Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
FMDE	FIDELITY COVINGTON TRUST	286,056	$11.21M	5.2%	$39.19	—	ENHANCED MID	31609A503
SCHD	SCHWAB STRATEGIC TR	33,494	$1.1M	0.5%	$32.83	—	US DIVIDEND EQ	808524797
VTEB	VANGUARD MUN BD FDS	17,010	$848K	0.4%	$49.88	—	TAX EXEMPT BD	922907746
VEU	VANGUARD INTL EQUITY INDEX F	7,866	$648K	0.3%	$82.44	—	ALLWRLD EX US	922042775
IJR	ISHARES TR	4,719	$648K	0.3%	$137.40	—	CORE S&P SCP ETF	464287804
BSV	VANGUARD BD INDEX FDS	7,500	$584K	0.3%	$77.86	—	SHORT TRM BOND	921937827
SOXL	DIREXION SHARES ETF TRUST	2,426	$462K	0.2%	$190.55	—	DAILY SEMICONDUC	25459W458
SPYG	SPDR SERIES TRUST	2,501	$296K	0.1%	$118.28	—	STATE STREET SPD	78464A409
TSLA	TESLA INC	572	$244K	0.1%	$425.98	0.0%	COM	88160R101
DHR	DANAHER CORP DEL	1,382	$238K	0.1%	$224.68	0.0%	COM	235851102
COST	COSTCO WHOLESALE CORPORATION	230	$237K	0.1%	$963.77	0.0%	COM	22160K105
CAT	CATERPILLAR INC	265	$233K	0.1%	$684.39	0.0%	COM	149123101
SBUX	STARBUCKS CORP	2,184	$225K	0.1%	$93.62	0.0%	COM	855244109
XOM	EXXON MOBIL CORP	1,437	$223K	0.1%	$138.74	0.0%	COM	30231G102
AMD	ADVANCED MICRO DEVICES INC	452	$211K	0.1%	$221.70	0.0%	COM	007903107
IUSB	ISHARES TR	4,439	$204K	0.1%	$45.88	—	CORE UNIVRSL USD	46434V613
FAD	FIRST TR EXCHANGE-TRADED ALP	1,090	$200K	0.1%	$183.89	—	COM SHS	33733F101
GRAB	GRAB HOLDINGS LIMITED	16,526	$58,006	0.0%	$4.49	0.0%	CLASS A ORD	G4124C109

Increased Positions (32)

