —

HLT HILTON WORLDWIDE HLDGS INC 0.1%

Value $239K Shares 724 Est. Cost $215.74 Unrealized —

BSV VANGUARD BD INDEX FDS 0.1%

Value $347K Shares 4,465 Est. Cost $78.23 Unrealized —

BND VANGUARD BD INDEX FDS 0.2%

Value $499K Shares 6,800 Est. Cost $73.53 Unrealized —

AGG ISHARES TR 0.1%

Value $200K Shares 2,028 Est. Cost $99.66 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
XOM	EXXON MOBIL CORP	19,574	$2.676M	1.0%	$115.44	—	—	30231G102
DFAC	DIMENSIONAL ETF TRUST	72,736	$3.226M	1.2%	$33.49	—	—	25434V708
SPSM	SPDR SERIES TRUST	21,467	$1.238M	0.4%	$42.31	—	—	78468R853
NVDA	NVIDIA CORPORATION	7,242	$1.449M	0.5%	$128.18	—	—	67066G104
VTV	VANGUARD INDEX FDS	5,901	$1.286M	0.5%	$156.78	—	—	922908744
SCHB	SCHWAB STRATEGIC TR	21,006	$608K	0.2%	$33.67	—	—	808524102
SPYG	SPDR SERIES TRUST	3,744	$445K	0.2%	$95.09	—	—	78464A409
VB	VANGUARD INDEX FDS	1,530	$463K	0.2%	$213.29	—	—	922908751
ESGE	ISHARES INC	6,451	$352K	0.1%	$34.35	—	—	46434G863
DFAT	DIMENSIONAL ETF TRUST	6,225	$435K	0.2%	$53.37	—	—	25434V609
IJS	ISHARES TR	2,257	$308K	0.1%	$102.84	—	—	464287879
NUDM	NUSHARES ETF TR	9,451	$378K	0.1%	$29.40	—	—	67092P805
SPY	STATE STR SPDR S&P 500 ETF T	374	$279K	0.1%	$513.50	—	—	78462F103
UNP	UNION PAC CORP	1,147	$311K	0.1%	$214.62	—	—	907818108
HLT	HILTON WORLDWIDE HLDGS INC	724	$239K	0.1%	$215.74	—	—	43300A203
BSV	VANGUARD BD INDEX FDS	4,465	$347K	0.1%	$78.23	—	—	921937827
BND	VANGUARD BD INDEX FDS	6,800	$499K	0.2%	$73.53	—	—	921937835
AGG	ISHARES TR	2,028	$200K	0.1%	$99.66	—	—	464287226