Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
KLAC	KLA CORP	2,786	$543K	0.4%	$194.93	$196.18	-0.6%	COM NEW	482480100
NVDA	NVIDIA CORPORATION	2,345	$536K	0.4%	$228.38	$214.40	+6.5%	COM	67066G104
MU	MICRON TECHNOLOGY INC	286	$305K	0.2%	$1065.11	$949.89	+12.1%	COM	595112103
PLTR	PALANTIR TECHNOLOGIES INC	1,520	$284K	0.2%	$187.05	$159.37	+17.4%	CL A	69608A108
QQQI	NEOS ETF TRUST	4,202	$233K	0.2%	$55.55	$54.67	+1.6%	NASDAQ 100 HIGH	78433H675
SPSB	SPDR SERIES TRUST	7,472	$221K	0.1%	$29.59	$29.84	-0.9%	ST SHOR CORP ETF	78464A474
AMZN	AMAZON COM INC	860	$214K	0.1%	$249.15	$254.08	-1.9%	COM	023135106
VOO	VANGUARD INDEX FDS	299	$210K	0.1%	$700.86	$698.45	+0.3%	S&P 500 ETF SHS	922908363

Increased Positions (11)

SGOL ETFS GOLD TR 4.3%

Value $6.389M (+14.1%) Shares 161,506 (+10.3%) Share Price $39.56 Est. Cost/Share $40.28 Unrealized @ Report Date -1.8%

AAPL APPLE INC 1.6%

Value $2.444M (+29.4%) Shares 7,338 (+12.5%) Share Price $333.03 Est. Cost/Share $269.42 Unrealized @ Report Date +23.6%

TBLL INVESCO EXCH TRADED FD TR II 8.9%

Value $13.27M (+3.1%) Shares 125,697 (+3.1%) Share Price $105.56 Est. Cost/Share $105.70 Unrealized @ Report Date -0.1%

IGSB ISHARES TR 5.6%

Value $8.328M (+4.6%) Shares 162,569 (+7.1%) Share Price $51.23 Est. Cost/Share $52.82 Unrealized @ Report Date -3.0%

SCHO SCHWAB STRATEGIC TR 11.1%

Value $16.47M (+1.9%) Shares 690,428 (+3.1%) Share Price $23.86 Est. Cost/Share $24.35 Unrealized @ Report Date -2.0%

SPY STATE STR SPDR S&P 500 ETF T 0.5%

Value $776K (+18.8%) Shares 1,017 (+16.4%) Share Price $762.63 Est. Cost/Share $687.67 Unrealized @ Report Date +10.9%

SPDW SPDR INDEX SHS FDS 10.5%

Value $15.66M (+0.7%) Shares 311,958 (+1.1%) Share Price $50.21 Est. Cost/Share $44.29 Unrealized @ Report Date +13.4%

MUB ISHARES TR 0.3%

Value $430K (+24.3%) Shares 4,257 (+32.3%) Share Price $101.10 Est. Cost/Share $106.55 Unrealized @ Report Date -5.1%

GOOGL ALPHABET INC 0.5%

Value $750K (+10.7%) Shares 2,181 (+15.0%) Share Price $344.08 Est. Cost/Share $293.60 Unrealized @ Report Date +17.2%

SHY ISHARES TR 0.7%

Value $1.058M (+6.2%) Shares 13,029 (+7.4%) Share Price $81.20 Est. Cost/Share $82.63 Unrealized @ Report Date -1.7%

