Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
TSM	TAIWAN SEMICONDUCTOR MANUFAC	717	$342K	0.2%	$477.57	—	SPONSORED ADS	874039100
AMD	ADVANCED MICRO DEVICES INC	572	$332K	0.2%	$580.91	—	COM	007903107
BR	BROADRIDGE FINL SOLUTIONS IN	2,426	$332K	0.2%	$136.95	—	COM	11133T103
MRVL	MARVELL TECHNOLOGY INC	937	$279K	0.1%	$297.89	—	COM	573874104
HON	HONEYWELL INTL INC	1,241	$278K	0.1%	$223.90	—	COM	438516205
HONA	HONEYWELL AEROSPACE INC	1,241	$274K	0.1%	$221.08	—	COM	43849R105
MU	MICRON TECHNOLOGY INC	232	$268K	0.1%	$1154.29	—	COM	595112103
ABT	ABBOTT LABORATORIES	2,767	$251K	0.1%	$90.74	—	COM	002824100
IJS	ISHARES TR	1,670	$228K	0.1%	$136.68	—	SP SMCP600VL ETF	464287879
MKSI	MKS INC.	499	$222K	0.1%	$444.80	—	COM	55306N104
BAC	BANK OF AMER CORP	3,817	$217K	0.1%	$56.98	—	COM	060505104
MRSH	MARSH & MCLENNAN COS INC	1,291	$215K	0.1%	$166.67	—	COM	571748102
BA	BOEING CO	989	$214K	0.1%	$216.47	—	COM	097023105
WDC	WESTERN DIGITAL CORP	323	$206K	0.1%	$638.72	—	COM	958102105
AMAT	APPLIED MATLS INC	281	$203K	0.1%	$723.00	—	COM	038222105

Increased Positions (33)

