Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IALT	BLACKROCK ETF TRUST	95,170	$2.67M	2.3%	$28.05	—	ISHA SYST AL ETF	09290C665
IEF	ISHARES TR	6,917	$654K	0.6%	$94.57	—	7-10 YR TRSY BD	464287440
TLT	ISHARES TR	3,897	$337K	0.3%	$86.42	—	20 YR TR BD ETF	464287432
LLY	ELI LILLY & CO	180	$216K	0.2%	$1199.43	—	COM	532457108
GOOGL	ALPHABET INC	599	$214K	0.2%	$357.39	—	CAP STK CL A	02079K305

Increased Positions (12)

IVV ISHARES TR 29.3%

Value $34.25M (+22.6%) Shares 45,741 (+6.9%) Est. Cost $689.08 Unrealized —

CORO BLACKROCK ETF TRUST 4.0%

Value $4.639M (+27.0%) Shares 126,755 (+11.6%) Est. Cost $32.61 Unrealized —

IVW ISHARES TR 1.3%

Value $1.465M (+125.0%) Shares 10,652 (+85.0%) Est. Cost $129.82 Unrealized —

GOVT ISHARES TR 3.5%

Value $4.145M (+12.2%) Shares 181,962 (+12.8%) Est. Cost $22.90 Unrealized —

BINC BLACKROCK ETF TRUST II 4.5%

Value $5.238M (+5.1%) Shares 100,082 (+4.2%) Est. Cost $52.71 Unrealized —

IAU ISHARES GOLD TR 2.5%

Value $2.954M (-7.0%) Shares 39,118 (+8.6%) Est. Cost $80.72 Unrealized —

BNDW VANGUARD SCOTTSDALE FDS 0.4%

Value $473K (+45.1%) Shares 6,899 (+44.8%) Est. Cost $68.62 Unrealized —

SHLD GLOBAL X FDS 2.0%

Value $2.37M (-5.1%) Shares 39,686 (+12.6%) Est. Cost $65.77 Unrealized —

NVDA NVIDIA CORPORATION 0.4%

Value $500K (+17.1%) Shares 2,500 (+2.0%) Est. Cost $186.41 Unrealized —

IWF ISHARES TR 0.3%

Value $374K (+16.5%) Shares 3,012 (+300.0%) Est. Cost $211.45 Unrealized —

TLH ISHARES TR 3.2%

Value $3.724M (+1.2%) Shares 37,108 (+1.6%) Est. Cost $101.65 Unrealized —

SYSB ISHARES TR 0.3%

Value $349K (+12.5%) Shares 3,930 (+12.9%) Est. Cost $89.61 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IVV	ISHARES TR	45,741 (+6.9%)	$34.25M (+22.6%)	29.3%	$689.08	—	CORE S&P500 ETF	464287200
CORO	BLACKROCK ETF TRUST	126,755 (+11.6%)	$4.639M (+27.0%)	4.0%	$32.61	—	ISHA IN CTRY ETF	09290C764
IVW	ISHARES TR	10,652 (+85.0%)	$1.465M (+125.0%)	1.3%	$129.82	—	S&P 500 GRWT ETF	464287309
GOVT	ISHARES TR	181,962 (+12.8%)	$4.145M (+12.2%)	3.5%	$22.90	—	US TREAS BD ETF	46429B267
BINC	BLACKROCK ETF TRUST II	100,082 (+4.2%)	$5.238M (+5.1%)	4.5%	$52.71	—	ISHA FLEX IN ETF	092528603
IAU	ISHARES GOLD TR	39,118 (+8.6%)	$2.954M (-7.0%)	2.5%	$80.72	—	ISHARES NEW	464285204
BNDW	VANGUARD SCOTTSDALE FDS	6,899 (+44.8%)	$473K (+45.1%)	0.4%	$68.62	—	TOTAL WLD BD ETF	92206C565
SHLD	GLOBAL X FDS	39,686 (+12.6%)	$2.37M (-5.1%)	2.0%	$65.77	—	DEFENSE TECH ETF	37960A529
NVDA	NVIDIA CORPORATION	2,500 (+2.0%)	$500K (+17.1%)	0.4%	$186.41	—	COM	67066G104
IWF	ISHARES TR	3,012 (+300.0%)	$374K (+16.5%)	0.3%	$211.45	—	RUS 1000 GRW ETF	464287614
TLH	ISHARES TR	37,108 (+1.6%)	$3.724M (+1.2%)	3.2%	$101.65	—	10-20 YR TRS ETF	464288653
SYSB	ISHARES TR	3,930 (+12.9%)	$349K (+12.5%)	0.3%	$89.61	—	SYSTEMATIC BD ET	46435U796