GOOG ALPHABET INC 0.5%

Value $691K (+5.6%) Shares 2,027 (+9.4%) Share Price $340.75 Est. Cost/Share $291.37 Unrealized @ Report Date +16.9%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
SGOL	ETFS GOLD TR	161,506 (+10.3%)	$6.389M (+14.1%)	4.3%	$39.56	$40.28	-1.8%	PHYSCL GOLD SHS	00326A104
AAPL	APPLE INC	7,338 (+12.5%)	$2.444M (+29.4%)	1.6%	$333.03	$269.42	+23.6%	COM	037833100
TBLL	INVESCO EXCH TRADED FD TR II	125,697 (+3.1%)	$13.27M (+3.1%)	8.9%	$105.56	$105.70	-0.1%	SHORT TERM ETF	46138G888
IGSB	ISHARES TR	162,569 (+7.1%)	$8.328M (+4.6%)	5.6%	$51.23	$52.82	-3.0%	ISHS 1-5YR INVS	464288646
SCHO	SCHWAB STRATEGIC TR	690,428 (+3.1%)	$16.47M (+1.9%)	11.1%	$23.86	$24.35	-2.0%	SHT TM US TRES	808524862
SPY	STATE STR SPDR S&P 500 ETF T	1,017 (+16.4%)	$776K (+18.8%)	0.5%	$762.63	$687.67	+10.9%	TR UNIT	78462F103
SPDW	SPDR INDEX SHS FDS	311,958 (+1.1%)	$15.66M (+0.7%)	10.5%	$50.21	$44.29	+13.4%	ST STR PO EX ETF	78463X889
MUB	ISHARES TR	4,257 (+32.3%)	$430K (+24.3%)	0.3%	$101.10	$106.55	-5.1%	NATIONAL MUN ETF	464288414
GOOGL	ALPHABET INC	2,181 (+15.0%)	$750K (+10.7%)	0.5%	$344.08	$293.60	+17.2%	CAP STK CL A	02079K305
SHY	ISHARES TR	13,029 (+7.4%)	$1.058M (+6.2%)	0.7%	$81.20	$82.63	-1.7%	1 3 YR TREAS BD	464287457
GOOG	ALPHABET INC	2,027 (+9.4%)	$691K (+5.6%)	0.5%	$340.75	$291.37	+16.9%	CAP STK CL C	02079K107

Exited Positions (2)

HD HOME DEPOT INC 0.2%

Value $226K Shares 642 Share Price $352.68 * Est. Cost/Share $364.59 Unrealized @ Report Date -22.0%

TJX TJX COS INC NEW 0.1%

Value $217K Shares 1,433 Share Price $151.50 * Est. Cost/Share $147.70 Unrealized @ Report Date -10.4%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
HD	HOME DEPOT INC	642	$226K	0.2%	$352.68 *	$364.59	-22.0%	—	437076102
TJX	TJX COS INC NEW	1,433	$217K	0.1%	$151.50 *	$147.70	-10.4%	—	872540109

Decreased Positions (15)

VBK VANGUARD INDEX FDS 4.3%

Value $6.471M (-9.6%) Shares 19,155 (-2.2%) Share Price $337.83 Est. Cost/Share $303.67 Unrealized @ Report Date +11.2%

VEA VANGUARD TAX-MANAGED FDS 1.8%

Value $2.706M (-9.7%) Shares 38,327 (-8.9%) Share Price $70.61 Est. Cost/Share $61.26 Unrealized @ Report Date +15.3%

SCHV SCHWAB STRATEGIC TR 1.2%

Value $1.774M (-11.2%) Shares 53,265 (-7.2%) Share Price $33.31 Est. Cost/Share $29.23 Unrealized @ Report Date +14.0%

VCSH VANGUARD SCOTTSDALE FDS 1.7%

Value $2.575M (-7.4%) Shares 33,332 (-5.3%) Share Price $77.25 Est. Cost/Share $79.79 Unrealized @ Report Date -3.2%

SLYG SPDR SERIES TRUST 0.8%

Value $1.226M (-13.6%) Shares 11,460 (-3.8%) Share Price $106.97 Est. Cost/Share $94.71 Unrealized @ Report Date +13.0%

IEMG ISHARES INC 1.4%

Value $2.087M (-3.9%) Shares 25,712 (-1.9%) Share Price $81.16 Est. Cost/Share $67.09 Unrealized @ Report Date +21.0%

SLYV SPDR SERIES TRUST 0.5%

Value $816K (-7.7%) Shares 7,993 (-1.5%) Share Price $102.15 Est. Cost/Share $89.86 Unrealized @ Report Date +13.7%

SPYG SPDR SERIES TRUST 3.1%

Value $4.653M (+1.5%) Shares 37,804 (-1.9%) Share Price $123.08 Est. Cost/Share $106.14 Unrealized @ Report Date +16.0%

SCHF SCHWAB STRATEGIC TR 1.6%

Value $2.37M (-2.0%) Shares 86,278 (-1.2%) Share Price $27.47 Est. Cost/Share $23.77 Unrealized @ Report Date +15.6%

VTI VANGUARD INDEX FDS 3.4%

Value $5.12M (-0.8%) Shares 13,681 (-1.9%) Share Price $374.24 Est. Cost/Share $332.74 Unrealized @ Report Date +12.5%