VTI VANGUARD INDEX FDS 5.5%

Value $10.23M (+18.5%) Shares 27,657 (+2.7%) Est. Cost $335.95 Unrealized —

VOO VANGUARD INDEX FDS 4.7%

Value $8.772M (+17.3%) Shares 12,771 (+2.1%) Est. Cost $628.36 Unrealized —

CSCO CISCO SYS INC 1.9%

Value $3.461M (+55.4%) Shares 29,465 (+2.7%) Est. Cost $74.93 Unrealized —

VIG VANGUARD SPECIALIZED FUNDS 5.8%

Value $10.8M (+11.6%) Shares 45,622 (+1.4%) Est. Cost $220.02 Unrealized —

GOOG ALPHABET INC 2.1%

Value $3.957M (+25.6%) Shares 11,200 (+2.0%) Est. Cost $287.64 Unrealized —

QQQ INVESCO QQQ TR 1.1%

Value $2.101M (+46.7%) Shares 2,854 (+15.0%) Est. Cost $630.30 Unrealized —

CMI CUMMINS INC 1.1%

Value $1.983M (+37.5%) Shares 2,780 (+3.7%) Est. Cost $475.21 Unrealized —

SPY STATE STR SPDR S&P 500 ETF T 0.7%

Value $1.343M (+42.9%) Shares 1,798 (+24.4%) Est. Cost $694.06 Unrealized —

VEA VANGUARD TAX-MANAGED FDS 1.4%

Value $2.548M (+15.9%) Shares 35,766 (+4.2%) Est. Cost $63.00 Unrealized —

AVGO BROADCOM INC 0.6%

Value $1.151M (+42.1%) Shares 3,048 (+16.5%) Est. Cost $359.93 Unrealized —

FNDX SCHWAB STRATEGIC TR 0.8%

Value $1.502M (+23.8%) Shares 48,296 (+10.9%) Est. Cost $27.60 Unrealized —

MSFT MICROSOFT CORP 4.1%

Value $7.692M (+3.3%) Shares 20,621 (+2.5%) Est. Cost $497.51 Unrealized —

AXP AMERICAN EXPRESS CO 0.5%

Value $914K (+29.4%) Shares 2,701 (+15.7%) Est. Cost $354.41 Unrealized —

VO VANGUARD INDEX FDS 2.0%

Value $3.669M (+5.9%) Shares 45,542 (+277.5%) Est. Cost $136.08 Unrealized —

JPM JPMORGAN CHASE & CO 0.9%

Value $1.602M (+14.2%) Shares 4,896 (+2.6%) Est. Cost $309.99 Unrealized —

GD GENERAL DYNAMICS CORP 0.7%

Value $1.324M (+17.7%) Shares 3,737 (+14.0%) Est. Cost $342.51 Unrealized —

VIGI VANGUARD WHITEHALL FDS 0.8%

Value $1.42M (+15.1%) Shares 15,210 (+9.0%) Est. Cost $91.61 Unrealized —

TRV TRAVELERS COMPANIES INC 0.8%

Value $1.401M (+14.7%) Shares 4,245 (+1.3%) Est. Cost $281.25 Unrealized —

AMGN AMGEN INC 1.2%

Value $2.323M (+6.8%) Shares 6,415 (+3.8%) Est. Cost $317.64 Unrealized —

BINC BLACKROCK ETF TRUST II 0.8%

Value $1.572M (+10.1%) Shares 30,032 (+9.2%) Est. Cost $52.66 Unrealized —

SCHD SCHWAB STRATEGIC TR 0.5%

Value $933K (+14.1%) Shares 29,419 (+10.4%) Est. Cost $27.93 Unrealized —

PYLD PIMCO ETF TR 1.0%

Value $1.847M (+6.5%) Shares 69,645 (+5.3%) Est. Cost $26.51 Unrealized —

DIA STATE STR SPDR DOW JONES IND 0.4%

Value $831K (+15.4%) Shares 1,591 (+2.4%) Est. Cost $481.64 Unrealized —

RJF RAYMOND JAMES FINL INC 0.2%

Value $339K (+47.9%) Shares 2,232 (+40.8%) Est. Cost $158.35 Unrealized —

BOND PIMCO ETF TR 0.2%

Value $347K (+36.1%) Shares 3,765 (+36.2%) Est. Cost $92.74 Unrealized —

DCI DONALDSON INC 0.2%

Value $322K (+35.9%) Shares 3,585 (+28.5%) Est. Cost $87.16 Unrealized —

HUBB HUBBELL INC 0.3%

Value $614K (+9.9%) Shares 1,173 (+3.1%) Est. Cost $439.78 Unrealized —

TJX TJX COS INC NEW 0.3%

Value $598K (+8.2%) Shares 3,944 (+14.0%) Est. Cost $148.16 Unrealized —

META META PLATFORMS INC 0.4%

Value $685K (+5.4%) Shares 1,216 (+7.0%) Est. Cost $660.48 Unrealized —

ROST ROSS STORES INC 1.0%

Value $1.882M (+1.5%) Shares 8,841 (+3.3%) Est. Cost $168.07 Unrealized —

CRM SALESFORCE INC 0.2%

Value $397K (+6.5%) Shares 2,537 (+26.9%) Est. Cost $228.80 Unrealized —

INTU INTUIT 0.2%

Value $309K (-5.8%) Shares 1,184 (+56.0%) Est. Cost $509.64 Unrealized —

VUG VANGUARD INDEX FDS 0.1%

Value $249K (+6.2%) Shares 2,886 (+438.4%) Est. Cost $160.76 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VTI	VANGUARD INDEX FDS	27,657 (+2.7%)	$10.23M (+18.5%)	5.5%	$335.95	—	TOTAL STK MKT	922908769