SCHG SCHWAB STRATEGIC TR 17.2%

Value $36.8M (+17.3%) Shares 1,070,844 (+11.6%) Est. Cost $32.86 Unrealized —

SCHV SCHWAB STRATEGIC TR 15.0%

Value $32.03M (+19.0%) Shares 961,436 (+8.5%) Est. Cost $30.60 Unrealized —

SCHF SCHWAB STRATEGIC TR 8.6%

Value $18.38M (+26.4%) Shares 674,398 (+14.2%) Est. Cost $24.96 Unrealized —

VO VANGUARD INDEX FDS 8.5%

Value $18.23M (+14.8%) Shares 233,540 (+336.7%) Est. Cost $128.21 Unrealized —

VWO VANGUARD INTL EQUITY INDEX F 5.3%

Value $11.33M (+23.1%) Shares 192,081 (+15.4%) Est. Cost $55.80 Unrealized —

DFIV DIMENSIONAL ETF TRUST 3.2%

Value $6.834M (+36.6%) Shares 123,032 (+24.2%) Est. Cost $51.50 Unrealized —

VUG VANGUARD INDEX FDS 1.1%

Value $2.281M (+119.5%) Shares 26,061 (+1124.1%) Est. Cost $120.27 Unrealized —

VXUS VANGUARD STAR FDS 2.3%

Value $4.82M (+32.9%) Shares 57,065 (+21.6%) Est. Cost $78.56 Unrealized —

VBK VANGUARD INDEX FDS 3.2%

Value $6.929M (+16.2%) Shares 19,963 (+6.1%) Est. Cost $318.55 Unrealized —

RDVY FIRST TR EXCHANGE TRADED FD 0.7%

Value $1.572M (+158.8%) Shares 20,888 (+147.8%) Est. Cost $73.95 Unrealized —

VBR VANGUARD INDEX FDS 3.5%

Value $7.406M (+11.2%) Shares 31,831 (+5.4%) Est. Cost $221.26 Unrealized —

AAPL APPLE INC 1.3%

Value $2.827M (+26.0%) Shares 9,154 (+5.7%) Est. Cost $268.05 Unrealized -1.9%

QQQ INVESCO QQQ TR 0.8%

Value $1.687M (+44.0%) Shares 2,351 (+24.5%) Est. Cost $639.67 Unrealized —

IEMG ISHARES INC 1.0%

Value $2.055M (+26.6%) Shares 25,511 (+9.6%) Est. Cost $70.73 Unrealized —

SPHY SPDR SERIES TRUST 1.3%

Value $2.751M (+14.3%) Shares 117,533 (+16.0%) Est. Cost $23.71 Unrealized —

IJT ISHARES TR 1.2%

Value $2.669M (+14.7%) Shares 16,480 (+3.7%) Est. Cost $146.97 Unrealized —

SCHZ SCHWAB STRATEGIC TR 1.2%

Value $2.512M (+12.8%) Shares 109,230 (+14.8%) Est. Cost $23.34 Unrealized —

AMZN AMAZON COM INC 0.9%

Value $1.846M (+16.3%) Shares 6,932 (+7.6%) Est. Cost $228.65 Unrealized -0.8%

IVV ISHARES TR 0.2%

Value $473K (+58.2%) Shares 631 (+46.4%) Est. Cost $711.06 Unrealized —

SCHM SCHWAB STRATEGIC TR 0.6%

Value $1.286M (+13.9%) Shares 37,026 (+2.9%) Est. Cost $31.47 Unrealized —

JPM JPMORGAN CHASE & CO 1.2%

Value $2.517M (-4.4%) Shares 8,214 (+2.9%) Est. Cost $309.59 Unrealized +0.6%

GOOG ALPHABET INC 0.3%

Value $537K (+25.7%) Shares 1,415 (+8.0%) Est. Cost $289.10 Unrealized +12.0%

VOO VANGUARD INDEX FDS 0.4%

Value $952K (+11.8%) Shares 1,389 (+3.3%) Est. Cost $635.56 Unrealized —

VTI VANGUARD INDEX FDS 0.3%

Value $578K (+18.7%) Shares 1,577 (+10.0%) Est. Cost $342.55 Unrealized —

WMT WALMART INC 0.3%

Value $743K (+13.1%) Shares 6,177 (+6.4%) Est. Cost $108.09 Unrealized +12.9%

IJS ISHARES TR 0.4%

Value $817K (+9.7%) Shares 6,312 (+1.3%) Est. Cost $119.63 Unrealized —

JNJ JOHNSON & JOHNSON 0.2%

Value $326K (+21.3%) Shares 1,390 (+6.5%) Est. Cost $198.90 Unrealized +14.6%

IJH ISHARES TR 0.2%

Value $525K (+11.6%) Shares 7,136 (+4.0%) Est. Cost $68.70 Unrealized —

SF STIFEL FINL CORP 0.1%

Value $246K (-16.3%) Shares 3,384 (+50.0%) Est. Cost $121.55 Unrealized +3.2%

CME CME GROUP INC 0.2%

Value $335K (+11.9%) Shares 1,152 (+2.5%) Est. Cost $271.19 Unrealized +6.7%

SHYM BLACKROCK ETF TRUST II 0.2%