Exited Positions (7)

AMAT APPLIED MATLS INC 0.5%

Value $581K Shares 1,700 Est. Cost $239.49 Unrealized —

MBB ISHARES TR 0.3%

Value $385K Shares 4,050 Est. Cost $95.22 Unrealized —

IJH ISHARES TR 0.3%

Value $351K Shares 5,197 Est. Cost $65.99 Unrealized —

O REALTY INCOME CORP 0.2%

Value $229K Shares 3,750 Est. Cost $57.36 Unrealized —

HON HONEYWELL INTL INC 0.2%

Value $210K Shares 930 Est. Cost $225.93 Unrealized —

IVE ISHARES TR 0.2%

Value $210K Shares 995 Est. Cost $212.07 Unrealized —

LOW LOWES COS INC 0.2%

Value $203K Shares 860 Est. Cost $239.83 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
AMAT	APPLIED MATLS INC	1,700	$581K	0.5%	$239.49	—	—	038222105
MBB	ISHARES TR	4,050	$385K	0.3%	$95.22	—	—	464288588
IJH	ISHARES TR	5,197	$351K	0.3%	$65.99	—	—	464287507
O	REALTY INCOME CORP	3,750	$229K	0.2%	$57.36	—	—	756109104
HON	HONEYWELL INTL INC	930	$210K	0.2%	$225.93	—	—	438516106
IVE	ISHARES TR	995	$210K	0.2%	$212.07	—	—	464287408
LOW	LOWES COS INC	860	$203K	0.2%	$239.83	—	—	548661107

Decreased Positions (22)