VOO	VANGUARD INDEX FDS	12,771 (+2.1%)	$8.772M (+17.3%)	4.7%	$628.36	—	S&P 500 ETF SHS	922908363
CSCO	CISCO SYS INC	29,465 (+2.7%)	$3.461M (+55.4%)	1.9%	$74.93	—	COM	17275R102
VIG	VANGUARD SPECIALIZED FUNDS	45,622 (+1.4%)	$10.8M (+11.6%)	5.8%	$220.02	—	DIV APP ETF	921908844
GOOG	ALPHABET INC	11,200 (+2.0%)	$3.957M (+25.6%)	2.1%	$287.64	—	CAP STK CL C	02079K107
QQQ	INVESCO QQQ TR	2,854 (+15.0%)	$2.101M (+46.7%)	1.1%	$630.30	—	UNIT SER 1	46090E103
CMI	CUMMINS INC	2,780 (+3.7%)	$1.983M (+37.5%)	1.1%	$475.21	—	COM	231021106
SPY	STATE STR SPDR S&P 500 ETF T	1,798 (+24.4%)	$1.343M (+42.9%)	0.7%	$694.06	—	TR UNIT	78462F103
VEA	VANGUARD TAX-MANAGED FDS	35,766 (+4.2%)	$2.548M (+15.9%)	1.4%	$63.00	—	VAN FTSE DEV MKT	921943858
AVGO	BROADCOM INC	3,048 (+16.5%)	$1.151M (+42.1%)	0.6%	$359.93	—	COM	11135F101
FNDX	SCHWAB STRATEGIC TR	48,296 (+10.9%)	$1.502M (+23.8%)	0.8%	$27.60	—	FUNDAMENTAL US L	808524771
MSFT	MICROSOFT CORP	20,621 (+2.5%)	$7.692M (+3.3%)	4.1%	$497.51	—	COM	594918104
AXP	AMERICAN EXPRESS CO	2,701 (+15.7%)	$914K (+29.4%)	0.5%	$354.41	—	COM	025816109
VO	VANGUARD INDEX FDS	45,542 (+277.5%)	$3.669M (+5.9%)	2.0%	$136.08	—	MID CAP ETF	922908629
JPM	JPMORGAN CHASE & CO	4,896 (+2.6%)	$1.602M (+14.2%)	0.9%	$309.99	—	COM	46625H100
GD	GENERAL DYNAMICS CORP	3,737 (+14.0%)	$1.324M (+17.7%)	0.7%	$342.51	—	COM	369550108
VIGI	VANGUARD WHITEHALL FDS	15,210 (+9.0%)	$1.42M (+15.1%)	0.8%	$91.61	—	INTL DVD ETF	921946810
TRV	TRAVELERS COMPANIES INC	4,245 (+1.3%)	$1.401M (+14.7%)	0.8%	$281.25	—	COM	89417E109
AMGN	AMGEN INC	6,415 (+3.8%)	$2.323M (+6.8%)	1.2%	$317.64	—	COM	031162100
BINC	BLACKROCK ETF TRUST II	30,032 (+9.2%)	$1.572M (+10.1%)	0.8%	$52.66	—	ISHA FLEX IN ETF	092528603
SCHD	SCHWAB STRATEGIC TR	29,419 (+10.4%)	$933K (+14.1%)	0.5%	$27.93	—	US DIVIDEND EQ	808524797
PYLD	PIMCO ETF TR	69,645 (+5.3%)	$1.847M (+6.5%)	1.0%	$26.51	—	MULTISECTOR BD	72201R585
DIA	STATE STR SPDR DOW JONES IND	1,591 (+2.4%)	$831K (+15.4%)	0.4%	$481.64	—	UT SER 1	78467X109
RJF	RAYMOND JAMES FINL INC	2,232 (+40.8%)	$339K (+47.9%)	0.2%	$158.35	—	COM	754730109
BOND	PIMCO ETF TR	3,765 (+36.2%)	$347K (+36.1%)	0.2%	$92.74	—	ACTIVE BD ETF	72201R775
DCI	DONALDSON INC	3,585 (+28.5%)	$322K (+35.9%)	0.2%	$87.16	—	COM	257651109
HUBB	HUBBELL INC	1,173 (+3.1%)	$614K (+9.9%)	0.3%	$439.78	—	COM	443510607
TJX	TJX COS INC NEW	3,944 (+14.0%)	$598K (+8.2%)	0.3%	$148.16	—	COM	872540109
META	META PLATFORMS INC	1,216 (+7.0%)	$685K (+5.4%)	0.4%	$660.48	—	CL A	30303M102
ROST	ROSS STORES INC	8,841 (+3.3%)	$1.882M (+1.5%)	1.0%	$168.07	—	COM	778296103
CRM	SALESFORCE INC	2,537 (+26.9%)	$397K (+6.5%)	0.2%	$228.80	—	COM	79466L302
INTU	INTUIT	1,184 (+56.0%)	$309K (-5.8%)	0.2%	$509.64	—	COM	461202103
VUG	VANGUARD INDEX FDS	2,886 (+438.4%)	$249K (+6.2%)	0.1%	$160.76	—	GROWTH ETF	922908736

Exited Positions (4)

HON HONEYWELL INTL INC 0.3%

Value $562K Shares 2,487 Est. Cost $195.03 Unrealized —

HII HUNTINGTON INGALLS INDS INC 0.1%

Value $266K Shares 700 Est. Cost $309.50 Unrealized —

CMCSA COMCAST CORP NEW 0.1%

Value $219K Shares 7,640 Est. Cost $28.53 Unrealized —

NKE NIKE INC 0.1%

Value $211K Shares 4,000 Est. Cost $64.91 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
HON	HONEYWELL INTL INC	2,487	$562K	0.3%	$195.03	—	—	438516106
HII	HUNTINGTON INGALLS INDS INC	700	$266K	0.1%	$309.50	—	—	446413106
CMCSA	COMCAST CORP NEW	7,640	$219K	0.1%	$28.53	—	—	20030N101
NKE	NIKE INC	4,000	$211K	0.1%	$64.91	—	—	654106103

Decreased Positions (32)

