Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VO	VANGUARD INDEX FDS	93,970 (+298.7%)	$7.571M (+11.8%)	3.7%	$133.16	—	MID CAP ETF	922908629
TLT	ISHARES TR	58,619 (+19.1%)	$5.066M (+18.8%)	2.5%	$87.04	—	20 YR TR BD ETF	464287432
IEF	ISHARES TR	54,032 (+19.6%)	$5.11M (+18.5%)	2.5%	$95.30	—	7-10 YR TRSY BD	464287440
INDA	ISHARES TR	67,645 (+14.0%)	$3.341M (+20.2%)	1.6%	$53.33	—	MSCI INDIA ETF	46429B598
IVW	ISHARES TR	18,307 (+4.2%)	$2.518M (+26.7%)	1.2%	$123.84	—	S&P 500 GRWT ETF	464287309
IWF	ISHARES TR	21,265 (+284.5%)	$2.64M (+11.9%)	1.3%	$214.98	—	RUS 1000 GRW ETF	464287614
EMB	ISHARES TR	57,922 (+1.7%)	$5.586M (+4.4%)	2.7%	$96.28	—	JPMORGAN USD EMG	464288281
IVE	ISHARES TR	9,715 (+1.2%)	$2.206M (+8.9%)	1.1%	$212.25	—	S&P 500 VAL ETF	464287408

Decreased Positions (14)

IVV ISHARES TR 8.9%

Value $18.11M (+11.6%) Shares 24,178 (-2.6%) Est. Cost $684.94 Unrealized —

QQQ INVESCO QQQ TR 3.5%

Value $7.219M (+24.2%) Shares 9,803 (-2.7%) Est. Cost $613.85 Unrealized —

SPY STATE STR SPDR S&P 500 ETF T 5.1%

Value $10.39M (+10.6%) Shares 13,909 (-3.7%) Est. Cost $681.90 Unrealized —

QUAL ISHARES TR 4.4%

Value $8.957M (+12.2%) Shares 40,818 (-1.9%) Est. Cost $198.53 Unrealized —

IEMG ISHARES INC 6.8%

Value $13.87M (+7.3%) Shares 167,430 (-9.7%) Est. Cost $67.22 Unrealized —

FVAL FIDELITY COVINGTON TRUST 7.0%

Value $14.28M (+6.2%) Shares 183,209 (-5.4%) Est. Cost $72.23 Unrealized —

VWO VANGUARD INTL EQUITY INDEX F 5.2%

Value $10.72M (+6.7%) Shares 179,552 (-3.4%) Est. Cost $53.76 Unrealized —

IWD ISHARES TR 1.2%

Value $2.426M (+11.3%) Shares 10,009 (-1.9%) Est. Cost $210.34 Unrealized —

VB VANGUARD INDEX FDS 0.8%

Value $1.578M (+12.4%) Shares 5,206 (-2.9%) Est. Cost $257.96 Unrealized —

SCHD SCHWAB STRATEGIC TR 3.5%

Value $7.14M (+1.2%) Shares 225,152 (-2.1%) Est. Cost $27.43 Unrealized —

USMV ISHARES TR 6.1%

Value $12.5M (+0.4%) Shares 129,580 (-3.4%) Est. Cost $94.13 Unrealized —

BBEU J P MORGAN EXCHANGE TRADED F 0.1%

Value $284K (-6.7%) Shares 3,656 (-13.1%) Est. Cost $73.31 Unrealized —

BBCA J P MORGAN EXCHANGE TRADED F 0.2%

Value $346K (-5.4%) Shares 3,480 (-10.5%) Est. Cost $92.99 Unrealized —

BBJP J P MORGAN EXCHANGE TRADED F 0.2%

Value $361K (+1.5%) Shares 4,793 (-7.1%) Est. Cost $65.91 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IVV	ISHARES TR	24,178 (-2.6%)	$18.11M (+11.6%)	8.9%	$684.94	—	CORE S&P500 ETF	464287200
QQQ	INVESCO QQQ TR	9,803 (-2.7%)	$7.219M (+24.2%)	3.5%	$613.85	—	UNIT SER 1	46090E103
SPY	STATE STR SPDR S&P 500 ETF T	13,909 (-3.7%)	$10.39M (+10.6%)	5.1%	$681.90	—	TR UNIT	78462F103
QUAL	ISHARES TR	40,818 (-1.9%)	$8.957M (+12.2%)	4.4%	$198.53	—	MSCI USA QLT FCT	46432F339
IEMG	ISHARES INC	167,430 (-9.7%)	$13.87M (+7.3%)	6.8%	$67.22	—	CORE MSCI EMKT	46434G103
FVAL	FIDELITY COVINGTON TRUST	183,209 (-5.4%)	$14.28M (+6.2%)	7.0%	$72.23	—	VLU FACTOR ETF	316092782
VWO	VANGUARD INTL EQUITY INDEX F	179,552 (-3.4%)	$10.72M (+6.7%)	5.2%	$53.76	—	FTSE EMR MKT ETF	922042858
IWD	ISHARES TR	10,009 (-1.9%)	$2.426M (+11.3%)	1.2%	$210.34	—	RUS 1000 VAL ETF	464287598
VB	VANGUARD INDEX FDS	5,206 (-2.9%)	$1.578M (+12.4%)	0.8%	$257.96	—	SMALL CP ETF	922908751
SCHD	SCHWAB STRATEGIC TR	225,152 (-2.1%)	$7.14M (+1.2%)	3.5%	$27.43	—	US DIVIDEND EQ	808524797
USMV	ISHARES TR	129,580 (-3.4%)	$12.5M (+0.4%)	6.1%	$94.13	—	MSCI USA MIN ETF	46429B697
BBEU	J P MORGAN EXCHANGE TRADED F	3,656 (-13.1%)	$284K (-6.7%)	0.1%	$73.31	—	BETA EURO ET NE	46641Q191
BBCA	J P MORGAN EXCHANGE TRADED F	3,480 (-10.5%)	$346K (-5.4%)	0.2%	$92.99	—	BETA CDA ETF NEW	46641Q225
BBJP	J P MORGAN EXCHANGE TRADED F	4,793 (-7.1%)	$361K (+1.5%)	0.2%	$65.91	—	BETABULDRS JAPAN	46641Q217