IWO ISHARES TR 0.2%

Value $238K (-13.4%) Shares 668 (-4.4%) Share Price $356.90 Est. Cost/Share $325.25 Unrealized @ Report Date +9.7%

SCHG SCHWAB STRATEGIC TR 0.7%

Value $975K (-1.8%) Shares 27,146 (-7.5%) Share Price $35.93 Est. Cost/Share $32.45 Unrealized @ Report Date +10.7%

XLK SELECT SECTOR SPDR TR 0.3%

Value $379K (-3.1%) Shares 1,938 (-5.7%) Share Price $195.75 Est. Cost/Share $144.42 Unrealized @ Report Date +35.5%

VUG VANGUARD INDEX FDS 0.3%

Value $420K (+2.4%) Shares 4,660 (-2.1%) Share Price $90.11 Est. Cost/Share $83.55 Unrealized @ Report Date +7.8%

BRK/B BERKSHIRE HATHAWAY INC DEL 0.1%

Value $222K (-2.0%) Shares 446 (-1.5%) Share Price $497.95 Est. Cost/Share $490.11 Unrealized @ Report Date +1.6%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
VBK	VANGUARD INDEX FDS	19,155 (-2.2%)	$6.471M (-9.6%)	4.3%	$337.83	$303.67	+11.2%	MRNGSTR SM CP GR	922908595
VEA	VANGUARD TAX-MANAGED FDS	38,327 (-8.9%)	$2.706M (-9.7%)	1.8%	$70.61	$61.26	+15.3%	VAN FTSE DEV MKT	921943858
SCHV	SCHWAB STRATEGIC TR	53,265 (-7.2%)	$1.774M (-11.2%)	1.2%	$33.31	$29.23	+14.0%	US LCAP VA ETF	808524409
VCSH	VANGUARD SCOTTSDALE FDS	33,332 (-5.3%)	$2.575M (-7.4%)	1.7%	$77.25	$79.79	-3.2%	SHRT TRM CORP BD	92206C409
SLYG	SPDR SERIES TRUST	11,460 (-3.8%)	$1.226M (-13.6%)	0.8%	$106.97	$94.71	+13.0%	ST STR SP600GRWO	78464A201
IEMG	ISHARES INC	25,712 (-1.9%)	$2.087M (-3.9%)	1.4%	$81.16	$67.09	+21.0%	CORE MSCI EMKT	46434G103
SLYV	SPDR SERIES TRUST	7,993 (-1.5%)	$816K (-7.7%)	0.5%	$102.15	$89.86	+13.7%	ST STR SP600SM C	78464A300
SPYG	SPDR SERIES TRUST	37,804 (-1.9%)	$4.653M (+1.5%)	3.1%	$123.08	$106.14	+16.0%	ST STR P500GRW	78464A409
SCHF	SCHWAB STRATEGIC TR	86,278 (-1.2%)	$2.37M (-2.0%)	1.6%	$27.47	$23.77	+15.6%	INTL EQTY ETF	808524805
VTI	VANGUARD INDEX FDS	13,681 (-1.9%)	$5.12M (-0.8%)	3.4%	$374.24	$332.74	+12.5%	MRNGSTR TTL STK	922908769
IWO	ISHARES TR	668 (-4.4%)	$238K (-13.4%)	0.2%	$356.90	$325.25	+9.7%	RUS 2000 GRW ETF	464287648
SCHG	SCHWAB STRATEGIC TR	27,146 (-7.5%)	$975K (-1.8%)	0.7%	$35.93	$32.45	+10.7%	US LCAP GR ETF	808524300
XLK	SELECT SECTOR SPDR TR	1,938 (-5.7%)	$379K (-3.1%)	0.3%	$195.75	$144.42	+35.5%	ST STR TECHN ETF	81369Y803
VUG	VANGUARD INDEX FDS	4,660 (-2.1%)	$420K (+2.4%)	0.3%	$90.11	$83.55	+7.8%	MRNGSTR GRWT ETF	922908736
BRK/B	BERKSHIRE HATHAWAY INC DEL	446 (-1.5%)	$222K (-2.0%)	0.1%	$497.95	$490.11	+1.6%	CL B NEW	084670702

Unchanged Positions (26)

VBR VANGUARD INDEX FDS 5.3%

Value $7.958M Shares 34,444 Share Price $231.03 Est. Cost/Share $210.71 Unrealized @ Report Date +9.6%

