LWM ADVISORS INC Long-Term Concentrated

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
IWD	ISHARES TR	117,480 (+1.3%)	$24,711 (+4.7%)	21.7%	$185.71	—	RUS 1000 VAL ETF	464287598
IWN	ISHARES TR	38,159 (+2.0%)	$6,915 (+4.6%)	6.1%	$164.73	—	RUS 2000 VAL ETF	464287630
IWS	ISHARES TR	34,154 (+3.0%)	$4,817 (+4.0%)	4.2%	$129.99	—	RUS MDCP VAL ETF	464287473
IWO	ISHARES TR	22,554 (+1.5%)	$7,285 (+2.5%)	6.4%	$288.86	—	RUS 2000 GRW ETF	464287648
SHY	ISHARES TR	106,668 (+1.3%)	$8,834 (+1.1%)	7.8%	$82.04	—	1 3 YR TREAS BD	464287457
IWP	ISHARES TR	32,816 (+2.9%)	$4,494 (-1.1%)	4.0%	$127.04	—	RUS MD CP GR ETF	464287481
QQQ	INVESCO QQQ TR	577 (+12.0%)	$354 (+14.6%)	0.3%	$519.15	—	UNIT SER 1	46090E103

Exited Positions (1)

VOO VANGUARD INDEX FDS 0.2%

Value ($000) $219 Shares 358 Est. Cost $538.68 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VOO	VANGUARD INDEX FDS	358	$219	0.2%	$538.68	—	—	922908363

Decreased Positions (3)

EEM ISHARES TR 5.1%

Value ($000) $5,817 (+1.3%) Shares 106,320 (-1.1%) Est. Cost $41.86 Unrealized —

IWF ISHARES TR 20.7%

Value ($000) $23,537 (-0.1%) Shares 49,730 (-1.1%) Est. Cost $401.58 Unrealized —

AAPL APPLE INC 0.9%

Value ($000) $1,073 (-1.9%) Shares 3,945 (-8.1%) Est. Cost $234.51 Unrealized +14.4%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
EEM	ISHARES TR	106,320 (-1.1%)	$5,817 (+1.3%)	5.1%	$41.86	—	MSCI EMG MKT ETF	464287234
IWF	ISHARES TR	49,730 (-1.1%)	$23,537 (-0.1%)	20.7%	$401.58	—	RUS 1000 GRW ETF	464287614
AAPL	APPLE INC	3,945 (-8.1%)	$1,073 (-1.9%)	0.9%	$234.51	+14.4%	COM	037833100

Unchanged Positions (18)

EFA ISHARES TR 12.0%

Value ($000) $13,672 Shares 142,369 Est. Cost $75.61 Unrealized —

LQD ISHARES TR 3.2%

Value ($000) $3,623 Shares 32,884 Est. Cost $106.99 Unrealized —

EMXC ISHARES INC 0.2%

Value ($000) $261 Shares 3,588 Est. Cost $58.10 Unrealized —

VOT VANGUARD INDEX FDS 0.3%

Value ($000) $330 Shares 1,182 Est. Cost $254.25 Unrealized —

MGK VANGUARD WORLD FD 0.5%

Value ($000) $528 Shares 1,279 Est. Cost $343.41 Unrealized —

IEF ISHARES TR 2.5%

Value ($000) $2,803 Shares 29,153 Est. Cost $92.61 Unrealized —

DSI ISHARES TR 0.5%

Value ($000) $561 Shares 4,352 Est. Cost $110.25 Unrealized —

MGV VANGUARD WORLD FD 0.4%

Value ($000) $467 Shares 3,306 Est. Cost $124.91 Unrealized —

VEU VANGUARD INTL EQUITY INDEX F 0.3%

Value ($000) $332 Shares 4,517 Est. Cost $57.41 Unrealized —

ACWI ISHARES TR 0.3%

Value ($000) $390 Shares 2,753 Est. Cost $117.50 Unrealized —

XNTK SPDR SERIES TRUST 0.4%

Value ($000) $398 Shares 1,434 Est. Cost $201.82 Unrealized —

SCHG SCHWAB STRATEGIC TR 0.3%

Value ($000) $319 Shares 9,788 Est. Cost $25.96 Unrealized —

ESML ISHARES TR 0.3%

Value ($000) $314 Shares 6,834 Est. Cost $42.20 Unrealized —

SCHV SCHWAB STRATEGIC TR 0.3%

Value ($000) $341 Shares 11,509 Est. Cost $26.19 Unrealized —

VOE VANGUARD INDEX FDS 0.3%

Value ($000) $337 Shares 1,899 Est. Cost $161.20 Unrealized —

VBR VANGUARD INDEX FDS 0.3%

Value ($000) $327 Shares 1,544 Est. Cost $196.17 Unrealized —

VBK VANGUARD INDEX FDS 0.3%

Value ($000) $285 Shares 942 Est. Cost $276.73 Unrealized —

NVDA NVIDIA CORPORATION 0.3%

Value ($000) $287 Shares 1,538 Est. Cost $125.82 Unrealized +47.9%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
EFA	ISHARES TR	142,369	$13,672	12.0%	$75.61	—	MSCI EAFE ETF	464287465
LQD	ISHARES TR	32,884	$3,623	3.2%	$106.99	—	IBOXX INV CP ETF	464287242
EMXC	ISHARES INC	3,588	$261	0.2%	$58.10	—	MSCI EMRG CHN	46434G764
VOT	VANGUARD INDEX FDS	1,182	$330	0.3%	$254.25	—	MCAP GR IDXVIP	922908538
MGK	VANGUARD WORLD FD	1,279	$528	0.5%	$343.41	—	MEGA GRWTH IND	921910816
IEF	ISHARES TR	29,153	$2,803	2.5%	$92.61	—	7-10 YR TRSY BD	464287440
DSI	ISHARES TR	4,352	$561	0.5%	$110.25	—	ESG MSCI KLD 400	464288570
MGV	VANGUARD WORLD FD	3,306	$467	0.4%	$124.91	—	MEGA CAP VAL ETF	921910840
VEU	VANGUARD INTL EQUITY INDEX F	4,517	$332	0.3%	$57.41	—	ALLWRLD EX US	922042775
ACWI	ISHARES TR	2,753	$390	0.3%	$117.50	—	MSCI ACWI ETF	464288257
XNTK	SPDR SERIES TRUST	1,434	$398	0.4%	$201.82	—	STATE STREET SPD	78464A102
SCHG	SCHWAB STRATEGIC TR	9,788	$319	0.3%	$25.96	—	US LCAP GR ETF	808524300
ESML	ISHARES TR	6,834	$314	0.3%	$42.20	—	ESG AWARE MSCI	46435U663
SCHV	SCHWAB STRATEGIC TR	11,509	$341	0.3%	$26.19	—	US LCAP VA ETF	808524409
VOE	VANGUARD INDEX FDS	1,899	$337	0.3%	$161.20	—	MCAP VL IDXVIP	922908512
VBR	VANGUARD INDEX FDS	1,544	$327	0.3%	$196.17	—	SM CP VAL ETF	922908611
VBK	VANGUARD INDEX FDS	942	$285	0.3%	$276.73	—	SML CP GRW ETF	922908595
NVDA	NVIDIA CORPORATION	1,538	$287	0.3%	$125.82	+47.9%	COM	67066G104