QUAL ISHARES TR 1.7%

Value $1.939M (-59.2%) Shares 8,835 (-64.3%) Est. Cost $198.62 Unrealized —

VWO VANGUARD INTL EQUITY INDEX F 2.7%

Value $3.117M (-25.3%) Shares 52,215 (-32.4%) Est. Cost $53.76 Unrealized —

BAI BLACKROCK ETF TRUST 3.7%

Value $4.311M (+30.1%) Shares 81,779 (-18.7%) Est. Cost $33.27 Unrealized —

DYNF BLACKROCK ETF TRUST 6.8%

Value $7.975M (+13.5%) Shares 117,269 (-2.9%) Est. Cost $60.81 Unrealized —

SPY STATE STR SPDR S&P 500 ETF T 8.6%

Value $10.03M (+8.7%) Shares 13,436 (-5.3%) Est. Cost $681.92 Unrealized —

BNDX VANGUARD CHARLOTTE FDS 3.4%

Value $3.94M (-13.1%) Shares 81,353 (-13.7%) Est. Cost $48.31 Unrealized —

THRO BLACKROCK ETF TRUST 2.0%

Value $2.339M (-9.9%) Shares 54,247 (-24.3%) Est. Cost $38.47 Unrealized —

CAT CATERPILLAR INC 0.5%

Value $618K (+45.3%) Shares 580 (-3.3%) Est. Cost $555.50 Unrealized —

IYW ISHARES TR 0.7%

Value $855K (+19.1%) Shares 3,390 (-14.3%) Est. Cost $199.68 Unrealized —

AAPL APPLE INC 0.4%

Value $452K (-21.0%) Shares 1,562 (-30.7%) Est. Cost $268.34 Unrealized —

EFA ISHARES TR 0.8%

Value $883K (-9.1%) Shares 8,497 (-15.0%) Est. Cost $96.03 Unrealized —

EFV ISHARES TR 0.3%

Value $383K (-17.3%) Shares 5,009 (-19.7%) Est. Cost $71.41 Unrealized —

IEFA ISHARES TR 1.1%

Value $1.242M (+5.4%) Shares 12,861 (-1.2%) Est. Cost $89.46 Unrealized —

DIA STATE STR SPDR DOW JONES IND 1.7%

Value $2.005M (+3.2%) Shares 3,839 (-8.5%) Est. Cost $480.58 Unrealized —

MDY STATE STR SPDR S&P MIDCAP 40 1.3%

Value $1.574M (+3.9%) Shares 2,238 (-8.9%) Est. Cost $603.35 Unrealized —

EFG ISHARES TR 0.2%

Value $213K (-19.7%) Shares 1,708 (-28.1%) Est. Cost $113.92 Unrealized —

MSFT MICROSOFT CORP 0.9%

Value $1.043M (-3.8%) Shares 2,797 (-4.5%) Est. Cost $500.58 Unrealized —

SRE SEMPRA 0.5%

Value $576K (-5.7%) Shares 6,213 (-1.1%) Est. Cost $90.54 Unrealized —

IWM ISHARES TR 0.4%

Value $425K (-5.3%) Shares 1,413 (-21.8%) Est. Cost $246.18 Unrealized —

ED CONSOLIDATED EDISON INC 0.3%

Value $398K (-3.6%) Shares 3,600 (-1.4%) Est. Cost $98.79 Unrealized —

FNDE SCHWAB STRATEGIC TR 0.2%

Value $244K (-5.5%) Shares 6,155 (-8.9%) Est. Cost $36.06 Unrealized —

HD HOME DEPOT INC 0.2%

Value $278K (-0.1%) Shares 788 (-6.9%) Est. Cost $364.59 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
QUAL	ISHARES TR	8,835 (-64.3%)	$1.939M (-59.2%)	1.7%	$198.62	—	MSCI USA QLT FCT	46432F339
VWO	VANGUARD INTL EQUITY INDEX F	52,215 (-32.4%)	$3.117M (-25.3%)	2.7%	$53.76	—	FTSE EMR MKT ETF	922042858
BAI	BLACKROCK ETF TRUST	81,779 (-18.7%)	$4.311M (+30.1%)	3.7%	$33.27	—	ISHA I IN TE ETF	09290C780
DYNF	BLACKROCK ETF TRUST	117,269 (-2.9%)	$7.975M (+13.5%)	6.8%	$60.81	—	ISHARES US EQUIT	09290C103
SPY	STATE STR SPDR S&P 500 ETF T	13,436 (-5.3%)	$10.03M (+8.7%)	8.6%	$681.92	—	TR UNIT	78462F103
BNDX	VANGUARD CHARLOTTE FDS	81,353 (-13.7%)	$3.94M (-13.1%)	3.4%	$48.31	—	TOTAL INT BD ETF	92203J407
THRO	BLACKROCK ETF TRUST	54,247 (-24.3%)	$2.339M (-9.9%)	2.0%	$38.47	—	ISHA US THEM ETF	09290C806
CAT	CATERPILLAR INC	580 (-3.3%)	$618K (+45.3%)	0.5%	$555.50	—	COM	149123101
IYW	ISHARES TR	3,390 (-14.3%)	$855K (+19.1%)	0.7%	$199.68	—	U.S. TECH ETF	464287721
AAPL	APPLE INC	1,562 (-30.7%)	$452K (-21.0%)	0.4%	$268.34	—	COM	037833100
EFA	ISHARES TR	8,497 (-15.0%)	$883K (-9.1%)	0.8%	$96.03	—	MSCI EAFE ETF	464287465
EFV	ISHARES TR	5,009 (-19.7%)	$383K (-17.3%)	0.3%	$71.41	—	EAFE VALUE ETF	464288877
IEFA	ISHARES TR	12,861 (-1.2%)	$1.242M (+5.4%)	1.1%	$89.46	—	CORE MSCI EAFE	46432F842
DIA	STATE STR SPDR DOW JONES IND	3,839 (-8.5%)	$2.005M (+3.2%)	1.7%	$480.58	—	UT SER 1	78467X109
MDY	STATE STR SPDR S&P MIDCAP 40	2,238 (-8.9%)	$1.574M (+3.9%)	1.3%	$603.35	—	UTSER1 S&PDCRP	78467Y107
EFG	ISHARES TR	1,708 (-28.1%)	$213K (-19.7%)	0.2%	$113.92	—	EAFE GRWTH ETF	464288885
MSFT	MICROSOFT CORP	2,797 (-4.5%)	$1.043M (-3.8%)	0.9%	$500.58	—	COM	594918104
SRE	SEMPRA	6,213 (-1.1%)	$576K (-5.7%)	0.5%	$90.54	—	COM	816851109
IWM	ISHARES TR	1,413 (-21.8%)	$425K (-5.3%)	0.4%	$246.18	—	RUSSELL 2000 ETF	464287655
ED	CONSOLIDATED EDISON INC	3,600 (-1.4%)	$398K (-3.6%)	0.3%	$98.79	—	COM	209115104
FNDE	SCHWAB STRATEGIC TR	6,155 (-8.9%)	$244K (-5.5%)	0.2%	$36.06	—	FUND EM EQUI ETF	808524730
HD	HOME DEPOT INC	788 (-6.9%)	$278K (-0.1%)	0.2%	$364.59	—	COM	437076102

