Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHG	SCHWAB STRATEGIC TR	101,391 (+7.1%)	$3.431M (+24.4%)	3.0%	$32.62	—	US LCAP GR ETF	808524300
VOO	VANGUARD INDEX FDS	3,931 (+2.3%)	$2.7M (+17.6%)	2.3%	$637.39	—	S&P 500 ETF SHS	922908363
SCHD	SCHWAB STRATEGIC TR	160,414 (+1.8%)	$5.087M (+5.2%)	4.4%	$28.67	—	US DIVIDEND EQ	808524797
CGCP	CAPITAL GRP FIXED INCM ETF T	337,507 (+1.8%)	$7.523M (+1.6%)	6.5%	$22.71	—	CORE PLUS INCM	14020Y102
TSLA	TESLA INC	1,942 (+1.0%)	$817K (+14.3%)	0.7%	$443.05	—	COM	88160R101
CVNA	CARVANA CO	3,500 (+400.0%)	$230K (+4.7%)	0.2%	$129.10	—	CL A	146869102

Decreased Positions (12)

SPYG SPDR SERIES TRUST 16.9%

Value $19.55M (+18.7%) Shares 164,264 (-2.3%) Est. Cost $107.78 Unrealized —

IVW ISHARES TR 6.2%

Value $7.16M (+20.2%) Shares 52,060 (-1.1%) Est. Cost $124.87 Unrealized —

IWM ISHARES TR 5.3%

Value $6.162M (+17.8%) Shares 20,510 (-2.8%) Est. Cost $261.02 Unrealized —

VTI VANGUARD INDEX FDS 6.0%

Value $6.906M (+12.3%) Shares 18,664 (-2.6%) Est. Cost $341.67 Unrealized —

QQQ INVESCO QQQ TR 2.9%

Value $3.322M (+25.5%) Shares 4,511 (-1.6%) Est. Cost $626.24 Unrealized —

SPYV SPDR SERIES TRUST 12.0%

Value $13.91M (+4.9%) Shares 228,850 (-2.4%) Est. Cost $58.02 Unrealized —

SPSM SPDR SERIES TRUST 2.1%

Value $2.47M (+16.7%) Shares 42,837 (-2.2%) Est. Cost $49.27 Unrealized —

AAPL APPLE INC 2.1%

Value $2.411M (+11.2%) Shares 8,332 (-2.4%) Est. Cost $268.34 Unrealized —

SPMO INVESCO EXCH TRADED FD TR II 0.5%

Value $537K (-12.6%) Shares 3,322 (-39.3%) Est. Cost $120.12 Unrealized —

IGM ISHARES TR 0.3%

Value $389K (-12.6%) Shares 2,380 (-36.7%) Est. Cost $131.88 Unrealized —

USMV ISHARES TR 7.8%

Value $9.06M (-0.5%) Shares 93,920 (-4.3%) Est. Cost $94.28 Unrealized —

XMMO INVESCO EXCHANGE TRADED FD T 0.3%

Value $310K (-3.2%) Shares 1,824 (-17.5%) Est. Cost $142.35 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SPYG	SPDR SERIES TRUST	164,264 (-2.3%)	$19.55M (+18.7%)	16.9%	$107.78	—	STATE STREET SPD	78464A409
IVW	ISHARES TR	52,060 (-1.1%)	$7.16M (+20.2%)	6.2%	$124.87	—	S&P 500 GRWT ETF	464287309
IWM	ISHARES TR	20,510 (-2.8%)	$6.162M (+17.8%)	5.3%	$261.02	—	RUSSELL 2000 ETF	464287655
VTI	VANGUARD INDEX FDS	18,664 (-2.6%)	$6.906M (+12.3%)	6.0%	$341.67	—	TOTAL STK MKT	922908769
QQQ	INVESCO QQQ TR	4,511 (-1.6%)	$3.322M (+25.5%)	2.9%	$626.24	—	UNIT SER 1	46090E103
SPYV	SPDR SERIES TRUST	228,850 (-2.4%)	$13.91M (+4.9%)	12.0%	$58.02	—	STATE STREET SPD	78464A508
SPSM	SPDR SERIES TRUST	42,837 (-2.2%)	$2.47M (+16.7%)	2.1%	$49.27	—	STATE STREET SPD	78468R853
AAPL	APPLE INC	8,332 (-2.4%)	$2.411M (+11.2%)	2.1%	$268.34	—	COM	037833100
SPMO	INVESCO EXCH TRADED FD TR II	3,322 (-39.3%)	$537K (-12.6%)	0.5%	$120.12	—	S&P 500 MOMNTM	46138E339
IGM	ISHARES TR	2,380 (-36.7%)	$389K (-12.6%)	0.3%	$131.88	—	EXPND TEC SC ETF	464287549
USMV	ISHARES TR	93,920 (-4.3%)	$9.06M (-0.5%)	7.8%	$94.28	—	MSCI USA MIN VOL	46429B697
XMMO	INVESCO EXCHANGE TRADED FD T	1,824 (-17.5%)	$310K (-3.2%)	0.3%	$142.35	—	S&P MDCP MOMNTUM	46137V464

