Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
DFAU	DIMENSIONAL ETF TRUST	493,809	$19.99M	17.7%	$40.49	—	US CORE EQT MKT	25434V104
DFAI	DIMENSIONAL ETF TRUST	242,966	$7.095M	6.3%	$29.20	—	INTL CORE EQT MK	25434V203
BND	VANGUARD BD INDEX FDS	94,627	$6.805M	6.0%	$71.91	—	TOTAL BND MRKT	921937835
VONE	VANGUARD SCOTTSDALE FDS	24,579	$6.556M	5.8%	$266.72	—	VNG RUS1000IDX	92206C730
DFCF	DIMENSIONAL ETF TRUST	154,151	$6.362M	5.6%	$41.27	—	CORE FIXED INCOM	25434V872
VNQ	VANGUARD INDEX FDS	36,883	$3.286M	2.9%	$89.08	—	REAL ESTATE ETF	922908553
DFAC	DIMENSIONAL ETF TRUST	92,395	$3.196M	2.8%	$34.59	—	US CORE EQUITY 2	25434V708
BNDX	VANGUARD CHARLOTTE FDS	61,266	$3.005M	2.7%	$49.05	—	TOTAL INT BD ETF	92203J407
NYF	ISHARES TR	50,437	$2.684M	2.4%	$53.22	—	NEW YORK MUN ETF	464288323
LQD	ISHARES TR	23,570	$2.518M	2.2%	$106.84	—	IBOXX INV CP ETF	464287242
SPIP	SPDR SER TR	98,438	$2.491M	2.2%	$25.31	—	PORTFLI TIPS ETF	78464A656
VYMI	VANGUARD WHITEHALL FDS	34,917	$2.37M	2.1%	$67.88	—	INTL HIGH ETF	921946794
PFFD	GLOBAL X FDS	109,886	$2.144M	1.9%	$19.51	—	US PFD ETF	37954Y657
VEA	VANGUARD TAX-MANAGED FDS	42,318	$2.024M	1.8%	$47.82	—	VAN FTSE DEV MKT	921943858
DFAE	DIMENSIONAL ETF TRUST	74,563	$1.892M	1.7%	$25.37	—	EMGR CRE EQT MNG	25434V302
VTEB	VANGUARD MUN BD FDS	36,750	$1.842M	1.6%	$50.13	—	TAX EXEMPT BD	922907746
QYLD	GLOBAL X FDS	89,400	$1.629M	1.4%	$18.22	—	NASDAQ 100 COVER	37954Y483
PZT	INVESCO EXCH TRADED FD TR II	63,866	$1.45M	1.3%	$22.70	—	NY AMT FRE MUN	46138E529
JEPI	J P MORGAN EXCHANGE TRADED F	23,416	$1.347M	1.2%	$57.53	—	EQUITY PREMIUM	46641Q332
MUB	ISHARES TR	12,620	$1.345M	1.2%	$106.55	—	NATIONAL MUN ETF	464288414
COMT	ISHARES U S ETF TR	52,264	$1.323M	1.2%	$25.31	—	GSCI CMDTY STGY	46431W853
SCHD	SCHWAB STRATEGIC TR	48,385	$1.322M	1.2%	$27.32	—	US DIVIDEND EQ	808524797
IXUS	ISHARES TR	19,682	$1.302M	1.2%	$66.14	—	CORE MSCI TOTAL	46432F834
GOOG	ALPHABET INC	6,657	$1.268M	1.1%	$175.67	0.0%	CAP STK CL C	02079K107
EMTL	SSGA ACTIVE TR	29,897	$1.259M	1.1%	$42.10	—	SPDR DBLELN EMRG	78470P309
IWB	ISHARES TR	3,859	$1.243M	1.1%	$322.16	—	RUS 1000 ETF	464287622
VIG	VANGUARD SPECIALIZED FUNDS	6,028	$1.18M	1.0%	$195.83	—	DIV APP ETF	921908844
MCD	MCDONALDS CORP	3,982	$1.154M	1.0%	$290.22	0.0%	COM	580135101
DFAR	DIMENSIONAL ETF TRUST	49,485	$1.152M	1.0%	$23.27	—	US REAL ESTATE E	25434V823
VWOB	VANGUARD WHITEHALL FDS	17,587	$1.111M	1.0%	$63.15	—	EM MK GOV BD ETF	921946885
AAPL	APPLE INC	3,774	$945K	0.8%	$234.51	0.0%	COM	037833100
VWO	VANGUARD INTL EQUITY INDEX F	20,697	$911K	0.8%	$44.04	—	FTSE EMR MKT ETF	922042858
DFGX	DIMENSIONAL ETF TRUST	17,070	$893K	0.8%	$52.32	—	GLOBAL EX US COR	25434V575
IAGG	ISHARES TR	17,507	$874K	0.8%	$49.92	—	CORE INTL AGGR	46435G672
ANGL	VANECK ETF TRUST	28,932	$829K	0.7%	$28.67	—	FALLEN ANGEL HG	92189F437