Value $423K (+4.5%) Shares 19,113 (+5.2%) Est. Cost $22.28 Unrealized —

V VISA INC 0.1%

Value $235K (+1.8%) Shares 714 (+9.0%) Est. Cost $339.45 Unrealized -3.0%

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHG	SCHWAB STRATEGIC TR	1,070,844 (+11.6%)	$36.8M (+17.3%)	17.2%	$32.86	—	US LCAP GR ETF	808524300
SCHV	SCHWAB STRATEGIC TR	961,436 (+8.5%)	$32.03M (+19.0%)	15.0%	$30.60	—	US LCAP VA ETF	808524409
SCHF	SCHWAB STRATEGIC TR	674,398 (+14.2%)	$18.38M (+26.4%)	8.6%	$24.96	—	INTL EQTY ETF	808524805
VO	VANGUARD INDEX FDS	233,540 (+336.7%)	$18.23M (+14.8%)	8.5%	$128.21	—	MID CAP ETF	922908629
VWO	VANGUARD INTL EQUITY INDEX F	192,081 (+15.4%)	$11.33M (+23.1%)	5.3%	$55.80	—	FTSE EMR MKT ETF	922042858
DFIV	DIMENSIONAL ETF TRUST	123,032 (+24.2%)	$6.834M (+36.6%)	3.2%	$51.50	—	INTERNATNAL VAL	25434V807
VUG	VANGUARD INDEX FDS	26,061 (+1124.1%)	$2.281M (+119.5%)	1.1%	$120.27	—	GROWTH ETF	922908736
VXUS	VANGUARD STAR FDS	57,065 (+21.6%)	$4.82M (+32.9%)	2.3%	$78.56	—	VG TL INTL STK F	921909768
VBK	VANGUARD INDEX FDS	19,963 (+6.1%)	$6.929M (+16.2%)	3.2%	$318.55	—	SML CP GRW ETF	922908595
RDVY	FIRST TR EXCHANGE TRADED FD	20,888 (+147.8%)	$1.572M (+158.8%)	0.7%	$73.95	—	RISNG DIVD ACHIV	33738R506
VBR	VANGUARD INDEX FDS	31,831 (+5.4%)	$7.406M (+11.2%)	3.5%	$221.26	—	SM CP VAL ETF	922908611
AAPL	APPLE INC	9,154 (+5.7%)	$2.827M (+26.0%)	1.3%	$268.05	-1.9%	COM	037833100
QQQ	INVESCO QQQ TR	2,351 (+24.5%)	$1.687M (+44.0%)	0.8%	$639.67	—	UNIT SER 1	46090E103
IEMG	ISHARES INC	25,511 (+9.6%)	$2.055M (+26.6%)	1.0%	$70.73	—	CORE MSCI EMKT	46434G103
SPHY	SPDR SERIES TRUST	117,533 (+16.0%)	$2.751M (+14.3%)	1.3%	$23.71	—	STATE STREET SPD	78468R606
IJT	ISHARES TR	16,480 (+3.7%)	$2.669M (+14.7%)	1.2%	$146.97	—	S&P SML 600 GWT	464287887
SCHZ	SCHWAB STRATEGIC TR	109,230 (+14.8%)	$2.512M (+12.8%)	1.2%	$23.34	—	US AGGREGATE B	808524839
AMZN	AMAZON COM INC	6,932 (+7.6%)	$1.846M (+16.3%)	0.9%	$228.65	-0.8%	COM	023135106
IVV	ISHARES TR	631 (+46.4%)	$473K (+58.2%)	0.2%	$711.06	—	CORE S&P500 ETF	464287200
SCHM	SCHWAB STRATEGIC TR	37,026 (+2.9%)	$1.286M (+13.9%)	0.6%	$31.47	—	US MID-CAP ETF	808524508
JPM	JPMORGAN CHASE & CO	8,214 (+2.9%)	$2.517M (-4.4%)	1.2%	$309.59	+0.6%	COM	46625H100
GOOG	ALPHABET INC	1,415 (+8.0%)	$537K (+25.7%)	0.3%	$289.10	+12.0%	CAP STK CL C	02079K107
VOO	VANGUARD INDEX FDS	1,389 (+3.3%)	$952K (+11.8%)	0.4%	$635.56	—	S&P 500 ETF SHS	922908363
VTI	VANGUARD INDEX FDS	1,577 (+10.0%)	$578K (+18.7%)	0.3%	$342.55	—	TOTAL STK MKT	922908769
WMT	WALMART INC	6,177 (+6.4%)	$743K (+13.1%)	0.3%	$108.09	+12.9%	COM	931142103
IJS	ISHARES TR	6,312 (+1.3%)	$817K (+9.7%)	0.4%	$119.63	—	SP SMCP600VL ETF	464287879
JNJ	JOHNSON & JOHNSON	1,390 (+6.5%)	$326K (+21.3%)	0.2%	$198.90	+14.6%	COM	478160104
IJH	ISHARES TR	7,136 (+4.0%)	$525K (+11.6%)	0.2%	$68.70	—	CORE S&P MCP ETF	464287507
SF	STIFEL FINL CORP	3,384 (+50.0%)	$246K (-16.3%)	0.1%	$121.55	+3.2%	COM	860630102
CME	CME GROUP INC	1,152 (+2.5%)	$335K (+11.9%)	0.2%	$271.19	+6.7%	COM	12572Q105
SHYM	BLACKROCK ETF TRUST II	19,113 (+5.2%)	$423K (+4.5%)	0.2%	$22.28	—	SHORT DURATION H	092528108
V	VISA INC	714 (+9.0%)	$235K (+1.8%)	0.1%	$339.45	-3.0%	COM CL A	92826C839

Exited Positions (7)