Unchanged Positions (15)

VTI VANGUARD INDEX FDS 3.9%

Value $7.939M Shares 21,453 Est. Cost $335.27 Unrealized —

VOO VANGUARD INDEX FDS 3.4%

Value $6.909M Shares 10,060 Est. Cost $627.16 Unrealized —

DGRO ISHARES TR 5.7%

Value $11.74M Shares 154,866 Est. Cost $69.43 Unrealized —

IEFA ISHARES TR 4.8%

Value $9.726M Shares 100,707 Est. Cost $89.46 Unrealized —

VYM VANGUARD WHITEHALL FDS 4.2%

Value $8.656M Shares 54,773 Est. Cost $143.52 Unrealized —

GDX VANECK ETF TRUST 0.9%

Value $1.872M Shares 24,813 Est. Cost $85.77 Unrealized —

VXUS VANGUARD STAR FDS 1.8%

Value $3.706M Shares 43,347 Est. Cost $75.44 Unrealized —

SCHA SCHWAB STRATEGIC TR 0.9%

Value $1.757M Shares 48,640 Est. Cost $28.48 Unrealized —

VEA VANGUARD TAX-MANAGED FDS 1.2%

Value $2.4M Shares 33,681 Est. Cost $62.47 Unrealized —

SCHG SCHWAB STRATEGIC TR 0.9%

Value $1.739M Shares 51,391 Est. Cost $32.62 Unrealized —

VOT VANGUARD INDEX FDS 0.7%

Value $1.431M Shares 4,672 Est. Cost $279.11 Unrealized —

GUNR FLEXSHARES TR 0.4%

Value $881K Shares 17,870 Est. Cost $45.85 Unrealized —

VWOB VANGUARD WHITEHALL FDS 1.4%

Value $2.895M Shares 43,057 Est. Cost $67.43 Unrealized —

VXF VANGUARD INDEX FDS 0.2%

Value $320K Shares 1,298 Est. Cost $209.19 Unrealized —

PCT PURECYCLE TECHNOLOGIES INC 0.1%

Value $142K Shares 17,500 Est. Cost $10.62 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VTI	VANGUARD INDEX FDS	21,453	$7.939M	3.9%	$335.27	—	TOTAL STK MKT	922908769
VOO	VANGUARD INDEX FDS	10,060	$6.909M	3.4%	$627.16	—	S&P 500 ETF SHS	922908363
DGRO	ISHARES TR	154,866	$11.74M	5.7%	$69.43	—	CORE DIV GRWTH	46434V621
IEFA	ISHARES TR	100,707	$9.726M	4.8%	$89.46	—	CORE MSCI EAFE	46432F842
VYM	VANGUARD WHITEHALL FDS	54,773	$8.656M	4.2%	$143.52	—	HIGH DIV YLD	921946406
GDX	VANECK ETF TRUST	24,813	$1.872M	0.9%	$85.77	—	GOLD MINERS ETF	92189F106
VXUS	VANGUARD STAR FDS	43,347	$3.706M	1.8%	$75.44	—	VG TL INTL STK F	921909768
SCHA	SCHWAB STRATEGIC TR	48,640	$1.757M	0.9%	$28.48	—	US SML CAP ETF	808524607
VEA	VANGUARD TAX-MANAGED FDS	33,681	$2.4M	1.2%	$62.47	—	VAN FTSE DEV MKT	921943858
SCHG	SCHWAB STRATEGIC TR	51,391	$1.739M	0.9%	$32.62	—	US LCAP GR ETF	808524300
VOT	VANGUARD INDEX FDS	4,672	$1.431M	0.7%	$279.11	—	MCAP GR IDXVIP	922908538
GUNR	FLEXSHARES TR	17,870	$881K	0.4%	$45.85	—	MORNSTAR UPSTR	33939L407
VWOB	VANGUARD WHITEHALL FDS	43,057	$2.895M	1.4%	$67.43	—	EM MK GOV BD ETF	921946885
VXF	VANGUARD INDEX FDS	1,298	$320K	0.2%	$209.19	—	EXTEND MKT ETF	922908652
PCT	PURECYCLE TECHNOLOGIES INC	17,500	$142K	0.1%	$10.62	—	COM	74623V103