Urban Financial Advisory Corp Long-Term Concentrated

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
SPY	SPDR S&P 500 ETF TR	141,573	$81,229	44.8%	$475.31	—	TR UNIT	78462F103
IJH	ISHARES TR	483,597	$30,138	16.6%	$105.50	—	CORE S&P MCP ETF	464287507
PICB	INVESCO EXCH TRADED FD TR II	894,920	$20,950	11.6%	$22.36	—	INTL CORP BD	46138E636
VCSH	VANGUARD SCOTTSDALE FDS	154,886	$12,301	6.8%	$77.52	—	SHRT TRM CORP BD	92206C409
FNDX	SCHWAB STRATEGIC TR	149,506	$10,729	5.9%	$69.16	—	FUNDAMENTAL US L	808524771
IEFA	ISHARES TR	73,389	$5,728	3.2%	$70.35	—	CORE MSCI EAFE	46432F842
IJR	ISHARES TR	35,319	$4,131	2.3%	$108.31	—	CORE S&P SCP ETF	464287804
EEM	ISHARES TR	88,262	$4,048	2.2%	$41.50	—	MSCI EMG MKT ETF	464287234
EFA	ISHARES TR	29,748	$2,488	1.4%	$75.35	—	MSCI EAFE ETF	464287465
VNQI	VANGUARD INTL EQUITY INDEX F	25,942	$1,217	0.7%	$42.97	—	GLB EX US ETF	922042676
IWC	ISHARES TR	7,482	$923	0.5%	$116.18	—	MICRO-CAP ETF	464288869
XLRE	SELECT SECTOR SPDR TR	18,397	$822	0.5%	$39.97	—	RL EST SEL SEC	81369Y860
MDY	SPDR S&P MIDCAP 400 ETF TR	1,229	$700	0.4%	$507.31	—	UTSER1 S&PDCRP	78467Y107
IWM	ISHARES TR	2,558	$565	0.3%	$200.69	—	RUSSELL 2000 ETF	464287655
RWR	SPDR SER TR	4,745	$506	0.3%	$95.32	—	DJ REIT ETF	78464A607
GWX	SPDR INDEX SHS FDS	13,908	$475	0.3%	$31.76	—	S&P INTL SMLCP	78463X871
EFG	ISHARES TR	3,765	$405	0.2%	$97.02	—	EAFE GRWTH ETF	464288885
SLYG	SPDR SER TR	4,077	$380	0.2%	$83.64	—	S&P 600 SMCP GRW	78464A201
EFAX	SPDR INDEX SHS FDS	8,425	$368	0.2%	$39.27	—	MSCI EAFE FS ETF	78470E106
VV	VANGUARD INDEX FDS	881	$232	0.1%	$239.65	—	LARGE CAP ETF	922908637
VWO	VANGUARD INTL EQUITY INDEX F	4,722	$226	0.1%	$43.76	—	FTSE EMR MKT ETF	922042858
MDYV	SPDR SER TR	2,810	$223	0.1%	$75.81	—	S&P 400 MDCP VAL	78464A839
VT	VANGUARD INTL EQUITY INDEX F	1,607	$192	0.1%	$106.12	—	TT WRLD ST ETF	922042742
EEMX	SPDR INDEX SHS FDS	5,075	$179	0.1%	$35.27	—	MSCI EMR MKT ETF	78470E205
SCHF	SCHWAB STRATEGIC TR	4,241	$174	0.1%	$41.12	—	INTL EQTY ETF	808524805
SPYX	SPDR SER TR	3,461	$164	0.1%	$47.24	—	SPDR S&P 500 ETF	78468R796
VCIT	VANGUARD SCOTTSDALE FDS	1,888	$158	0.1%	$83.76	—	INT-TERM CORP	92206C870
EFV	ISHARES TR	2,740	$158	0.1%	$57.53	—	EAFE VALUE ETF	464288877
ESML	ISHARES TR	3,184	$133	0.1%	$41.81	—	ESG AWARE MSCI	46435U663
SNPE	DBX ETF TR	2,375	$125	0.1%	$52.58	—	XTRACKERS S&P	233051143
VNQ	VANGUARD INDEX FDS	1,266	$123	0.1%	$97.42	—	REAL ESTATE ETF	922908553
MDYG	SPDR SER TR	1,280	$112	0.1%	$87.74	—	S&P 400 MDCP GRW	78464A821
SPYV	SPDR SER TR	2,012	$106	0.1%	$52.86	—	PRTFLO S&P500 VL	78464A508
VSGX	VANGUARD WORLD FD	1,676	$103	0.1%	$61.51	—	ESG INTL STK ETF	921910725
XJH	ISHARES TR	2,381	$101	0.1%	$42.29	—	ESG SCRD S&P MID	46436E551
VO	VANGUARD INDEX FDS	356	$94	0.1%	$263.83	—	MID CAP ETF	922908629
SLYV	SPDR SER TR	1,015	$88	0.0%	$86.84	—	S&P 600 SMCP VAL	78464A300
ITOT	ISHARES TR	511	$64	0.0%	$125.52	—	CORE S&P TTL STK	464287150
VEA	VANGUARD TAX-MANAGED FDS	1,141	$60	0.0%	$52.81	—	VAN FTSE DEV MKT	921943858
VOO	VANGUARD INDEX FDS	96	$51	0.0%	$527.81	—	S&P 500 ETF SHS	922908363
SPYG	SPDR SER TR	545	$45	0.0%	$82.94	—	PRTFLO S&P500 GW	78464A409
IEMG	ISHARES INC	785	$45	0.0%	$57.41	—	CORE MSCI EMKT	46434G103
ESGE	ISHARES INC	1,212	$44	0.0%	$36.42	—	ESG AWR MSCI EM	46434G863
VTI	VANGUARD INDEX FDS	131	$37	0.0%	$283.16	—	TOTAL STK MKT	922908769
SPHY	SPDR SER TR	1,501	$36	0.0%	$24.05	—	PORTFLI HIGH YLD	78468R606
IBND	SPDR SER TR	875	$27	0.0%	$30.60	—	BLOOMBERG INTL	78464A151
NUMG	NUSHARES ETF TR	561	$25	0.0%	$44.83	—	NUVEEN ESG MIDCP	67092P409
NUMV	NUSHARES ETF TR	670	$25	0.0%	$36.86	—	NUVEEN ESG MIDVL	67092P508
VB	VANGUARD INDEX FDS	80	$19	0.0%	$237.21	—	SMALL CP ETF	922908751