ITOT ISHARES TR 10.2%

Value $15.15M Shares 91,128 Share Price $166.28 Est. Cost/Share $148.48 Unrealized @ Report Date +12.0%

IAU ISHARES GOLD TR 1.5%

Value $2.169M Shares 27,769 Share Price $78.10 Est. Cost/Share $78.21 Unrealized @ Report Date -0.1%

VGT VANGUARD WORLD FD 0.8%

Value $1.13M Shares 8,992 Share Price $125.67 Est. Cost/Share $107.69 Unrealized @ Report Date +16.7%

XLI SELECT SECTOR SPDR TR 0.3%

Value $397K Shares 2,377 Share Price $166.98 Est. Cost/Share $153.86 Unrealized @ Report Date +8.5%

SCHH SCHWAB STRATEGIC TR 0.4%

Value $534K Shares 24,235 Share Price $22.04 Est. Cost/Share $21.20 Unrealized @ Report Date +3.9%

MA MASTERCARD INCORPORATED 0.4%

Value $568K Shares 1,030 Share Price $551.47 Est. Cost/Share $558.95 Unrealized @ Report Date -1.3%

XLU SELECT SECTOR SPDR TR 0.2%

Value $262K Shares 6,652 Share Price $39.44 Est. Cost/Share $44.28 Unrealized @ Report Date -10.9%

VTWV VANGUARD SCOTTSDALE FDS 0.4%

Value $667K Shares 3,613 Share Price $184.73 Est. Cost/Share $158.31 Unrealized @ Report Date +16.7%

V VISA INC 0.5%

Value $725K Shares 2,017 Share Price $359.33 Est. Cost/Share $339.54 Unrealized @ Report Date +5.8%

AZO AUTOZONE INC 0.2%

Value $252K Shares 89 Share Price $2830.02 Est. Cost/Share $3777.86 Unrealized @ Report Date -25.1%

XLY SELECT SECTOR SPDR TR 0.2%

Value $365K Shares 3,352 Share Price $108.84 Est. Cost/Share $118.57 Unrealized @ Report Date -8.2%

SCHB SCHWAB STRATEGIC TR 1.6%

Value $2.32M Shares 79,147 Share Price $29.31 Est. Cost/Share $26.05 Unrealized @ Report Date +12.5%

ITM VANECK ETF TRUST 0.2%

Value $332K Shares 7,552 Share Price $44.00 Est. Cost/Share $47.00 Unrealized @ Report Date -6.4%

XLV SELECT SECTOR SPDR TR 0.3%

Value $377K Shares 2,236 Share Price $168.42 Est. Cost/Share $149.77 Unrealized @ Report Date +12.5%

SPYV SPDR SERIES TRUST 3.7%

Value $5.462M Shares 89,357 Share Price $61.13 Est. Cost/Share $56.63 Unrealized @ Report Date +8.0%

JNJ JOHNSON & JOHNSON 0.2%

Value $286K Shares 1,082 Share Price $264.74 Est. Cost/Share $197.01 Unrealized @ Report Date +34.4%

VOX VANGUARD WORLD FD 0.2%

Value $312K Shares 1,635 Share Price $190.59 Est. Cost/Share $187.64 Unrealized @ Report Date +1.6%

EFG ISHARES TR 0.2%

Value $279K Shares 2,331 Share Price $119.83 Est. Cost/Share $114.65 Unrealized @ Report Date +4.5%

CB CHUBB LIMITED 0.1%

Value $213K Shares 656 Share Price $325.25 Est. Cost/Share $292.40 Unrealized @ Report Date +11.2%

FAST FASTENAL CO 0.2%

Value $282K Shares 5,694 Share Price $49.53 Est. Cost/Share $42.03 Unrealized @ Report Date +17.9%

VTV VANGUARD INDEX FDS 0.6%

Value $831K Shares 3,844 Share Price $216.08 Est. Cost/Share $188.10 Unrealized @ Report Date +14.9%

XLP SELECT SECTOR SPDR TR 0.2%

Value $242K Shares 3,000 Share Price $80.60 Est. Cost/Share $78.05 Unrealized @ Report Date +3.3%

RSP INVESCO EXCHANGE TRADED FD T 0.2%

Value $316K Shares 1,519 Share Price $208.02 Est. Cost/Share $189.83 Unrealized @ Report Date +9.6%

