Reality Financial Planning Services, LLC Concentrated Active

Name: Reality Financial Planning Services, LLC Q3 2026 13F Filing | 13F Explorer
Creator: Reality Financial Planning Services, LLC
Published: 2026-11-03

Location: Sarasota, FL

CIK: 0002110687 · Show all filings

Period: Q3 2026 (← Previous)

Filing Date: Nov 3, 2026

Total Value: $105M (100.0% shares, 0.0% debt)

Holdings (20)

New Positions (2)

NVDA NVIDIA CORPORATION 0.3%

Value $310K Shares 1,358 Share Price $228.38 Est. Cost/Share $214.40 Unrealized @ Report Date +6.5%

V VISA INC 0.2%

Value $229K Shares 638 Share Price $359.33 Est. Cost/Share $365.53 Unrealized @ Report Date -1.7%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
NVDA	NVIDIA CORPORATION	1,358	$310K	0.3%	$228.38	$214.40	+6.5%	COM	67066G104
V	VISA INC	638	$229K	0.2%	$359.33	$365.53	-1.7%	COM CL A	92826C839

Increased Positions (5)

USFR WISDOMTREE TR 8.7%

Value $9.162M (+12.7%) Shares 181,814 (+12.7%) Share Price $50.39 Est. Cost/Share $50.35 Unrealized @ Report Date +0.1%

VXUS VANGUARD STAR FDS 1.7%

Value $1.779M (+17.0%) Shares 20,938 (+17.8%) Share Price $84.96 Est. Cost/Share $76.59 Unrealized @ Report Date +10.9%

BND VANGUARD BD INDEX FDS 6.8%

Value $7.159M (-2.6%) Shares 102,056 (+2.0%) Share Price $70.15 Est. Cost/Share $74.38 Unrealized @ Report Date -5.7%

VYM VANGUARD WHITEHALL FDS 16.3%

Value $17.08M (-0.8%) Shares 110,030 (+1.0%) Share Price $155.20 Est. Cost/Share $142.43 Unrealized @ Report Date +9.0%

AAPL APPLE INC 0.5%

Value $523K (+33.3%) Shares 1,570 (+15.9%) Share Price $333.02 Est. Cost/Share $275.92 Unrealized @ Report Date +20.7%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
USFR	WISDOMTREE TR	181,814 (+12.7%)	$9.162M (+12.7%)	8.7%	$50.39	$50.35	+0.1%	FLOATNG RAT TREA	97717Y527
VXUS	VANGUARD STAR FDS	20,938 (+17.8%)	$1.779M (+17.0%)	1.7%	$84.96	$76.59	+10.9%	VG TL INTL STK F	921909768
BND	VANGUARD BD INDEX FDS	102,056 (+2.0%)	$7.159M (-2.6%)	6.8%	$70.15	$74.38	-5.7%	TOTAL BND MRKT	921937835
VYM	VANGUARD WHITEHALL FDS	110,030 (+1.0%)	$17.08M (-0.8%)	16.3%	$155.20	$142.43	+9.0%	HIGH DIV YLD	921946406
AAPL	APPLE INC	1,570 (+15.9%)	$523K (+33.3%)	0.5%	$333.02	$275.92	+20.7%	COM	037833100

Decreased Positions (5)

VNQ VANGUARD INDEX FDS 0.8%

Value $788K (-16.4%) Shares 8,796 (-10.1%) Share Price $89.63 Est. Cost/Share $89.87 Unrealized @ Report Date -0.3%

SDY SPDR SERIES TRUST 1.0%

Value $1.026M (-7.7%) Shares 7,008 (-4.1%) Share Price $146.47 Est. Cost/Share $139.14 Unrealized @ Report Date +5.3%

USMV ISHARES TR 3.1%

Value $3.236M (-1.9%) Shares 33,214 (-2.9%) Share Price $97.44 Est. Cost/Share $94.25 Unrealized @ Report Date +3.4%

QQQ INVESCO QQQ TR 3.6%

Value $3.731M (-1.4%) Shares 5,044 (-1.8%) Share Price $739.77 Est. Cost/Share $613.63 Unrealized @ Report Date +20.6%

