Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VEA	VANGUARD TAX-MANAGED FDS	189,111	$12.93M	9.4%	$47.66	—	VAN FTSE DEV MKT	921943858
SCHX	SCHWAB STRATEGIC TR	405,472	$11.37M	8.3%	$23.24	—	US LRG CAP ETF	808524201
BND	VANGUARD BD INDEX FDS	105,824	$7.816M	5.7%	$72.38	—	TOTAL BND MRKT	921937835
SCHA	SCHWAB STRATEGIC TR	174,595	$5.631M	4.1%	$25.25	—	US SML CAP ETF	808524607
MUB	ISHARES TR	50,402	$5.409M	3.9%	$105.64	—	NATIONAL MUN ETF	464288414
VTEB	VANGUARD MUN BD FDS	105,702	$5.331M	3.9%	$49.40	—	TAX EXEMPT BD	922907746
SEIM	SEI EXCHANGE TRADED FUNDS	104,952	$5.317M	3.9%	$39.53	—	ENHANCED US LRG	81589A205
SEIV	SEI EXCHANGE TRADED FUNDS	116,567	$5.129M	3.7%	$33.77	—	ENHANCED US LRG	81589A304
VWO	VANGUARD INTL EQUITY INDEX F	86,718	$5.096M	3.7%	$42.82	—	FTSE EMR MKT ETF	922042858
BNDX	VANGUARD CHARLOTTE FDS	97,243	$4.685M	3.4%	$48.64	—	TOTAL INT BD ETF	92203J407
SUB	ISHARES TR	37,717	$4.024M	2.9%	$105.36	—	SHRT NAT MUN ETF	464288158
USIG	ISHARES TR	66,902	$3.449M	2.5%	$50.45	—	USD INV GRDE ETF	464288620
SPHY	SPDR SERIES TRUST	141,811	$3.344M	2.4%	$23.45	—	STATE STREET SPD	78468R606
SCHP	SCHWAB STRATEGIC TR	117,417	$3.149M	2.3%	$25.91	—	US TIPS ETF	808524870
PAAA	PGIM ETF TR	59,765	$3.071M	2.2%	$51.39	—	AAA CLO ETF	69344A834
VTV	VANGUARD INDEX FDS	14,330	$2.907M	2.1%	$170.64	—	VALUE ETF	922908744
VUG	VANGUARD INDEX FDS	32,708	$2.715M	2.0%	$135.91	—	GROWTH ETF	922908736
BCI	ABRDN ETFS	104,664	$2.548M	1.9%	$21.46	—	BBRG ALL COMD K1	003261104
SEIQ	SEI EXCHANGE TRADED FUNDS	64,103	$2.476M	1.8%	$35.23	—	ENHANCED US LRG	81589A106
ACWV	ISHARES INC	19,868	$2.398M	1.7%	$108.65	—	MSCI GBL MIN VOL	464286525
SCHG	SCHWAB STRATEGIC TR	66,168	$2.174M	1.6%	$28.26	—	US LCAP GR ETF	808524300
SCHZ	SCHWAB STRATEGIC TR	90,439	$2.106M	1.5%	$22.91	—	US AGGREGATE B	808524839
VWOB	VANGUARD WHITEHALL FDS	28,717	$1.933M	1.4%	$63.28	—	EM MK GOV BD ETF	921946885
IDEV	ISHARES TR	21,722	$1.912M	1.4%	$69.33	—	CORE MSCI INTL	46435G326
IEMG	ISHARES INC	24,440	$1.904M	1.4%	$52.59	—	CORE MSCI EMKT	46434G103
EMLC	VANECK ETF TRUST	69,112	$1.787M	1.3%	$23.34	—	JP MRGAN EM LOC	92189H300
DUHP	DIMENSIONAL ETF TRUST	45,225	$1.771M	1.3%	$33.84	—	US HIGH PROFITAB	25434V831
SCHV	SCHWAB STRATEGIC TR	54,902	$1.753M	1.3%	$26.72	—	US LCAP VA ETF	808524409
DFUS	DIMENSIONAL ETF TRUST	21,668	$1.681M	1.2%	$63.17	—	US EQUITY MARKET	25434V401