Unchanged Positions (12)

BLCR BLACKROCK ETF TRUST 1.6%

Value $1.856M Shares 36,852 Est. Cost $41.06 Unrealized —

IJR ISHARES TR 1.3%

Value $1.565M Shares 10,550 Est. Cost $120.18 Unrealized —

XOM EXXON MOBIL CORP 0.8%

Value $895K Shares 6,547 Est. Cost $115.49 Unrealized —

THG HANOVER INS GROUP INC 0.5%

Value $613K Shares 2,865 Est. Cost $179.10 Unrealized —

XLK SELECT SECTOR SPDR TR 0.3%

Value $348K Shares 1,826 Est. Cost $144.00 Unrealized —

DFAC DIMENSIONAL ETF TRUST 0.4%

Value $449K Shares 10,125 Est. Cost $39.59 Unrealized —

DSI ISHARES TR 0.3%

Value $366K Shares 2,570 Est. Cost $128.83 Unrealized —

AMZN AMAZON COM INC 0.3%

Value $393K Shares 1,651 Est. Cost $228.79 Unrealized —

IAUM ISHARES GOLD TRUST MICRO 0.2%

Value $271K Shares 6,768 Est. Cost $43.11 Unrealized —

WMT WALMART INC 0.3%

Value $297K Shares 2,625 Est. Cost $107.20 Unrealized —

ICF ISHARES TR 0.3%

Value $317K Shares 4,693 Est. Cost $59.67 Unrealized —

MMM 3M CO 0.2%

Value $261K Shares 1,613 Est. Cost $163.18 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
BLCR	BLACKROCK ETF TRUST	36,852	$1.856M	1.6%	$41.06	—	ISHA LA CORE ETF	09290C855
IJR	ISHARES TR	10,550	$1.565M	1.3%	$120.18	—	CORE S&P SCP ETF	464287804
XOM	EXXON MOBIL CORP	6,547	$895K	0.8%	$115.49	—	COM	30231G102
THG	HANOVER INS GROUP INC	2,865	$613K	0.5%	$179.10	—	COM	410867105
XLK	SELECT SECTOR SPDR TR	1,826	$348K	0.3%	$144.00	—	ST STR TECHN ETF	81369Y803
DFAC	DIMENSIONAL ETF TRUST	10,125	$449K	0.4%	$39.59	—	US COR EQU 2 ETF	25434V708
DSI	ISHARES TR	2,570	$366K	0.3%	$128.83	—	ESG MSCI KLD ETF	464288570
AMZN	AMAZON COM INC	1,651	$393K	0.3%	$228.79	—	COM	023135106
IAUM	ISHARES GOLD TRUST MICRO	6,768	$271K	0.2%	$43.11	—	SHS REPSTG UN TR	46436F103
WMT	WALMART INC	2,625	$297K	0.3%	$107.20	—	COM	931142103
ICF	ISHARES TR	4,693	$317K	0.3%	$59.67	—	SELECT US REIT	464287564
MMM	3M CO	1,613	$261K	0.2%	$163.18	—	COM	88579Y101