Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHO	SCHWAB STRATEGIC TR	588,651	$14.35M	11.2%	$24.37	—	SHT TM US TRES	808524862
SPDW	SPDR INDEX SHS FDS	279,687	$13.27M	10.3%	$47.45	—	PORTFOLIO DEVLPD	78463X889
ITOT	ISHARES TR	82,006	$12.29M	9.6%	$149.89	—	CORE S&P TTL STK	464287150
TBLL	INVESCO EXCH TRADED FD TR II	111,906	$11.82M	9.2%	$105.66	—	SHORT TERM TREAS	46138G888
VBR	VANGUARD INDEX FDS	32,436	$7.407M	5.8%	$228.36	—	SM CP VAL ETF	922908611
IGSB	ISHARES TR	132,830	$7.021M	5.5%	$52.86	—	ISHS 1-5YR INVS	464288646
VBK	VANGUARD INDEX FDS	18,663	$5.783M	4.5%	$309.85	—	SML CP GRW ETF	922908595
SGOL	ETFS GOLD TR	119,652	$5.632M	4.4%	$47.07	—	PHYSCL GOLD SHS	00326A104
VWO	VANGUARD INTL EQUITY INDEX F	97,260	$5.486M	4.3%	$56.41	—	FTSE EMR MKT ETF	922042858
VTI	VANGUARD INDEX FDS	13,473	$4.557M	3.5%	$338.25	—	TOTAL STK MKT	922908769
SPYV	SPDR SERIES TRUST	77,367	$4.537M	3.5%	$58.64	—	STATE STREET SPD	78464A508
SPYG	SPDR SERIES TRUST	36,322	$3.777M	2.9%	$103.99	—	STATE STREET SPD	78464A409
VEA	VANGUARD TAX-MANAGED FDS	42,956	$2.869M	2.2%	$66.80	—	VAN FTSE DEV MKT	921943858
VCSH	VANGUARD SCOTTSDALE FDS	32,538	$2.594M	2.0%	$79.71	—	SHRT TRM CORP BD	92206C409
IAU	ISHARES GOLD TR	28,347	$2.566M	2.0%	$90.53	—	ISHARES NEW	464285204
SCHF	SCHWAB STRATEGIC TR	90,634	$2.331M	1.8%	$25.72	—	INTL EQTY ETF	808524805
SCHV	SCHWAB STRATEGIC TR	61,245	$1.935M	1.5%	$31.59	—	US LCAP VA ETF	808524409
SCHB	SCHWAB STRATEGIC TR	71,659	$1.895M	1.5%	$26.44	—	US BRD MKT ETF	808524102
IEMG	ISHARES INC	26,346	$1.893M	1.5%	$71.87	—	CORE MSCI EMKT	46434G103
SLYG	SPDR SERIES TRUST	11,214	$1.111M	0.9%	$99.06	—	STATE STREET SPD	78464A201
SCHG	SCHWAB STRATEGIC TR	28,580	$888K	0.7%	$31.08	—	US LCAP GR ETF	808524300
AAPL	APPLE INC	3,147	$870K	0.7%	$268.34	0.0%	COM	037833100
SLYV	SPDR SERIES TRUST	8,321	$822K	0.6%	$98.84	—	STATE STREET SPD	78464A300
VGT	VANGUARD WORLD FD	1,124	$811K	0.6%	$721.75	—	INF TECH ETF	92204A702
VTV	VANGUARD INDEX FDS	3,851	$784K	0.6%	$203.60	—	VALUE ETF	922908744
SHY	ISHARES TR	8,581	$710K	0.6%	$82.73	—	1 3 YR TREAS BD	464287457
VTWV	VANGUARD SCOTTSDALE FDS	3,646	$636K	0.5%	$174.45	—	VNG RUS2000VAL	92206C649
GOOGL	ALPHABET INC	1,897	$632K	0.5%	$285.60	0.0%	CAP STK CL A	02079K305
V	VISA INC	1,914	$632K	0.5%	$340.38	0.0%	COM CL A	92826C839
SCHH	SCHWAB STRATEGIC TR	28,536	$618K	0.5%	$21.64	—	US REIT ETF	808524847
GOOG	ALPHABET INC	1,852	$617K	0.5%	$286.33	0.0%	CAP STK CL C	02079K107
SPY	SPDR S&P 500 ETF TR	874	$600K	0.5%	$686.19	—	TR UNIT	78462F103
MA	MASTERCARD INCORPORATED	1,029	$570K	0.4%	$558.95	0.0%	CL A	57636Q104
VUG	VANGUARD INDEX FDS	1,064	$497K	0.4%	$467.37	—	GROWTH ETF	922908736
XLI	SELECT SECTOR SPDR TR	2,377	$403K	0.3%	$169.39	—	STATE STREET IND	81369Y704
XLY	SELECT SECTOR SPDR TR	3,352	$403K	0.3%	$120.10	—	STATE STREET CON	81369Y407
SPEM	SPDR INDEX SHS FDS	7,457	$366K	0.3%	$49.12	—	PORTFOLIO EMG MK	78463X509
ITM	VANECK ETF TRUST	7,552	$358K	0.3%	$47.42	—	INTRMDT MUNI ETF	92189H201
XLV	SELECT SECTOR SPDR TR	2,236	$349K	0.3%	$156.03	—	STATE STREET HEA	81369Y209
MUB	ISHARES TR	3,217	$346K	0.3%	$107.62	—	NATIONAL MUN ETF	464288414
AZO	AUTOZONE INC	89	$331K	0.3%	$3777.86	0.0%	COM	053332102
VOX	VANGUARD WORLD FD	1,635	$315K	0.2%	$192.83	—	COMM SRVC ETF	92204A884
RSP	INVESCO EXCHANGE TRADED FD T	1,519	$302K	0.2%	$198.56	—	S&P500 EQL WGT	46137V357
XLK	SELECT SECTOR SPDR TR	2,125	$294K	0.2%	$138.12	—	STATE STREET TEC	81369Y803
XLU	SELECT SECTOR SPDR TR	6,652	$287K	0.2%	$43.08	—	STATE STREET UTI	81369Y886
EFG	ISHARES TR	2,331	$275K	0.2%	$118.00	—	EAFE GRWTH ETF	464288885
FAST	FASTENAL CO	5,694	$275K	0.2%	$42.03	0.0%	COM	311900104
XLP	SELECT SECTOR SPDR TR	3,000	$261K	0.2%	$86.99	—	STATE STREET CON	81369Y308
JNJ	JOHNSON & JOHNSON	1,082	$254K	0.2%	$197.01	0.0%	COM	478160104
HD	HOME DEPOT INC	642	$249K	0.2%	$364.59	0.0%	COM	437076102
IWO	ISHARES TR	710	$236K	0.2%	$331.99	—	RUS 2000 GRW ETF	464287648
TJX	TJX COS INC NEW	1,433	$221K	0.2%	$147.70	0.0%	COM	872540109
CB	CHUBB LIMITED	656	$216K	0.2%	$292.40	0.0%	COM	H1467J104