Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VTI	Vanguard Intl Equity Index F	957	$307K	0.1%	$320.87	—	Vanguard Total Stock Market ETF	922908769
TIP	iShares Tr	1,339	$148K	0.0%	$110.41	—	iShares TIPS Bond ETF	464287176
VEA	Vanguard	1,614	$103K	0.0%	$64.10	—	Vanguard FTSE Developed Markets ETF	921943858
SCHE	Schwab Strategic Tr	2,476	$81,602	0.0%	$32.96	—	Schwab Emerging Markets Equity ETF	808524706
AVUV	Avantis	361	$39,983	0.0%	$110.76	—	Avantis US Small Cap Value ETF	025072877
DFAS	Dimensional	526	$37,463	0.0%	$71.22	—	Dimensional US Small Cap ETF	25434V500
AVDV	Avantis	277	$27,735	0.0%	$100.13	—	Avantis International Small Cap Val ETF	025072802
SHV	iShares Tr	1	$146	0.0%	$146.00	—	iShares 1 Year Treasury Bond ETF	464288679
VGSH	Vanguard Index FDS	2	$144	0.0%	$72.00	—	Vanguard Short-Term Treasury ETF	92206C102
SCHO	Schwab Strategic Tr	5	$139	0.0%	$27.80	—	Schwab Short-Term US Treasury ETF	808524862
SCHH	Schwab Strategic Tr	2	$60	0.0%	$30.00	—	Schwab US REIT ETF	808524847
SCHZ	Schwab Strategic Tr	2	$55	0.0%	$27.50	—	Schwab US Aggregate Bond ETF	808524839

Increased Positions (15)

IVV iShares Tr 60.0%

Value $219M (+8.6%) Shares 335,295 (+13.9%) Est. Cost $666.91 Unrealized —

IJH iShares Tr 8.1%

Value $29.51M (+12.2%) Shares 436,949 (+9.7%) Est. Cost $66.14 Unrealized —

SCHG Schwab Strategic Tr 11.7%

Value $42.74M (+5.0%) Shares 1,467,221 (+17.6%) Est. Cost $29.38 Unrealized —

IAGG iShares Tr 2.5%

Value $9.262M (+16.8%) Shares 185,085 (+16.7%) Est. Cost $50.83 Unrealized —

IJR iShares Tr 3.4%

Value $12.51M (+11.5%) Shares 100,595 (+7.8%) Est. Cost $114.50 Unrealized —

SCHF Schwab Strategic Tr 2.2%

Value $8.154M (+16.3%) Shares 329,472 (+13.0%) Est. Cost $22.40 Unrealized —

VTV Vanguard Index FDS 2.7%

Value $9.797M (+12.7%) Shares 49,935 (+9.7%) Est. Cost $56.95 Unrealized —

VWO Vanguard Intl Equity Index F 1.0%

Value $3.639M (+12.9%) Shares 67,319 (+12.3%) Est. Cost $51.71 Unrealized —

SCHB Schwab Strategic Tr 2.9%

Value $10.65M (-2.7%) Shares 424,244 (+1.7%) Est. Cost $23.85 Unrealized —

VBR Vanguard Index FDS 0.5%

Value $1.989M (+14.1%) Shares 9,154 (+11.2%) Est. Cost $199.92 Unrealized —

SLYG SPDR 0.2%

Value $819K (+27.9%) Shares 8,473 (+24.7%) Est. Cost $90.31 Unrealized —

AGG iShares Tr 1.1%

Value $3.935M (+4.0%) Shares 39,637 (+4.7%) Est. Cost $99.33 Unrealized —

VBK Vanguard Index FDS 0.6%

Value $2.283M (+6.3%) Shares 7,551 (+6.2%) Est. Cost $281.43 Unrealized —

SLYV SPDR 0.2%

Value $762K (+8.0%) Shares 8,052 (+3.9%) Est. Cost $85.63 Unrealized —

VT Vanguard Intl Equity Index F 2.2%

Value $8.144M (+0.5%) Shares 58,880 (+2.5%) Est. Cost $26.57 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IVV	iShares Tr	335,295 (+13.9%)	$219M (+8.6%)	60.0%	$666.91	—	iShares Core S&P 500 ETF	464287200
IJH	iShares Tr	436,949 (+9.7%)	$29.51M (+12.2%)	8.1%	$66.14	—	iShares Core S&P Mid-Cap ETF	464287507
SCHG	Schwab Strategic Tr	1,467,221 (+17.6%)	$42.74M (+5.0%)	11.7%	$29.38	—	Schwab US Large-Cap Growth ETF	808524300
IAGG	iShares Tr	185,085 (+16.7%)	$9.262M (+16.8%)	2.5%	$50.83	—	iShares Core International Aggt Bd ETF	46435G672
IJR	iShares Tr	100,595 (+7.8%)	$12.51M (+11.5%)	3.4%	$114.50	—	iShares Core S&P Small-Cap ETF	464287804
SCHF	Schwab Strategic Tr	329,472 (+13.0%)	$8.154M (+16.3%)	2.2%	$22.40	—	Schwab International Equity ETF	808524805
VTV	Vanguard Index FDS	49,935 (+9.7%)	$9.797M (+12.7%)	2.7%	$56.95	—	Vanguard Value ETF	922908744
VWO	Vanguard Intl Equity Index F	67,319 (+12.3%)	$3.639M (+12.9%)	1.0%	$51.71	—	Vanguard FTSE Emerging Markets ETF	922042858
SCHB	Schwab Strategic Tr	424,244 (+1.7%)	$10.65M (-2.7%)	2.9%	$23.85	—	Schwab US Broad Market ETF	808524102
VBR	Vanguard Index FDS	9,154 (+11.2%)	$1.989M (+14.1%)	0.5%	$199.92	—	Vanguard Small-Cap Value ETF	922908611
SLYG	SPDR	8,473 (+24.7%)	$819K (+27.9%)	0.2%	$90.31	—	State Street SPDR S&P 600 Sm Cp GrETF	78464A201
AGG	iShares Tr	39,637 (+4.7%)	$3.935M (+4.0%)	1.1%	$99.33	—	iShares Core US Aggregate Bond ETF	464287226
VBK	Vanguard Index FDS	7,551 (+6.2%)	$2.283M (+6.3%)	0.6%	$281.43	—	Vanguard Small-Cap Growth ETF	922908595
SLYV	SPDR	8,052 (+3.9%)	$762K (+8.0%)	0.2%	$85.63	—	State Street SPDR S&P 600 Sm CpValETF	78464A300
VT	Vanguard Intl Equity Index F	58,880 (+2.5%)	$8.144M (+0.5%)	2.2%	$26.57	—	Vanguard Total World Stock ETF	922042742