CVX CHEVRON CORPORATION 1.0%

Value $1.79M (-33.4%) Shares 10,800 (-16.9%) Est. Cost $151.40 Unrealized —

XOM EXXON MOBIL CORP 0.6%

Value $1.115M (-25.2%) Shares 8,153 (-7.2%) Est. Cost $115.49 Unrealized —

ABBV ABBVIE INC 1.6%

Value $2.996M (+13.2%) Shares 11,906 (-2.2%) Est. Cost $227.54 Unrealized —

RSP INVESCO EXCHANGE TRADED FD T 2.1%

Value $3.926M (+9.2%) Shares 18,452 (-1.5%) Est. Cost $191.56 Unrealized —

VZ VERIZON COMMUNICATIONS INC 0.6%

Value $1.139M (-22.5%) Shares 26,905 (-8.1%) Est. Cost $40.48 Unrealized —

SHOP SHOPIFY INC 0.2%

Value $307K (-47.5%) Shares 2,686 (-45.4%) Est. Cost $160.56 Unrealized —

KR KROGER CO 0.4%

Value $710K (-24.4%) Shares 12,790 (-1.4%) Est. Cost $65.22 Unrealized —

LOW LOWES COS INC 0.2%

Value $294K (-42.2%) Shares 1,334 (-38.0%) Est. Cost $239.83 Unrealized —

MELI MERCADOLIBRE INC 0.2%

Value $351K (-35.3%) Shares 207 (-34.1%) Est. Cost $2100.46 Unrealized —

CAT CATERPILLAR INC 0.4%

Value $688K (+37.5%) Shares 646 (-8.5%) Est. Cost $555.50 Unrealized —

LHX L3HARRIS TECHNOLOGIES INC 0.3%

Value $544K (-24.7%) Shares 1,873 (-10.5%) Est. Cost $288.43 Unrealized —

NVDA NVIDIA CORPORATION 1.2%

Value $2.243M (+8.2%) Shares 11,211 (-5.7%) Est. Cost $186.13 Unrealized —

VYM VANGUARD WHITEHALL FDS 1.7%

Value $3.077M (+5.4%) Shares 19,473 (-1.2%) Est. Cost $143.52 Unrealized —

AMZN AMAZON COM INC 1.4%

Value $2.677M (+5.5%) Shares 11,230 (-7.8%) Est. Cost $228.79 Unrealized —

QCOM QUALCOMM INC 0.3%

Value $580K (+26.7%) Shares 3,140 (-11.7%) Est. Cost $170.79 Unrealized —

SDY SPDR SERIES TRUST 2.0%

Value $3.744M (+3.2%) Shares 24,602 (-1.1%) Est. Cost $139.16 Unrealized —

ITW ILLINOIS TOOL WKS INC 0.7%

Value $1.359M (-6.6%) Shares 5,023 (-10.1%) Est. Cost $247.57 Unrealized —

CSL CARLISLE COS INC 0.1%

Value $212K (-28.1%) Shares 585 (-33.9%) Est. Cost $322.65 Unrealized —

RTX RTX CORPORATION 0.5%

Value $976K (-6.9%) Shares 5,143 (-5.4%) Est. Cost $173.32 Unrealized —

ASML ASML HLDG NV 0.2%

Value $430K (-12.1%) Shares 216 (-41.6%) Est. Cost $1069.86 Unrealized —

AFL AFLAC INC 0.4%

Value $782K (-6.1%) Shares 6,667 (-12.2%) Est. Cost $109.84 Unrealized —

DE DEERE & CO 0.4%

Value $760K (+6.8%) Shares 1,198 (-5.1%) Est. Cost $467.69 Unrealized —

GPC GENUINE PARTS CO 0.2%

Value $340K (-12.0%) Shares 2,880 (-21.1%) Est. Cost $128.69 Unrealized —

V VISA INC 0.4%

Value $674K (-6.1%) Shares 1,964 (-17.3%) Est. Cost $340.38 Unrealized —

MRK MERCK & CO INC 0.4%

Value $706K (-4.3%) Shares 5,491 (-10.4%) Est. Cost $93.24 Unrealized —

MA MASTERCARD INCORPORATED 0.2%

Value $283K (-9.8%) Shares 551 (-12.3%) Est. Cost $558.95 Unrealized —

BHB BAR HBR BANKSHARES 0.2%

Value $448K (+7.1%) Shares 11,855 (-8.0%) Est. Cost $29.97 Unrealized —

SGOV ISHARES TR 1.3%

Value $2.397M (-1.1%) Shares 23,813 (-1.1%) Est. Cost $100.44 Unrealized —

SNA SNAP ON INC 0.4%

Value $820K (+1.9%) Shares 2,037 (-8.0%) Est. Cost $340.47 Unrealized —