TIP	ISHARES TR	7,780	$829K	0.7%	$106.55	—	TIPS BD ETF	464287176
MSFT	MICROSOFT CORP	1,846	$778K	0.7%	$422.35	0.0%	COM	594918104
VTV	VANGUARD INDEX FDS	4,446	$753K	0.7%	$169.31	—	VALUE ETF	922908744
DFNM	DIMENSIONAL ETF TRUST	15,059	$719K	0.6%	$47.77	—	NATL MUN BD ETF	25434V849
VTC	VANGUARD SCOTTSDALE FDS	9,310	$705K	0.6%	$75.71	—	TOTAL CORP BND	92206C573
VTWV	VANGUARD SCOTTSDALE FDS	4,810	$696K	0.6%	$144.61	—	VNG RUS2000VAL	92206C649
VOE	VANGUARD INDEX FDS	4,267	$690K	0.6%	$161.77	—	MCAP VL IDXVIP	922908512
GIGB	GOLDMAN SACHS ETF TR	13,599	$613K	0.5%	$45.07	—	ACCESS INVT GR	381430479
UAL	UNITED AIRLS HLDGS INC	6,260	$608K	0.5%	$84.54	0.0%	COM	910047109
—	EVANS BANCORP INC	12,597	$545K	0.5%	$43.30	—	COM NEW	29911Q208
XYLD	GLOBAL X FDS	11,916	$499K	0.4%	$41.90	—	S&P 500 COVERED	37954Y475
AGG	ISHARES TR	4,975	$482K	0.4%	$96.90	—	CORE US AGGBD ET	464287226
SCZ	ISHARES TR	7,188	$437K	0.4%	$60.75	—	EAFE SML CP ETF	464288273
DFIP	DIMENSIONAL ETF TRUST	10,619	$430K	0.4%	$40.49	—	INFLATION PROTE	25434V856
BRK/B	BERKSHIRE HATHAWAY INC DEL	893	$405K	0.4%	$461.73	0.0%	CL B NEW	084670702
SCHR	SCHWAB STRATEGIC TR	15,838	$385K	0.3%	$24.29	—	INT-TRM U.S TRES	808524854
VTI	VANGUARD INDEX FDS	1,293	$375K	0.3%	$289.81	—	TOTAL STK MKT	922908769
SGOV	ISHARES TR	3,632	$364K	0.3%	$100.32	—	0-3 MNTH TREASRY	46436E718
EZM	WISDOMTREE TR	5,718	$357K	0.3%	$62.51	—	US MIDCAP FUND	97717W570
SCHZ	SCHWAB STRATEGIC TR	15,214	$345K	0.3%	$22.70	—	US AGGREGATE B	808524839
HD	HOME DEPOT INC	878	$342K	0.3%	$397.26	0.0%	COM	437076102
MTB	M & T BK CORP	1,805	$339K	0.3%	$192.14	0.0%	COM	55261F104
AVGO	BROADCOM INC	1,450	$336K	0.3%	$182.87	0.0%	COM	11135F101
VXUS	VANGUARD STAR FDS	5,700	$336K	0.3%	$58.93	—	VG TL INTL STK F	921909768
DCOR	DIMENSIONAL ETF TRUST	5,143	$330K	0.3%	$64.16	—	US CORE EQUITY 1	25434V625
AMZN	AMAZON COM INC	1,411	$309K	0.3%	$204.58	0.0%	COM	023135106
HDV	ISHARES TR	2,623	$294K	0.3%	$112.26	—	CORE HIGH DV ETF	46429B663
GOOGL	ALPHABET INC	1,552	$294K	0.3%	$174.14	0.0%	CAP STK CL A	02079K305
DGRO	ISHARES TR	4,308	$264K	0.2%	$61.34	—	CORE DIV GRWTH	46434V621
ESGU	ISHARES TR	1,999	$258K	0.2%	$128.82	—	ESG AWR MSCI USA	46435G425
URI	UNITED RENTALS INC	350	$247K	0.2%	$804.87	0.0%	COM	911363109
ADI	ANALOG DEVICES INC	1,151	$245K	0.2%	$216.79	0.0%	COM	032654105
META	META PLATFORMS INC	416	$244K	0.2%	$584.74	0.0%	CL A	30303M102
DWX	SPDR INDEX SHS FDS	6,349	$222K	0.2%	$34.96	—	S&P INTL ETF	78463X772
XOM	EXXON MOBIL CORP	1,952	$210K	0.2%	$112.36	0.0%	COM	30231G102
EEM	ISHARES TR	5,003	$209K	0.2%	$41.82	—	MSCI EMG MKT ETF	464287234
BX	BLACKSTONE INC	1,174	$202K	0.2%	$168.78	0.0%	COM	09260D107
MDYV	SPDR SER TR	2,495	$200K	0.2%	$80.20	—	S&P 400 MDCP VAL	78464A839
TSLA	TESLA INC	495	$200K	0.2%	$321.74	0.0%	COM	88160R101
ZOMDF	ZOMEDICA CORP	16,000	$1,920	0.0%	$0.13	0.0%	COM	98980M109