XLK SELECT SECTOR SPDR TR 0.6%

Value $1.262M Shares 8,750 Est. Cost $144.24 Unrealized —

MINT PIMCO ETF TR 0.2%

Value $402K Shares 4,000 Est. Cost $100.41 Unrealized —

USMV ISHARES TR 0.1%

Value $268K Shares 2,835 Est. Cost $94.52 Unrealized —

CAH CARDINAL HEALTH INC 0.1%

Value $259K Shares 1,278 Est. Cost $187.72 Unrealized +14.7%

BX BLACKSTONE INC 0.1%

Value $248K Shares 1,594 Est. Cost $151.46 Unrealized -7.0%

ABNB AIRBNB INC 0.1%

Value $208K Shares 1,499 Est. Cost $124.53 Unrealized +3.9%

LLY ELI LILLY & CO 0.1%

Value $207K Shares 191 Est. Cost $955.55 Unrealized +9.6%

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
XLK	SELECT SECTOR SPDR TR	8,750	$1.262M	0.6%	$144.24	—	—	81369Y803
MINT	PIMCO ETF TR	4,000	$402K	0.2%	$100.41	—	—	72201R833
USMV	ISHARES TR	2,835	$268K	0.1%	$94.52	—	—	46429B697
CAH	CARDINAL HEALTH INC	1,278	$259K	0.1%	$187.72	+14.7%	—	14149Y108
BX	BLACKSTONE INC	1,594	$248K	0.1%	$151.46	-7.0%	—	09260D107
ABNB	AIRBNB INC	1,499	$208K	0.1%	$124.53	+3.9%	—	009066101
LLY	ELI LILLY & CO	191	$207K	0.1%	$955.55	+9.6%	—	532457108

Decreased Positions (14)