PCAR PACCAR INC 0.2%

Value $288K (-4.4%) Shares 2,400 (-8.0%) Est. Cost $101.22 Unrealized —

CSX CSX CORP 0.2%

Value $391K (-2.4%) Shares 8,235 (-15.7%) Est. Cost $35.70 Unrealized —

BANR BANNER CORP 0.2%

Value $289K (+1.0%) Shares 4,349 (-7.7%) Est. Cost $62.45 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
CVX	CHEVRON CORPORATION	10,800 (-16.9%)	$1.79M (-33.4%)	1.0%	$151.40	—	COM	166764100
XOM	EXXON MOBIL CORP	8,153 (-7.2%)	$1.115M (-25.2%)	0.6%	$115.49	—	COM	30231G102
ABBV	ABBVIE INC	11,906 (-2.2%)	$2.996M (+13.2%)	1.6%	$227.54	—	COM	00287Y109
RSP	INVESCO EXCHANGE TRADED FD T	18,452 (-1.5%)	$3.926M (+9.2%)	2.1%	$191.56	—	S&P500 EQL WGT	46137V357
VZ	VERIZON COMMUNICATIONS INC	26,905 (-8.1%)	$1.139M (-22.5%)	0.6%	$40.48	—	COM	92343V104
SHOP	SHOPIFY INC	2,686 (-45.4%)	$307K (-47.5%)	0.2%	$160.56	—	CL A SUB VTG SHS	82509L107
KR	KROGER CO	12,790 (-1.4%)	$710K (-24.4%)	0.4%	$65.22	—	COM	501044101
LOW	LOWES COS INC	1,334 (-38.0%)	$294K (-42.2%)	0.2%	$239.83	—	COM	548661107
MELI	MERCADOLIBRE INC	207 (-34.1%)	$351K (-35.3%)	0.2%	$2100.46	—	COM	58733R102
CAT	CATERPILLAR INC	646 (-8.5%)	$688K (+37.5%)	0.4%	$555.50	—	COM	149123101
LHX	L3HARRIS TECHNOLOGIES INC	1,873 (-10.5%)	$544K (-24.7%)	0.3%	$288.43	—	COM	502431109
NVDA	NVIDIA CORPORATION	11,211 (-5.7%)	$2.243M (+8.2%)	1.2%	$186.13	—	COM	67066G104
VYM	VANGUARD WHITEHALL FDS	19,473 (-1.2%)	$3.077M (+5.4%)	1.7%	$143.52	—	HIGH DIV YLD	921946406
AMZN	AMAZON COM INC	11,230 (-7.8%)	$2.677M (+5.5%)	1.4%	$228.79	—	COM	023135106
QCOM	QUALCOMM INC	3,140 (-11.7%)	$580K (+26.7%)	0.3%	$170.79	—	COM	747525103
SDY	SPDR SERIES TRUST	24,602 (-1.1%)	$3.744M (+3.2%)	2.0%	$139.16	—	ST STR SP DIV	78464A763
ITW	ILLINOIS TOOL WKS INC	5,023 (-10.1%)	$1.359M (-6.6%)	0.7%	$247.57	—	COM	452308109
CSL	CARLISLE COS INC	585 (-33.9%)	$212K (-28.1%)	0.1%	$322.65	—	COM	142339100
RTX	RTX CORPORATION	5,143 (-5.4%)	$976K (-6.9%)	0.5%	$173.32	—	COM	75513E101
ASML	ASML HLDG NV	216 (-41.6%)	$430K (-12.1%)	0.2%	$1069.86	—	N Y REGISTRY SHS	N07059210
AFL	AFLAC INC	6,667 (-12.2%)	$782K (-6.1%)	0.4%	$109.84	—	COM	001055102
DE	DEERE & CO	1,198 (-5.1%)	$760K (+6.8%)	0.4%	$467.69	—	COM	244199105
GPC	GENUINE PARTS CO	2,880 (-21.1%)	$340K (-12.0%)	0.2%	$128.69	—	COM	372460105
V	VISA INC	1,964 (-17.3%)	$674K (-6.1%)	0.4%	$340.38	—	COM CL A	92826C839
MRK	MERCK & CO INC	5,491 (-10.4%)	$706K (-4.3%)	0.4%	$93.24	—	COM	58933Y105
MA	MASTERCARD INCORPORATED	551 (-12.3%)	$283K (-9.8%)	0.2%	$558.95	—	CL A	57636Q104
BHB	BAR HBR BANKSHARES	11,855 (-8.0%)	$448K (+7.1%)	0.2%	$29.97	—	COM	066849100
SGOV	ISHARES TR	23,813 (-1.1%)	$2.397M (-1.1%)	1.3%	$100.44	—	0-3 MTH TREASURY	46436E718
SNA	SNAP ON INC	2,037 (-8.0%)	$820K (+1.9%)	0.4%	$340.47	—	COM	833034101
PCAR	PACCAR INC	2,400 (-8.0%)	$288K (-4.4%)	0.2%	$101.22	—	COM	693718108
CSX	CSX CORP	8,235 (-15.7%)	$391K (-2.4%)	0.2%	$35.70	—	COM	126408103
BANR	BANNER CORP	4,349 (-7.7%)	$289K (+1.0%)	0.2%	$62.45	—	COM NEW	06652V208