Unchanged Positions (14)

IJH ISHARES TR 3.6%

Value $4.114M Shares 53,348 Est. Cost $69.36 Unrealized —

EFAV ISHARES TR 6.4%

Value $7.396M Shares 84,324 Est. Cost $87.06 Unrealized —

IJR ISHARES TR 1.6%

Value $1.81M Shares 12,207 Est. Cost $126.49 Unrealized —

VEU VANGUARD INTL EQUITY INDEX F 2.3%

Value $2.656M Shares 31,708 Est. Cost $76.22 Unrealized —

VOTE TCW ETF TRUST 0.5%

Value $636K Shares 7,214 Est. Cost $81.56 Unrealized —

ESGU ISHARES TR 0.5%

Value $579K Shares 3,538 Est. Cost $151.25 Unrealized —

SDY SPDR SERIES TRUST 0.5%

Value $597K Shares 3,921 Est. Cost $144.41 Unrealized —

FHLC FIDELITY COVINGTON TRUST 0.2%

Value $228K Shares 2,950 Est. Cost $75.21 Unrealized —

DBMF LITMAN GREGORY FDS TR 1.4%

Value $1.591M Shares 51,990 Est. Cost $28.88 Unrealized —

LVHD LEGG MASON ETF INVT 0.4%

Value $495K Shares 11,241 Est. Cost $40.66 Unrealized —

QYLD GLOBAL X FDS 0.2%

Value $223K Shares 12,120 Est. Cost $17.87 Unrealized —

QLV FLEXSHARES TR 0.2%

Value $257K Shares 3,398 Est. Cost $72.54 Unrealized —

WM WASTE MGMT INC DEL 0.3%

Value $393K Shares 1,762 Est. Cost $212.55 Unrealized —

AGG ISHARES TR 2.1%

Value $2.421M Shares 24,459 Est. Cost $100.16 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IJH	ISHARES TR	53,348	$4.114M	3.6%	$69.36	—	CORE S&P MCP ETF	464287507
EFAV	ISHARES TR	84,324	$7.396M	6.4%	$87.06	—	MSCI EAFE MIN VL	46429B689
IJR	ISHARES TR	12,207	$1.81M	1.6%	$126.49	—	CORE S&P SCP ETF	464287804
VEU	VANGUARD INTL EQUITY INDEX F	31,708	$2.656M	2.3%	$76.22	—	ALLWRLD EX US	922042775
VOTE	TCW ETF TRUST	7,214	$636K	0.5%	$81.56	—	TRANSFRM 500 ETF	29287L106
ESGU	ISHARES TR	3,538	$579K	0.5%	$151.25	—	ESG AWR MSCI USA	46435G425
SDY	SPDR SERIES TRUST	3,921	$597K	0.5%	$144.41	—	STATE STREET SPD	78464A763
FHLC	FIDELITY COVINGTON TRUST	2,950	$228K	0.2%	$75.21	—	MSCI HLTH CARE I	316092600
DBMF	LITMAN GREGORY FDS TR	51,990	$1.591M	1.4%	$28.88	—	IMGP DBI MANAGED	53700T827
LVHD	LEGG MASON ETF INVT	11,241	$495K	0.4%	$40.66	—	FRANKLIN US LOW	52468L406
QYLD	GLOBAL X FDS	12,120	$223K	0.2%	$17.87	—	NASDAQ 100 COVER	37954Y483
QLV	FLEXSHARES TR	3,398	$257K	0.2%	$72.54	—	US QT LW VLTY	33939L654
WM	WASTE MGMT INC DEL	1,762	$393K	0.3%	$212.55	—	COM	94106L109
AGG	ISHARES TR	24,459	$2.421M	2.1%	$100.16	—	CORE US AGGBD ET	464287226