DVY ISHARES TR 0.9%

Value $940K (-4.5%) Shares 6,179 (-1.8%) Share Price $152.08 Est. Cost/Share $141.26 Unrealized @ Report Date +7.7%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
VNQ	VANGUARD INDEX FDS	8,796 (-10.1%)	$788K (-16.4%)	0.8%	$89.63	$89.87	-0.3%	REAL ESTATE ETF	922908553
SDY	SPDR SERIES TRUST	7,008 (-4.1%)	$1.026M (-7.7%)	1.0%	$146.47	$139.14	+5.3%	ST STR SP DIV	78464A763
USMV	ISHARES TR	33,214 (-2.9%)	$3.236M (-1.9%)	3.1%	$97.44	$94.25	+3.4%	MSCI USA MIN ETF	46429B697
QQQ	INVESCO QQQ TR	5,044 (-1.8%)	$3.731M (-1.4%)	3.6%	$739.77	$613.63	+20.6%	UNIT SER 1	46090E103
DVY	ISHARES TR	6,179 (-1.8%)	$940K (-4.5%)	0.9%	$152.08	$141.26	+7.7%	SELECT DIVID ETF	464287168

Unchanged Positions (8)

VPU VANGUARD WORLD FD 2.8%

Value $2.981M Shares 17,435 Share Price $171.00 Est. Cost/Share $192.16 Unrealized @ Report Date -11.0%

VTI VANGUARD INDEX FDS 19.7%

Value $20.66M Shares 55,210 Share Price $374.24 Est. Cost/Share $332.67 Unrealized @ Report Date +12.5%

IVV ISHARES TR 9.2%

Value $9.677M Shares 12,636 Share Price $765.86 Est. Cost/Share $679.06 Unrealized @ Report Date +12.8%

VIG VANGUARD SPECIALIZED FUNDS 17.8%

Value $18.69M Shares 80,099 Share Price $233.31 Est. Cost/Share $218.49 Unrealized @ Report Date +6.8%

VOO VANGUARD INDEX FDS 3.6%

Value $3.726M Shares 5,317 Share Price $700.81 Est. Cost/Share $621.46 Unrealized @ Report Date +12.8%

SCHO SCHWAB STRATEGIC TR 1.7%

Value $1.746M Shares 73,189 Share Price $23.86 Est. Cost/Share $24.36 Unrealized @ Report Date -2.0%

QQQM INVESCO EXCH TRADED FD TR II 0.9%

Value $925K Shares 3,037 Share Price $304.64 Est. Cost/Share $253.29 Unrealized @ Report Date +20.3%

JPM JPMORGAN CHASE & CO 0.3%

Value $365K Shares 1,102 Share Price $330.83 Est. Cost/Share $309.53 Unrealized @ Report Date +6.9%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
VPU	VANGUARD WORLD FD	17,435	$2.981M	2.8%	$171.00	$192.16	-11.0%	UTILITIES ETF	92204A876
VTI	VANGUARD INDEX FDS	55,210	$20.66M	19.7%	$374.24	$332.67	+12.5%	MRNGSTR TTL STK	922908769
IVV	ISHARES TR	12,636	$9.677M	9.2%	$765.86	$679.06	+12.8%	CORE S&P500 ETF	464287200
VIG	VANGUARD SPECIALIZED FUNDS	80,099	$18.69M	17.8%	$233.31	$218.49	+6.8%	DIV APP ETF	921908844
VOO	VANGUARD INDEX FDS	5,317	$3.726M	3.6%	$700.81	$621.46	+12.8%	S&P 500 ETF SHS	922908363
SCHO	SCHWAB STRATEGIC TR	73,189	$1.746M	1.7%	$23.86	$24.36	-2.0%	SHT TM US TRES	808524862
QQQM	INVESCO EXCH TRADED FD TR II	3,037	$925K	0.9%	$304.64	$253.29	+20.3%	NASDAQ 100 ETF	46138G649
JPM	JPMORGAN CHASE & CO	1,102	$365K	0.3%	$330.83	$309.53	+6.9%	COM	46625H100