Exited Positions (17)

FSPSX Fidelity 24.2%

Value $88.2M Shares 1,450,576 Est. Cost $60.80 Unrealized —

FXNAX Fidelity 18.6%

Value $67.86M Shares 6,426,357 Est. Cost $10.56 Unrealized —

— Lincoln 14.8%

Value $53.9M Shares 38,757,598 Est. Cost $1.39 Unrealized —

FPADX Fidelity 11.4%

Value $41.52M Shares 3,035,396 Est. Cost $13.68 Unrealized —

PEQSX Putnam 6.6%

Value $23.94M Shares 609,615 Est. Cost $39.27 Unrealized —

PTREX Putnam 5.9%

Value $21.37M Shares 2,571,579 Est. Cost $8.31 Unrealized —

FSKAX Fidelity 4.2%

Value $15.45M Shares 82,684 Est. Cost $186.84 Unrealized —

— Lincoln 1.8%

Value $6.75M Shares 4,853,818 Est. Cost $1.39 Unrealized —

VWEAX Vanguard 1.4%

Value $5.191M Shares 931,950 Est. Cost $5.57 Unrealized —

SWRSX Schwab Strategic Tr 1.4%

Value $5.109M Shares 495,011 Est. Cost $10.32 Unrealized —

FSRNX Fidelity 1.1%

Value $4.03M Shares 249,559 Est. Cost $16.15 Unrealized —

SWTSX Schwab Strategic Tr 1.0%

Value $3.501M Shares 213,611 Est. Cost $16.39 Unrealized —

VBIAX Vanguard 0.6%

Value $2.126M Shares 41,033 Est. Cost $51.81 Unrealized —

FNBGX Fidelity 0.2%

Value $686K Shares 73,867 Est. Cost $9.29 Unrealized —

— Schwab Strategic Tr 0.1%

Value $508K Shares 507,665 Est. Cost $1.00 Unrealized —

SWAGX Schwab Strategic Tr 0.1%

Value $491K Shares 54,396 Est. Cost $9.03 Unrealized —

VEGBX Vanguard 0.1%

Value $362K Shares 14,540 Est. Cost $24.92 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
FSPSX	Fidelity	1,450,576	$88.2M	24.2%	$60.80	—	—	315911727
FXNAX	Fidelity	6,426,357	$67.86M	18.6%	$10.56	—	—	316146356
—	Lincoln	38,757,598	$53.9M	14.8%	$1.39	—	—	53422Q259
FPADX	Fidelity	3,035,396	$41.52M	11.4%	$13.68	—	—	316146331
PEQSX	Putnam	609,615	$23.94M	6.6%	$39.27	—	—	746745801
PTREX	Putnam	2,571,579	$21.37M	5.9%	$8.31	—	—	74676A402
FSKAX	Fidelity	82,684	$15.45M	4.2%	$186.84	—	—	315911693
—	Lincoln	4,853,818	$6.75M	1.8%	$1.39	—	—	53422Q267
VWEAX	Vanguard	931,950	$5.191M	1.4%	$5.57	—	—	922031760
SWRSX	Schwab Strategic Tr	495,011	$5.109M	1.4%	$10.32	—	—	808517817
FSRNX	Fidelity	249,559	$4.03M	1.1%	$16.15	—	—	316146232
SWTSX	Schwab Strategic Tr	213,611	$3.501M	1.0%	$16.39	—	—	808509756
VBIAX	Vanguard	41,033	$2.126M	0.6%	$51.81	—	—	921931200
FNBGX	Fidelity	73,867	$686K	0.2%	$9.29	—	—	31635V232
—	Schwab Strategic Tr	507,665	$508K	0.1%	$1.00	—	—	99SCPCRA1
SWAGX	Schwab Strategic Tr	54,396	$491K	0.1%	$9.03	—	—	808517718
VEGBX	Vanguard	14,540	$362K	0.1%	$24.92	—	—	922020813

Unchanged Positions (1)

USHY iShares Tr 0.3%

Value $1.173M Shares 31,844 Est. Cost $37.55 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
USHY	iShares Tr	31,844	$1.173M	0.3%	$37.55	—	iShares Broad USD High Yield Corp Bd ETF	46435U853