SPY STATE STR SPDR S&P 500 ETF T 0.3%

Value $737K (-53.4%) Shares 988 (-56.9%) Est. Cost $689.45 Unrealized —

VTV VANGUARD INDEX FDS 1.3%

Value $2.735M (-17.9%) Shares 12,967 (-23.9%) Est. Cost $195.56 Unrealized —

MSFT MICROSOFT CORP 0.5%

Value $1.175M (-18.5%) Shares 2,807 (-6.9%) Est. Cost $500.58 Unrealized -13.2%

BRO BROWN & BROWN INC 0.1%

Value $280K (-46.7%) Shares 4,851 (-25.7%) Est. Cost $83.36 Unrealized -11.0%

VEA VANGUARD TAX-MANAGED FDS 0.3%

Value $700K (-20.9%) Shares 9,937 (-28.2%) Est. Cost $63.94 Unrealized —

SDY SPDR SERIES TRUST 0.4%

Value $879K (-15.3%) Shares 5,860 (-19.3%) Est. Cost $142.94 Unrealized —

NVDA NVIDIA CORPORATION 0.9%

Value $1.891M (+8.6%) Shares 8,781 (-6.6%) Est. Cost $186.13 Unrealized +0.3%

EEM ISHARES TR 0.3%

Value $702K (-16.0%) Shares 10,650 (-27.5%) Est. Cost $56.87 Unrealized —

IWP ISHARES TR 0.9%

Value $1.857M (-5.9%) Shares 13,320 (-5.6%) Est. Cost $139.93 Unrealized —

SCHA SCHWAB STRATEGIC TR 1.2%

Value $2.583M (+4.2%) Shares 77,488 (-6.8%) Est. Cost $29.84 Unrealized —

XLV SELECT SECTOR SPDR TR 0.1%

Value $211K (-32.4%) Shares 1,411 (-28.7%) Est. Cost $158.12 Unrealized —

META META PLATFORMS INC 0.2%

Value $380K (-15.2%) Shares 623 (-10.2%) Est. Cost $667.32 Unrealized -1.8%

GLD SPDR GOLD TR 0.1%

Value $225K (-9.0%) Shares 543 (-9.5%) Est. Cost $411.49 Unrealized —

VB VANGUARD INDEX FDS 0.1%

Value $211K (-4.7%) Shares 731 (-11.3%) Est. Cost $269.23 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SPY	STATE STR SPDR S&P 500 ETF T	988 (-56.9%)	$737K (-53.4%)	0.3%	$689.45	—	TR UNIT	78462F103
VTV	VANGUARD INDEX FDS	12,967 (-23.9%)	$2.735M (-17.9%)	1.3%	$195.56	—	VALUE ETF	922908744
MSFT	MICROSOFT CORP	2,807 (-6.9%)	$1.175M (-18.5%)	0.5%	$500.58	-13.2%	COM	594918104
BRO	BROWN & BROWN INC	4,851 (-25.7%)	$280K (-46.7%)	0.1%	$83.36	-11.0%	COM	115236101
VEA	VANGUARD TAX-MANAGED FDS	9,937 (-28.2%)	$700K (-20.9%)	0.3%	$63.94	—	VAN FTSE DEV MKT	921943858
SDY	SPDR SERIES TRUST	5,860 (-19.3%)	$879K (-15.3%)	0.4%	$142.94	—	STATE STREET SPD	78464A763
NVDA	NVIDIA CORPORATION	8,781 (-6.6%)	$1.891M (+8.6%)	0.9%	$186.13	+0.3%	COM	67066G104
EEM	ISHARES TR	10,650 (-27.5%)	$702K (-16.0%)	0.3%	$56.87	—	MSCI EMG MKT ETF	464287234
IWP	ISHARES TR	13,320 (-5.6%)	$1.857M (-5.9%)	0.9%	$139.93	—	RUS MD CP GR ETF	464287481
SCHA	SCHWAB STRATEGIC TR	77,488 (-6.8%)	$2.583M (+4.2%)	1.2%	$29.84	—	US SML CAP ETF	808524607
XLV	SELECT SECTOR SPDR TR	1,411 (-28.7%)	$211K (-32.4%)	0.1%	$158.12	—	STATE STREET HEA	81369Y209
META	META PLATFORMS INC	623 (-10.2%)	$380K (-15.2%)	0.2%	$667.32	-1.8%	CL A	30303M102
GLD	SPDR GOLD TR	543 (-9.5%)	$225K (-9.0%)	0.1%	$411.49	—	GOLD SHS	78463V107
VB	VANGUARD INDEX FDS	731 (-11.3%)	$211K (-4.7%)	0.1%	$269.23	—	SMALL CP ETF	922908751

Unchanged Positions (10)

GOOGL ALPHABET INC 0.6%

Value $1.301M Shares 3,396 Est. Cost $285.60 Unrealized +13.2%

EFA ISHARES TR 1.3%

Value $2.72M Shares 26,162 Est. Cost $97.94 Unrealized —

GILD GILEAD SCIENCES INC 0.3%

Value $640K Shares 4,760 Est. Cost $120.88 Unrealized +14.5%

ABBV ABBVIE INC 0.8%

Value $1.607M Shares 7,449 Est. Cost $227.54 Unrealized -2.2%

TGT TARGET CORP 0.2%

Value $386K Shares 3,075 Est. Cost $91.63 Unrealized +19.2%

PWB INVESCO EXCHANGE TRADED FD T 0.1%

Value $240K Shares 1,550 Est. Cost $129.48 Unrealized —

OEF ISHARES TR 0.2%

Value $352K Shares 949 Est. Cost $344.31 Unrealized —

MSI MOTOROLA SOLUTIONS INC 0.2%

Value $470K Shares 1,164 Est. Cost $400.79 Unrealized +3.8%

MRK MERCK & CO INC 0.1%

Value $230K Shares 1,881 Est. Cost $93.24 Unrealized +22.6%

BRK/B BERKSHIRE HATHAWAY INC DEL 0.2%

Value $328K Shares 675 Est. Cost $497.53 Unrealized -0.8%

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
GOOGL	ALPHABET INC	3,396	$1.301M	0.6%	$285.60	+13.2%	CAP STK CL A	02079K305
EFA	ISHARES TR	26,162	$2.72M	1.3%	$97.94	—	MSCI EAFE ETF	464287465
GILD	GILEAD SCIENCES INC	4,760	$640K	0.3%	$120.88	+14.5%	COM	375558103
ABBV	ABBVIE INC	7,449	$1.607M	0.8%	$227.54	-2.2%	COM	00287Y109
TGT	TARGET CORP	3,075	$386K	0.2%	$91.63	+19.2%	COM	87612E106
PWB	INVESCO EXCHANGE TRADED FD T	1,550	$240K	0.1%	$129.48	—	LARGE CAP GROWTH	46137V746
OEF	ISHARES TR	949	$352K	0.2%	$344.31	—	S&P 100 ETF	464287101
MSI	MOTOROLA SOLUTIONS INC	1,164	$470K	0.2%	$400.79	+3.8%	COM NEW	620076307
MRK	MERCK & CO INC	1,881	$230K	0.1%	$93.24	+22.6%	COM	58933Y105
BRK/B	BERKSHIRE HATHAWAY INC DEL	675	$328K	0.2%	$497.53	-0.8%	CL B NEW	084670702