MBB	ISHARES TR	17,570	$1.674M	1.2%	$91.76	—	MBS ETF	464288588
SCHM	SCHWAB STRATEGIC TR	48,885	$1.651M	1.2%	$28.82	—	US MID-CAP ETF	808524508
IEFA	ISHARES TR	12,151	$1.157M	0.8%	$69.57	—	CORE MSCI EAFE	46432F842
SCHO	SCHWAB STRATEGIC TR	47,245	$1.146M	0.8%	$24.15	—	SHT TM US TRES	808524862
MCD	MCDONALDS CORP	3,753	$1.126M	0.8%	$290.22	+9.3%	COM	580135101
USMV	ISHARES TR	11,930	$1.122M	0.8%	$88.17	—	MSCI USA MIN VOL	46429B697
SPEU	SPDR INDEX SHS FDS	19,720	$1.069M	0.8%	$43.10	—	STATE STREET SPD	78463X103
HYD	VANECK ETF TRUST	20,567	$1.053M	0.8%	$51.27	—	HIGH YLD MUNIETF	92189H409
VTIP	VANGUARD MALVERN FDS	18,304	$918K	0.7%	$48.68	—	STRM INFPROIDX	922020805
SCHC	SCHWAB STRATEGIC TR	18,149	$909K	0.7%	$37.15	—	INTL SCEQT ETF	808524888
HYMB	SPDR SERIES TRUST	34,438	$867K	0.6%	$25.17	—	STATE STREET SPD	78464A284
SELV	SEI EXCHANGE TRADED FUNDS	22,521	$733K	0.5%	$28.89	—	ENHANCED LOW VOL	81589A403
VBR	VANGUARD INDEX FDS	2,953	$683K	0.5%	$199.94	—	SM CP VAL ETF	922908611
SPEM	SPDR INDEX SHS FDS	13,162	$672K	0.5%	$39.60	—	STATE STREET SPD	78463X509
DXJ	WISDOMTREE TR	3,695	$597K	0.4%	$112.77	—	JAPN HEDGE EQT	97717W851
VBK	VANGUARD INDEX FDS	1,747	$588K	0.4%	$283.88	—	SML CP GRW ETF	922908595
DFIV	DIMENSIONAL ETF TRUST	10,391	$566K	0.4%	$35.42	—	INTERNATNAL VAL	25434V807
NOC	NORTHROP GRUMMAN CORP	955	$563K	0.4%	$492.97	+36.7%	COM	666807102
TFLR	T ROWE PRICE ETF INC	10,735	$547K	0.4%	$50.92	—	FLOATING RATE	87283Q883
GMF	SPDR INDEX SHS FDS	3,617	$540K	0.4%	$119.31	—	STATE STREET SPD	78463X301
DFAS	DIMENSIONAL ETF TRUST	6,508	$501K	0.4%	$64.12	—	US SMALL CAP ETF	25434V500
CVX	CHEVRON CORPORATION	2,674	$498K	0.4%	$145.50	+18.1%	COM	166764100
CLIP	GLOBAL X FDS	4,840	$485K	0.4%	$100.21	—	1-3 MONTH T-BILL	37960A438
EFAV	ISHARES TR	4,917	$451K	0.3%	$71.23	—	MSCI EAFE MIN VL	46429B689
DFAI	DIMENSIONAL ETF TRUST	8,855	$362K	0.3%	$29.03	—	INTL CORE EQT MK	25434V203
SPDW	SPDR INDEX SHS FDS	6,317	$307K	0.2%	$34.11	—	STATE STREET SPD	78463X889
CGCB	CAPITAL GRP FIXED INCM ETF T	9,439	$250K	0.2%	$26.44	—	CORE BOND ETF	14020Y508
EBND	SPDR SERIES TRUST	11,058	$235K	0.2%	$19.47	—	BLOOMBERG EMERGI	78464A391
JPST	J P MORGAN EXCHANGE TRADED F	4,539	$229K	0.2%	$50.44	—	ULTRA SHRT ETF	46641Q837
IWN	ISHARES TR	975	$201K	0.1%	$206.23	—	RUS 2000 VAL ETF	464287630