Unchanged Positions (54)

AAPL APPLE INC 9.7%

Value $18.13M Shares 62,641 Est. Cost $268.34 Unrealized —

GOOGL ALPHABET INC 2.1%

Value $3.831M Shares 10,721 Est. Cost $285.60 Unrealized —

GLDM WORLD GOLD TR 1.4%

Value $2.641M Shares 33,250 Est. Cost $85.37 Unrealized —

LMT LOCKHEED MARTIN CORP 1.1%

Value $2.051M Shares 4,026 Est. Cost $476.18 Unrealized —

VXUS VANGUARD STAR FDS 1.9%

Value $3.481M Shares 40,719 Est. Cost $75.50 Unrealized —

IJR ISHARES TR 1.1%

Value $2.087M Shares 14,073 Est. Cost $120.18 Unrealized —

VB VANGUARD INDEX FDS 1.3%

Value $2.422M Shares 7,991 Est. Cost $258.13 Unrealized —

TDIV FIRST TR EXCHANGE TRADED FD 0.9%

Value $1.61M Shares 14,018 Est. Cost $96.84 Unrealized —

IGM ISHARES TR 0.5%

Value $983K Shares 6,012 Est. Cost $129.16 Unrealized —

NOC NORTHROP GRUMMAN CORP 0.4%

Value $741K Shares 1,455 Est. Cost $578.81 Unrealized —

GLW CORNING INC 0.3%

Value $520K Shares 2,035 Est. Cost $111.68 Unrealized —

LLY ELI LILLY & CO 0.4%

Value $676K Shares 563 Est. Cost $955.55 Unrealized —

NFLX NETFLIX INC. 0.2%

Value $401K Shares 5,620 Est. Cost $107.81 Unrealized —

GLD SPDR GOLD TR 0.4%

Value $775K Shares 2,105 Est. Cost $396.99 Unrealized —

WMT WALMART INC 0.7%

Value $1.229M Shares 10,853 Est. Cost $107.20 Unrealized —

JNJ JOHNSON & JOHNSON 1.5%

Value $2.87M Shares 11,302 Est. Cost $197.01 Unrealized —

IBM INTERNATIONAL BUSINESS MACHS 0.4%

Value $787K Shares 2,797 Est. Cost $298.78 Unrealized —

NBTB NBT BANCORP INC 0.4%

Value $762K Shares 15,439 Est. Cost $41.57 Unrealized —

CFR CULLEN FROST BANKERS INC 0.5%

Value $881K Shares 5,704 Est. Cost $124.81 Unrealized —

IUSG ISHARES TR 0.3%

Value $524K Shares 2,785 Est. Cost $167.94 Unrealized —

VIOG VANGUARD ADMIRAL FDS INC 0.2%

Value $394K Shares 2,570 Est. Cost $121.29 Unrealized —

TSLA TESLA INC 0.4%

Value $686K Shares 1,632 Est. Cost $443.29 Unrealized —

PSA PUBLIC STORAGE 0.3%

Value $471K Shares 1,480 Est. Cost $277.29 Unrealized —

IJH ISHARES TR 0.3%

Value $510K Shares 6,613 Est. Cost $66.00 Unrealized —

SUSA ISHARES TR 0.2%

Value $433K Shares 2,803 Est. Cost $139.34 Unrealized —

NSC NORFOLK SOUTHN CORP 0.4%

Value $695K Shares 2,209 Est. Cost $288.62 Unrealized —

ADBE ADOBE INC 0.2%

Value $328K Shares 1,600 Est. Cost $340.09 Unrealized —

MO ALTRIA GROUP INC 0.4%

Value $673K Shares 9,350 Est. Cost $59.36 Unrealized —

PH PARKER-HANNIFIN CORP 0.4%

Value $660K Shares 675 Est. Cost $817.77 Unrealized —

MCD MCDONALDS CORP 0.2%

Value $370K Shares 1,369 Est. Cost $305.09 Unrealized —

COST COSTCO WHOLESALE CORPORATION 0.4%

Value $729K Shares 780 Est. Cost $905.73 Unrealized —

PEP PEPSICO INC 0.2%

Value $348K Shares 2,569 Est. Cost $145.91 Unrealized —

DSI ISHARES TR 0.2%

Value $318K Shares 2,232 Est. Cost $128.83 Unrealized —

CTBI COMMUNITY TR BANCORP INC 0.1%

Value $246K Shares 3,405 Est. Cost $61.39 Unrealized —

XLU SELECT SECTOR SPDR TR 1.7%

Value $3.09M Shares 68,160 Est. Cost $42.69 Unrealized —

VONG VANGUARD SCOTTSDALE FDS 0.1%

Value $253K Shares 1,980 Est. Cost $121.73 Unrealized —

CBOE CBOE GLOBAL MKTS INC 0.1%

Value $223K Shares 917 Est. Cost $248.74 Unrealized —

IUSV ISHARES TR 0.2%

Value $437K Shares 3,966 Est. Cost $102.54 Unrealized —

BRK/A BERKSHIRE HATHAWAY INC DEL 0.4%

Value $749K Shares 1 Est. Cost $746423.56 Unrealized —

VEU VANGUARD INTL EQUITY INDEX F 0.2%

Value $296K Shares 3,533 Est. Cost $73.56 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 0.4%