VWO VANGUARD INTL EQUITY INDEX F 4.2%

Value $6.319M Shares 106,547 Share Price $59.31 Est. Cost/Share $54.69 Unrealized @ Report Date +8.4%

SPEM SPDR INDEX SHS FDS 0.3%

Value $384K Shares 7,412 Share Price $51.76 Est. Cost/Share $47.07 Unrealized @ Report Date +10.0%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
VBR	VANGUARD INDEX FDS	34,444	$7.958M	5.3%	$231.03	$210.71	+9.6%	MRNGSTR SML CP V	922908611
ITOT	ISHARES TR	91,128	$15.15M	10.2%	$166.28	$148.48	+12.0%	CORE S&P TTL STK	464287150
IAU	ISHARES GOLD TR	27,769	$2.169M	1.5%	$78.10	$78.21	-0.1%	ISHARES NEW	464285204
VGT	VANGUARD WORLD FD	8,992	$1.13M	0.8%	$125.67	$107.69	+16.7%	INF TECH ETF	92204A702
XLI	SELECT SECTOR SPDR TR	2,377	$397K	0.3%	$166.98	$153.86	+8.5%	ST STR INDL ETF	81369Y704
SCHH	SCHWAB STRATEGIC TR	24,235	$534K	0.4%	$22.04	$21.20	+3.9%	US REIT ETF	808524847
MA	MASTERCARD INCORPORATED	1,030	$568K	0.4%	$551.47	$558.95	-1.3%	CL A	57636Q104
XLU	SELECT SECTOR SPDR TR	6,652	$262K	0.2%	$39.44	$44.28	-10.9%	ST STR UTIL ETF	81369Y886
VTWV	VANGUARD SCOTTSDALE FDS	3,613	$667K	0.4%	$184.73	$158.31	+16.7%	VNG RUS2000VAL	92206C649
V	VISA INC	2,017	$725K	0.5%	$359.33	$339.54	+5.8%	COM CL A	92826C839
AZO	AUTOZONE INC	89	$252K	0.2%	$2830.02	$3777.86	-25.1%	COM	053332102
XLY	SELECT SECTOR SPDR TR	3,352	$365K	0.2%	$108.84	$118.57	-8.2%	ST STR DISCR ETF	81369Y407
SCHB	SCHWAB STRATEGIC TR	79,147	$2.32M	1.6%	$29.31	$26.05	+12.5%	US BRD MKT ETF	808524102
ITM	VANECK ETF TRUST	7,552	$332K	0.2%	$44.00	$47.00	-6.4%	INTRMDT MUNI ETF	92189H201
XLV	SELECT SECTOR SPDR TR	2,236	$377K	0.3%	$168.42	$149.77	+12.5%	ST STR CARE ETF	81369Y209
SPYV	SPDR SERIES TRUST	89,357	$5.462M	3.7%	$61.13	$56.63	+8.0%	ST STR P500VAL	78464A508
JNJ	JOHNSON & JOHNSON	1,082	$286K	0.2%	$264.74	$197.01	+34.4%	COM	478160104
VOX	VANGUARD WORLD FD	1,635	$312K	0.2%	$190.59	$187.64	+1.6%	COMM SRVC ETF	92204A884
EFG	ISHARES TR	2,331	$279K	0.2%	$119.83	$114.65	+4.5%	EAFE GRWTH ETF	464288885
CB	CHUBB LIMITED	656	$213K	0.1%	$325.25	$292.40	+11.2%	COM	H1467J104
FAST	FASTENAL CO	5,694	$282K	0.2%	$49.53	$42.03	+17.9%	COM	311900104
VTV	VANGUARD INDEX FDS	3,844	$831K	0.6%	$216.08	$188.10	+14.9%	MRNGSTR VAL ETF	922908744
XLP	SELECT SECTOR SPDR TR	3,000	$242K	0.2%	$80.60	$78.05	+3.3%	ST STR STAPL ETF	81369Y308
RSP	INVESCO EXCHANGE TRADED FD T	1,519	$316K	0.2%	$208.02	$189.83	+9.6%	S&P500 EQL WGT	46137V357
VWO	VANGUARD INTL EQUITY INDEX F	106,547	$6.319M	4.2%	$59.31	$54.69	+8.4%	FTSE EMR MKT ETF	922042858
SPEM	SPDR INDEX SHS FDS	7,412	$384K	0.3%	$51.76	$47.07	+10.0%	ST PORT MARK ETF	78463X509