Urban Financial Advisory Corp Long-Term Concentrated

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
SPY	SPDR S&P 500 ETF TR	141,826	$79,336	43.8%	$476.52	—	TR UNIT	78462F103
IJH	ISHARES TR	469,637	$27,403	15.1%	$105.50	—	CORE S&P MCP ETF	464287507
PICB	INVESCO EXCH TRADED FD TR II	913,451	$20,290	11.2%	$22.36	—	INTL CORP BD	46138E636
VCSH	VANGUARD SCOTTSDALE FDS	153,655	$12,130	6.7%	$77.52	—	SHRT TRM CORP BD	92206C409
FNDX	SCHWAB STRATEGIC TR	510,606	$12,055	6.7%	$36.99	—	FUNDAMENTAL US L	808524771
IEFA	ISHARES TR	100,992	$7,640	4.2%	$71.65	—	CORE MSCI EAFE	46432F842
EEM	ISHARES TR	96,794	$4,230	2.3%	$41.65	—	MSCI EMG MKT ETF	464287234
IJR	ISHARES TR	36,410	$3,807	2.1%	$108.41	—	CORE S&P SCP ETF	464287804
EFA	ISHARES TR	30,165	$2,465	1.4%	$75.35	—	MSCI EAFE ETF	464287465
VNQI	VANGUARD INTL EQUITY INDEX F	29,263	$1,184	0.7%	$42.65	—	GLB EX US ETF	922042676
IWC	ISHARES TR	7,923	$879	0.5%	$115.90	—	MICRO-CAP ETF	464288869
XLRE	SELECT SECTOR SPDR TR	20,921	$876	0.5%	$40.16	—	RL EST SEL SEC	81369Y860
MDY	SPDR S&P MIDCAP 400 ETF TR	1,237	$660	0.4%	$507.31	—	UTSER1 S&PDCRP	78467Y107
VEA	VANGUARD TAX-MANAGED FDS	10,480	$533	0.3%	$51.05	—	VAN FTSE DEV MKT	921943858
IWM	ISHARES TR	2,572	$513	0.3%	$200.69	—	RUSSELL 2000 ETF	464287655
RWR	SPDR SER TR	4,844	$480	0.3%	$95.37	—	DJ REIT ETF	78464A607
EFG	ISHARES TR	4,722	$472	0.3%	$97.61	—	EAFE GRWTH ETF	464288885
VO	VANGUARD INDEX FDS	1,825	$472	0.3%	$259.63	—	MID CAP ETF	922908629
GWX	SPDR INDEX SHS FDS	13,290	$425	0.2%	$31.75	—	S&P INTL SMLCP	78463X871
VWO	VANGUARD INTL EQUITY INDEX F	9,204	$417	0.2%	$44.48	—	FTSE EMR MKT ETF	922042858
VOO	VANGUARD INDEX FDS	775	$398	0.2%	$515.87	—	S&P 500 ETF SHS	922908363
EFAX	SPDR INDEX SHS FDS	8,514	$366	0.2%	$39.28	—	MSCI EAFE FS ETF	78470E106
SPEM	SPDR INDEX SHS FDS	8,806	$347	0.2%	$39.31	—	PORTFOLIO EMG MK	78463X509
VB	VANGUARD INDEX FDS	1,562	$346	0.2%	$222.56	—	SMALL CP ETF	922908751
SLYG	SPDR SER TR	4,094	$340	0.2%	$85.83	—	S&P 600 SMCP GRW	78464A201
VT	VANGUARD INTL EQUITY INDEX F	1,998	$232	0.1%	$108.33	—	TT WRLD ST ETF	922042742
VV	VANGUARD INDEX FDS	889	$229	0.1%	$239.65	—	LARGE CAP ETF	922908637
MDYV	SPDR SER TR	2,741	$211	0.1%	$75.81	—	S&P 400 MDCP VAL	78464A839
EFV	ISHARES TR	3,509	$207	0.1%	$57.75	—	EAFE VALUE ETF	464288877
EEMX	SPDR INDEX SHS FDS	5,157	$173	0.1%	$35.23	—	MSCI EMR MKT ETF	78470E205
SCHF	SCHWAB STRATEGIC TR	8,482	$168	0.1%	$29.81	—	INTL EQTY ETF	808524805
SPYX	SPDR SER TR	3,479	$159	0.1%	$47.24	—	SPDR S&P 500 ETF	78468R796
VCIT	VANGUARD SCOTTSDALE FDS	1,931	$158	0.1%	$83.71	—	INT-TERM CORP	92206C870
ESML	ISHARES TR	3,205	$123	0.1%	$41.81	—	ESG AWARE MSCI	46435U663
SNPE	DBX ETF TR	2,362	$119	0.1%	$52.58	—	XTRACKRS S&P 500	233051143
SPYV	SPDR SER TR	2,248	$115	0.1%	$52.68	—	PRTFLO S&P500 VL	78464A508
VNQ	VANGUARD INDEX FDS	1,266	$115	0.1%	$97.42	—	REAL ESTATE ETF	922908553
SLYV	SPDR SER TR	1,353	$106	0.1%	$84.79	—	S&P 600 SMCP VAL	78464A300
VSGX	VANGUARD WORLD FD	1,701	$100	0.1%	$61.51	—	ESG INTL STK ETF	921910725
SPDW	SPDR INDEX SHS FDS	2,702	$98	0.1%	$36.41	—	PORTFOLIO DEVLPD	78463X889
XJH	ISHARES TR	2,398	$94	0.1%	$42.29	—	ESG SELECT SCRE	46436E551
MDYG	SPDR SER TR	1,115	$89	0.0%	$87.74	—	S&P 400 MDCP GRW	78464A821
REET	ISHARES TR	2,593	$63	0.0%	$24.26	—	GLOBAL REIT ETF	46434V647
ITOT	ISHARES TR	512	$63	0.0%	$125.52	—	CORE S&P TTL STK	464287150
DFAS	DIMENSIONAL ETF TRUST	839	$50	0.0%	$65.08	—	US SMALL CAP ETF	25434V500
ESGE	ISHARES INC	1,232	$43	0.0%	$36.37	—	ESG AWR MSCI EM	46434G863
IEMG	ISHARES INC	785	$42	0.0%	$57.41	—	CORE MSCI EMKT	46434G103
SPHY	SPDR SER TR	1,559	$37	0.0%	$24.03	—	PORTFLI HIGH YLD	78468R606
VTI	VANGUARD INDEX FDS	131	$36	0.0%	$283.16	—	TOTAL STK MKT	922908769
IBND	SPDR SER TR	886	$26	0.0%	$30.60	—	BLOOMBERG INTL	78464A151
NUMG	NUSHARES ETF TR	562	$24	0.0%	$44.83	—	NUVEEN ESG MIDCP	67092P409
NUMV	NUSHARES ETF TR	682	$23	0.0%	$36.82	—	NUVEEN ESG MIDVL	67092P508