Value $719K Shares 1,437 Est. Cost $497.53 Unrealized —

EMR EMERSON ELEC CO 0.2%

Value $356K Shares 2,486 Est. Cost $132.37 Unrealized —

UNP UNION PAC CORP 0.1%

Value $253K Shares 930 Est. Cost $227.32 Unrealized —

PG PROCTER & GAMBLE CO 0.9%

Value $1.698M Shares 11,579 Est. Cost $147.17 Unrealized —

SEIC SEI INVTS CO 0.1%

Value $239K Shares 2,720 Est. Cost $81.71 Unrealized —

HD HOME DEPOT INC 0.2%

Value $333K Shares 944 Est. Cost $364.59 Unrealized —

IEFA ISHARES TR 0.2%

Value $343K Shares 3,555 Est. Cost $89.45 Unrealized —

ED CONSOLIDATED EDISON INC 0.4%

Value $690K Shares 6,233 Est. Cost $98.79 Unrealized —

BBT BEACON FINANCIAL CORP. 0.2%

Value $316K Shares 10,380 Est. Cost $24.93 Unrealized —

ORCL ORACLE CORP 0.4%

Value $656K Shares 4,478 Est. Cost $238.05 Unrealized —

SO SOUTHERN CO 0.2%

Value $296K Shares 3,090 Est. Cost $90.89 Unrealized —

VSDM VANGUARD MUN BD FDS 0.2%

Value $348K Shares 4,541 Est. Cost $76.45 Unrealized —

ORLY OREILLY AUTOMOTIVE INC 0.2%

Value $303K Shares 3,295 Est. Cost $97.70 Unrealized —

BLK BLACKROCK INC 0.1%

Value $263K Shares 273 Est. Cost $1089.41 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
AAPL	APPLE INC	62,641	$18.13M	9.7%	$268.34	—	COM	037833100
GOOGL	ALPHABET INC	10,721	$3.831M	2.1%	$285.60	—	CAP STK CL A	02079K305
GLDM	WORLD GOLD TR	33,250	$2.641M	1.4%	$85.37	—	SPDR GLD MINIS	98149E303
LMT	LOCKHEED MARTIN CORP	4,026	$2.051M	1.1%	$476.18	—	COM	539830109
VXUS	VANGUARD STAR FDS	40,719	$3.481M	1.9%	$75.50	—	VG TL INTL STK F	921909768
IJR	ISHARES TR	14,073	$2.087M	1.1%	$120.18	—	CORE S&P SCP ETF	464287804
VB	VANGUARD INDEX FDS	7,991	$2.422M	1.3%	$258.13	—	SMALL CP ETF	922908751
TDIV	FIRST TR EXCHANGE TRADED FD	14,018	$1.61M	0.9%	$96.84	—	NASD TECH DIV	33738R118
IGM	ISHARES TR	6,012	$983K	0.5%	$129.16	—	EXPND TEC SC ETF	464287549
NOC	NORTHROP GRUMMAN CORP	1,455	$741K	0.4%	$578.81	—	COM	666807102
GLW	CORNING INC	2,035	$520K	0.3%	$111.68	—	COM	219350105
LLY	ELI LILLY & CO	563	$676K	0.4%	$955.55	—	COM	532457108
NFLX	NETFLIX INC.	5,620	$401K	0.2%	$107.81	—	COM	64110L106
GLD	SPDR GOLD TR	2,105	$775K	0.4%	$396.99	—	GOLD SHS	78463V107
WMT	WALMART INC	10,853	$1.229M	0.7%	$107.20	—	COM	931142103
JNJ	JOHNSON & JOHNSON	11,302	$2.87M	1.5%	$197.01	—	COM	478160104
IBM	INTERNATIONAL BUSINESS MACHS	2,797	$787K	0.4%	$298.78	—	COM	459200101
NBTB	NBT BANCORP INC	15,439	$762K	0.4%	$41.57	—	COM	628778102
CFR	CULLEN FROST BANKERS INC	5,704	$881K	0.5%	$124.81	—	COM	229899109
IUSG	ISHARES TR	2,785	$524K	0.3%	$167.94	—	CORE S&P US GWT	464287671
VIOG	VANGUARD ADMIRAL FDS INC	2,570	$394K	0.2%	$121.29	—	SMLCP 600 GRTH	921932794
TSLA	TESLA INC	1,632	$686K	0.4%	$443.29	—	COM	88160R101
PSA	PUBLIC STORAGE	1,480	$471K	0.3%	$277.29	—	COM	74460D109
IJH	ISHARES TR	6,613	$510K	0.3%	$66.00	—	CORE S&P MCP ETF	464287507
SUSA	ISHARES TR	2,803	$433K	0.2%	$139.34	—	ESG OPTIMIZED	464288802
NSC	NORFOLK SOUTHN CORP	2,209	$695K	0.4%	$288.62	—	COM	655844108
ADBE	ADOBE INC	1,600	$328K	0.2%	$340.09	—	COM	00724F101
MO	ALTRIA GROUP INC	9,350	$673K	0.4%	$59.36	—	COM	02209S103
PH	PARKER-HANNIFIN CORP	675	$660K	0.4%	$817.77	—	COM	701094104
MCD	MCDONALDS CORP	1,369	$370K	0.2%	$305.09	—	COM	580135101
COST	COSTCO WHOLESALE CORPORATION	780	$729K	0.4%	$905.73	—	COM	22160K105
PEP	PEPSICO INC	2,569	$348K	0.2%	$145.91	—	COM	713448108
DSI	ISHARES TR	2,232	$318K	0.2%	$128.83	—	ESG MSCI KLD ETF	464288570
CTBI	COMMUNITY TR BANCORP INC	3,405	$246K	0.1%	$61.39	—	COM	204149108
XLU	SELECT SECTOR SPDR TR	68,160	$3.09M	1.7%	$42.69	—	ST STR UTIL ETF	81369Y886
VONG	VANGUARD SCOTTSDALE FDS	1,980	$253K	0.1%	$121.73	—	VNG RUS1000GRW	92206C680
CBOE	CBOE GLOBAL MKTS INC	917	$223K	0.1%	$248.74	—	COM	12503M108
IUSV	ISHARES TR	3,966	$437K	0.2%	$102.54	—	CORE S&P US VLU	464287663
BRK/A	BERKSHIRE HATHAWAY INC DEL	1	$749K	0.4%	$746423.56	—	CL A	084670108
VEU	VANGUARD INTL EQUITY INDEX F	3,533	$296K	0.2%	$73.56	—	ALLWRLD EX US	922042775
BRK/B	BERKSHIRE HATHAWAY INC DEL	1,437	$719K	0.4%	$497.53	—	CL B NEW	084670702
EMR	EMERSON ELEC CO	2,486	$356K	0.2%	$132.37	—	COM	291011104
UNP	UNION PAC CORP	930	$253K	0.1%	$227.32	—	COM	907818108
PG	PROCTER & GAMBLE CO	11,579	$1.698M	0.9%	$147.17	—	COM	742718109
SEIC	SEI INVTS CO	2,720	$239K	0.1%	$81.71	—	COM	784117103
HD	HOME DEPOT INC	944	$333K	0.2%	$364.59	—	COM	437076102
IEFA	ISHARES TR	3,555	$343K	0.2%	$89.45	—	CORE MSCI EAFE	46432F842
ED	CONSOLIDATED EDISON INC	6,233	$690K	0.4%	$98.79	—	COM	209115104
BBT	BEACON FINANCIAL CORP.	10,380	$316K	0.2%	$24.93	—	COM	084680107
ORCL	ORACLE CORP	4,478	$656K	0.4%	$238.05	—	COM	68389X105
SO	SOUTHERN CO	3,090	$296K	0.2%	$90.89	—	COM	842587107
VSDM	VANGUARD MUN BD FDS	4,541	$348K	0.2%	$76.45	—	SHORT TAX EXEMPT	922907696
ORLY	OREILLY AUTOMOTIVE INC	3,295	$303K	0.2%	$97.70	—	COM	67103H107
BLK	BLACKROCK INC	273	$263K	0.1%	$1089.41	—	COM	09290D101